AI 銘柄分析 · 10年

Fubon Financial Holding Co., Ltd.（富邦金融控股）

2881 · TWD · 分析基準日 2026-11-06

預金基盤は強いが、保険の資本負担と持株会社への送金が株主価値を左右する

10年期待年率（参照仮定）要確認参考 -2.20%（2026-11-06・148.00 TWD基準、集計外）

資本コスト10.30%

直近終値148.00 TWD2026-11-06

AIによるシナリオ分析です。基準日以降の出来事、株価や為替の変化は個別に確認が必要です。各数値は元の分析の単位と前提に従います。

分析の要約

富邦金控は台湾の銀行・生命保険・損害保険・証券を束ねる金融グループです。顧客基盤と販売網に強みがありますが、保険の運用損益や規制資本が、普通株主に戻せる現金を左右します。2026年11月6日の持株会社単体の現金と資金源は未確認のため、子会社からの配当、外部借入、資産・持分の売却、資金不足時の調達という４つの仮定を比較しました。表示中の期待年率は外部借入を置いた参照値で、実際の借入を示すものではありません。ETFの現地源泉税・費用・将来の為替は未反映です。

事業

富邦人壽、台北富邦銀行、富邦產險、富邦證券、投信/海外銀行。生命保険運用の金利・為替と銀行の与信が主要リスク。

競争力・事業の質

顧客基盤と販売網の堀は高評価。一方、保険契約負債の超長期再価格付け、銀行信用引当、投資運用市場依存、および持株会社上流配当を重視。

業界と環境

IFRS17・台湾保険2026規制新制度により旧年度の生命保険利益や資本と直接比較不可。台湾株式・債券・為替・保険CSM・銀行CET1を別々に監視。

財務・資本配分

会社自己資本は子会社規制資本と同じではない。2026年6月末親会社持分12,676.498億TWDから額面ではなく優先株優先払込96.0bnTWDを控除した普通株経済資本11,716.504億TWDを代理開始値とする。

評価の前提と確認

reference_funding_hypothesis_IS_NOT_OBSERVED

external_borrowing

market_price_twd

148

initial_share_count

14007364952

時価総額（億）

20730.90012896

5case_probabilities_sum

weighted_net_sum_IFRS_profit_oku

12551.615445553

weighted_common_profit_after_pref_oku

12141.936513692

probability_weighted_intrinsic_value_oku

7590.457452365

probability_weighted_intrinsic_value_per_initial_share_twd

54.189046108

probability_weighted_dated_cashflow_IRR

-0.022018924965

terminal_expected_old_cohort_oku

11801.996496994

expected_cashflow_sum_oku

5271.972556399

safety_margin_pct

-63.38578

terminal_not_in_timed_cashflows

はい

weighted_IRR_on_all_dated_flows_and_terminal_once

はい

four_way_valuation_summary_per_share

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upstream_subsidiary: 55.491060368
external_borrowing: 54.189046108
stake_and_asset_sale: 54.833782384
liquidity_shortfall: 52.676129628

four_way_IRR_summary

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upstream_subsidiary: -0.019867971712
external_borrowing: -0.022018924965
stake_and_asset_sale: -0.021626057839
liquidity_shortfall: -0.022285174531

資本コストの前提

資本コスト

10.30%

currency

TWD

事業の質

0.66

事業の質の内訳

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顧客・預金フランチャイズ: 0.83
保険負債と市場リスク: 0.47
経営・資本配分: 0.68
開示の透明性: 0.72
規制余力・ダブルレバレッジ: 0.58

事業の質の根拠

銀行は強いが、保険巨額負債・台湾株式と外貨資産・IFRS17移行・再分類OCIおよび配当規制に高い不確実性。k=10.3%は独立したTWD名目保有者要求利回りの仮定。

事業別データ

事業別の内訳と、収録されている年度別データを確認できます。

事業別データを開く →

資金源による感応度

未確認の資金源をそれぞれ仮定し、各仮定内で５ケースの株主キャッシュフローを確率加重した試算です。実際の資金源や分岐の確率を示すものではありません。年率と１株価値は分析基準日の株価 148.00 TWD に基づきます。

資金源の仮定	加重期待年率	割引後の価値 / 株
仮定A：子会社からの既存資本・利益の上流配当	-1.99%	55.49 TWD
仮定B：持株会社の新規外部借入（表示中の参照ケース）	-2.20%	54.19 TWD
仮定C：金融資産売却＋子会社持分一部売却	-2.16%	54.83 TWD
仮定D：資金源未特定・不足（緊急ブリッジ診断）	-2.23%	52.68 TWD

10年のシナリオ

シナリオごとの確率、期間内の株主還元・追加負担、終価です。金額は億TWD。株主の範囲や受取時点は各分析の前提を確認してください。

シナリオ	確率	株主還元・追加負担	終価
構造的な弱気（保険資産毀損・増資）	12.0%	0.00	102.49
弱気（保険利回り・信用費用悪化）	23.0%	1,865.32	2,053.80
中立（正常化した銀行・保険利益）	36.0%	5,576.58	10,099.28
強気（収益構造改善）	21.0%	8,696.99	21,411.40
例外的強気（資本効率・利益大幅改善）	8.0%	12,612.66	39,814.87

強気（収益構造改善）（確率 21.0%）

日付別キャッシュフロー

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想定日: 2026-11-09
year: 0.008213552361
種類: scheduled_investor_recheck_NONCASH
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: いいえ
forecast: はい
is_old_common_holder_received_cash: いいえ
出典: company calendar, post-cutoff result not used

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想定日: 2026-12-02
year: 0.071184120465
種類: scheduled_2026_Q3_investor_conference_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: いいえ
forecast: はい
is_old_common_holder_received_cash: いいえ
出典: company events, do not use 2026Q3 post-cutoff

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想定日: 2026-12-05
year: 0.079397672827
種類: preexisting_FHC_38oku_bond_matures_rolled_over
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: いいえ
forecast: はい
is_old_common_holder_received_cash: いいえ
company_gross_maturity_oku: 38
hypothetical_replacement_issuance_oku: 38
注記: Known maturity; replacement issuance and 2.5% rate are UNCONFIRMED, not free holder cash

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想定日: 2026-12-31
year: 0.150581793292
種類: holding_company_INTEREST_PAYMENT_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
loan_interest_net_of_tax_cash_oku: 3.456378373
legacy_bond_refi_extra_interest_oku: 0.036380055

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想定日: 2027-05-20
year: 0.533880903491
種類: ordinary_and_preferred_board_DECISION_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_pref_payment_oku: 39.64131

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想定日: 2027-07-01
year: 0.64887063655
種類: ordinary_EX_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_dividend_pays_oku: 700.369754449

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想定日: 2027-07-07
year: 0.665297741273
種類: ordinary_RECORD_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ

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想定日: 2027-07-31
year: 0.731006160164
種類: ordinary_DIVIDEND_OLDHOLDER
金額: 700.369754449
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
ex_date_assumed: 2027-07-01
record_date_assumed: 2027-07-07
full_issuer_common_dividend_oku: 700.369754449
shares_eligible_at_ex_date: 14007364952
old_cohort_eligible_at_ex_date: 14007364952

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想定日: 2027-07-31
year: 0.731006160164
種類: preferred_DIVIDEND_NONCOMMON_ZERO
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
issuer_pref_cash_oku: 39.64131
注記: discretionary/noncumulative, not old common holder cash

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想定日: 2027-12-31
year: 1.149897330595
種類: holding_company_DEBT_MATURITY_REPAY_OR_REFINANCE_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
debt_principal_due_oku: 125.755393345
actually_modeled_principal_cash_out_oku: 125.755393345
rolled_refinanced_amount_oku: 0
additional_emergency_liquidity_draw_oku: 0

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想定日: 2027-12-31
year: 1.149897330595
種類: holding_company_INTEREST_PAYMENT_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
loan_interest_net_of_tax_cash_oku: 22.937783746
legacy_bond_refi_extra_interest_oku: 0.51072

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想定日: 2028-05-20
year: 1.535934291581
種類: ordinary_and_preferred_board_DECISION_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_pref_payment_oku: 39.72059262

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想定日: 2028-07-01
year: 1.650924024641
種類: ordinary_EX_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_dividend_pays_oku: 728.394944627

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想定日: 2028-07-07
year: 1.667351129363
種類: ordinary_RECORD_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ

