AI 銘柄分析 · 10年

Fubon Financial Holding Co., Ltd.（富邦金融控股）

2881 · TWD · 分析基準日 2026-11-06

預金基盤は強いが、保険の資本負担と持株会社への送金が株主価値を左右する

10年期待年率（参照仮定）要確認参考 -2.20%（2026-11-06・148.00 TWD基準、集計外）

資本コスト10.30%

直近終値148.00 TWD2026-11-06

AIによるシナリオ分析です。基準日以降の出来事、株価や為替の変化は個別に確認が必要です。各数値は元の分析の単位と前提に従います。

分析の要約

富邦金控は台湾の銀行・生命保険・損害保険・証券を束ねる金融グループです。顧客基盤と販売網に強みがありますが、保険の運用損益や規制資本が、普通株主に戻せる現金を左右します。2026年11月6日の持株会社単体の現金と資金源は未確認のため、子会社からの配当、外部借入、資産・持分の売却、資金不足時の調達という４つの仮定を比較しました。表示中の期待年率は外部借入を置いた参照値で、実際の借入を示すものではありません。ETFの現地源泉税・費用・将来の為替は未反映です。

事業

富邦人壽、台北富邦銀行、富邦產險、富邦證券、投信/海外銀行。生命保険運用の金利・為替と銀行の与信が主要リスク。

競争力・事業の質

顧客基盤と販売網の堀は高評価。一方、保険契約負債の超長期再価格付け、銀行信用引当、投資運用市場依存、および持株会社上流配当を重視。

業界と環境

IFRS17・台湾保険2026規制新制度により旧年度の生命保険利益や資本と直接比較不可。台湾株式・債券・為替・保険CSM・銀行CET1を別々に監視。

財務・資本配分

会社自己資本は子会社規制資本と同じではない。2026年6月末親会社持分12,676.498億TWDから額面ではなく優先株優先払込96.0bnTWDを控除した普通株経済資本11,716.504億TWDを代理開始値とする。

評価の前提と確認

reference_funding_hypothesis_IS_NOT_OBSERVED

external_borrowing

market_price_twd

148

initial_share_count

14007364952

時価総額（億）

20730.90012896

5case_probabilities_sum

weighted_net_sum_IFRS_profit_oku

12551.615445553

weighted_common_profit_after_pref_oku

12141.936513692

probability_weighted_intrinsic_value_oku

7590.457452365

probability_weighted_intrinsic_value_per_initial_share_twd

54.189046108

probability_weighted_dated_cashflow_IRR

-0.022018924965

terminal_expected_old_cohort_oku

11801.996496994

expected_cashflow_sum_oku

5271.972556399

safety_margin_pct

-63.38578

terminal_not_in_timed_cashflows

はい

weighted_IRR_on_all_dated_flows_and_terminal_once

はい

four_way_valuation_summary_per_share

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upstream_subsidiary: 55.491060368
external_borrowing: 54.189046108
stake_and_asset_sale: 54.833782384
liquidity_shortfall: 52.676129628

four_way_IRR_summary

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upstream_subsidiary: -0.019867971712
external_borrowing: -0.022018924965
stake_and_asset_sale: -0.021626057839
liquidity_shortfall: -0.022285174531

資本コストの前提

資本コスト

10.30%

currency

TWD

事業の質

0.66

事業の質の内訳

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顧客・預金フランチャイズ: 0.83
保険負債と市場リスク: 0.47
経営・資本配分: 0.68
開示の透明性: 0.72
規制余力・ダブルレバレッジ: 0.58

事業の質の根拠

銀行は強いが、保険巨額負債・台湾株式と外貨資産・IFRS17移行・再分類OCIおよび配当規制に高い不確実性。k=10.3%は独立したTWD名目保有者要求利回りの仮定。

事業別データ

事業別の内訳と、収録されている年度別データを確認できます。

事業別データを開く →

資金源による感応度

未確認の資金源をそれぞれ仮定し、各仮定内で５ケースの株主キャッシュフローを確率加重した試算です。実際の資金源や分岐の確率を示すものではありません。年率と１株価値は分析基準日の株価 148.00 TWD に基づきます。

資金源の仮定	加重期待年率	割引後の価値 / 株
仮定A：子会社からの既存資本・利益の上流配当	-1.99%	55.49 TWD
仮定B：持株会社の新規外部借入（表示中の参照ケース）	-2.20%	54.19 TWD
仮定C：金融資産売却＋子会社持分一部売却	-2.16%	54.83 TWD
仮定D：資金源未特定・不足（緊急ブリッジ診断）	-2.23%	52.68 TWD

10年のシナリオ

シナリオごとの確率、期間内の株主還元・追加負担、終価です。金額は億TWD。株主の範囲や受取時点は各分析の前提を確認してください。

シナリオ	確率	株主還元・追加負担	終価
構造的な弱気（保険資産毀損・増資）	12.0%	0.00	102.49
弱気（保険利回り・信用費用悪化）	23.0%	1,865.32	2,053.80
中立（正常化した銀行・保険利益）	36.0%	5,576.58	10,099.28
強気（収益構造改善）	21.0%	8,696.99	21,411.40
例外的強気（資本効率・利益大幅改善）	8.0%	12,612.66	39,814.87

構造的な弱気（保険資産毀損・増資）（確率 12.0%）

このシナリオの数値・キャッシュフローを開く →

弱気（保険利回り・信用費用悪化）（確率 23.0%）

このシナリオの数値・キャッシュフローを開く →

中立（正常化した銀行・保険利益）（確率 36.0%）

日付別キャッシュフロー

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想定日: 2026-11-09
year: 0.008213552361
種類: scheduled_investor_recheck_NONCASH
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: いいえ
forecast: はい
is_old_common_holder_received_cash: いいえ
出典: company calendar, post-cutoff result not used

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想定日: 2026-12-02
year: 0.071184120465
種類: scheduled_2026_Q3_investor_conference_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: いいえ
forecast: はい
is_old_common_holder_received_cash: いいえ
出典: company events, do not use 2026Q3 post-cutoff

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想定日: 2026-12-05
year: 0.079397672827
種類: preexisting_FHC_38oku_bond_matures_rolled_over
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: いいえ
forecast: はい
is_old_common_holder_received_cash: いいえ
company_gross_maturity_oku: 38
hypothetical_replacement_issuance_oku: 38
注記: Known maturity; replacement issuance and 2.5% rate are UNCONFIRMED, not free holder cash

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想定日: 2026-12-31
year: 0.150581793292
種類: holding_company_INTEREST_PAYMENT_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
loan_interest_net_of_tax_cash_oku: 2.998296181
legacy_bond_refi_extra_interest_oku: 0.036380055

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想定日: 2027-05-20
year: 0.533880903491
種類: ordinary_and_preferred_board_DECISION_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_pref_payment_oku: 39.64131

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想定日: 2027-07-01
year: 0.64887063655
種類: ordinary_EX_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_dividend_pays_oku: 486.939157205

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想定日: 2027-07-07
year: 0.665297741273
種類: ordinary_RECORD_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ

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想定日: 2027-07-31
year: 0.731006160164
種類: ordinary_DIVIDEND_OLDHOLDER
金額: 486.939157205
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
ex_date_assumed: 2027-07-01
record_date_assumed: 2027-07-07
full_issuer_common_dividend_oku: 486.939157205
shares_eligible_at_ex_date: 14007364952
old_cohort_eligible_at_ex_date: 14007364952

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想定日: 2027-07-31
year: 0.731006160164
種類: preferred_DIVIDEND_NONCOMMON_ZERO
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
issuer_pref_cash_oku: 39.64131
注記: discretionary/noncumulative, not old common holder cash

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想定日: 2027-12-31
year: 1.149897330595
種類: holding_company_DEBT_MATURITY_REPAY_OR_REFINANCE_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
debt_principal_due_oku: 109.088726678
actually_modeled_principal_cash_out_oku: 109.088726678
rolled_refinanced_amount_oku: 0
additional_emergency_liquidity_draw_oku: 0

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想定日: 2027-12-31
year: 1.149897330595
種類: holding_company_INTEREST_PAYMENT_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
loan_interest_net_of_tax_cash_oku: 19.897783746
legacy_bond_refi_extra_interest_oku: 0.51072

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想定日: 2028-05-20
year: 1.535934291581
種類: ordinary_and_preferred_board_DECISION_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_pref_payment_oku: 39.72059262

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想定日: 2028-07-01
year: 1.650924024641
種類: ordinary_EX_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_dividend_pays_oku: 476.922027692

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想定日: 2028-07-07
year: 1.667351129363
種類: ordinary_RECORD_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ

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想定日: 2028-07-31
year: 1.733059548255
種類: ordinary_DIVIDEND_OLDHOLDER
金額: 476.922027692
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
ex_date_assumed: 2028-07-01
record_date_assumed: 2028-07-07
full_issuer_common_dividend_oku: 476.922027692
shares_eligible_at_ex_date: 14007364952
old_cohort_eligible_at_ex_date: 14007364952

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想定日: 2028-07-31
year: 1.733059548255
種類: preferred_DIVIDEND_NONCOMMON_ZERO
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
issuer_pref_cash_oku: 39.72059262
注記: discretionary/noncumulative, not old common holder cash

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想定日: 2028-12-31
year: 2.151950718686
種類: holding_company_DEBT_MATURITY_REPAY_OR_REFINANCE_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
debt_principal_due_oku: 109.088726678
actually_modeled_principal_cash_out_oku: 109.088726678
rolled_refinanced_amount_oku: 0
additional_emergency_liquidity_draw_oku: 0

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想定日: 2028-12-31
year: 2.151950718686
種類: holding_company_INTEREST_PAYMENT_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
loan_interest_net_of_tax_cash_oku: 16.581486455
legacy_bond_refi_extra_interest_oku: 0.51072

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想定日: 2029-05-20
year: 2.535249828884
種類: ordinary_and_preferred_board_DECISION_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_pref_payment_oku: 39.800033805

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想定日: 2029-07-01
year: 2.650239561944
種類: ordinary_EX_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_dividend_pays_oku: 497.413488629

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想定日: 2029-07-07
year: 2.666666666667
種類: ordinary_RECORD_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ

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想定日: 2029-07-31
year: 2.732375085558
種類: ordinary_DIVIDEND_OLDHOLDER
金額: 497.413488629
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
ex_date_assumed: 2029-07-01
record_date_assumed: 2029-07-07
full_issuer_common_dividend_oku: 497.413488629
shares_eligible_at_ex_date: 14007364952
old_cohort_eligible_at_ex_date: 14007364952

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想定日: 2029-07-31
year: 2.732375085558
種類: preferred_DIVIDEND_NONCOMMON_ZERO
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
issuer_pref_cash_oku: 39.800033805
注記: discretionary/noncumulative, not old common holder cash

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想定日: 2029-12-31
year: 3.151266255989
種類: holding_company_DEBT_MATURITY_REPAY_OR_REFINANCE_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
debt_principal_due_oku: 109.088726678
actually_modeled_principal_cash_out_oku: 109.088726678
rolled_refinanced_amount_oku: 0
additional_emergency_liquidity_draw_oku: 0

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想定日: 2029-12-31
year: 3.151266255989
種類: holding_company_INTEREST_PAYMENT_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
loan_interest_net_of_tax_cash_oku: 13.265189164
legacy_bond_refi_extra_interest_oku: 0.51072

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想定日: 2030-05-20
year: 3.534565366188
種類: ordinary_and_preferred_board_DECISION_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_pref_payment_oku: 39.879633873

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想定日: 2030-07-01
year: 3.649555099247
種類: ordinary_EX_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_dividend_pays_oku: 520.68630433

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想定日: 2030-07-07
year: 3.66598220397
種類: ordinary_RECORD_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ

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想定日: 2030-07-31
year: 3.731690622861
種類: ordinary_DIVIDEND_OLDHOLDER
金額: 520.68630433
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
ex_date_assumed: 2030-07-01
record_date_assumed: 2030-07-07
full_issuer_common_dividend_oku: 520.68630433
shares_eligible_at_ex_date: 14007364952
old_cohort_eligible_at_ex_date: 14007364952

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想定日: 2030-07-31
year: 3.731690622861
種類: preferred_DIVIDEND_NONCOMMON_ZERO
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
issuer_pref_cash_oku: 39.879633873
注記: discretionary/noncumulative, not old common holder cash

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想定日: 2030-12-31
year: 4.150581793292
種類: holding_company_DEBT_MATURITY_REPAY_OR_REFINANCE_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
debt_principal_due_oku: 109.088726678
actually_modeled_principal_cash_out_oku: 109.088726678
rolled_refinanced_amount_oku: 0
additional_emergency_liquidity_draw_oku: 0

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想定日: 2030-12-31
year: 4.150581793292
種類: holding_company_INTEREST_PAYMENT_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
loan_interest_net_of_tax_cash_oku: 9.948891873
legacy_bond_refi_extra_interest_oku: 0.51072

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想定日: 2031-05-20
year: 4.533880903491
種類: ordinary_and_preferred_board_DECISION_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_pref_payment_oku: 39.959393141

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想定日: 2031-07-01
year: 4.64887063655
種類: ordinary_EX_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_dividend_pays_oku: 543.779832444

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想定日: 2031-07-07
year: 4.665297741273
種類: ordinary_RECORD_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ

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想定日: 2031-07-31
year: 4.731006160164
種類: ordinary_DIVIDEND_OLDHOLDER
金額: 543.779832444
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
ex_date_assumed: 2031-07-01
record_date_assumed: 2031-07-07
full_issuer_common_dividend_oku: 543.779832444
shares_eligible_at_ex_date: 14007364952
old_cohort_eligible_at_ex_date: 14007364952

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想定日: 2031-07-31
year: 4.731006160164
種類: preferred_DIVIDEND_NONCOMMON_ZERO
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
issuer_pref_cash_oku: 39.959393141
注記: discretionary/noncumulative, not old common holder cash

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想定日: 2031-12-31
year: 5.149897330595
種類: holding_company_DEBT_MATURITY_REPAY_OR_REFINANCE_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
debt_principal_due_oku: 109.088726678
actually_modeled_principal_cash_out_oku: 109.088726678
rolled_refinanced_amount_oku: 0
additional_emergency_liquidity_draw_oku: 0

内容を開く

想定日: 2031-12-31
year: 5.149897330595
種類: holding_company_INTEREST_PAYMENT_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
loan_interest_net_of_tax_cash_oku: 6.632594582
legacy_bond_refi_extra_interest_oku: 0.51072