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想定日: 2028-07-31
year: 1.733059548255
種類: ordinary_DIVIDEND_OLDHOLDER
金額: 728.394944627
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
ex_date_assumed: 2028-07-01
record_date_assumed: 2028-07-07
full_issuer_common_dividend_oku: 728.394944627
shares_eligible_at_ex_date: 14007364952
old_cohort_eligible_at_ex_date: 14007364952

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想定日: 2028-07-31
year: 1.733059548255
種類: preferred_DIVIDEND_NONCOMMON_ZERO
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
issuer_pref_cash_oku: 39.72059262
注記: discretionary/noncumulative, not old common holder cash

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想定日: 2028-12-31
year: 2.151950718686
種類: holding_company_DEBT_MATURITY_REPAY_OR_REFINANCE_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
debt_principal_due_oku: 125.755393345
actually_modeled_principal_cash_out_oku: 125.755393345
rolled_refinanced_amount_oku: 0
additional_emergency_liquidity_draw_oku: 0

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想定日: 2028-12-31
year: 2.151950718686
種類: holding_company_INTEREST_PAYMENT_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
loan_interest_net_of_tax_cash_oku: 19.114819788
legacy_bond_refi_extra_interest_oku: 0.51072

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想定日: 2029-05-20
year: 2.535249828884
種類: ordinary_and_preferred_board_DECISION_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_pref_payment_oku: 39.800033805

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想定日: 2029-07-01
year: 2.650239561944
種類: ordinary_EX_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_dividend_pays_oku: 757.541558412

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想定日: 2029-07-07
year: 2.666666666667
種類: ordinary_RECORD_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ

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想定日: 2029-07-31
year: 2.732375085558
種類: ordinary_DIVIDEND_OLDHOLDER
金額: 757.541558412
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
ex_date_assumed: 2029-07-01
record_date_assumed: 2029-07-07
full_issuer_common_dividend_oku: 757.541558412
shares_eligible_at_ex_date: 14007364952
old_cohort_eligible_at_ex_date: 14007364952

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想定日: 2029-07-31
year: 2.732375085558
種類: preferred_DIVIDEND_NONCOMMON_ZERO
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
issuer_pref_cash_oku: 39.800033805
注記: discretionary/noncumulative, not old common holder cash

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想定日: 2029-11-15
year: 3.025325119781
種類: issuer_TENDER_OLDHOLDER_CASH_PRO_RATA
金額: 45
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
total_issuer_buyback_oku: 45
issuer_shares_bought: 26644154
old_shares_tendered: 26644154

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想定日: 2029-12-31
year: 3.151266255989
種類: holding_company_DEBT_MATURITY_REPAY_OR_REFINANCE_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
debt_principal_due_oku: 125.755393345
actually_modeled_principal_cash_out_oku: 125.755393345
rolled_refinanced_amount_oku: 0
additional_emergency_liquidity_draw_oku: 0

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想定日: 2029-12-31
year: 3.151266255989
種類: holding_company_INTEREST_PAYMENT_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
loan_interest_net_of_tax_cash_oku: 15.291855831
legacy_bond_refi_extra_interest_oku: 0.51072

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想定日: 2030-05-20
year: 3.534565366188
種類: ordinary_and_preferred_board_DECISION_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_pref_payment_oku: 39.879633873

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想定日: 2030-07-01
year: 3.649555099247
種類: ordinary_EX_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_dividend_pays_oku: 786.355916935

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想定日: 2030-07-07
year: 3.66598220397
種類: ordinary_RECORD_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ

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想定日: 2030-07-31
year: 3.731690622861
種類: ordinary_DIVIDEND_OLDHOLDER
金額: 786.355916935
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
ex_date_assumed: 2030-07-01
record_date_assumed: 2030-07-07
full_issuer_common_dividend_oku: 786.355916935
shares_eligible_at_ex_date: 13980720798
old_cohort_eligible_at_ex_date: 13980720798

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想定日: 2030-07-31
year: 3.731690622861
種類: preferred_DIVIDEND_NONCOMMON_ZERO
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
issuer_pref_cash_oku: 39.879633873
注記: discretionary/noncumulative, not old common holder cash

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想定日: 2030-11-15
year: 4.024640657084
種類: issuer_TENDER_OLDHOLDER_CASH_PRO_RATA
金額: 45.9
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
total_issuer_buyback_oku: 45.9
issuer_shares_bought: 26006734
old_shares_tendered: 26006734

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想定日: 2030-12-31
year: 4.150581793292
種類: holding_company_DEBT_MATURITY_REPAY_OR_REFINANCE_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
debt_principal_due_oku: 125.755393345
actually_modeled_principal_cash_out_oku: 125.755393345
rolled_refinanced_amount_oku: 0
additional_emergency_liquidity_draw_oku: 0

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想定日: 2030-12-31
year: 4.150581793292
種類: holding_company_INTEREST_PAYMENT_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
loan_interest_net_of_tax_cash_oku: 11.468891873
legacy_bond_refi_extra_interest_oku: 0.51072

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想定日: 2031-05-20
year: 4.533880903491
種類: ordinary_and_preferred_board_DECISION_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_pref_payment_oku: 39.959393141

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想定日: 2031-07-01
year: 4.64887063655
種類: ordinary_EX_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_dividend_pays_oku: 816.300642204

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想定日: 2031-07-07
year: 4.665297741273
種類: ordinary_RECORD_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ

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想定日: 2031-07-31
year: 4.731006160164
種類: ordinary_DIVIDEND_OLDHOLDER
金額: 816.300642204
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
ex_date_assumed: 2031-07-01
record_date_assumed: 2031-07-07
full_issuer_common_dividend_oku: 816.300642204
shares_eligible_at_ex_date: 13954714064
old_cohort_eligible_at_ex_date: 13954714064

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想定日: 2031-07-31
year: 4.731006160164
種類: preferred_DIVIDEND_NONCOMMON_ZERO
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
issuer_pref_cash_oku: 39.959393141
注記: discretionary/noncumulative, not old common holder cash

内容を開く

想定日: 2031-11-15
year: 5.023956194387
種類: issuer_TENDER_OLDHOLDER_CASH_PRO_RATA
金額: 46.818
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
total_issuer_buyback_oku: 46.818
issuer_shares_bought: 25384563
old_shares_tendered: 25384563

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想定日: 2031-12-31
year: 5.149897330595
種類: holding_company_DEBT_MATURITY_REPAY_OR_REFINANCE_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
debt_principal_due_oku: 125.755393345
actually_modeled_principal_cash_out_oku: 125.755393345
rolled_refinanced_amount_oku: 0
additional_emergency_liquidity_draw_oku: 0

内容を開く

想定日: 2031-12-31
year: 5.149897330595
種類: holding_company_INTEREST_PAYMENT_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
loan_interest_net_of_tax_cash_oku: 7.645927915
legacy_bond_refi_extra_interest_oku: 0.51072

内容を開く

想定日: 2032-05-20
year: 5.535934291581
種類: ordinary_and_preferred_board_DECISION_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_pref_payment_oku: 40.039311927

内容を開く

想定日: 2032-07-01
year: 5.650924024641
種類: ordinary_EX_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_dividend_pays_oku: 847.420624315

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想定日: 2032-07-07
year: 5.667351129363
種類: ordinary_RECORD_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ

内容を開く

想定日: 2032-07-31
year: 5.733059548255
種類: ordinary_DIVIDEND_OLDHOLDER
金額: 847.420624315
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
ex_date_assumed: 2032-07-01
record_date_assumed: 2032-07-07
full_issuer_common_dividend_oku: 847.420624315
shares_eligible_at_ex_date: 13929329501
old_cohort_eligible_at_ex_date: 13929329501

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想定日: 2032-07-31
year: 5.733059548255
種類: preferred_DIVIDEND_NONCOMMON_ZERO
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
issuer_pref_cash_oku: 40.039311927
注記: discretionary/noncumulative, not old common holder cash

内容を開く

想定日: 2032-11-15
year: 6.026009582478
種類: issuer_TENDER_OLDHOLDER_CASH_PRO_RATA
金額: 47.75436
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
total_issuer_buyback_oku: 47.75436
issuer_shares_bought: 24777277
old_shares_tendered: 24777277

内容を開く

想定日: 2032-12-31
year: 6.151950718686
種類: holding_company_DEBT_MATURITY_REPAY_OR_REFINANCE_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
debt_principal_due_oku: 125.755393345
actually_modeled_principal_cash_out_oku: 125.755393345
rolled_refinanced_amount_oku: 0
additional_emergency_liquidity_draw_oku: 0

内容を開く

想定日: 2032-12-31
year: 6.151950718686
種類: holding_company_INTEREST_PAYMENT_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
loan_interest_net_of_tax_cash_oku: 3.822963958
legacy_bond_refi_extra_interest_oku: 0.51072

内容を開く

想定日: 2033-05-20
year: 6.535249828884
種類: ordinary_and_preferred_board_DECISION_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_pref_payment_oku: 40.119390551

内容を開く

想定日: 2033-07-01
year: 6.650239561944
種類: ordinary_EX_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_dividend_pays_oku: 879.762544505

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想定日: 2033-07-07
year: 6.666666666667
種類: ordinary_RECORD_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ

内容を開く

想定日: 2033-07-31
year: 6.732375085558
種類: ordinary_DIVIDEND_OLDHOLDER
金額: 879.762544505
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
ex_date_assumed: 2033-07-01
record_date_assumed: 2033-07-07
full_issuer_common_dividend_oku: 879.762544505
shares_eligible_at_ex_date: 13904552224
old_cohort_eligible_at_ex_date: 13904552224

内容を開く

想定日: 2033-07-31
year: 6.732375085558
種類: preferred_DIVIDEND_NONCOMMON_ZERO
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
issuer_pref_cash_oku: 40.119390551
注記: discretionary/noncumulative, not old common holder cash

内容を開く

想定日: 2033-11-15
year: 7.025325119781
種類: issuer_TENDER_OLDHOLDER_CASH_PRO_RATA
金額: 48.7094472
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
total_issuer_buyback_oku: 48.7094472
issuer_shares_bought: 24184519
old_shares_tendered: 24184519

内容を開く

想定日: 2033-12-31
year: 7.151266255989
種類: holding_company_INTEREST_PAYMENT_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
loan_interest_net_of_tax_cash_oku: 0
legacy_bond_refi_extra_interest_oku: 0.51072

内容を開く

想定日: 2034-05-20
year: 7.534565366188
種類: ordinary_and_preferred_board_DECISION_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_pref_payment_oku: 40.199629332

内容を開く

想定日: 2034-07-01
year: 7.649555099247
種類: ordinary_EX_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_dividend_pays_oku: 913.374946754

内容を開く

想定日: 2034-07-07
year: 7.66598220397
種類: ordinary_RECORD_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ

内容を開く

想定日: 2034-07-31
year: 7.731690622861
種類: ordinary_DIVIDEND_OLDHOLDER
金額: 913.374946754
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
ex_date_assumed: 2034-07-01
record_date_assumed: 2034-07-07
full_issuer_common_dividend_oku: 913.374946754
shares_eligible_at_ex_date: 13880367705
old_cohort_eligible_at_ex_date: 13880367705

内容を開く

想定日: 2034-07-31
year: 7.731690622861
種類: preferred_DIVIDEND_NONCOMMON_ZERO
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
issuer_pref_cash_oku: 40.199629332
注記: discretionary/noncumulative, not old common holder cash

内容を開く

想定日: 2034-11-15
year: 8.024640657084
種類: issuer_TENDER_OLDHOLDER_CASH_PRO_RATA
金額: 49.683636144
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
total_issuer_buyback_oku: 49.683636144
issuer_shares_bought: 23605942
old_shares_tendered: 23605942

内容を開く

想定日: 2034-12-31
year: 8.150581793292
種類: holding_company_INTEREST_PAYMENT_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
loan_interest_net_of_tax_cash_oku: 0
legacy_bond_refi_extra_interest_oku: 0.51072

内容を開く

想定日: 2035-05-20
year: 8.533880903491
種類: ordinary_and_preferred_board_DECISION_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_pref_payment_oku: 40.28002859

内容を開く

想定日: 2035-07-01
year: 8.64887063655
種類: ordinary_EX_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_dividend_pays_oku: 948.308312241

内容を開く

想定日: 2035-07-07
year: 8.665297741273
種類: ordinary_RECORD_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ

内容を開く

想定日: 2035-07-31
year: 8.731006160164
種類: ordinary_DIVIDEND_OLDHOLDER
金額: 948.308312241
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
ex_date_assumed: 2035-07-01
record_date_assumed: 2035-07-07
full_issuer_common_dividend_oku: 948.308312241
shares_eligible_at_ex_date: 13856761763
old_cohort_eligible_at_ex_date: 13856761763

内容を開く

想定日: 2035-07-31
year: 8.731006160164
種類: preferred_DIVIDEND_NONCOMMON_ZERO
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
issuer_pref_cash_oku: 40.28002859
注記: discretionary/noncumulative, not old common holder cash

内容を開く

想定日: 2035-11-15
year: 9.023956194387
種類: issuer_TENDER_OLDHOLDER_CASH_PRO_RATA
金額: 50.677308867
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
total_issuer_buyback_oku: 50.677308867
issuer_shares_bought: 23041206
old_shares_tendered: 23041206

内容を開く

想定日: 2035-12-31
year: 9.149897330595
種類: holding_company_INTEREST_PAYMENT_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
loan_interest_net_of_tax_cash_oku: 0
legacy_bond_refi_extra_interest_oku: 0.51072

内容を開く

想定日: 2036-05-20
year: 9.535934291581
種類: ordinary_and_preferred_board_DECISION_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_pref_payment_oku: 40.360588648

内容を開く

想定日: 2036-07-01
year: 9.650924024641
種類: ordinary_EX_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_dividend_pays_oku: 984.615136785

内容を開く

想定日: 2036-07-07
year: 9.667351129363
種類: ordinary_RECORD_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ

内容を開く

想定日: 2036-07-31
year: 9.733059548255
種類: ordinary_DIVIDEND_OLDHOLDER
金額: 984.615136785
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
ex_date_assumed: 2036-07-01
record_date_assumed: 2036-07-07
full_issuer_common_dividend_oku: 984.615136785
shares_eligible_at_ex_date: 13833720557
old_cohort_eligible_at_ex_date: 13833720557

内容を開く

想定日: 2036-07-31
year: 9.733059548255
種類: preferred_DIVIDEND_NONCOMMON_ZERO
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
issuer_pref_cash_oku: 40.360588648
注記: discretionary/noncumulative, not old common holder cash

内容を開く

想定日: 2036-11-06
year: 10.001368925394
種類: holding_company_INTEREST_PAYMENT_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
loan_interest_net_of_tax_cash_oku: 0
legacy_bond_refi_extra_interest_oku: 0.433972459