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想定日: 2032-05-20
year: 5.535934291581
種類: ordinary_and_preferred_board_DECISION_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_pref_payment_oku: 40.039311927

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想定日: 2032-07-01
year: 5.650924024641
種類: ordinary_EX_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_dividend_pays_oku: 568.290020634

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想定日: 2032-07-07
year: 5.667351129363
種類: ordinary_RECORD_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ

内容を開く

想定日: 2032-07-31
year: 5.733059548255
種類: ordinary_DIVIDEND_OLDHOLDER
金額: 568.290020634
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
ex_date_assumed: 2032-07-01
record_date_assumed: 2032-07-07
full_issuer_common_dividend_oku: 568.290020634
shares_eligible_at_ex_date: 14007364952
old_cohort_eligible_at_ex_date: 14007364952

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想定日: 2032-07-31
year: 5.733059548255
種類: preferred_DIVIDEND_NONCOMMON_ZERO
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
issuer_pref_cash_oku: 40.039311927
注記: discretionary/noncumulative, not old common holder cash

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想定日: 2032-12-31
year: 6.151950718686
種類: holding_company_DEBT_MATURITY_REPAY_OR_REFINANCE_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
debt_principal_due_oku: 109.088726678
actually_modeled_principal_cash_out_oku: 109.088726678
rolled_refinanced_amount_oku: 0
additional_emergency_liquidity_draw_oku: 0

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想定日: 2032-12-31
year: 6.151950718686
種類: holding_company_INTEREST_PAYMENT_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
loan_interest_net_of_tax_cash_oku: 3.316297291
legacy_bond_refi_extra_interest_oku: 0.51072

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想定日: 2033-05-20
year: 6.535249828884
種類: ordinary_and_preferred_board_DECISION_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_pref_payment_oku: 40.119390551

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想定日: 2033-07-01
year: 6.650239561944
種類: ordinary_EX_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_dividend_pays_oku: 595.164066376

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想定日: 2033-07-07
year: 6.666666666667
種類: ordinary_RECORD_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ

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想定日: 2033-07-31
year: 6.732375085558
種類: ordinary_DIVIDEND_OLDHOLDER
金額: 595.164066376
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
ex_date_assumed: 2033-07-01
record_date_assumed: 2033-07-07
full_issuer_common_dividend_oku: 595.164066376
shares_eligible_at_ex_date: 14007364952
old_cohort_eligible_at_ex_date: 14007364952

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想定日: 2033-07-31
year: 6.732375085558
種類: preferred_DIVIDEND_NONCOMMON_ZERO
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
issuer_pref_cash_oku: 40.119390551
注記: discretionary/noncumulative, not old common holder cash

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想定日: 2033-12-31
year: 7.151266255989
種類: holding_company_DEBT_MATURITY_REPAY_OR_REFINANCE_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
debt_principal_due_oku: 0
actually_modeled_principal_cash_out_oku: 0
rolled_refinanced_amount_oku: 0
additional_emergency_liquidity_draw_oku: 0

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想定日: 2033-12-31
year: 7.151266255989
種類: holding_company_INTEREST_PAYMENT_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
loan_interest_net_of_tax_cash_oku: 0
legacy_bond_refi_extra_interest_oku: 0.51072

内容を開く

想定日: 2034-05-20
year: 7.534565366188
種類: ordinary_and_preferred_board_DECISION_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_pref_payment_oku: 40.199629332

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想定日: 2034-07-01
year: 7.649555099247
種類: ordinary_EX_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_dividend_pays_oku: 611.833027949

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想定日: 2034-07-07
year: 7.66598220397
種類: ordinary_RECORD_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ

内容を開く

想定日: 2034-07-31
year: 7.731690622861
種類: ordinary_DIVIDEND_OLDHOLDER
金額: 611.833027949
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
ex_date_assumed: 2034-07-01
record_date_assumed: 2034-07-07
full_issuer_common_dividend_oku: 611.833027949
shares_eligible_at_ex_date: 14007364952
old_cohort_eligible_at_ex_date: 14007364952

内容を開く

想定日: 2034-07-31
year: 7.731690622861
種類: preferred_DIVIDEND_NONCOMMON_ZERO
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
issuer_pref_cash_oku: 40.199629332
注記: discretionary/noncumulative, not old common holder cash

内容を開く

想定日: 2034-12-31
year: 8.150581793292
種類: holding_company_INTEREST_PAYMENT_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
loan_interest_net_of_tax_cash_oku: 0
legacy_bond_refi_extra_interest_oku: 0.51072

内容を開く

想定日: 2035-05-20
year: 8.533880903491
種類: ordinary_and_preferred_board_DECISION_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_pref_payment_oku: 40.28002859

内容を開く

想定日: 2035-07-01
year: 8.64887063655
種類: ordinary_EX_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_dividend_pays_oku: 628.968842743

内容を開く

想定日: 2035-07-07
year: 8.665297741273
種類: ordinary_RECORD_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ

内容を開く

想定日: 2035-07-31
year: 8.731006160164
種類: ordinary_DIVIDEND_OLDHOLDER
金額: 628.968842743
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
ex_date_assumed: 2035-07-01
record_date_assumed: 2035-07-07
full_issuer_common_dividend_oku: 628.968842743
shares_eligible_at_ex_date: 14007364952
old_cohort_eligible_at_ex_date: 14007364952

内容を開く

想定日: 2035-07-31
year: 8.731006160164
種類: preferred_DIVIDEND_NONCOMMON_ZERO
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
issuer_pref_cash_oku: 40.28002859
注記: discretionary/noncumulative, not old common holder cash

内容を開く

想定日: 2035-12-31
year: 9.149897330595
種類: holding_company_INTEREST_PAYMENT_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
loan_interest_net_of_tax_cash_oku: 0
legacy_bond_refi_extra_interest_oku: 0.51072

内容を開く

想定日: 2036-05-20
year: 9.535934291581
種類: ordinary_and_preferred_board_DECISION_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_pref_payment_oku: 40.360588648

内容を開く

想定日: 2036-07-01
year: 9.650924024641
種類: ordinary_EX_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_dividend_pays_oku: 646.584586071

内容を開く

想定日: 2036-07-07
year: 9.667351129363
種類: ordinary_RECORD_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ

内容を開く

想定日: 2036-07-31
year: 9.733059548255
種類: ordinary_DIVIDEND_OLDHOLDER
金額: 646.584586071
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
ex_date_assumed: 2036-07-01
record_date_assumed: 2036-07-07
full_issuer_common_dividend_oku: 646.584586071
shares_eligible_at_ex_date: 14007364952
old_cohort_eligible_at_ex_date: 14007364952

内容を開く

想定日: 2036-07-31
year: 9.733059548255
種類: preferred_DIVIDEND_NONCOMMON_ZERO
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
issuer_pref_cash_oku: 40.360588648
注記: discretionary/noncumulative, not old common holder cash

内容を開く

想定日: 2036-11-06
year: 10.001368925394
種類: holding_company_INTEREST_PAYMENT_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
loan_interest_net_of_tax_cash_oku: 0
legacy_bond_refi_extra_interest_oku: 0.433972459

その他の数値・前提

funding_branch

external_borrowing

funding_status

four mutually exclusive hypothetical pathways; NO source established as fact

period_count

first_period_days

last_period_days

311

period_ledger

内容を開く

id: initial_2026_postcutoff_partial
calendar_year: 2026
開始日: 2026-11-07
終了日: 2026-12-31
days_in_period: 55
days_in_fiscal_year: 365
year_fraction: 0.150684931507
actual_or_forecast: conditional forecast - NOT actual 2026 Nov6 funding
source_data_cutoff: 2026-11-06
bank_pre_provision_pre_tax_profit_oku: 95.000199301
bank_credit_cost_pre_tax_oku: 12.858079135
bank_after_tax_profit_oku: 65.713696133
life_after_tax_profit_oku: 80.697869843
property_insurance_after_tax_profit_oku: 13.243792808
securities_after_tax_profit_oku: 17.692946948
asset_mgmt_after_tax_profit_oku: 2.897787144
group_adjustments_after_tax_oku: -10.34112275
consolidated_parent_profit_before_pref_oku: 166.87029389
preferred_economic_annual_claim_allocated_oku: 5.961425232
parent_ordinary_net_profit_oku: 160.908868658
nci_profit_oku: 1.178376786
consolidated_total_profit_before_pref_oku: 168.048670676
non_cash_oci_movement_oku: 0
reclassified_fvoci_disposal_gain_to_net_profit_oku: 0
opening_ordinary_book_equity_oku: 12089.79255
ordinary_book_equity_end_oku: 12250.701418658
opening_nci_book_equity_oku: 164.53963
nci_cash_distribution_oku: 0.353513036
nci_book_equity_end_oku: 165.36449375
preferred_equity_priority_oku: 959.994
consolidated_total_equity_end_oku: 13382.02133764
ordinary_dividend_company_cash_oku: 0
ordinary_dividend_per_share_twd: 0
preferred_dividend_company_cash_oku: 0
issuer_buyback_company_cash_oku: 0
ordinary_dividends_received_by_initial_holder_cohort_oku: 0
buyback_tender_cash_received_by_initial_holder_cohort_oku: 0
old_holder_period_cashflow_oku: 0
holding_company_cash_at_start_proxy_oku: 400
modeled_upstreamed_cash_from_subsidiaries_oku: 96.163058797
holding_company_cash_overhead_oku: 3.767123288
holding_company_cash_at_end_proxy_oku: 489.361259273
holding_company_debt_unchanged_proxy_oku: 1408.27727
regulatory_capital_start_proxy_oku: 11470.71905
regulatory_required_start_proxy_oku: 9418.353836472
regulatory_qualified_capital_end_proxy_oku: 11631.627918658
regulatory_required_capital_end_proxy_oku: 9454.852142928
regulatory_capital_adequacy_end_proxy_pct: 123.0228431
recapitalization_new_common_cash_from_nonholders_oku: 0
recapitalization_new_shares: 0
insurance_contract_liability_start_memo_oku: 47714.75607
insurance_contract_liability_end_memo_oku: 47906.693762204
bank_deposits_start_memo_oku: 52131.65681
bank_deposits_end_memo_oku: 52349.038485199
other_group_liabilities_incl_debt_start_memo_oku: 24966.57853
other_group_liabilities_incl_debt_end_memo_oku: 25052.273194767
total_group_liabilities_end_memo_oku: 125962.53780224
consolidated_group_assets_end_balance_identity_oku: 139344.55913988
csm_start_memo_oku: 4351.32
new_business_csm_oku: 103.97260274
csm_release_memo_oku: 49.175876712
csm_non_cash_valuation_shock_oku: 0
csm_end_memo_oku: 4406.116726027
shares_outstanding_start: 14007364952
old_cohort_shares_start: 14007364952
sbc_issued_new_common_shares: 0
sbc_equity_credit_noncash_oku: 0
issuer_bought_back_common_shares: 0
shares_outstanding_end: 14007364952
old_cohort_shares_end: 14007364952
old_holder_equivalence_factor_end: 1
dividend_or_tender_is_forecast: はい
forecast_does_not_count_2026_pre_cutoff_earnings_again: はい
gaap_parent_all_classes_equity_end_proxy_oku: 13216.65684389
gaap_ordinary_book_equity_end_proxy_oku: 12256.66284389
preferred_economic_accrual_unpaid_at_open_oku: 0
preferred_economic_accrual_unpaid_at_end_oku: 5.961425232
ordinary_book_equity_is_preference_allocated_economic_proxy_not_statutory_IFRS: はい
regulatory_capital_old_method_not_actual_2026_cutoff: はい
sbc_current_disclosed_H1_settlement_cash_only: はい
cash_settled_SBC_cost_assumed_already_in_operating_expense: はい
new_equity_SBC_issue_2027_onward_unconfirmed_default_zero: はい
sbc_compensation_expense_in_profit_oku: 0
sbc_non_cash_addback_to_profit_in_annual_ledger_oku: 0
sbc_market_delivery_value_oku: 0
life_reported_H1_2026_TIS_pct_not_updated_asof_cutoff: 140
bank_reported_H1_2026_BIS_pct_not_updated_asof_cutoff: 15.35
bank_reported_H1_2026_Tier1_pct_not_updated_asof_cutoff: 13.29
future_actual_bank_capital_and_life_TIS_not_reconstructed: はい
subsidiary_upstream_baseline_before_TIS_BIS_haircuts_oku: 106.341551133
subsidiary_life_upstream_increment_removed_by_TIS_uncertainty_oku: 5.447106214
subsidiary_bank_upstream_increment_removed_by_BIS_uncertainty_oku: 4.731386122
subsidiary_internal_payment_not_ordinary_holder_cashflow: はい
dividend_target_before_cash_and_capital_buffer_oku: 0
ordinary_distribution_withheld_for_cash_or_regulatory_proxy_oku: 0
issuer_repurchase_withheld_for_cash_or_regulatory_proxy_oku: 0
noncash_fvoci_OCI_realization_double_count_excluded: はい
funding_branch: external_borrowing
start: 2026-11-07
end: 2026-12-31
days: 55
parent_IFRS_attributable_profit_oku: 166.87029389
parent_ordinary_after_preference_allocation_oku: 160.908868658
parent_income_change_preferred_discretionary_normalization_oku: 5.961425232
incremental_parent_income_loss_from_funding_source_oku: 0
incremental_parent_interest_cash_after_tax_oku: 2.998296181
existing_FHC_bond_38oku_refinancing_spread_after_tax_oku: 0.036380055
NCI_incremental_new_stake_buyer_profit_oku: 0
opening_group_liability_memo_oku: 125962.53780224
group_total_liabilities_end_memo_oku: 125962.53780224
incremental_holding_loan_interest_after_tax_cash_oku: 2.998296181
holding_refinanced_old_bond_extra_interest_cash_oku: 0.036380055
holding_company_new_funding_debt_at_start_oku: 654.53236007
holding_company_new_funding_debt_at_end_oku: 654.53236007
holding_company_new_funding_principal_matured_due_oku: 0
holding_company_new_funding_principal_REPAID_oku: 0
holding_company_new_funding_principal_REFN_oku: 0
holding_company_emergency_additional_draw_oku: 0
holding_company_baseline_bonds_and_other_debt_proxy_oku: 1408.27727
holding_company_total_debt_proxy_oku: 2062.80963007
regulatory_issuer_buyback_buffer_pct_ANALYST_not_law: 115
regulatory_common_dividend_buffer_pct_ANALYST_not_law: 112
regulatory_issuance_if_below_108pct_to_110pct_ANALYST_not_law: はい
sbc_cash_settled_staff_rewards_already_expensed_IN_PARENT_IFRS_profit: はい
sbc_compensation_expense_not_quantified_oku: 未確認
cash_source_not_recounted_as_consolidated_earnings: はい
FHC_old_bond_38oku_maturity_date: 2026-12-05