その他の数値・前提

funding_branch

external_borrowing

funding_status

four mutually exclusive hypothetical pathways; NO source established as fact

period_count

first_period_days

last_period_days

311

period_ledger

内容を開く

id: initial_2026_postcutoff_partial
calendar_year: 2026
開始日: 2026-11-07
終了日: 2026-12-31
days_in_period: 55
days_in_fiscal_year: 365
year_fraction: 0.150684931507
actual_or_forecast: conditional forecast - NOT actual 2026 Nov6 funding
source_data_cutoff: 2026-11-06
bank_pre_provision_pre_tax_profit_oku: 104.642313546
bank_credit_cost_pre_tax_oku: 9.998831211
bank_after_tax_profit_oku: 75.714785868
life_after_tax_profit_oku: 110.115911486
property_insurance_after_tax_profit_oku: 16.66227608
securities_after_tax_profit_oku: 24.678649669
asset_mgmt_after_tax_profit_oku: 3.874755382
group_adjustments_after_tax_oku: -11.058091842
consolidated_parent_profit_before_pref_oku: 216.495528214
preferred_economic_annual_claim_allocated_oku: 5.961425232
parent_ordinary_net_profit_oku: 210.534102982
nci_profit_oku: 1.310303752
consolidated_total_profit_before_pref_oku: 217.805831966
non_cash_oci_movement_oku: 15.068493151
reclassified_fvoci_disposal_gain_to_net_profit_oku: 0
opening_ordinary_book_equity_oku: 12539.79255
ordinary_book_equity_end_oku: 12765.395146133
opening_nci_book_equity_oku: 164.53963
nci_cash_distribution_oku: 0.393091126
nci_book_equity_end_oku: 165.456842626
preferred_equity_priority_oku: 959.994
consolidated_total_equity_end_oku: 13896.807413991
ordinary_dividend_company_cash_oku: 0
ordinary_dividend_per_share_twd: 0
preferred_dividend_company_cash_oku: 0
issuer_buyback_company_cash_oku: 0
ordinary_dividends_received_by_initial_holder_cohort_oku: 0
buyback_tender_cash_received_by_initial_holder_cohort_oku: 0
old_holder_period_cashflow_oku: 0
holding_company_cash_at_start_proxy_oku: 500
modeled_upstreamed_cash_from_subsidiaries_oku: 140.305464793
holding_company_cash_overhead_oku: 3.767123288
holding_company_cash_at_end_proxy_oku: 633.045583077
holding_company_debt_unchanged_proxy_oku: 1408.27727
regulatory_capital_start_proxy_oku: 11765.71905
regulatory_required_start_proxy_oku: 9444.722896926
regulatory_qualified_capital_end_proxy_oku: 11986.801098188
regulatory_required_capital_end_proxy_oku: 9492.42658286
regulatory_capital_adequacy_end_proxy_pct: 126.2775223
recapitalization_new_common_cash_from_nonholders_oku: 0
recapitalization_new_shares: 0
insurance_contract_liability_start_memo_oku: 47714.75607
insurance_contract_liability_end_memo_oku: 47983.663748031
bank_deposits_start_memo_oku: 52131.65681
bank_deposits_end_memo_oku: 52448.260573183
other_group_liabilities_incl_debt_start_memo_oku: 24966.57853
other_group_liabilities_incl_debt_end_memo_oku: 25078.02934123
total_group_liabilities_end_memo_oku: 126264.48602251
consolidated_group_assets_end_balance_identity_oku: 140161.29343651
csm_start_memo_oku: 4351.32
new_business_csm_oku: 116.449315068
csm_release_memo_oku: 49.175876712
csm_non_cash_valuation_shock_oku: 0
csm_end_memo_oku: 4418.593438356
shares_outstanding_start: 14007364952
old_cohort_shares_start: 14007364952
sbc_issued_new_common_shares: 0
sbc_equity_credit_noncash_oku: 0
issuer_bought_back_common_shares: 0
shares_outstanding_end: 14007364952
old_cohort_shares_end: 14007364952
old_holder_equivalence_factor_end: 1
dividend_or_tender_is_forecast: はい
forecast_does_not_count_2026_pre_cutoff_earnings_again: はい
gaap_parent_all_classes_equity_end_proxy_oku: 13731.350571365
gaap_ordinary_book_equity_end_proxy_oku: 12771.356571365
preferred_economic_accrual_unpaid_at_open_oku: 0
preferred_economic_accrual_unpaid_at_end_oku: 5.961425232
ordinary_book_equity_is_preference_allocated_economic_proxy_not_statutory_IFRS: はい
regulatory_capital_old_method_not_actual_2026_cutoff: はい
sbc_current_disclosed_H1_settlement_cash_only: はい
cash_settled_SBC_cost_assumed_already_in_operating_expense: はい
new_equity_SBC_issue_2027_onward_unconfirmed_default_zero: はい
sbc_compensation_expense_in_profit_oku: 0
sbc_non_cash_addback_to_profit_in_annual_ledger_oku: 0
sbc_market_delivery_value_oku: 0
life_reported_H1_2026_TIS_pct_not_updated_asof_cutoff: 140
bank_reported_H1_2026_BIS_pct_not_updated_asof_cutoff: 15.35
bank_reported_H1_2026_Tier1_pct_not_updated_asof_cutoff: 13.29
future_actual_bank_capital_and_life_TIS_not_reconstructed: はい
subsidiary_upstream_baseline_before_TIS_BIS_haircuts_oku: 145.329806156
subsidiary_life_upstream_increment_removed_by_TIS_uncertainty_oku: 2.752897787
subsidiary_bank_upstream_increment_removed_by_BIS_uncertainty_oku: 2.271443576
subsidiary_internal_payment_not_ordinary_holder_cashflow: はい
dividend_target_before_cash_and_capital_buffer_oku: 0
ordinary_distribution_withheld_for_cash_or_regulatory_proxy_oku: 0
issuer_repurchase_withheld_for_cash_or_regulatory_proxy_oku: 0
noncash_fvoci_OCI_realization_double_count_excluded: はい
funding_branch: external_borrowing
start: 2026-11-07
end: 2026-12-31
days: 55
parent_IFRS_attributable_profit_oku: 216.495528214
parent_ordinary_after_preference_allocation_oku: 210.534102982
parent_income_change_preferred_discretionary_normalization_oku: 5.961425232
incremental_parent_income_loss_from_funding_source_oku: 0
incremental_parent_interest_cash_after_tax_oku: 3.456378373
existing_FHC_bond_38oku_refinancing_spread_after_tax_oku: 0.036380055
NCI_incremental_new_stake_buyer_profit_oku: 0
opening_group_liability_memo_oku: 126264.48602251
group_total_liabilities_end_memo_oku: 126264.48602251
incremental_holding_loan_interest_after_tax_cash_oku: 3.456378373
holding_refinanced_old_bond_extra_interest_cash_oku: 0.036380055
holding_company_new_funding_debt_at_start_oku: 754.53236007
holding_company_new_funding_debt_at_end_oku: 754.53236007
holding_company_new_funding_principal_matured_due_oku: 0
holding_company_new_funding_principal_REPAID_oku: 0
holding_company_new_funding_principal_REFN_oku: 0
holding_company_emergency_additional_draw_oku: 0
holding_company_baseline_bonds_and_other_debt_proxy_oku: 1408.27727
holding_company_total_debt_proxy_oku: 2162.80963007
regulatory_issuer_buyback_buffer_pct_ANALYST_not_law: 115
regulatory_common_dividend_buffer_pct_ANALYST_not_law: 112
regulatory_issuance_if_below_108pct_to_110pct_ANALYST_not_law: はい
sbc_cash_settled_staff_rewards_already_expensed_IN_PARENT_IFRS_profit: はい
sbc_compensation_expense_not_quantified_oku: 未確認
cash_source_not_recounted_as_consolidated_earnings: はい
FHC_old_bond_38oku_maturity_date: 2026-12-05

内容を開く

id: fy_2027
calendar_year: 2027
開始日: 2027-01-01
終了日: 2027-12-31
days_in_period: 365
days_in_fiscal_year: 365
year_fraction: 1
actual_or_forecast: conditional forecast - NOT actual 2026 Nov6 funding
source_data_cutoff: 2026-11-06
bank_pre_provision_pre_tax_profit_oku: 725
bank_credit_cost_pre_tax_oku: 68.75
bank_after_tax_profit_oku: 525
life_after_tax_profit_oku: 760
property_insurance_after_tax_profit_oku: 115
securities_after_tax_profit_oku: 170
asset_mgmt_after_tax_profit_oku: 27
group_adjustments_after_tax_oku: -75
consolidated_parent_profit_before_pref_oku: 1498.551496254
preferred_economic_annual_claim_allocated_oku: 39.64131
parent_ordinary_net_profit_oku: 1458.910186254
nci_profit_oku: 9
consolidated_total_profit_before_pref_oku: 1507.551496254
non_cash_oci_movement_oku: 300
reclassified_fvoci_disposal_gain_to_net_profit_oku: 0
opening_ordinary_book_equity_oku: 12765.395146133
ordinary_book_equity_end_oku: 13823.935577938
opening_nci_book_equity_oku: 165.456842626
nci_cash_distribution_oku: 2.7
nci_book_equity_end_oku: 171.756842626
preferred_equity_priority_oku: 959.994
consolidated_total_equity_end_oku: 14961.647845796
ordinary_dividend_company_cash_oku: 700.369754449
ordinary_dividend_per_share_twd: 5.0000107575
preferred_dividend_company_cash_oku: 39.64131
issuer_buyback_company_cash_oku: 0
ordinary_dividends_received_by_initial_holder_cohort_oku: 700.369754449
buyback_tender_cash_received_by_initial_holder_cohort_oku: 0
old_holder_period_cashflow_oku: 700.369754449
holding_company_cash_at_start_proxy_oku: 633.045583077
modeled_upstreamed_cash_from_subsidiaries_oku: 970.05
holding_company_cash_overhead_oku: 25
holding_company_cash_at_end_proxy_oku: 688.880621537
holding_company_debt_unchanged_proxy_oku: 1408.27727
regulatory_capital_start_proxy_oku: 11986.801098188
regulatory_required_start_proxy_oku: 9492.42658286
regulatory_qualified_capital_end_proxy_oku: 12955.341529993
regulatory_required_capital_end_proxy_oku: 9815.169086677
regulatory_capital_adequacy_end_proxy_pct: 131.993055
recapitalization_new_common_cash_from_nonholders_oku: 0
recapitalization_new_shares: 0
insurance_contract_liability_start_memo_oku: 47983.663748031
insurance_contract_liability_end_memo_oku: 49807.042970456
bank_deposits_start_memo_oku: 52448.260573183
bank_deposits_end_memo_oku: 54598.639256683
other_group_liabilities_incl_debt_start_memo_oku: 25078.02934123
other_group_liabilities_incl_debt_end_memo_oku: 25830.370221467
total_group_liabilities_end_memo_oku: 130864.82941533
consolidated_group_assets_end_balance_identity_oku: 145826.47726113
csm_start_memo_oku: 4418.593438356
new_business_csm_oku: 772.8
csm_release_memo_oku: 331.394507877
csm_non_cash_valuation_shock_oku: 0
csm_end_memo_oku: 4859.998930479
shares_outstanding_start: 14007364952
old_cohort_shares_start: 14007364952
sbc_issued_new_common_shares: 0
sbc_equity_credit_noncash_oku: 0
issuer_bought_back_common_shares: 0
shares_outstanding_end: 14007364952
old_cohort_shares_end: 14007364952
old_holder_equivalence_factor_end: 1
dividend_or_tender_is_forecast: はい
forecast_does_not_count_2026_pre_cutoff_earnings_again: はい
gaap_parent_all_classes_equity_end_proxy_oku: 14789.89100317
gaap_ordinary_book_equity_end_proxy_oku: 13829.89700317
preferred_economic_accrual_unpaid_at_open_oku: 5.961425232
preferred_economic_accrual_unpaid_at_end_oku: 5.961425232
ordinary_book_equity_is_preference_allocated_economic_proxy_not_statutory_IFRS: はい
regulatory_capital_old_method_not_actual_2026_cutoff: はい
sbc_current_disclosed_H1_settlement_cash_only: はい
cash_settled_SBC_cost_assumed_already_in_operating_expense: はい
new_equity_SBC_issue_2027_onward_unconfirmed_default_zero: はい
sbc_compensation_expense_in_profit_oku: 0
sbc_non_cash_addback_to_profit_in_annual_ledger_oku: 0
sbc_market_delivery_value_oku: 0
life_reported_H1_2026_TIS_pct_not_updated_asof_cutoff: 140
bank_reported_H1_2026_BIS_pct_not_updated_asof_cutoff: 15.35
bank_reported_H1_2026_Tier1_pct_not_updated_asof_cutoff: 13.29
future_actual_bank_capital_and_life_TIS_not_reconstructed: はい
subsidiary_upstream_baseline_before_TIS_BIS_haircuts_oku: 1004.8
subsidiary_life_upstream_increment_removed_by_TIS_uncertainty_oku: 19
subsidiary_bank_upstream_increment_removed_by_BIS_uncertainty_oku: 15.75
subsidiary_internal_payment_not_ordinary_holder_cashflow: はい
dividend_target_before_cash_and_capital_buffer_oku: 700.369754449
ordinary_distribution_withheld_for_cash_or_regulatory_proxy_oku: 0
issuer_repurchase_withheld_for_cash_or_regulatory_proxy_oku: 0
noncash_fvoci_OCI_realization_double_count_excluded: はい
funding_branch: external_borrowing
start: 2027-01-01
end: 2027-12-31
days: 365
parent_IFRS_attributable_profit_oku: 1498.551496254
parent_ordinary_after_preference_allocation_oku: 1458.910186254
parent_income_change_preferred_discretionary_normalization_oku: 39.64131
incremental_parent_income_loss_from_funding_source_oku: 0
incremental_parent_interest_cash_after_tax_oku: 22.937783746
existing_FHC_bond_38oku_refinancing_spread_after_tax_oku: 0.51072
NCI_incremental_new_stake_buyer_profit_oku: 0
opening_group_liability_memo_oku: 130990.58480868
group_total_liabilities_end_memo_oku: 130864.82941533
incremental_holding_loan_interest_after_tax_cash_oku: 22.937783746
holding_refinanced_old_bond_extra_interest_cash_oku: 0.51072
holding_company_new_funding_debt_at_start_oku: 754.53236007
holding_company_new_funding_debt_at_end_oku: 628.776966725
holding_company_new_funding_principal_matured_due_oku: 125.755393345
holding_company_new_funding_principal_REPAID_oku: 125.755393345
holding_company_new_funding_principal_REFN_oku: 0
holding_company_emergency_additional_draw_oku: 0
holding_company_baseline_bonds_and_other_debt_proxy_oku: 1408.27727
holding_company_total_debt_proxy_oku: 2037.054236725
regulatory_issuer_buyback_buffer_pct_ANALYST_not_law: 115
regulatory_common_dividend_buffer_pct_ANALYST_not_law: 112
regulatory_issuance_if_below_108pct_to_110pct_ANALYST_not_law: はい
sbc_cash_settled_staff_rewards_already_expensed_IN_PARENT_IFRS_profit: はい
sbc_compensation_expense_not_quantified_oku: 未確認
cash_source_not_recounted_as_consolidated_earnings: はい
FHC_old_bond_38oku_maturity_date: 2026-12-05