内容を開く

id: fy_2027
calendar_year: 2027
開始日: 2027-01-01
終了日: 2027-12-31
days_in_period: 365
days_in_fiscal_year: 365
year_fraction: 1
actual_or_forecast: conditional forecast - NOT actual 2026 Nov6 funding
source_data_cutoff: 2026-11-06
bank_pre_provision_pre_tax_profit_oku: 650
bank_credit_cost_pre_tax_oku: 87.5
bank_after_tax_profit_oku: 450
life_after_tax_profit_oku: 550
property_insurance_after_tax_profit_oku: 90
securities_after_tax_profit_oku: 120
asset_mgmt_after_tax_profit_oku: 20
group_adjustments_after_tax_oku: -70
consolidated_parent_profit_before_pref_oku: 1139.591496254
preferred_economic_annual_claim_allocated_oku: 39.64131
parent_ordinary_net_profit_oku: 1099.950186254
nci_profit_oku: 8
consolidated_total_profit_before_pref_oku: 1147.591496254
non_cash_oci_movement_oku: -250
reclassified_fvoci_disposal_gain_to_net_profit_oku: 0
opening_ordinary_book_equity_oku: 12250.701418658
ordinary_book_equity_end_oku: 12613.712447707
opening_nci_book_equity_oku: 165.36449375
nci_cash_distribution_oku: 2.4
nci_book_equity_end_oku: 170.96449375
preferred_equity_priority_oku: 959.994
consolidated_total_equity_end_oku: 13750.632366689
ordinary_dividend_company_cash_oku: 486.939157205
ordinary_dividend_per_share_twd: 3.4763080627
preferred_dividend_company_cash_oku: 39.64131
issuer_buyback_company_cash_oku: 0
ordinary_dividends_received_by_initial_holder_cohort_oku: 486.939157205
buyback_tender_cash_received_by_initial_holder_cohort_oku: 0
old_holder_period_cashflow_oku: 486.939157205
holding_company_cash_at_start_proxy_oku: 489.361259273
modeled_upstreamed_cash_from_subsidiaries_oku: 656.375
holding_company_cash_overhead_oku: 25
holding_company_cash_at_end_proxy_oku: 464.658561644
holding_company_debt_unchanged_proxy_oku: 1408.27727
regulatory_capital_start_proxy_oku: 11631.627918658
regulatory_required_start_proxy_oku: 9454.852142928
regulatory_qualified_capital_end_proxy_oku: 12069.638947707
regulatory_required_capital_end_proxy_oku: 9700.678298644
regulatory_capital_adequacy_end_proxy_pct: 124.4205671
recapitalization_new_common_cash_from_nonholders_oku: 0
recapitalization_new_shares: 0
insurance_contract_liability_start_memo_oku: 47906.693762204
insurance_contract_liability_end_memo_oku: 49200.174493783
bank_deposits_start_memo_oku: 52349.038485199
bank_deposits_end_memo_oku: 53814.811562785
other_group_liabilities_incl_debt_start_memo_oku: 25052.273194767
other_group_liabilities_incl_debt_end_memo_oku: 25628.475478247
total_group_liabilities_end_memo_oku: 129188.90516821
consolidated_group_assets_end_balance_identity_oku: 142939.5375349
csm_start_memo_oku: 4406.116726027
new_business_csm_oku: 690
csm_release_memo_oku: 330.458754452
csm_non_cash_valuation_shock_oku: 0
csm_end_memo_oku: 4765.657971575
shares_outstanding_start: 14007364952
old_cohort_shares_start: 14007364952
sbc_issued_new_common_shares: 0
sbc_equity_credit_noncash_oku: 0
issuer_bought_back_common_shares: 0
shares_outstanding_end: 14007364952
old_cohort_shares_end: 14007364952
old_holder_equivalence_factor_end: 1
dividend_or_tender_is_forecast: はい
forecast_does_not_count_2026_pre_cutoff_earnings_again: はい
gaap_parent_all_classes_equity_end_proxy_oku: 13579.667872939
gaap_ordinary_book_equity_end_proxy_oku: 12619.673872939
preferred_economic_accrual_unpaid_at_open_oku: 5.961425232
preferred_economic_accrual_unpaid_at_end_oku: 5.961425232
ordinary_book_equity_is_preference_allocated_economic_proxy_not_statutory_IFRS: はい
regulatory_capital_old_method_not_actual_2026_cutoff: はい
sbc_current_disclosed_H1_settlement_cash_only: はい
cash_settled_SBC_cost_assumed_already_in_operating_expense: はい
new_equity_SBC_issue_2027_onward_unconfirmed_default_zero: はい
sbc_compensation_expense_in_profit_oku: 0
sbc_non_cash_addback_to_profit_in_annual_ledger_oku: 0
sbc_market_delivery_value_oku: 0
life_reported_H1_2026_TIS_pct_not_updated_asof_cutoff: 140
bank_reported_H1_2026_BIS_pct_not_updated_asof_cutoff: 15.35
bank_reported_H1_2026_Tier1_pct_not_updated_asof_cutoff: 13.29
future_actual_bank_capital_and_life_TIS_not_reconstructed: はい
subsidiary_upstream_baseline_before_TIS_BIS_haircuts_oku: 725.9
subsidiary_life_upstream_increment_removed_by_TIS_uncertainty_oku: 37.125
subsidiary_bank_upstream_increment_removed_by_BIS_uncertainty_oku: 32.4
subsidiary_internal_payment_not_ordinary_holder_cashflow: はい
dividend_target_before_cash_and_capital_buffer_oku: 504.265680738
ordinary_distribution_withheld_for_cash_or_regulatory_proxy_oku: 0
issuer_repurchase_withheld_for_cash_or_regulatory_proxy_oku: 0
noncash_fvoci_OCI_realization_double_count_excluded: はい
funding_branch: external_borrowing
start: 2027-01-01
end: 2027-12-31
days: 365
parent_IFRS_attributable_profit_oku: 1139.591496254
parent_ordinary_after_preference_allocation_oku: 1099.950186254
parent_income_change_preferred_discretionary_normalization_oku: 39.64131
incremental_parent_income_loss_from_funding_source_oku: 0
incremental_parent_interest_cash_after_tax_oku: 19.897783746
existing_FHC_bond_38oku_refinancing_spread_after_tax_oku: 0.51072
NCI_incremental_new_stake_buyer_profit_oku: 0
opening_group_liability_memo_oku: 129297.99389489
group_total_liabilities_end_memo_oku: 129188.90516821
incremental_holding_loan_interest_after_tax_cash_oku: 19.897783746
holding_refinanced_old_bond_extra_interest_cash_oku: 0.51072
holding_company_new_funding_debt_at_start_oku: 654.53236007
holding_company_new_funding_debt_at_end_oku: 545.443633392
holding_company_new_funding_principal_matured_due_oku: 109.088726678
holding_company_new_funding_principal_REPAID_oku: 109.088726678
holding_company_new_funding_principal_REFN_oku: 0
holding_company_emergency_additional_draw_oku: 0
holding_company_baseline_bonds_and_other_debt_proxy_oku: 1408.27727
holding_company_total_debt_proxy_oku: 1953.720903392
regulatory_issuer_buyback_buffer_pct_ANALYST_not_law: 115
regulatory_common_dividend_buffer_pct_ANALYST_not_law: 112
regulatory_issuance_if_below_108pct_to_110pct_ANALYST_not_law: はい
sbc_cash_settled_staff_rewards_already_expensed_IN_PARENT_IFRS_profit: はい
sbc_compensation_expense_not_quantified_oku: 未確認
cash_source_not_recounted_as_consolidated_earnings: はい
FHC_old_bond_38oku_maturity_date: 2026-12-05

内容を開く

id: fy_2028
calendar_year: 2028
開始日: 2028-01-01
終了日: 2028-12-31
days_in_period: 366
days_in_fiscal_year: 366
year_fraction: 1
actual_or_forecast: conditional forecast - NOT actual 2026 Nov6 funding
source_data_cutoff: 2026-11-06
bank_pre_provision_pre_tax_profit_oku: 670.15
bank_credit_cost_pre_tax_oku: 89.72425
bank_after_tax_profit_oku: 464.3406
life_after_tax_profit_oku: 564.85
property_insurance_after_tax_profit_oku: 92.16
securities_after_tax_profit_oku: 122.64
asset_mgmt_after_tax_profit_oku: 20.8
group_adjustments_after_tax_oku: -71.4
consolidated_parent_profit_before_pref_oku: 1176.298393545
preferred_economic_annual_claim_allocated_oku: 39.72059262
parent_ordinary_net_profit_oku: 1136.577800925
nci_profit_oku: 8.184
consolidated_total_profit_before_pref_oku: 1184.482393545
non_cash_oci_movement_oku: 250
reclassified_fvoci_disposal_gain_to_net_profit_oku: 0
opening_ordinary_book_equity_oku: 12613.712447707
ordinary_book_equity_end_oku: 13523.36822094
opening_nci_book_equity_oku: 170.96449375
nci_cash_distribution_oku: 2.4552
nci_book_equity_end_oku: 176.69329375
preferred_equity_priority_oku: 959.994
consolidated_total_equity_end_oku: 14666.016939922
ordinary_dividend_company_cash_oku: 476.922027692
ordinary_dividend_per_share_twd: 3.4047947585
preferred_dividend_company_cash_oku: 39.72059262
issuer_buyback_company_cash_oku: 0
ordinary_dividends_received_by_initial_holder_cohort_oku: 476.922027692
buyback_tender_cash_received_by_initial_holder_cohort_oku: 0
old_holder_period_cashflow_oku: 476.922027692
holding_company_cash_at_start_proxy_oku: 464.658561644
modeled_upstreamed_cash_from_subsidiaries_oku: 675.1046338
holding_company_cash_overhead_oku: 25.3
holding_company_cash_at_end_proxy_oku: 471.639641998
holding_company_debt_unchanged_proxy_oku: 1408.27727
regulatory_capital_start_proxy_oku: 12069.638947707
regulatory_required_start_proxy_oku: 9700.678298644
regulatory_qualified_capital_end_proxy_oku: 12904.29472094
regulatory_required_capital_end_proxy_oku: 9952.895934409
regulatory_capital_adequacy_end_proxy_pct: 129.6536687
recapitalization_new_common_cash_from_nonholders_oku: 0
recapitalization_new_shares: 0
insurance_contract_liability_start_memo_oku: 49200.174493783
insurance_contract_liability_end_memo_oku: 50528.579205115
bank_deposits_start_memo_oku: 53814.811562785
bank_deposits_end_memo_oku: 55321.626286543
other_group_liabilities_incl_debt_start_memo_oku: 25628.475478247
other_group_liabilities_incl_debt_end_memo_oku: 26217.930414246
total_group_liabilities_end_memo_oku: 132504.49081262
consolidated_group_assets_end_balance_identity_oku: 147170.50775254
csm_start_memo_oku: 4765.657971575
new_business_csm_oku: 710.7
csm_release_memo_oku: 357.424347868
csm_non_cash_valuation_shock_oku: 0
csm_end_memo_oku: 5118.933623707
shares_outstanding_start: 14007364952
old_cohort_shares_start: 14007364952
sbc_issued_new_common_shares: 0
sbc_equity_credit_noncash_oku: 0
issuer_bought_back_common_shares: 0
shares_outstanding_end: 14007364952
old_cohort_shares_end: 14007364952
old_holder_equivalence_factor_end: 1
dividend_or_tender_is_forecast: はい
forecast_does_not_count_2026_pre_cutoff_earnings_again: はい
gaap_parent_all_classes_equity_end_proxy_oku: 14489.323646172
gaap_ordinary_book_equity_end_proxy_oku: 13529.329646172
preferred_economic_accrual_unpaid_at_open_oku: 5.961425232
preferred_economic_accrual_unpaid_at_end_oku: 5.961425232
ordinary_book_equity_is_preference_allocated_economic_proxy_not_statutory_IFRS: はい
regulatory_capital_old_method_not_actual_2026_cutoff: はい
sbc_current_disclosed_H1_settlement_cash_only: はい
cash_settled_SBC_cost_assumed_already_in_operating_expense: はい
new_equity_SBC_issue_2027_onward_unconfirmed_default_zero: はい
sbc_compensation_expense_in_profit_oku: 0
sbc_non_cash_addback_to_profit_in_annual_ledger_oku: 0
sbc_market_delivery_value_oku: 0
life_reported_H1_2026_TIS_pct_not_updated_asof_cutoff: 140
bank_reported_H1_2026_BIS_pct_not_updated_asof_cutoff: 15.35
bank_reported_H1_2026_Tier1_pct_not_updated_asof_cutoff: 13.29
future_actual_bank_capital_and_life_TIS_not_reconstructed: はい
subsidiary_upstream_baseline_before_TIS_BIS_haircuts_oku: 746.664532
subsidiary_life_upstream_increment_removed_by_TIS_uncertainty_oku: 38.127375
subsidiary_bank_upstream_increment_removed_by_BIS_uncertainty_oku: 33.4325232
subsidiary_internal_payment_not_ordinary_holder_cashflow: はい
dividend_target_before_cash_and_capital_buffer_oku: 518.388820598
ordinary_distribution_withheld_for_cash_or_regulatory_proxy_oku: 0
issuer_repurchase_withheld_for_cash_or_regulatory_proxy_oku: 0
noncash_fvoci_OCI_realization_double_count_excluded: はい
funding_branch: external_borrowing
start: 2028-01-01
end: 2028-12-31
days: 366
parent_IFRS_attributable_profit_oku: 1176.298393545
parent_ordinary_after_preference_allocation_oku: 1136.577800925
parent_income_change_preferred_discretionary_normalization_oku: 39.72059262
incremental_parent_income_loss_from_funding_source_oku: 0
incremental_parent_interest_cash_after_tax_oku: 16.581486455
existing_FHC_bond_38oku_refinancing_spread_after_tax_oku: 0.51072
NCI_incremental_new_stake_buyer_profit_oku: 0
opening_group_liability_memo_oku: 132613.5795393
group_total_liabilities_end_memo_oku: 132504.49081262
incremental_holding_loan_interest_after_tax_cash_oku: 16.581486455
holding_refinanced_old_bond_extra_interest_cash_oku: 0.51072
holding_company_new_funding_debt_at_start_oku: 545.443633392
holding_company_new_funding_debt_at_end_oku: 436.354906713
holding_company_new_funding_principal_matured_due_oku: 109.088726678
holding_company_new_funding_principal_REPAID_oku: 109.088726678
holding_company_new_funding_principal_REFN_oku: 0
holding_company_emergency_additional_draw_oku: 0
holding_company_baseline_bonds_and_other_debt_proxy_oku: 1408.27727
holding_company_total_debt_proxy_oku: 1844.632176713
regulatory_issuer_buyback_buffer_pct_ANALYST_not_law: 115
regulatory_common_dividend_buffer_pct_ANALYST_not_law: 112
regulatory_issuance_if_below_108pct_to_110pct_ANALYST_not_law: はい
sbc_cash_settled_staff_rewards_already_expensed_IN_PARENT_IFRS_profit: はい
sbc_compensation_expense_not_quantified_oku: 未確認
cash_source_not_recounted_as_consolidated_earnings: はい
FHC_old_bond_38oku_maturity_date: 2026-12-05

内容を開く

id: fy_2029
calendar_year: 2029
開始日: 2029-01-01
終了日: 2029-12-31
days_in_period: 365
days_in_fiscal_year: 365
year_fraction: 1
actual_or_forecast: conditional forecast - NOT actual 2026 Nov6 funding
source_data_cutoff: 2026-11-06
bank_pre_provision_pre_tax_profit_oku: 690.92465
bank_credit_cost_pre_tax_oku: 92.005040435
bank_after_tax_profit_oku: 479.135687652
life_after_tax_profit_oku: 580.10095
property_insurance_after_tax_profit_oku: 94.37184
securities_after_tax_profit_oku: 125.33808
asset_mgmt_after_tax_profit_oku: 21.632
group_adjustments_after_tax_oku: -72.828
consolidated_parent_profit_before_pref_oku: 1213.974648488
preferred_economic_annual_claim_allocated_oku: 39.800033805
parent_ordinary_net_profit_oku: 1174.174614683
nci_profit_oku: 8.372232
consolidated_total_profit_before_pref_oku: 1222.346880488
non_cash_oci_movement_oku: 0
reclassified_fvoci_disposal_gain_to_net_profit_oku: 0
opening_ordinary_book_equity_oku: 13523.36822094
ordinary_book_equity_end_oku: 14200.129346994
opening_nci_book_equity_oku: 176.69329375
nci_cash_distribution_oku: 2.5116696
nci_book_equity_end_oku: 182.55385615
preferred_equity_priority_oku: 959.994
consolidated_total_equity_end_oku: 15348.638628376
ordinary_dividend_company_cash_oku: 497.413488629
ordinary_dividend_per_share_twd: 3.5510853778
preferred_dividend_company_cash_oku: 39.800033805
issuer_buyback_company_cash_oku: 0
ordinary_dividends_received_by_initial_holder_cohort_oku: 497.413488629
buyback_tender_cash_received_by_initial_holder_cohort_oku: 0
old_holder_period_cashflow_oku: 497.413488629
holding_company_cash_at_start_proxy_oku: 471.639641998
modeled_upstreamed_cash_from_subsidiaries_oku: 694.377460573
holding_company_cash_overhead_oku: 25.6036
holding_company_cash_at_end_proxy_oku: 480.335344295
holding_company_debt_unchanged_proxy_oku: 1408.27727
regulatory_capital_start_proxy_oku: 12904.29472094
regulatory_required_start_proxy_oku: 9952.895934409
regulatory_qualified_capital_end_proxy_oku: 13581.055846994
regulatory_required_capital_end_proxy_oku: 10211.671228704
regulatory_capital_adequacy_end_proxy_pct: 132.9954279
recapitalization_new_common_cash_from_nonholders_oku: 0
recapitalization_new_shares: 0
insurance_contract_liability_start_memo_oku: 50528.579205115
insurance_contract_liability_end_memo_oku: 51892.850843653
bank_deposits_start_memo_oku: 55321.626286543
bank_deposits_end_memo_oku: 56870.631822566
other_group_liabilities_incl_debt_start_memo_oku: 26217.930414246
other_group_liabilities_incl_debt_end_memo_oku: 26820.942813774
total_group_liabilities_end_memo_oku: 135911.69166003
consolidated_group_assets_end_balance_identity_oku: 151260.33028841
csm_start_memo_oku: 5118.933623707
new_business_csm_oku: 732.021
csm_release_memo_oku: 383.920021778
csm_non_cash_valuation_shock_oku: 0
csm_end_memo_oku: 5467.034601929
shares_outstanding_start: 14007364952
old_cohort_shares_start: 14007364952
sbc_issued_new_common_shares: 0
sbc_equity_credit_noncash_oku: 0
issuer_bought_back_common_shares: 0
shares_outstanding_end: 14007364952
old_cohort_shares_end: 14007364952
old_holder_equivalence_factor_end: 1
dividend_or_tender_is_forecast: はい
forecast_does_not_count_2026_pre_cutoff_earnings_again: はい
gaap_parent_all_classes_equity_end_proxy_oku: 15166.084772226
gaap_ordinary_book_equity_end_proxy_oku: 14206.090772226
preferred_economic_accrual_unpaid_at_open_oku: 5.961425232
preferred_economic_accrual_unpaid_at_end_oku: 5.961425232
ordinary_book_equity_is_preference_allocated_economic_proxy_not_statutory_IFRS: はい
regulatory_capital_old_method_not_actual_2026_cutoff: はい
sbc_current_disclosed_H1_settlement_cash_only: はい
cash_settled_SBC_cost_assumed_already_in_operating_expense: はい
new_equity_SBC_issue_2027_onward_unconfirmed_default_zero: はい
sbc_compensation_expense_in_profit_oku: 0
sbc_non_cash_addback_to_profit_in_annual_ledger_oku: 0
sbc_market_delivery_value_oku: 0
life_reported_H1_2026_TIS_pct_not_updated_asof_cutoff: 140
bank_reported_H1_2026_BIS_pct_not_updated_asof_cutoff: 15.35
bank_reported_H1_2026_Tier1_pct_not_updated_asof_cutoff: 13.29
future_actual_bank_capital_and_life_TIS_not_reconstructed: はい
subsidiary_upstream_baseline_before_TIS_BIS_haircuts_oku: 768.032044209
subsidiary_life_upstream_increment_removed_by_TIS_uncertainty_oku: 39.156814125
subsidiary_bank_upstream_increment_removed_by_BIS_uncertainty_oku: 34.497769511
subsidiary_internal_payment_not_ordinary_holder_cashflow: はい
dividend_target_before_cash_and_capital_buffer_oku: 532.907511998
ordinary_distribution_withheld_for_cash_or_regulatory_proxy_oku: 0
issuer_repurchase_withheld_for_cash_or_regulatory_proxy_oku: 0
noncash_fvoci_OCI_realization_double_count_excluded: はい
funding_branch: external_borrowing
start: 2029-01-01
end: 2029-12-31
days: 365
parent_IFRS_attributable_profit_oku: 1213.974648488
parent_ordinary_after_preference_allocation_oku: 1174.174614683
parent_income_change_preferred_discretionary_normalization_oku: 39.800033805
incremental_parent_income_loss_from_funding_source_oku: 0
incremental_parent_interest_cash_after_tax_oku: 13.265189164
existing_FHC_bond_38oku_refinancing_spread_after_tax_oku: 0.51072
NCI_incremental_new_stake_buyer_profit_oku: 0
opening_group_liability_memo_oku: 136020.78038671
group_total_liabilities_end_memo_oku: 135911.69166003
incremental_holding_loan_interest_after_tax_cash_oku: 13.265189164
holding_refinanced_old_bond_extra_interest_cash_oku: 0.51072
holding_company_new_funding_debt_at_start_oku: 436.354906713
holding_company_new_funding_debt_at_end_oku: 327.266180035
holding_company_new_funding_principal_matured_due_oku: 109.088726678
holding_company_new_funding_principal_REPAID_oku: 109.088726678
holding_company_new_funding_principal_REFN_oku: 0
holding_company_emergency_additional_draw_oku: 0
holding_company_baseline_bonds_and_other_debt_proxy_oku: 1408.27727
holding_company_total_debt_proxy_oku: 1735.543450035
regulatory_issuer_buyback_buffer_pct_ANALYST_not_law: 115
regulatory_common_dividend_buffer_pct_ANALYST_not_law: 112
regulatory_issuance_if_below_108pct_to_110pct_ANALYST_not_law: はい
sbc_cash_settled_staff_rewards_already_expensed_IN_PARENT_IFRS_profit: はい
sbc_compensation_expense_not_quantified_oku: 未確認
cash_source_not_recounted_as_consolidated_earnings: はい
FHC_old_bond_38oku_maturity_date: 2026-12-05

内容を開く

id: fy_2030
calendar_year: 2030
開始日: 2030-01-01
終了日: 2030-12-31
days_in_period: 365
days_in_fiscal_year: 365
year_fraction: 1
actual_or_forecast: conditional forecast - NOT actual 2026 Nov6 funding
source_data_cutoff: 2026-11-06
bank_pre_provision_pre_tax_profit_oku: 712.34331415
bank_credit_cost_pre_tax_oku: 94.343808563
bank_after_tax_profit_oku: 494.39960447
life_after_tax_profit_oku: 595.76367565
property_insurance_after_tax_profit_oku: 96.63676416
securities_after_tax_profit_oku: 128.09551776
asset_mgmt_after_tax_profit_oku: 22.49728
group_adjustments_after_tax_oku: -74.28456
consolidated_parent_profit_before_pref_oku: 1252.648670167
preferred_economic_annual_claim_allocated_oku: 39.879633873
parent_ordinary_net_profit_oku: 1212.769036294
nci_profit_oku: 8.564793336
consolidated_total_profit_before_pref_oku: 1261.213463503
non_cash_oci_movement_oku: 0
reclassified_fvoci_disposal_gain_to_net_profit_oku: 0
opening_ordinary_book_equity_oku: 14200.129346994
ordinary_book_equity_end_oku: 14892.212078958
opening_nci_book_equity_oku: 182.55385615
nci_cash_distribution_oku: 2.569438001
nci_book_equity_end_oku: 188.549211485
preferred_equity_priority_oku: 959.994
consolidated_total_equity_end_oku: 16046.716715675
ordinary_dividend_company_cash_oku: 520.68630433
ordinary_dividend_per_share_twd: 3.7172323711
preferred_dividend_company_cash_oku: 39.879633873
issuer_buyback_company_cash_oku: 0
ordinary_dividends_received_by_initial_holder_cohort_oku: 520.68630433
buyback_tender_cash_received_by_initial_holder_cohort_oku: 0
old_holder_period_cashflow_oku: 520.68630433
holding_company_cash_at_start_proxy_oku: 480.335344295
modeled_upstreamed_cash_from_subsidiaries_oku: 714.209476916
holding_company_cash_overhead_oku: 25.9108432
holding_company_cash_at_end_proxy_oku: 488.519701256
holding_company_debt_unchanged_proxy_oku: 1408.27727
regulatory_capital_start_proxy_oku: 13581.055846994
regulatory_required_start_proxy_oku: 10211.671228704
regulatory_qualified_capital_end_proxy_oku: 14273.138578958
regulatory_required_capital_end_proxy_oku: 10477.17468065
regulatory_capital_adequacy_end_proxy_pct: 136.2307971
recapitalization_new_common_cash_from_nonholders_oku: 0
recapitalization_new_shares: 0
insurance_contract_liability_start_memo_oku: 51892.850843653
insurance_contract_liability_end_memo_oku: 53293.957816432
bank_deposits_start_memo_oku: 56870.631822566
bank_deposits_end_memo_oku: 58463.009513598
other_group_liabilities_incl_debt_start_memo_oku: 26820.942813774
other_group_liabilities_incl_debt_end_memo_oku: 27437.824498491
total_group_liabilities_end_memo_oku: 139412.96928188
consolidated_group_assets_end_balance_identity_oku: 155459.68599755
csm_start_memo_oku: 5467.034601929
new_business_csm_oku: 753.98163
csm_release_memo_oku: 410.027595145
csm_non_cash_valuation_shock_oku: 0
csm_end_memo_oku: 5810.988636784
shares_outstanding_start: 14007364952
old_cohort_shares_start: 14007364952
sbc_issued_new_common_shares: 0
sbc_equity_credit_noncash_oku: 0
issuer_bought_back_common_shares: 0
shares_outstanding_end: 14007364952
old_cohort_shares_end: 14007364952
old_holder_equivalence_factor_end: 1
dividend_or_tender_is_forecast: はい
forecast_does_not_count_2026_pre_cutoff_earnings_again: はい
gaap_parent_all_classes_equity_end_proxy_oku: 15858.16750419
gaap_ordinary_book_equity_end_proxy_oku: 14898.17350419
preferred_economic_accrual_unpaid_at_open_oku: 5.961425232
preferred_economic_accrual_unpaid_at_end_oku: 5.961425232
ordinary_book_equity_is_preference_allocated_economic_proxy_not_statutory_IFRS: はい
regulatory_capital_old_method_not_actual_2026_cutoff: はい
sbc_current_disclosed_H1_settlement_cash_only: はい
cash_settled_SBC_cost_assumed_already_in_operating_expense: はい
new_equity_SBC_issue_2027_onward_unconfirmed_default_zero: はい
sbc_compensation_expense_in_profit_oku: 0
sbc_non_cash_addback_to_profit_in_annual_ledger_oku: 0
sbc_market_delivery_value_oku: 0
life_reported_H1_2026_TIS_pct_not_updated_asof_cutoff: 140
bank_reported_H1_2026_BIS_pct_not_updated_asof_cutoff: 15.35
bank_reported_H1_2026_Tier1_pct_not_updated_asof_cutoff: 13.29
future_actual_bank_capital_and_life_TIS_not_reconstructed: はい
subsidiary_upstream_baseline_before_TIS_BIS_haircuts_oku: 790.020296544
subsidiary_life_upstream_increment_removed_by_TIS_uncertainty_oku: 40.214048106
subsidiary_bank_upstream_increment_removed_by_BIS_uncertainty_oku: 35.596771522
subsidiary_internal_payment_not_ordinary_holder_cashflow: はい
dividend_target_before_cash_and_capital_buffer_oku: 547.83283328
ordinary_distribution_withheld_for_cash_or_regulatory_proxy_oku: 0
issuer_repurchase_withheld_for_cash_or_regulatory_proxy_oku: 0
noncash_fvoci_OCI_realization_double_count_excluded: はい
funding_branch: external_borrowing
start: 2030-01-01
end: 2030-12-31
days: 365
parent_IFRS_attributable_profit_oku: 1252.648670167
parent_ordinary_after_preference_allocation_oku: 1212.769036294
parent_income_change_preferred_discretionary_normalization_oku: 39.879633873
incremental_parent_income_loss_from_funding_source_oku: 0
incremental_parent_interest_cash_after_tax_oku: 9.948891873
existing_FHC_bond_38oku_refinancing_spread_after_tax_oku: 0.51072
NCI_incremental_new_stake_buyer_profit_oku: 0
opening_group_liability_memo_oku: 139522.05800856
group_total_liabilities_end_memo_oku: 139412.96928188
incremental_holding_loan_interest_after_tax_cash_oku: 9.948891873
holding_refinanced_old_bond_extra_interest_cash_oku: 0.51072
holding_company_new_funding_debt_at_start_oku: 327.266180035
holding_company_new_funding_debt_at_end_oku: 218.177453357
holding_company_new_funding_principal_matured_due_oku: 109.088726678
holding_company_new_funding_principal_REPAID_oku: 109.088726678
holding_company_new_funding_principal_REFN_oku: 0
holding_company_emergency_additional_draw_oku: 0
holding_company_baseline_bonds_and_other_debt_proxy_oku: 1408.27727
holding_company_total_debt_proxy_oku: 1626.454723357
regulatory_issuer_buyback_buffer_pct_ANALYST_not_law: 115
regulatory_common_dividend_buffer_pct_ANALYST_not_law: 112
regulatory_issuance_if_below_108pct_to_110pct_ANALYST_not_law: はい
sbc_cash_settled_staff_rewards_already_expensed_IN_PARENT_IFRS_profit: はい
sbc_compensation_expense_not_quantified_oku: 未確認
cash_source_not_recounted_as_consolidated_earnings: はい
FHC_old_bond_38oku_maturity_date: 2026-12-05