内容を開く

id: fy_2028
calendar_year: 2028
開始日: 2028-01-01
終了日: 2028-12-31
days_in_period: 366
days_in_fiscal_year: 366
year_fraction: 1
actual_or_forecast: conditional forecast - NOT actual 2026 Nov6 funding
source_data_cutoff: 2026-11-06
bank_pre_provision_pre_tax_profit_oku: 756.9
bank_credit_cost_pre_tax_oku: 71.2305
bank_after_tax_profit_oku: 548.5356
life_after_tax_profit_oku: 790.4
property_insurance_after_tax_profit_oku: 119.6
securities_after_tax_profit_oku: 176.46
asset_mgmt_after_tax_profit_oku: 28.35
group_adjustments_after_tax_oku: -76.65
consolidated_parent_profit_before_pref_oku: 1567.070060212
preferred_economic_annual_claim_allocated_oku: 39.72059262
parent_ordinary_net_profit_oku: 1527.349467592
nci_profit_oku: 9.315
consolidated_total_profit_before_pref_oku: 1576.385060212
non_cash_oci_movement_oku: 200
reclassified_fvoci_disposal_gain_to_net_profit_oku: 0
opening_ordinary_book_equity_oku: 13823.935577938
ordinary_book_equity_end_oku: 14822.890100903
opening_nci_book_equity_oku: 171.756842626
nci_cash_distribution_oku: 2.7945
nci_book_equity_end_oku: 178.277342626
preferred_equity_priority_oku: 959.994
consolidated_total_equity_end_oku: 15967.122868761
ordinary_dividend_company_cash_oku: 728.394944627
ordinary_dividend_per_share_twd: 5.2000854345
preferred_dividend_company_cash_oku: 39.72059262
issuer_buyback_company_cash_oku: 0
ordinary_dividends_received_by_initial_holder_cohort_oku: 728.394944627
buyback_tender_cash_received_by_initial_holder_cohort_oku: 0
old_holder_period_cashflow_oku: 728.394944627
holding_company_cash_at_start_proxy_oku: 688.880621537
modeled_upstreamed_cash_from_subsidiaries_oku: 1010.614932
holding_company_cash_overhead_oku: 25.3
holding_company_cash_at_end_proxy_oku: 760.699083157
holding_company_debt_unchanged_proxy_oku: 1408.27727
regulatory_capital_start_proxy_oku: 12955.341529993
regulatory_required_start_proxy_oku: 9815.169086677
regulatory_qualified_capital_end_proxy_oku: 13894.296052958
regulatory_required_capital_end_proxy_oku: 10148.884835624
regulatory_capital_adequacy_end_proxy_pct: 136.9046578
recapitalization_new_common_cash_from_nonholders_oku: 0
recapitalization_new_shares: 0
insurance_contract_liability_start_memo_oku: 49807.042970456
insurance_contract_liability_end_memo_oku: 51699.710603334
bank_deposits_start_memo_oku: 54598.639256683
bank_deposits_end_memo_oku: 56837.183466207
other_group_liabilities_incl_debt_start_memo_oku: 25830.370221467
other_group_liabilities_incl_debt_end_memo_oku: 26605.281328111
total_group_liabilities_end_memo_oku: 135645.19697103
consolidated_group_assets_end_balance_identity_oku: 151612.31983979
csm_start_memo_oku: 4859.998930479
new_business_csm_oku: 807.576
csm_release_memo_oku: 364.499919786
csm_non_cash_valuation_shock_oku: 0
csm_end_memo_oku: 5303.075010693
shares_outstanding_start: 14007364952
old_cohort_shares_start: 14007364952
sbc_issued_new_common_shares: 0
sbc_equity_credit_noncash_oku: 0
issuer_bought_back_common_shares: 0
shares_outstanding_end: 14007364952
old_cohort_shares_end: 14007364952
old_holder_equivalence_factor_end: 1
dividend_or_tender_is_forecast: はい
forecast_does_not_count_2026_pre_cutoff_earnings_again: はい
gaap_parent_all_classes_equity_end_proxy_oku: 15788.845526135
gaap_ordinary_book_equity_end_proxy_oku: 14828.851526135
preferred_economic_accrual_unpaid_at_open_oku: 5.961425232
preferred_economic_accrual_unpaid_at_end_oku: 5.961425232
ordinary_book_equity_is_preference_allocated_economic_proxy_not_statutory_IFRS: はい
regulatory_capital_old_method_not_actual_2026_cutoff: はい
sbc_current_disclosed_H1_settlement_cash_only: はい
cash_settled_SBC_cost_assumed_already_in_operating_expense: はい
new_equity_SBC_issue_2027_onward_unconfirmed_default_zero: はい
sbc_compensation_expense_in_profit_oku: 0
sbc_non_cash_addback_to_profit_in_annual_ledger_oku: 0
sbc_market_delivery_value_oku: 0
life_reported_H1_2026_TIS_pct_not_updated_asof_cutoff: 140
bank_reported_H1_2026_BIS_pct_not_updated_asof_cutoff: 15.35
bank_reported_H1_2026_Tier1_pct_not_updated_asof_cutoff: 13.29
future_actual_bank_capital_and_life_TIS_not_reconstructed: はい
subsidiary_upstream_baseline_before_TIS_BIS_haircuts_oku: 1046.831
subsidiary_life_upstream_increment_removed_by_TIS_uncertainty_oku: 19.76
subsidiary_bank_upstream_increment_removed_by_BIS_uncertainty_oku: 16.456068
subsidiary_internal_payment_not_ordinary_holder_cashflow: はい
dividend_target_before_cash_and_capital_buffer_oku: 728.394944627
ordinary_distribution_withheld_for_cash_or_regulatory_proxy_oku: 0
issuer_repurchase_withheld_for_cash_or_regulatory_proxy_oku: 0
noncash_fvoci_OCI_realization_double_count_excluded: はい
funding_branch: external_borrowing
start: 2028-01-01
end: 2028-12-31
days: 366
parent_IFRS_attributable_profit_oku: 1567.070060212
parent_ordinary_after_preference_allocation_oku: 1527.349467592
parent_income_change_preferred_discretionary_normalization_oku: 39.72059262
incremental_parent_income_loss_from_funding_source_oku: 0
incremental_parent_interest_cash_after_tax_oku: 19.114819788
existing_FHC_bond_38oku_refinancing_spread_after_tax_oku: 0.51072
NCI_incremental_new_stake_buyer_profit_oku: 0
opening_group_liability_memo_oku: 135770.95236438
group_total_liabilities_end_memo_oku: 135645.19697103
incremental_holding_loan_interest_after_tax_cash_oku: 19.114819788
holding_refinanced_old_bond_extra_interest_cash_oku: 0.51072
holding_company_new_funding_debt_at_start_oku: 628.776966725
holding_company_new_funding_debt_at_end_oku: 503.02157338
holding_company_new_funding_principal_matured_due_oku: 125.755393345
holding_company_new_funding_principal_REPAID_oku: 125.755393345
holding_company_new_funding_principal_REFN_oku: 0
holding_company_emergency_additional_draw_oku: 0
holding_company_baseline_bonds_and_other_debt_proxy_oku: 1408.27727
holding_company_total_debt_proxy_oku: 1911.29884338
regulatory_issuer_buyback_buffer_pct_ANALYST_not_law: 115
regulatory_common_dividend_buffer_pct_ANALYST_not_law: 112
regulatory_issuance_if_below_108pct_to_110pct_ANALYST_not_law: はい
sbc_cash_settled_staff_rewards_already_expensed_IN_PARENT_IFRS_profit: はい
sbc_compensation_expense_not_quantified_oku: 未確認
cash_source_not_recounted_as_consolidated_earnings: はい
FHC_old_bond_38oku_maturity_date: 2026-12-05

内容を開く

id: fy_2029
calendar_year: 2029
開始日: 2029-01-01
終了日: 2029-12-31
days_in_period: 365
days_in_fiscal_year: 365
year_fraction: 1
actual_or_forecast: conditional forecast - NOT actual 2026 Nov6 funding
source_data_cutoff: 2026-11-06
bank_pre_provision_pre_tax_profit_oku: 790.2036
bank_credit_cost_pre_tax_oku: 73.80049644
bank_after_tax_profit_oku: 573.122482848
life_after_tax_profit_oku: 822.016
property_insurance_after_tax_profit_oku: 124.384
securities_after_tax_profit_oku: 183.16548
asset_mgmt_after_tax_profit_oku: 29.7675
group_adjustments_after_tax_oku: -78.3363
consolidated_parent_profit_before_pref_oku: 1638.316587017
preferred_economic_annual_claim_allocated_oku: 39.800033805
parent_ordinary_net_profit_oku: 1598.516553212
nci_profit_oku: 9.641025
consolidated_total_profit_before_pref_oku: 1647.957612017
non_cash_oci_movement_oku: 0
reclassified_fvoci_disposal_gain_to_net_profit_oku: 0
opening_ordinary_book_equity_oku: 14822.890100903
ordinary_book_equity_end_oku: 15618.865095703
opening_nci_book_equity_oku: 178.277342626
nci_cash_distribution_oku: 2.8923075
nci_book_equity_end_oku: 185.026060126
preferred_equity_priority_oku: 959.994
consolidated_total_equity_end_oku: 16769.846581061
ordinary_dividend_company_cash_oku: 757.541558412
ordinary_dividend_per_share_twd: 5.4081660684
preferred_dividend_company_cash_oku: 39.800033805
issuer_buyback_company_cash_oku: 45
ordinary_dividends_received_by_initial_holder_cohort_oku: 757.541558412
buyback_tender_cash_received_by_initial_holder_cohort_oku: 45
old_holder_period_cashflow_oku: 802.541558412
holding_company_cash_at_start_proxy_oku: 760.699083157
modeled_upstreamed_cash_from_subsidiaries_oku: 1052.881607051
holding_company_cash_overhead_oku: 25.6036
holding_company_cash_at_end_proxy_oku: 804.077528815
holding_company_debt_unchanged_proxy_oku: 1408.27727
regulatory_capital_start_proxy_oku: 13894.296052958
regulatory_required_start_proxy_oku: 10148.884835624
regulatory_qualified_capital_end_proxy_oku: 14690.271047758
regulatory_required_capital_end_proxy_oku: 10493.946920035
regulatory_capital_adequacy_end_proxy_pct: 139.9880442
recapitalization_new_common_cash_from_nonholders_oku: 0
recapitalization_new_shares: 0
insurance_contract_liability_start_memo_oku: 51699.710603334
insurance_contract_liability_end_memo_oku: 53664.29960626
bank_deposits_start_memo_oku: 56837.183466207
bank_deposits_end_memo_oku: 59167.507988322
other_group_liabilities_incl_debt_start_memo_oku: 26605.281328111
other_group_liabilities_incl_debt_end_memo_oku: 27403.439767954
total_group_liabilities_end_memo_oku: 140612.51354257
consolidated_group_assets_end_balance_identity_oku: 157382.36012363
csm_start_memo_oku: 5303.075010693
new_business_csm_oku: 843.91692
csm_release_memo_oku: 397.730625802
csm_non_cash_valuation_shock_oku: 0
csm_end_memo_oku: 5749.261304891
shares_outstanding_start: 14007364952
old_cohort_shares_start: 14007364952
sbc_issued_new_common_shares: 0
sbc_equity_credit_noncash_oku: 0
issuer_bought_back_common_shares: 26644154
shares_outstanding_end: 13980720798
old_cohort_shares_end: 13980720798
old_holder_equivalence_factor_end: 1
dividend_or_tender_is_forecast: はい
forecast_does_not_count_2026_pre_cutoff_earnings_again: はい
gaap_parent_all_classes_equity_end_proxy_oku: 16584.820520935
gaap_ordinary_book_equity_end_proxy_oku: 15624.826520935
preferred_economic_accrual_unpaid_at_open_oku: 5.961425232
preferred_economic_accrual_unpaid_at_end_oku: 5.961425232
ordinary_book_equity_is_preference_allocated_economic_proxy_not_statutory_IFRS: はい
regulatory_capital_old_method_not_actual_2026_cutoff: はい
sbc_current_disclosed_H1_settlement_cash_only: はい
cash_settled_SBC_cost_assumed_already_in_operating_expense: はい
new_equity_SBC_issue_2027_onward_unconfirmed_default_zero: はい
sbc_compensation_expense_in_profit_oku: 0
sbc_non_cash_addback_to_profit_in_annual_ledger_oku: 0
sbc_market_delivery_value_oku: 0
life_reported_H1_2026_TIS_pct_not_updated_asof_cutoff: 140
bank_reported_H1_2026_BIS_pct_not_updated_asof_cutoff: 15.35
bank_reported_H1_2026_Tier1_pct_not_updated_asof_cutoff: 13.29
future_actual_bank_capital_and_life_TIS_not_reconstructed: はい
subsidiary_upstream_baseline_before_TIS_BIS_haircuts_oku: 1090.625681536
subsidiary_life_upstream_increment_removed_by_TIS_uncertainty_oku: 20.5504
subsidiary_bank_upstream_increment_removed_by_BIS_uncertainty_oku: 17.193674485
subsidiary_internal_payment_not_ordinary_holder_cashflow: はい
dividend_target_before_cash_and_capital_buffer_oku: 757.541558412
ordinary_distribution_withheld_for_cash_or_regulatory_proxy_oku: 0
issuer_repurchase_withheld_for_cash_or_regulatory_proxy_oku: 0
noncash_fvoci_OCI_realization_double_count_excluded: はい
funding_branch: external_borrowing
start: 2029-01-01
end: 2029-12-31
days: 365
parent_IFRS_attributable_profit_oku: 1638.316587017
parent_ordinary_after_preference_allocation_oku: 1598.516553212
parent_income_change_preferred_discretionary_normalization_oku: 39.800033805
incremental_parent_income_loss_from_funding_source_oku: 0
incremental_parent_interest_cash_after_tax_oku: 15.291855831
existing_FHC_bond_38oku_refinancing_spread_after_tax_oku: 0.51072
NCI_incremental_new_stake_buyer_profit_oku: 0
opening_group_liability_memo_oku: 140738.26893592
group_total_liabilities_end_memo_oku: 140612.51354257
incremental_holding_loan_interest_after_tax_cash_oku: 15.291855831
holding_refinanced_old_bond_extra_interest_cash_oku: 0.51072
holding_company_new_funding_debt_at_start_oku: 503.02157338
holding_company_new_funding_debt_at_end_oku: 377.266180035
holding_company_new_funding_principal_matured_due_oku: 125.755393345
holding_company_new_funding_principal_REPAID_oku: 125.755393345
holding_company_new_funding_principal_REFN_oku: 0
holding_company_emergency_additional_draw_oku: 0
holding_company_baseline_bonds_and_other_debt_proxy_oku: 1408.27727
holding_company_total_debt_proxy_oku: 1785.543450035
regulatory_issuer_buyback_buffer_pct_ANALYST_not_law: 115
regulatory_common_dividend_buffer_pct_ANALYST_not_law: 112
regulatory_issuance_if_below_108pct_to_110pct_ANALYST_not_law: はい
sbc_cash_settled_staff_rewards_already_expensed_IN_PARENT_IFRS_profit: はい
sbc_compensation_expense_not_quantified_oku: 未確認
cash_source_not_recounted_as_consolidated_earnings: はい
FHC_old_bond_38oku_maturity_date: 2026-12-05