内容を開く

id: fy_2031
calendar_year: 2031
開始日: 2031-01-01
終了日: 2031-12-31
days_in_period: 365
days_in_fiscal_year: 365
year_fraction: 1
actual_or_forecast: conditional forecast - NOT actual 2026 Nov6 funding
source_data_cutoff: 2026-11-06
bank_pre_provision_pre_tax_profit_oku: 734.425956889
bank_credit_cost_pre_tax_oku: 96.742028177
bank_after_tax_profit_oku: 510.14714297
life_after_tax_profit_oku: 611.849294893
property_insurance_after_tax_profit_oku: 98.9560465
securities_after_tax_profit_oku: 130.913619151
asset_mgmt_after_tax_profit_oku: 23.3971712
group_adjustments_after_tax_oku: -75.7702512
consolidated_parent_profit_before_pref_oku: 1292.349708931
preferred_economic_annual_claim_allocated_oku: 39.959393141
parent_ordinary_net_profit_oku: 1252.39031579
nci_profit_oku: 8.761783583
consolidated_total_profit_before_pref_oku: 1301.111492514
non_cash_oci_movement_oku: 0
reclassified_fvoci_disposal_gain_to_net_profit_oku: 0
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ordinary_book_equity_end_oku: 15600.822562304
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nci_book_equity_end_oku: 194.682459993
preferred_equity_priority_oku: 959.994
consolidated_total_equity_end_oku: 16761.460447529
ordinary_dividend_company_cash_oku: 543.779832444
ordinary_dividend_per_share_twd: 3.882099412
preferred_dividend_company_cash_oku: 39.959393141
issuer_buyback_company_cash_oku: 0
ordinary_dividends_received_by_initial_holder_cohort_oku: 543.779832444
buyback_tender_cash_received_by_initial_holder_cohort_oku: 0
old_holder_period_cashflow_oku: 543.779832444
holding_company_cash_at_start_proxy_oku: 488.519701256
modeled_upstreamed_cash_from_subsidiaries_oku: 734.617157469
holding_company_cash_overhead_oku: 26.221773318
holding_company_cash_at_end_proxy_oku: 496.943818562
holding_company_debt_unchanged_proxy_oku: 1408.27727
regulatory_capital_start_proxy_oku: 14273.138578958
regulatory_required_start_proxy_oku: 10477.17468065
regulatory_qualified_capital_end_proxy_oku: 14981.749062304
regulatory_required_capital_end_proxy_oku: 10749.581222347
regulatory_capital_adequacy_end_proxy_pct: 139.3705369
recapitalization_new_common_cash_from_nonholders_oku: 0
recapitalization_new_shares: 0
insurance_contract_liability_start_memo_oku: 53293.957816432
insurance_contract_liability_end_memo_oku: 54732.894677476
bank_deposits_start_memo_oku: 58463.009513598
bank_deposits_end_memo_oku: 60099.973779979
other_group_liabilities_incl_debt_start_memo_oku: 27437.824498491
other_group_liabilities_incl_debt_end_memo_oku: 28068.894461956
total_group_liabilities_end_memo_oku: 143010.85164609
consolidated_group_assets_end_balance_identity_oku: 159772.31209362
csm_start_memo_oku: 5810.988636784
new_business_csm_oku: 776.6010789
csm_release_memo_oku: 435.824147759
csm_non_cash_valuation_shock_oku: 0
csm_end_memo_oku: 6151.765567926
shares_outstanding_start: 14007364952
old_cohort_shares_start: 14007364952
sbc_issued_new_common_shares: 0
sbc_equity_credit_noncash_oku: 0
issuer_bought_back_common_shares: 0
shares_outstanding_end: 14007364952
old_cohort_shares_end: 14007364952
old_holder_equivalence_factor_end: 1
dividend_or_tender_is_forecast: はい
forecast_does_not_count_2026_pre_cutoff_earnings_again: はい
gaap_parent_all_classes_equity_end_proxy_oku: 16566.777987536
gaap_ordinary_book_equity_end_proxy_oku: 15606.783987536
preferred_economic_accrual_unpaid_at_open_oku: 5.961425232
preferred_economic_accrual_unpaid_at_end_oku: 5.961425232
ordinary_book_equity_is_preference_allocated_economic_proxy_not_statutory_IFRS: はい
regulatory_capital_old_method_not_actual_2026_cutoff: はい
sbc_current_disclosed_H1_settlement_cash_only: はい
cash_settled_SBC_cost_assumed_already_in_operating_expense: はい
new_equity_SBC_issue_2027_onward_unconfirmed_default_zero: はい
sbc_compensation_expense_in_profit_oku: 0
sbc_non_cash_addback_to_profit_in_annual_ledger_oku: 0
sbc_market_delivery_value_oku: 0
life_reported_H1_2026_TIS_pct_not_updated_asof_cutoff: 140
bank_reported_H1_2026_BIS_pct_not_updated_asof_cutoff: 15.35
bank_reported_H1_2026_Tier1_pct_not_updated_asof_cutoff: 13.29
future_actual_bank_capital_and_life_TIS_not_reconstructed: はい
subsidiary_upstream_baseline_before_TIS_BIS_haircuts_oku: 812.647579168
subsidiary_life_upstream_increment_removed_by_TIS_uncertainty_oku: 41.299827405
subsidiary_bank_upstream_increment_removed_by_BIS_uncertainty_oku: 36.730594294
subsidiary_internal_payment_not_ordinary_holder_cashflow: はい
dividend_target_before_cash_and_capital_buffer_oku: 563.176173064
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issuer_repurchase_withheld_for_cash_or_regulatory_proxy_oku: 0
noncash_fvoci_OCI_realization_double_count_excluded: はい
funding_branch: external_borrowing
start: 2031-01-01
end: 2031-12-31
days: 365
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parent_ordinary_after_preference_allocation_oku: 1252.39031579
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incremental_parent_income_loss_from_funding_source_oku: 0
incremental_parent_interest_cash_after_tax_oku: 6.632594582
existing_FHC_bond_38oku_refinancing_spread_after_tax_oku: 0.51072
NCI_incremental_new_stake_buyer_profit_oku: 0
opening_group_liability_memo_oku: 143119.94037277
group_total_liabilities_end_memo_oku: 143010.85164609
incremental_holding_loan_interest_after_tax_cash_oku: 6.632594582
holding_refinanced_old_bond_extra_interest_cash_oku: 0.51072
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holding_company_new_funding_debt_at_end_oku: 109.088726678
holding_company_new_funding_principal_matured_due_oku: 109.088726678
holding_company_new_funding_principal_REPAID_oku: 109.088726678
holding_company_new_funding_principal_REFN_oku: 0
holding_company_emergency_additional_draw_oku: 0
holding_company_baseline_bonds_and_other_debt_proxy_oku: 1408.27727
holding_company_total_debt_proxy_oku: 1517.365996678
regulatory_issuer_buyback_buffer_pct_ANALYST_not_law: 115
regulatory_common_dividend_buffer_pct_ANALYST_not_law: 112
regulatory_issuance_if_below_108pct_to_110pct_ANALYST_not_law: はい
sbc_cash_settled_staff_rewards_already_expensed_IN_PARENT_IFRS_profit: はい
sbc_compensation_expense_not_quantified_oku: 未確認
cash_source_not_recounted_as_consolidated_earnings: はい
FHC_old_bond_38oku_maturity_date: 2026-12-05

内容を開く

id: fy_2032
calendar_year: 2032
開始日: 2032-01-01
終了日: 2032-12-31
days_in_period: 366
days_in_fiscal_year: 366
year_fraction: 1
actual_or_forecast: conditional forecast - NOT actual 2026 Nov6 funding
source_data_cutoff: 2026-11-06
bank_pre_provision_pre_tax_profit_oku: 757.193161552
bank_credit_cost_pre_tax_oku: 99.201210533
bank_after_tax_profit_oku: 526.393560816
life_after_tax_profit_oku: 628.369225855
property_insurance_after_tax_profit_oku: 101.330991616
securities_after_tax_profit_oku: 133.793718772
asset_mgmt_after_tax_profit_oku: 24.333058048
group_adjustments_after_tax_oku: -77.285656224
consolidated_parent_profit_before_pref_oku: 1333.107881591
preferred_economic_annual_claim_allocated_oku: 40.039311927
parent_ordinary_net_profit_oku: 1293.068569664
nci_profit_oku: 8.963304605
consolidated_total_profit_before_pref_oku: 1342.071186196
non_cash_oci_movement_oku: 0
reclassified_fvoci_disposal_gain_to_net_profit_oku: 0
opening_ordinary_book_equity_oku: 15600.822562304
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issuer_buyback_company_cash_oku: 0
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regulatory_qualified_capital_end_proxy_oku: 15706.527611334
regulatory_required_capital_end_proxy_oku: 11029.070334128
regulatory_capital_adequacy_end_proxy_pct: 142.4102588
recapitalization_new_common_cash_from_nonholders_oku: 0
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insurance_contract_liability_start_memo_oku: 54732.894677476
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other_group_liabilities_incl_debt_start_memo_oku: 28068.894461956
other_group_liabilities_incl_debt_end_memo_oku: 28714.479034581
total_group_liabilities_end_memo_oku: 146707.93491417
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csm_release_memo_oku: 461.382417594
csm_non_cash_valuation_shock_oku: 0
csm_end_memo_oku: 6490.282261598
shares_outstanding_start: 14007364952
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sbc_equity_credit_noncash_oku: 0
issuer_bought_back_common_shares: 0
shares_outstanding_end: 14007364952
old_cohort_shares_end: 14007364952
old_holder_equivalence_factor_end: 1
dividend_or_tender_is_forecast: はい
forecast_does_not_count_2026_pre_cutoff_earnings_again: はい
gaap_parent_all_classes_equity_end_proxy_oku: 17291.556536566
gaap_ordinary_book_equity_end_proxy_oku: 16331.562536566
preferred_economic_accrual_unpaid_at_open_oku: 5.961425232
preferred_economic_accrual_unpaid_at_end_oku: 5.961425232
ordinary_book_equity_is_preference_allocated_economic_proxy_not_statutory_IFRS: はい
regulatory_capital_old_method_not_actual_2026_cutoff: はい
sbc_current_disclosed_H1_settlement_cash_only: はい
cash_settled_SBC_cost_assumed_already_in_operating_expense: はい
new_equity_SBC_issue_2027_onward_unconfirmed_default_zero: はい
sbc_compensation_expense_in_profit_oku: 0
sbc_non_cash_addback_to_profit_in_annual_ledger_oku: 0
sbc_market_delivery_value_oku: 0
life_reported_H1_2026_TIS_pct_not_updated_asof_cutoff: 140
bank_reported_H1_2026_BIS_pct_not_updated_asof_cutoff: 15.35
bank_reported_H1_2026_Tier1_pct_not_updated_asof_cutoff: 13.29
future_actual_bank_capital_and_life_TIS_not_reconstructed: はい
subsidiary_upstream_baseline_before_TIS_BIS_haircuts_oku: 835.932728541
subsidiary_life_upstream_increment_removed_by_TIS_uncertainty_oku: 42.414922745
subsidiary_bank_upstream_increment_removed_by_BIS_uncertainty_oku: 37.900336379
subsidiary_internal_payment_not_ordinary_holder_cashflow: はい
dividend_target_before_cash_and_capital_buffer_oku: 578.949238935
ordinary_distribution_withheld_for_cash_or_regulatory_proxy_oku: 0
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noncash_fvoci_OCI_realization_double_count_excluded: はい
funding_branch: external_borrowing
start: 2032-01-01
end: 2032-12-31
days: 366
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NCI_incremental_new_stake_buyer_profit_oku: 0
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holding_company_baseline_bonds_and_other_debt_proxy_oku: 1408.27727
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regulatory_issuer_buyback_buffer_pct_ANALYST_not_law: 115
regulatory_common_dividend_buffer_pct_ANALYST_not_law: 112
regulatory_issuance_if_below_108pct_to_110pct_ANALYST_not_law: はい
sbc_cash_settled_staff_rewards_already_expensed_IN_PARENT_IFRS_profit: はい
sbc_compensation_expense_not_quantified_oku: 未確認
cash_source_not_recounted_as_consolidated_earnings: はい
FHC_old_bond_38oku_maturity_date: 2026-12-05

内容を開く

id: fy_2033
calendar_year: 2033
開始日: 2033-01-01
終了日: 2033-12-31
days_in_period: 365
days_in_fiscal_year: 365
year_fraction: 1
actual_or_forecast: conditional forecast - NOT actual 2026 Nov6 funding
source_data_cutoff: 2026-11-06
bank_pre_provision_pre_tax_profit_oku: 780.66614956
bank_credit_cost_pre_tax_oku: 101.722905305
bank_after_tax_profit_oku: 543.154595405
life_after_tax_profit_oku: 645.335194953
property_insurance_after_tax_profit_oku: 103.762935415
securities_after_tax_profit_oku: 136.737180585
asset_mgmt_after_tax_profit_oku: 25.30638037
group_adjustments_after_tax_oku: -78.831369348
consolidated_parent_profit_before_pref_oku: 1374.954197378
preferred_economic_annual_claim_allocated_oku: 40.119390551
parent_ordinary_net_profit_oku: 1334.834806827
nci_profit_oku: 9.169460611
consolidated_total_profit_before_pref_oku: 1384.123657989
non_cash_oci_movement_oku: 0
reclassified_fvoci_disposal_gain_to_net_profit_oku: 0
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ordinary_book_equity_end_oku: 17065.271851785
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nci_cash_distribution_oku: 2.750838183
nci_book_equity_end_oku: 207.375395644
preferred_equity_priority_oku: 959.994
consolidated_total_equity_end_oku: 18238.602672661
ordinary_dividend_company_cash_oku: 595.164066376
ordinary_dividend_per_share_twd: 4.2489366731
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issuer_buyback_company_cash_oku: 0
ordinary_dividends_received_by_initial_holder_cohort_oku: 595.164066376
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regulatory_required_start_proxy_oku: 11029.070334128
regulatory_qualified_capital_end_proxy_oku: 16446.198351785
regulatory_required_capital_end_proxy_oku: 11315.826162815
regulatory_capital_adequacy_end_proxy_pct: 145.3380258
recapitalization_new_common_cash_from_nonholders_oku: 0
recapitalization_new_shares: 0
insurance_contract_liability_start_memo_oku: 56210.682833768
insurance_contract_liability_end_memo_oku: 57728.371270279
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bank_deposits_end_memo_oku: 63512.690691101
other_group_liabilities_incl_debt_start_memo_oku: 28714.479034581
other_group_liabilities_incl_debt_end_memo_oku: 29374.912052377
total_group_liabilities_end_memo_oku: 150615.97401376
consolidated_group_assets_end_balance_identity_oku: 168854.57668642
csm_start_memo_oku: 6490.282261598
new_business_csm_oku: 823.896084605
csm_release_memo_oku: 486.77116962
csm_non_cash_valuation_shock_oku: 0
csm_end_memo_oku: 6827.407176583
shares_outstanding_start: 14007364952
old_cohort_shares_start: 14007364952
sbc_issued_new_common_shares: 0
sbc_equity_credit_noncash_oku: 0
issuer_bought_back_common_shares: 0
shares_outstanding_end: 14007364952
old_cohort_shares_end: 14007364952
old_holder_equivalence_factor_end: 1
dividend_or_tender_is_forecast: はい
forecast_does_not_count_2026_pre_cutoff_earnings_again: はい
gaap_parent_all_classes_equity_end_proxy_oku: 18031.227277017
gaap_ordinary_book_equity_end_proxy_oku: 17071.233277017
preferred_economic_accrual_unpaid_at_open_oku: 5.961425232
preferred_economic_accrual_unpaid_at_end_oku: 5.961425232
ordinary_book_equity_is_preference_allocated_economic_proxy_not_statutory_IFRS: はい
regulatory_capital_old_method_not_actual_2026_cutoff: はい
sbc_current_disclosed_H1_settlement_cash_only: はい
cash_settled_SBC_cost_assumed_already_in_operating_expense: はい
new_equity_SBC_issue_2027_onward_unconfirmed_default_zero: はい
sbc_compensation_expense_in_profit_oku: 0
sbc_non_cash_addback_to_profit_in_annual_ledger_oku: 0
sbc_market_delivery_value_oku: 0
life_reported_H1_2026_TIS_pct_not_updated_asof_cutoff: 140
bank_reported_H1_2026_BIS_pct_not_updated_asof_cutoff: 15.35
bank_reported_H1_2026_Tier1_pct_not_updated_asof_cutoff: 13.29
future_actual_bank_capital_and_life_TIS_not_reconstructed: はい
subsidiary_upstream_baseline_before_TIS_BIS_haircuts_oku: 859.895143949
subsidiary_life_upstream_increment_removed_by_TIS_uncertainty_oku: 43.560125659
subsidiary_bank_upstream_increment_removed_by_BIS_uncertainty_oku: 39.107130869
subsidiary_internal_payment_not_ordinary_holder_cashflow: はい
dividend_target_before_cash_and_capital_buffer_oku: 595.164066376
ordinary_distribution_withheld_for_cash_or_regulatory_proxy_oku: 0
issuer_repurchase_withheld_for_cash_or_regulatory_proxy_oku: 0
noncash_fvoci_OCI_realization_double_count_excluded: はい
funding_branch: external_borrowing
start: 2033-01-01
end: 2033-12-31
days: 365
parent_IFRS_attributable_profit_oku: 1374.954197378
parent_ordinary_after_preference_allocation_oku: 1334.834806827
parent_income_change_preferred_discretionary_normalization_oku: 40.119390551
incremental_parent_income_loss_from_funding_source_oku: 0
incremental_parent_interest_cash_after_tax_oku: 0
existing_FHC_bond_38oku_refinancing_spread_after_tax_oku: 0.51072
NCI_incremental_new_stake_buyer_profit_oku: 0
opening_group_liability_memo_oku: 150615.97401376
group_total_liabilities_end_memo_oku: 150615.97401376
incremental_holding_loan_interest_after_tax_cash_oku: 0
holding_refinanced_old_bond_extra_interest_cash_oku: 0.51072
holding_company_new_funding_debt_at_start_oku: 0
holding_company_new_funding_debt_at_end_oku: 0
holding_company_new_funding_principal_matured_due_oku: 0
holding_company_new_funding_principal_REPAID_oku: 0
holding_company_new_funding_principal_REFN_oku: 0
holding_company_emergency_additional_draw_oku: 0
holding_company_baseline_bonds_and_other_debt_proxy_oku: 1408.27727
holding_company_total_debt_proxy_oku: 1408.27727
regulatory_issuer_buyback_buffer_pct_ANALYST_not_law: 115
regulatory_common_dividend_buffer_pct_ANALYST_not_law: 112
regulatory_issuance_if_below_108pct_to_110pct_ANALYST_not_law: はい
sbc_cash_settled_staff_rewards_already_expensed_IN_PARENT_IFRS_profit: はい
sbc_compensation_expense_not_quantified_oku: 未確認
cash_source_not_recounted_as_consolidated_earnings: はい
FHC_old_bond_38oku_maturity_date: 2026-12-05

内容を開く

id: fy_2034
calendar_year: 2034
開始日: 2034-01-01
終了日: 2034-12-31
days_in_period: 365
days_in_fiscal_year: 365
year_fraction: 1
actual_or_forecast: conditional forecast - NOT actual 2026 Nov6 funding
source_data_cutoff: 2026-11-06
bank_pre_provision_pre_tax_profit_oku: 804.866800197
bank_credit_cost_pre_tax_oku: 104.308701557
bank_after_tax_profit_oku: 560.446478911
life_after_tax_profit_oku: 662.759245216
property_insurance_after_tax_profit_oku: 106.253245865
securities_after_tax_profit_oku: 139.745398558
asset_mgmt_after_tax_profit_oku: 26.318635585
group_adjustments_after_tax_oku: -80.407996735
consolidated_parent_profit_before_pref_oku: 1414.6042874
preferred_economic_annual_claim_allocated_oku: 40.199629332
parent_ordinary_net_profit_oku: 1374.404658068
nci_profit_oku: 9.380358205
consolidated_total_profit_before_pref_oku: 1423.984645605
non_cash_oci_movement_oku: 0
reclassified_fvoci_disposal_gain_to_net_profit_oku: 0
opening_ordinary_book_equity_oku: 17065.271851785
ordinary_book_equity_end_oku: 17827.843481904
opening_nci_book_equity_oku: 207.375395644
nci_cash_distribution_oku: 2.814107462
nci_book_equity_end_oku: 213.941646387
preferred_equity_priority_oku: 959.994
consolidated_total_equity_end_oku: 19007.740553523
ordinary_dividend_company_cash_oku: 611.833027949
ordinary_dividend_per_share_twd: 4.3679380815
preferred_dividend_company_cash_oku: 40.199629332
issuer_buyback_company_cash_oku: 0
ordinary_dividends_received_by_initial_holder_cohort_oku: 611.833027949
buyback_tender_cash_received_by_initial_holder_cohort_oku: 0
old_holder_period_cashflow_oku: 611.833027949
holding_company_cash_at_start_proxy_oku: 619.358615532
modeled_upstreamed_cash_from_subsidiaries_oku: 799.466409019
holding_company_cash_overhead_oku: 27.177130275
holding_company_cash_at_end_proxy_oku: 739.104516995
holding_company_debt_unchanged_proxy_oku: 1408.27727
regulatory_capital_start_proxy_oku: 16446.198351785
regulatory_required_start_proxy_oku: 11315.826162815
regulatory_qualified_capital_end_proxy_oku: 17208.769981904
regulatory_required_capital_end_proxy_oku: 11610.037643049
regulatory_capital_adequacy_end_proxy_pct: 148.2232057
recapitalization_new_common_cash_from_nonholders_oku: 0
recapitalization_new_shares: 0
insurance_contract_liability_start_memo_oku: 57728.371270279
insurance_contract_liability_end_memo_oku: 59287.037294577
bank_deposits_start_memo_oku: 63512.690691101
bank_deposits_end_memo_oku: 65291.046030452
other_group_liabilities_incl_debt_start_memo_oku: 29374.912052377
other_group_liabilities_incl_debt_end_memo_oku: 30050.535029581
total_group_liabilities_end_memo_oku: 154628.61835461
consolidated_group_assets_end_balance_identity_oku: 173636.35890813
csm_start_memo_oku: 6827.407176583
new_business_csm_oku: 848.612967143
csm_release_memo_oku: 512.055538244
csm_non_cash_valuation_shock_oku: 0
csm_end_memo_oku: 7163.964605483
shares_outstanding_start: 14007364952
old_cohort_shares_start: 14007364952
sbc_issued_new_common_shares: 0
sbc_equity_credit_noncash_oku: 0
issuer_bought_back_common_shares: 0
shares_outstanding_end: 14007364952
old_cohort_shares_end: 14007364952
old_holder_equivalence_factor_end: 1
dividend_or_tender_is_forecast: はい
forecast_does_not_count_2026_pre_cutoff_earnings_again: はい
gaap_parent_all_classes_equity_end_proxy_oku: 18793.798907136
gaap_ordinary_book_equity_end_proxy_oku: 17833.804907136
preferred_economic_accrual_unpaid_at_open_oku: 5.961425232
preferred_economic_accrual_unpaid_at_end_oku: 5.961425232
ordinary_book_equity_is_preference_allocated_economic_proxy_not_statutory_IFRS: はい
regulatory_capital_old_method_not_actual_2026_cutoff: はい
sbc_current_disclosed_H1_settlement_cash_only: はい
cash_settled_SBC_cost_assumed_already_in_operating_expense: はい
new_equity_SBC_issue_2027_onward_unconfirmed_default_zero: はい
sbc_compensation_expense_in_profit_oku: 0
sbc_non_cash_addback_to_profit_in_annual_ledger_oku: 0
sbc_market_delivery_value_oku: 0
life_reported_H1_2026_TIS_pct_not_updated_asof_cutoff: 140
bank_reported_H1_2026_BIS_pct_not_updated_asof_cutoff: 15.35
bank_reported_H1_2026_Tier1_pct_not_updated_asof_cutoff: 13.29
future_actual_bank_capital_and_life_TIS_not_reconstructed: はい
subsidiary_upstream_baseline_before_TIS_BIS_haircuts_oku: 884.554804553
subsidiary_life_upstream_increment_removed_by_TIS_uncertainty_oku: 44.736249052
subsidiary_bank_upstream_increment_removed_by_BIS_uncertainty_oku: 40.352146482
subsidiary_internal_payment_not_ordinary_holder_cashflow: はい
dividend_target_before_cash_and_capital_buffer_oku: 611.833027949
ordinary_distribution_withheld_for_cash_or_regulatory_proxy_oku: 0
issuer_repurchase_withheld_for_cash_or_regulatory_proxy_oku: 0
noncash_fvoci_OCI_realization_double_count_excluded: はい
funding_branch: external_borrowing
start: 2034-01-01
end: 2034-12-31
days: 365
parent_IFRS_attributable_profit_oku: 1414.6042874
parent_ordinary_after_preference_allocation_oku: 1374.404658068
parent_income_change_preferred_discretionary_normalization_oku: 40.199629332
incremental_parent_income_loss_from_funding_source_oku: 0
incremental_parent_interest_cash_after_tax_oku: 0
existing_FHC_bond_38oku_refinancing_spread_after_tax_oku: 0.51072
NCI_incremental_new_stake_buyer_profit_oku: 0
opening_group_liability_memo_oku: 154628.61835461
group_total_liabilities_end_memo_oku: 154628.61835461
incremental_holding_loan_interest_after_tax_cash_oku: 0
holding_refinanced_old_bond_extra_interest_cash_oku: 0.51072
holding_company_new_funding_debt_at_start_oku: 0
holding_company_new_funding_debt_at_end_oku: 0
holding_company_new_funding_principal_matured_due_oku: 0
holding_company_new_funding_principal_REPAID_oku: 0
holding_company_new_funding_principal_REFN_oku: 0
holding_company_emergency_additional_draw_oku: 0
holding_company_baseline_bonds_and_other_debt_proxy_oku: 1408.27727
holding_company_total_debt_proxy_oku: 1408.27727
regulatory_issuer_buyback_buffer_pct_ANALYST_not_law: 115
regulatory_common_dividend_buffer_pct_ANALYST_not_law: 112
regulatory_issuance_if_below_108pct_to_110pct_ANALYST_not_law: はい
sbc_cash_settled_staff_rewards_already_expensed_IN_PARENT_IFRS_profit: はい
sbc_compensation_expense_not_quantified_oku: 未確認
cash_source_not_recounted_as_consolidated_earnings: はい
FHC_old_bond_38oku_maturity_date: 2026-12-05