内容を開く

id: fy_2030
calendar_year: 2030
開始日: 2030-01-01
終了日: 2030-12-31
days_in_period: 365
days_in_fiscal_year: 365
year_fraction: 1
actual_or_forecast: conditional forecast - NOT actual 2026 Nov6 funding
source_data_cutoff: 2026-11-06
bank_pre_provision_pre_tax_profit_oku: 824.9725584
bank_credit_cost_pre_tax_oku: 76.463218352
bank_after_tax_profit_oku: 598.807472039
life_after_tax_profit_oku: 854.89664
property_insurance_after_tax_profit_oku: 129.35936
securities_after_tax_profit_oku: 190.12576824
asset_mgmt_after_tax_profit_oku: 31.255875
group_adjustments_after_tax_oku: -80.0596986
consolidated_parent_profit_before_pref_oku: 1712.405804806
preferred_economic_annual_claim_allocated_oku: 39.879633873
parent_ordinary_net_profit_oku: 1672.526170933
nci_profit_oku: 9.978460875
consolidated_total_profit_before_pref_oku: 1722.384265681
non_cash_oci_movement_oku: 0
reclassified_fvoci_disposal_gain_to_net_profit_oku: 0
opening_ordinary_book_equity_oku: 15618.865095703
ordinary_book_equity_end_oku: 16459.135349701
opening_nci_book_equity_oku: 185.026060126
nci_cash_distribution_oku: 2.993538262
nci_book_equity_end_oku: 192.010982739
preferred_equity_priority_oku: 959.994
consolidated_total_equity_end_oku: 17617.101757672
ordinary_dividend_company_cash_oku: 786.355916935
ordinary_dividend_per_share_twd: 5.6245734987
preferred_dividend_company_cash_oku: 39.879633873
issuer_buyback_company_cash_oku: 45.9
ordinary_dividends_received_by_initial_holder_cohort_oku: 786.355916935
buyback_tender_cash_received_by_initial_holder_cohort_oku: 45.9
old_holder_period_cashflow_oku: 832.255916935
holding_company_cash_at_start_proxy_oku: 804.077528815
modeled_upstreamed_cash_from_subsidiaries_oku: 1096.921654145
holding_company_cash_overhead_oku: 25.9108432
holding_company_cash_at_end_proxy_oku: 865.217783734
holding_company_debt_unchanged_proxy_oku: 1408.27727
regulatory_capital_start_proxy_oku: 14690.271047758
regulatory_required_start_proxy_oku: 10493.946920035
regulatory_qualified_capital_end_proxy_oku: 15530.541301756
regulatory_required_capital_end_proxy_oku: 10850.741115316
regulatory_capital_adequacy_end_proxy_pct: 143.128853
recapitalization_new_common_cash_from_nonholders_oku: 0
recapitalization_new_shares: 0
insurance_contract_liability_start_memo_oku: 53664.29960626
insurance_contract_liability_end_memo_oku: 55703.542991298
bank_deposits_start_memo_oku: 59167.507988322
bank_deposits_end_memo_oku: 61593.375815843
other_group_liabilities_incl_debt_start_memo_oku: 27403.439767954
other_group_liabilities_incl_debt_end_memo_oku: 28225.542960993
total_group_liabilities_end_memo_oku: 145773.97255482
consolidated_group_assets_end_balance_identity_oku: 163391.0743125
csm_start_memo_oku: 5749.261304891
new_business_csm_oku: 881.8931814
csm_release_memo_oku: 431.194597867
csm_non_cash_valuation_shock_oku: 0
csm_end_memo_oku: 6199.959888425
shares_outstanding_start: 13980720798
old_cohort_shares_start: 13980720798
sbc_issued_new_common_shares: 0
sbc_equity_credit_noncash_oku: 0
issuer_bought_back_common_shares: 26006734
shares_outstanding_end: 13954714064
old_cohort_shares_end: 13954714064
old_holder_equivalence_factor_end: 1
dividend_or_tender_is_forecast: はい
forecast_does_not_count_2026_pre_cutoff_earnings_again: はい
gaap_parent_all_classes_equity_end_proxy_oku: 17425.090774933
gaap_ordinary_book_equity_end_proxy_oku: 16465.096774933
preferred_economic_accrual_unpaid_at_open_oku: 5.961425232
preferred_economic_accrual_unpaid_at_end_oku: 5.961425232
ordinary_book_equity_is_preference_allocated_economic_proxy_not_statutory_IFRS: はい
regulatory_capital_old_method_not_actual_2026_cutoff: はい
sbc_current_disclosed_H1_settlement_cash_only: はい
cash_settled_SBC_cost_assumed_already_in_operating_expense: はい
new_equity_SBC_issue_2027_onward_unconfirmed_default_zero: はい
sbc_compensation_expense_in_profit_oku: 0
sbc_non_cash_addback_to_profit_in_annual_ledger_oku: 0
sbc_market_delivery_value_oku: 0
life_reported_H1_2026_TIS_pct_not_updated_asof_cutoff: 140
bank_reported_H1_2026_BIS_pct_not_updated_asof_cutoff: 15.35
bank_reported_H1_2026_Tier1_pct_not_updated_asof_cutoff: 13.29
future_actual_bank_capital_and_life_TIS_not_reconstructed: はい
subsidiary_upstream_baseline_before_TIS_BIS_haircuts_oku: 1136.258294306
subsidiary_life_upstream_increment_removed_by_TIS_uncertainty_oku: 21.372416
subsidiary_bank_upstream_increment_removed_by_BIS_uncertainty_oku: 17.964224161
subsidiary_internal_payment_not_ordinary_holder_cashflow: はい
dividend_target_before_cash_and_capital_buffer_oku: 786.355916935
ordinary_distribution_withheld_for_cash_or_regulatory_proxy_oku: 0
issuer_repurchase_withheld_for_cash_or_regulatory_proxy_oku: 0
noncash_fvoci_OCI_realization_double_count_excluded: はい
funding_branch: external_borrowing
start: 2030-01-01
end: 2030-12-31
days: 365
parent_IFRS_attributable_profit_oku: 1712.405804806
parent_ordinary_after_preference_allocation_oku: 1672.526170933
parent_income_change_preferred_discretionary_normalization_oku: 39.879633873
incremental_parent_income_loss_from_funding_source_oku: 0
incremental_parent_interest_cash_after_tax_oku: 11.468891873
existing_FHC_bond_38oku_refinancing_spread_after_tax_oku: 0.51072
NCI_incremental_new_stake_buyer_profit_oku: 0
opening_group_liability_memo_oku: 145899.72794817
group_total_liabilities_end_memo_oku: 145773.97255482
incremental_holding_loan_interest_after_tax_cash_oku: 11.468891873
holding_refinanced_old_bond_extra_interest_cash_oku: 0.51072
holding_company_new_funding_debt_at_start_oku: 377.266180035
holding_company_new_funding_debt_at_end_oku: 251.51078669
holding_company_new_funding_principal_matured_due_oku: 125.755393345
holding_company_new_funding_principal_REPAID_oku: 125.755393345
holding_company_new_funding_principal_REFN_oku: 0
holding_company_emergency_additional_draw_oku: 0
holding_company_baseline_bonds_and_other_debt_proxy_oku: 1408.27727
holding_company_total_debt_proxy_oku: 1659.78805669
regulatory_issuer_buyback_buffer_pct_ANALYST_not_law: 115
regulatory_common_dividend_buffer_pct_ANALYST_not_law: 112
regulatory_issuance_if_below_108pct_to_110pct_ANALYST_not_law: はい
sbc_cash_settled_staff_rewards_already_expensed_IN_PARENT_IFRS_profit: はい
sbc_compensation_expense_not_quantified_oku: 未確認
cash_source_not_recounted_as_consolidated_earnings: はい
FHC_old_bond_38oku_maturity_date: 2026-12-05