内容を開く

id: fy_2035
calendar_year: 2035
開始日: 2035-01-01
終了日: 2035-12-31
days_in_period: 365
days_in_fiscal_year: 365
year_fraction: 1
actual_or_forecast: conditional forecast - NOT actual 2026 Nov6 funding
source_data_cutoff: 2026-11-06
bank_pre_provision_pre_tax_profit_oku: 829.817671003
bank_credit_cost_pre_tax_oku: 106.960228751
bank_after_tax_profit_oku: 578.285953801
life_after_tax_profit_oku: 680.653744837
property_insurance_after_tax_profit_oku: 108.803323765
securities_after_tax_profit_oku: 142.819797326
asset_mgmt_after_tax_profit_oku: 27.371381008
group_adjustments_after_tax_oku: -82.01615667
consolidated_parent_profit_before_pref_oku: 1455.407324068
preferred_economic_annual_claim_allocated_oku: 40.28002859
parent_ordinary_net_profit_oku: 1415.127295478
nci_profit_oku: 9.596106444
consolidated_total_profit_before_pref_oku: 1465.003430512
non_cash_oci_movement_oku: 0
reclassified_fvoci_disposal_gain_to_net_profit_oku: 0
opening_ordinary_book_equity_oku: 17827.843481904
ordinary_book_equity_end_oku: 18614.001934639
opening_nci_book_equity_oku: 213.941646387
nci_cash_distribution_oku: 2.878831933
nci_book_equity_end_oku: 220.658920898
preferred_equity_priority_oku: 959.994
consolidated_total_equity_end_oku: 19800.616280769
ordinary_dividend_company_cash_oku: 628.968842743
ordinary_dividend_per_share_twd: 4.4902724024
preferred_dividend_company_cash_oku: 40.28002859
issuer_buyback_company_cash_oku: 0
ordinary_dividends_received_by_initial_holder_cohort_oku: 628.968842743
buyback_tender_cash_received_by_initial_holder_cohort_oku: 0
old_holder_period_cashflow_oku: 628.968842743
holding_company_cash_at_start_proxy_oku: 739.104516995
modeled_upstreamed_cash_from_subsidiaries_oku: 822.351570504
holding_company_cash_overhead_oku: 27.503255838
holding_company_cash_at_end_proxy_oku: 864.193240328
holding_company_debt_unchanged_proxy_oku: 1408.27727
regulatory_capital_start_proxy_oku: 17208.769981904
regulatory_required_start_proxy_oku: 11610.037643049
regulatory_qualified_capital_end_proxy_oku: 17994.928434639
regulatory_required_capital_end_proxy_oku: 11911.898621768
regulatory_capital_adequacy_end_proxy_pct: 151.0668367
recapitalization_new_common_cash_from_nonholders_oku: 0
recapitalization_new_shares: 0
insurance_contract_liability_start_memo_oku: 59287.037294577
insurance_contract_liability_end_memo_oku: 60887.78730153
bank_deposits_start_memo_oku: 65291.046030452
bank_deposits_end_memo_oku: 67119.195319304
other_group_liabilities_incl_debt_start_memo_oku: 30050.535029581
other_group_liabilities_incl_debt_end_memo_oku: 30741.697335262
total_group_liabilities_end_memo_oku: 158748.6799561
consolidated_group_assets_end_balance_identity_oku: 178549.29623686
csm_start_memo_oku: 7163.964605483
new_business_csm_oku: 874.071356157
csm_release_memo_oku: 537.297345411
csm_non_cash_valuation_shock_oku: 0
csm_end_memo_oku: 7500.738616229
shares_outstanding_start: 14007364952
old_cohort_shares_start: 14007364952
sbc_issued_new_common_shares: 0
sbc_equity_credit_noncash_oku: 0
issuer_bought_back_common_shares: 0
shares_outstanding_end: 14007364952
old_cohort_shares_end: 14007364952
old_holder_equivalence_factor_end: 1
dividend_or_tender_is_forecast: はい
forecast_does_not_count_2026_pre_cutoff_earnings_again: はい
gaap_parent_all_classes_equity_end_proxy_oku: 19579.957359871
gaap_ordinary_book_equity_end_proxy_oku: 18619.963359871
preferred_economic_accrual_unpaid_at_open_oku: 5.961425232
preferred_economic_accrual_unpaid_at_end_oku: 5.961425232
ordinary_book_equity_is_preference_allocated_economic_proxy_not_statutory_IFRS: はい
regulatory_capital_old_method_not_actual_2026_cutoff: はい
sbc_current_disclosed_H1_settlement_cash_only: はい
cash_settled_SBC_cost_assumed_already_in_operating_expense: はい
new_equity_SBC_issue_2027_onward_unconfirmed_default_zero: はい
sbc_compensation_expense_in_profit_oku: 0
sbc_non_cash_addback_to_profit_in_annual_ledger_oku: 0
sbc_market_delivery_value_oku: 0
life_reported_H1_2026_TIS_pct_not_updated_asof_cutoff: 140
bank_reported_H1_2026_BIS_pct_not_updated_asof_cutoff: 15.35
bank_reported_H1_2026_Tier1_pct_not_updated_asof_cutoff: 13.29
future_actual_bank_capital_and_life_TIS_not_reconstructed: はい
subsidiary_upstream_baseline_before_TIS_BIS_haircuts_oku: 909.932286954
subsidiary_life_upstream_increment_removed_by_TIS_uncertainty_oku: 45.944127776
subsidiary_bank_upstream_increment_removed_by_BIS_uncertainty_oku: 41.636588674
subsidiary_internal_payment_not_ordinary_holder_cashflow: はい
dividend_target_before_cash_and_capital_buffer_oku: 628.968842743
ordinary_distribution_withheld_for_cash_or_regulatory_proxy_oku: 0
issuer_repurchase_withheld_for_cash_or_regulatory_proxy_oku: 0
noncash_fvoci_OCI_realization_double_count_excluded: はい
funding_branch: external_borrowing
start: 2035-01-01
end: 2035-12-31
days: 365
parent_IFRS_attributable_profit_oku: 1455.407324068
parent_ordinary_after_preference_allocation_oku: 1415.127295478
parent_income_change_preferred_discretionary_normalization_oku: 40.28002859
incremental_parent_income_loss_from_funding_source_oku: 0
incremental_parent_interest_cash_after_tax_oku: 0
existing_FHC_bond_38oku_refinancing_spread_after_tax_oku: 0.51072
NCI_incremental_new_stake_buyer_profit_oku: 0
opening_group_liability_memo_oku: 158748.6799561
group_total_liabilities_end_memo_oku: 158748.6799561
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holding_refinanced_old_bond_extra_interest_cash_oku: 0.51072
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holding_company_new_funding_debt_at_end_oku: 0
holding_company_new_funding_principal_matured_due_oku: 0
holding_company_new_funding_principal_REPAID_oku: 0
holding_company_new_funding_principal_REFN_oku: 0
holding_company_emergency_additional_draw_oku: 0
holding_company_baseline_bonds_and_other_debt_proxy_oku: 1408.27727
holding_company_total_debt_proxy_oku: 1408.27727
regulatory_issuer_buyback_buffer_pct_ANALYST_not_law: 115
regulatory_common_dividend_buffer_pct_ANALYST_not_law: 112
regulatory_issuance_if_below_108pct_to_110pct_ANALYST_not_law: はい
sbc_cash_settled_staff_rewards_already_expensed_IN_PARENT_IFRS_profit: はい
sbc_compensation_expense_not_quantified_oku: 未確認
cash_source_not_recounted_as_consolidated_earnings: はい
FHC_old_bond_38oku_maturity_date: 2026-12-05

内容を開く

id: final_2036_preterminal_partial
calendar_year: 2036
開始日: 2036-01-01
終了日: 2036-11-06
days_in_period: 311
days_in_fiscal_year: 366
year_fraction: 0.849726775956
actual_or_forecast: conditional forecast - NOT actual 2026 Nov6 funding
source_data_cutoff: 2026-11-06
bank_pre_provision_pre_tax_profit_oku: 726.976961333
bank_credit_cost_pre_tax_oku: 93.197317118
bank_after_tax_profit_oku: 507.023715372
life_after_tax_profit_oku: 593.985694371
property_insurance_after_tax_profit_oku: 94.671971857
securities_after_tax_profit_oku: 124.027677655
asset_mgmt_after_tax_profit_oku: 24.188523151
group_adjustments_after_tax_oku: -71.085150871
consolidated_parent_profit_before_pref_oku: 1272.378459076
preferred_economic_annual_claim_allocated_oku: 34.295472867
parent_ordinary_net_profit_oku: 1238.082986209
nci_profit_oku: 8.341612168
consolidated_total_profit_before_pref_oku: 1280.720071244
non_cash_oci_movement_oku: 0
reclassified_fvoci_disposal_gain_to_net_profit_oku: 0
opening_ordinary_book_equity_oku: 18614.001934639
ordinary_book_equity_end_oku: 19205.500334777
opening_nci_book_equity_oku: 220.658920898
nci_cash_distribution_oku: 2.50248365
nci_book_equity_end_oku: 226.498049416
preferred_equity_priority_oku: 959.994
consolidated_total_equity_end_oku: 20391.888693644
ordinary_dividend_company_cash_oku: 646.584586071
ordinary_dividend_per_share_twd: 4.6160329818
preferred_dividend_company_cash_oku: 40.360588648
issuer_buyback_company_cash_oku: 0
ordinary_dividends_received_by_initial_holder_cohort_oku: 646.584586071
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holding_company_cash_at_start_proxy_oku: 864.193240328
modeled_upstreamed_cash_from_subsidiaries_oku: 718.785972889
holding_company_cash_overhead_oku: 23.650695947
holding_company_cash_at_end_proxy_oku: 871.949370092
holding_company_debt_unchanged_proxy_oku: 1408.27727
regulatory_capital_start_proxy_oku: 17994.928434639
regulatory_required_start_proxy_oku: 11911.898621768
regulatory_qualified_capital_end_proxy_oku: 18586.426834777
regulatory_required_capital_end_proxy_oku: 12174.55790298
regulatory_capital_adequacy_end_proxy_pct: 152.6661336
recapitalization_new_common_cash_from_nonholders_oku: 0
recapitalization_new_shares: 0
insurance_contract_liability_start_memo_oku: 60887.78730153
insurance_contract_liability_end_memo_oku: 62281.907840473
bank_deposits_start_memo_oku: 67119.195319304
bank_deposits_end_memo_oku: 68712.794575473
other_group_liabilities_incl_debt_start_memo_oku: 30741.697335262
other_group_liabilities_incl_debt_end_memo_oku: 31341.475097532
total_group_liabilities_end_memo_oku: 162336.17751348
consolidated_group_assets_end_balance_identity_oku: 182728.06620712
csm_start_memo_oku: 7500.738616229
new_business_csm_oku: 765.003490486
csm_release_memo_oku: 478.018383124
csm_non_cash_valuation_shock_oku: 0
csm_end_memo_oku: 7787.723723591
shares_outstanding_start: 14007364952
old_cohort_shares_start: 14007364952
sbc_issued_new_common_shares: 0
sbc_equity_credit_noncash_oku: 0
issuer_bought_back_common_shares: 0
shares_outstanding_end: 14007364952
old_cohort_shares_end: 14007364952
old_holder_equivalence_factor_end: 1
dividend_or_tender_is_forecast: はい
forecast_does_not_count_2026_pre_cutoff_earnings_again: はい
gaap_parent_all_classes_equity_end_proxy_oku: 20165.390644228
gaap_ordinary_book_equity_end_proxy_oku: 19205.396644228
preferred_economic_accrual_unpaid_at_open_oku: 5.961425232
preferred_economic_accrual_unpaid_at_end_oku: -0.103690549
ordinary_book_equity_is_preference_allocated_economic_proxy_not_statutory_IFRS: はい
regulatory_capital_old_method_not_actual_2026_cutoff: はい
sbc_current_disclosed_H1_settlement_cash_only: はい
cash_settled_SBC_cost_assumed_already_in_operating_expense: はい
new_equity_SBC_issue_2027_onward_unconfirmed_default_zero: はい
sbc_compensation_expense_in_profit_oku: 0
sbc_non_cash_addback_to_profit_in_annual_ledger_oku: 0
sbc_market_delivery_value_oku: 0
life_reported_H1_2026_TIS_pct_not_updated_asof_cutoff: 140
bank_reported_H1_2026_BIS_pct_not_updated_asof_cutoff: 15.35
bank_reported_H1_2026_Tier1_pct_not_updated_asof_cutoff: 13.29
future_actual_bank_capital_and_life_TIS_not_reconstructed: はい
subsidiary_upstream_baseline_before_TIS_BIS_haircuts_oku: 795.385714766
subsidiary_life_upstream_increment_removed_by_TIS_uncertainty_oku: 40.09403437
subsidiary_bank_upstream_increment_removed_by_BIS_uncertainty_oku: 36.505707507
subsidiary_internal_payment_not_ordinary_holder_cashflow: はい
dividend_target_before_cash_and_capital_buffer_oku: 646.584586071
ordinary_distribution_withheld_for_cash_or_regulatory_proxy_oku: 0
issuer_repurchase_withheld_for_cash_or_regulatory_proxy_oku: 0
noncash_fvoci_OCI_realization_double_count_excluded: はい
funding_branch: external_borrowing
start: 2036-01-01
end: 2036-11-06
days: 311
parent_IFRS_attributable_profit_oku: 1272.378459076
parent_ordinary_after_preference_allocation_oku: 1238.082986209
parent_income_change_preferred_discretionary_normalization_oku: 34.295472867
incremental_parent_income_loss_from_funding_source_oku: 0
incremental_parent_interest_cash_after_tax_oku: 0
existing_FHC_bond_38oku_refinancing_spread_after_tax_oku: 0.433972459
NCI_incremental_new_stake_buyer_profit_oku: 0
opening_group_liability_memo_oku: 162336.17751348
group_total_liabilities_end_memo_oku: 162336.17751348
incremental_holding_loan_interest_after_tax_cash_oku: 0
holding_refinanced_old_bond_extra_interest_cash_oku: 0.433972459
holding_company_new_funding_debt_at_start_oku: 0
holding_company_new_funding_debt_at_end_oku: 0
holding_company_new_funding_principal_matured_due_oku: 0
holding_company_new_funding_principal_REPAID_oku: 0
holding_company_new_funding_principal_REFN_oku: 0
holding_company_emergency_additional_draw_oku: 0
holding_company_baseline_bonds_and_other_debt_proxy_oku: 1408.27727
holding_company_total_debt_proxy_oku: 1408.27727
regulatory_issuer_buyback_buffer_pct_ANALYST_not_law: 115
regulatory_common_dividend_buffer_pct_ANALYST_not_law: 112
regulatory_issuance_if_below_108pct_to_110pct_ANALYST_not_law: はい
sbc_cash_settled_staff_rewards_already_expensed_IN_PARENT_IFRS_profit: はい
sbc_compensation_expense_not_quantified_oku: 未確認
cash_source_not_recounted_as_consolidated_earnings: はい
FHC_old_bond_38oku_maturity_date: 2026-12-05

期間内の親会社利益合計（億）

13092.185360788

純利益

13092.185360788

common_share_attributable_profit_sum_oku

12692.28913885

preferred_economic_normalization_sum_oku

399.896221938

期間内株主受取

5576.581354073

payout_old_cohort_dividends_oku

5576.581354073

payout_old_cohort_tender_buybacks_oku

終価

10099.280114901

terminal_old_cohort_mcap_oku

10099.280114901

terminal_company_common_mcap_oku

10099.280114901

terminal_old_cohort_equivalence_factor

terminal_company_common_shares

14007364952

terminal_old_cohort_shares

14007364952

equity_oku

19205.500334777

terminal_2036_parent_cash_oku

871.949370092

terminal_2036_INCREMENTAL_debt_principal_oku

terminal_2037_normalized_common_earnings_EX_INCREMENTAL_LOAN_INTEREST_oku

1500.167332868

terminal_2037_subsidiary_upstream_under_regulatory_haircuts_oku

870.174002462

terminal_2037_pref_claim_oku

40.441309825

terminal_2037_holding_cost_oku

28.167294447

terminal_2037_reinvestment_oku

351.297250764

terminal_2037_other_holdback_oku

terminal_2037_earnings_cap_oku

1093.118892183

terminal_2037_upstream_cap_oku

745.814208269

terminal_sustainable_owner_cf_2037_oku

745.814208269

terminal_growth

0.025

terminal_cash_excess_ONE_TIME_oku

537.559496073

terminal_2037_cash_interest_foregone_AFTER_ONE_TIME_LIQUIDATION_oku

10.751189921

terminal_cash_excess_return_yield

0.02

terminal_INCREMENTAL_DEBT_principal_subtracted_once_oku

terminal_incremental_interest_removed_from_unlevered_2037_CF

はい

terminal_excluded_from_timed_cashflows

はい

終価の基準日

2036-11-06

terminal_no_2037_SBC_equity_issued_shares

はい

IRR_expected_cashflow_not_simple_weighted_of_scenario_IRR

はい

irr_of_path_cashflows

-0.032243984494

pv_intrinsic_old_holder_cohort_oku

7162.457209277

pv_intrinsic_per_initial_common_share_twd

51.133508935

opening_funding_bridge

内容を開く

branch: external_borrowing
funding_required_for_v2_target_oku: 654.53236007
2026_06_30_audited_parent_standalone_cash_oku: 380.42196
2026_06_30_common_and_pref_payables_paid_July_oku: 634.95432007
2026_07_31_ordinary_dividend_paid_oku: 595.31301046
2026_07_31_pref_dividend_paid_oku: 39.64130961
2026_Jul31_after_paid_pre_financing_cash_oku: -254.53236007
funding_from_regulated_bank_subs_oku: 0
funding_from_nonlife_other_subs_oku: 0
funding_from_insurance_life_subs_oku: 0
funding_internal_dividends_total_oku: 0
funding_new_external_borrow_oku: 654.53236007
funding_FVTPL_asset_sale_book_oku: 0
funding_subsidiary_stake_sale_book_oku: 0
not_achieved_vs_v2_target_cash_oku: 0
2026_11_06_holding_cash_conditional_oku: 400
2026_11_06_parent_standalone_liabilities_conditional_oku: 2672.67741
2026_11_06_parent_standalone_total_assets_conditional_oku: 15722.46396
2026_11_06_parent_standalone_fvtpl_assets_oku: 194.94737
2026_11_06_parent_standalone_equity_method_investments_oku: 14887.46146
2026_11_06_parent_standalone_other_assets_unverified_held_constant_oku: 240.05513
2026_11_06_parent_equity_all_classes_oku: 13049.78655
pre_cutoff_regulatory_eligibility_haircut_ANALYST_proxy_oku: 0
pre_cutoff_consolidated_nci_added_from_external_stake_buyer_oku: 0
2026_11_06_parent_standalone_balance_sheet_identity_error_oku: -0
funding_source_confirmed_by_2026_11_06_filings: いいえ
no_post_H1_realized_FVOCI_gain_added_to_profit_or_equity: はい
precutoff_income_oku: 373.2887
precutoff_unverified_OCI_oku: 0
legal_payout_and_sale_permissions_not_verified: はい

annual_cash_paydown_total_oku

654.532360068

annual_cumulative_incremental_debt_interest_after_tax_oku

72.640539292

no_double_count_pre_cutoff_earnings_or_FVOCI_transfer

はい

強気（収益構造改善）（確率 21.0%）

このシナリオの数値・キャッシュフローを開く →

例外的強気（資本効率・利益大幅改善）（確率 8.0%）

このシナリオの数値・キャッシュフローを開く →

分析基準とデータ

価格・単価

148

株数

14007364952

株価の出所

内容を開く

url: https://www.twse.com.tw/exchangeReport/MI_INDEX?date=20261106&response=html&type=ALLBUT0999
as_of: 2026-11-06
close_twd: 148
open_twd: 140.5
high_twd: 151
low_twd: 140
daily_volume_shares: 48407737
primary_exchange_verified: はい

株数の出所

内容を開く

url: https://fubon.irpro.co/tw/quickfacts.php
as_of: 2026-07-07
ordinary_issued: 14007364952
ordinary_outstanding: 14007364952
reported_treasury_common_shares: 0
treasury_as_of: 2026-06-30
ordinary_current_share_count_not_independently_reconciled_after_2026_07_07: はい
preferred_A_2881A: 600000000
preferred_B_2881B: 666660000
preferred_C_2881C: 333330000
total_preferred: 1599990000
2026_11_06_TWSE_listing_and_foreign_share_limit_user_original_verified: はい
2026_11_06_company_treasury_and_eligible_holder_share_count_not_fully_verified: はい
2026_11_06_ordinary_listed_shares: 14007364952

opening_mcap_oku

20730.90012896

asof_financial_balance_report_date

2026-06-30

cashflow_cohort

2026-11-06現在2881普通株を既保有する旧株主全体。非累積優先株2881A/B/Cは別。将来第三者発行は旧株主集団外。

cohort_convention

2026-11-06取得普通株14,007,364,952株全部;将来買戻しは集団比例応札,社員交付/第三者発行は旧株主に含まない

share_count_category_note

14,007,364,952 ordinary listed shares from TWSE share listing, used as market cohort proxy; exact Nov 6 treasury vs free shares not independently resolved. Preferred lines excluded.

検証上の留意点

net_sum_formula

net_sum_oku = sum of 11 period parent-attributable IFRS net profit (BEFORE economic allocation of preferred rights), common_share_attributable_profit_sum_oku = net_sum_oku − preferred economic allocation. H1 2026 audited parent IFRS 973.9113 vs common 934.26999.

payout_formula

For old Nov6 cohort, only dated ordinary dividends and pro-rata tender buybacks inside 10 years; pre-Nov6 dividends and intra-group cash transfers are excluded.

mcap_formula

2036 terminal ONLY. 2037 sustainable CF from constrained NI & upstream, excess cash once and foregone interest, debt principal subtracted once with incremental debt interest removed from normalized CF; old cohort ratio.

oldholder_share_eligibility

将来の第三者への新株発行は旧株主の持分を希薄化させます。買戻しは旧株主が比例応募する仮定です。2026年上期に確認された株式報酬は現金決済で、モデルは未確認の新株交付を計上していません。

terminal_future_cash

2037年の持続的な普通株主向けCFは、利益と子会社からの上流資金の制約を比較し、設備・規制資本等に必要な再投資を考慮します。OCI振替やCSMをそのまま現金とせず、終価で取り崩す現金の運用益を差し引きます。株式報酬のための追加株式買戻しは仮定していません。

treat_pref_coupon

2026 H1 EPS divides profits after full prior preferred dividend. Forecast parent earnings are separately allocated to preferred priority. Preferred distributions never added to old common holders.

start_date_2026_11_07_and_end_date_2036_11_06

2026 55/365, 2036 311/366. Years 2027-2035 full, 2028 and 2032 leap years.

severe_taiwan_insurance_transition

Stress insurance capital, OCI and external financing are scenario hypotheticals; actuarial TIS non-disclosed proxy not fabricated.

balance_sheet_identity

Assets = bank deposits + insurance contract liabilities + other group liabilities + parent common equity + preferred original priority + NCI. Balance-sheet growth is memo assumption, not a full published IFRS balance sheet or free CF.

holding_cash

Net new future upstreamed subsidiary cash, not consolidated CFO or insurance investment assets, pays holding cash obligations. Opening 400億 TWD is a scenario proxy; true 2026-11-06 holding cash unknown.

capital_model

FHC qualified capital and required capital are an independent transparent proxy rollforward of 2026-06-30 audited older-rule amounts; not a certified 2026 Q3 regulatory filing. Contrast with 142.30% IR new-rule.

SBC

会社の2026年上期EPS注記では株式報酬は現金決済と記載されています。モデルは将来の株式交付・非現金加算・株数維持のための追加買戻しをゼロとし、通常の人件費は利益に含む仮定です。将来の制度変更や費用の内訳は未確認です。

future_payment_dates

Unannounced annual calendar dates are explicitly hypothetical. Monetary amount zero events trigger regeneration on forecast board, ex-date and holder change; check actual right status before applying past cashflows.

missing_primary_asof

November 6 own treasury/buyback transaction logs, Q3 signed consolidated statements, Nov 6 parent cash, life TIS solvency and post IFRS17 regulatory denominator not verified.

limitations

No imputed exact ETF Taiwanese withholding tax, no assertion of future common dividends, no fictitious parent-level distributable cash from insurer FVOCI gains, no stock split until separately verified.

v2_additional_checks

内容を開く

1: v2: 上期資本の普通/優先配当合計634.95432億元を期首6月末純資産から再控除せず。支払は未払配当と金控単体現金を減らすが自己資本を再減額しない。
2: v2: 9月自結累計1272.2億元−上期監査済973.9113億元=第3四半期298.2887億元をH1後の期首橋渡しに一度だけ使用。2026年11月7日以降の純利益合計に含めない。
3: v2: 9月FVOCI株式売却剰余金振替1227.4億元は純資産内部の振替でありNI/OCI/資本に加算していない。
4: v2: 6月末金控単体現金380.42196−7月31日支払634.95432＋未確認純流入が11月6日開始持株現金となる。開始400億には654.53236億の追加純流入が必要だが実額・内訳は未確認。
5: v2: TIS 140%は2026上半期公表値であり11/6比率は未確認。177%は経営者発言で規制当局が公表値として認めていない。規制資本計算は旧開示方法の分析代理台帳であり現行制度そのものと混ぜない。
6: v2: 優先3系列は無期限・非累積・裁量配当であり発行済普通株数や旧普通株主CFに含めない。
7: v2: 2026H1財務報告の1株利益注記によれば会社の株式報酬はすべて現金決済で加重平均株数に影響なし。将来株式決済へ変更した確認なし、従って追加新株発行=0、終価のSBC追加買付=0。現金決済報酬費用は営業利益に含むと仮定して加算しない。
8: v2: 終価で取り崩す持株会社の余剰現金の運用益を持続CFから減算。保険子会社規制資本、銀行預金、CSM、未分配NCIを現金に足していない。
9: v2: 優先配当の当期経済的配分と実際の翌7月現金支払に時点差がある。ordinary_book_equity_endは優先控除後経済簿価で、gaap_parent_all_classes_equity_endは未払/未宣言経済配分残高を戻してIFRS連結純資産を橋渡し。
10: v2: 古いV1の成長仮定・業種別利益プロファイル・保険負債等の外挿も条件付き予測であり、監査済み11/6実績に変化したわけではない。

initial_balance_and_funding

Four hypothetical funding sources are each balance-sheet closed. Even liquidity shortfall has a mandatory assumed emergency facility to avoid negative paid cash; this is a diagnostic not factual financing.

formal_subsidiary_JulNov2026_dividend_and_issuer_borrowings

Insufficient audited post-Jun parent-separate source/maturity disclosure to assign actual 654.53236; company 9m release is P&L not FHC standalone cash flow.

life_TIS

2026 transition TIS 140% reportable by regulators; informal 177% must not be substituted. TIS child own funds and actual permitted distributions unknown; bank BIS and CET1 stress are analyst haircuts, not regulatory reports.

cash_paid_SBC

H1 EPS note says all issuer share-based awards settled in cash and no dilutive shares; amount of staff bonus expense itself not independently isolated, future plans unknown. EBIT/NI includes ordinary staff costs; no addback.

FHC_bond_2026_maturity

Company issuer bond page P08富邦金2 TWD 3.8bn matures 2026-12-05; MODEL assumes refinance same face at 2.5% vs 0.82%; neither realized refinance nor future rollover rate confirmed.

group_total_assets_synthetic_memo_NOT_audited_asset_by_asset

Consolidated total assets in future rows is a balancing memo (group liabilities + owners + NCI), NOT reconstructed asset-by-asset or independently audited. Parent FHC opening separate balance bridge is explicitly verified arithmetically; asset/liability forecasts are conditional.

obsolete_v2_sensitivity

Removed inherited v2 values because earlier funding gap makes their PV/IRR incompatible with new v3 capital and cash bridges; v3 revalued below.

buyer_of_subsidiary_stake

Share sale at book with no gains is hypothetical and may violate ownership/holding controls without approvals. No actual transaction inferred.

追加データ・検証記録

分析ごとに収録された追加の前提、年度別データ、検証上の注意を確認できます。

追加データを開く →

分析に使用した資料

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