内容を開く

id: fy_2031
calendar_year: 2031
開始日: 2031-01-01
終了日: 2031-12-31
days_in_period: 365
days_in_fiscal_year: 365
year_fraction: 1
actual_or_forecast: conditional forecast - NOT actual 2026 Nov6 funding
source_data_cutoff: 2026-11-06
bank_pre_provision_pre_tax_profit_oku: 861.27135097
bank_credit_cost_pre_tax_oku: 79.22201127
bank_after_tax_profit_oku: 625.63947176
life_after_tax_profit_oku: 889.0925056
property_insurance_after_tax_profit_oku: 134.5337344
securities_after_tax_profit_oku: 197.350547433
asset_mgmt_after_tax_profit_oku: 32.81866875
group_adjustments_after_tax_oku: -81.821011969
consolidated_parent_profit_before_pref_oku: 1789.457268059
preferred_economic_annual_claim_allocated_oku: 39.959393141
parent_ordinary_net_profit_oku: 1749.497874918
nci_profit_oku: 10.327707006
consolidated_total_profit_before_pref_oku: 1799.784975065
non_cash_oci_movement_oku: 0
reclassified_fvoci_disposal_gain_to_net_profit_oku: 0
opening_ordinary_book_equity_oku: 16459.135349701
ordinary_book_equity_end_oku: 17345.514582415
opening_nci_book_equity_oku: 192.010982739
nci_cash_distribution_oku: 3.098312102
nci_book_equity_end_oku: 199.240377643
preferred_equity_priority_oku: 959.994
consolidated_total_equity_end_oku: 18510.71038529
ordinary_dividend_company_cash_oku: 816.300642204
ordinary_dividend_per_share_twd: 5.8496407627
preferred_dividend_company_cash_oku: 39.959393141
issuer_buyback_company_cash_oku: 46.818
ordinary_dividends_received_by_initial_holder_cohort_oku: 816.300642204
buyback_tender_cash_received_by_initial_holder_cohort_oku: 46.818
old_holder_period_cashflow_oku: 863.118642204
holding_company_cash_at_start_proxy_oku: 865.217783734
modeled_upstreamed_cash_from_subsidiaries_oku: 1142.809727779
holding_company_cash_overhead_oku: 26.221773318
holding_company_cash_at_end_proxy_oku: 944.81566159
holding_company_debt_unchanged_proxy_oku: 1408.27727
regulatory_capital_start_proxy_oku: 15530.541301756
regulatory_required_start_proxy_oku: 10850.741115316
regulatory_qualified_capital_end_proxy_oku: 16416.920534469
regulatory_required_capital_end_proxy_oku: 11219.666313237
regulatory_capital_adequacy_end_proxy_pct: 146.3227165
recapitalization_new_common_cash_from_nonholders_oku: 0
recapitalization_new_shares: 0
insurance_contract_liability_start_memo_oku: 55703.542991298
insurance_contract_liability_end_memo_oku: 57820.277624968
bank_deposits_start_memo_oku: 61593.375815843
bank_deposits_end_memo_oku: 64118.704224292
other_group_liabilities_incl_debt_start_memo_oku: 28225.542960993
other_group_liabilities_incl_debt_end_memo_oku: 29072.309249822
total_group_liabilities_end_memo_oku: 151137.04649243
consolidated_group_assets_end_balance_identity_oku: 169647.75687772
csm_start_memo_oku: 6199.959888425
new_business_csm_oku: 921.578374563
csm_release_memo_oku: 464.996991632
csm_non_cash_valuation_shock_oku: 0
csm_end_memo_oku: 6656.541271356
shares_outstanding_start: 13954714064
old_cohort_shares_start: 13954714064
sbc_issued_new_common_shares: 0
sbc_equity_credit_noncash_oku: 0
issuer_bought_back_common_shares: 25384563
shares_outstanding_end: 13929329501
old_cohort_shares_end: 13929329501
old_holder_equivalence_factor_end: 1
dividend_or_tender_is_forecast: はい
forecast_does_not_count_2026_pre_cutoff_earnings_again: はい
gaap_parent_all_classes_equity_end_proxy_oku: 18311.470007647
gaap_ordinary_book_equity_end_proxy_oku: 17351.476007647
preferred_economic_accrual_unpaid_at_open_oku: 5.961425232
preferred_economic_accrual_unpaid_at_end_oku: 5.961425232
ordinary_book_equity_is_preference_allocated_economic_proxy_not_statutory_IFRS: はい
regulatory_capital_old_method_not_actual_2026_cutoff: はい
sbc_current_disclosed_H1_settlement_cash_only: はい
cash_settled_SBC_cost_assumed_already_in_operating_expense: はい
new_equity_SBC_issue_2027_onward_unconfirmed_default_zero: はい
sbc_compensation_expense_in_profit_oku: 0
sbc_non_cash_addback_to_profit_in_annual_ledger_oku: 0
sbc_market_delivery_value_oku: 0
life_reported_H1_2026_TIS_pct_not_updated_asof_cutoff: 140
bank_reported_H1_2026_BIS_pct_not_updated_asof_cutoff: 15.35
bank_reported_H1_2026_Tier1_pct_not_updated_asof_cutoff: 13.29
future_actual_bank_capital_and_life_TIS_not_reconstructed: はい
subsidiary_upstream_baseline_before_TIS_BIS_haircuts_oku: 1183.806224572
subsidiary_life_upstream_increment_removed_by_TIS_uncertainty_oku: 22.22731264
subsidiary_bank_upstream_increment_removed_by_BIS_uncertainty_oku: 18.769184153
subsidiary_internal_payment_not_ordinary_holder_cashflow: はい
dividend_target_before_cash_and_capital_buffer_oku: 816.300642204
ordinary_distribution_withheld_for_cash_or_regulatory_proxy_oku: 0
issuer_repurchase_withheld_for_cash_or_regulatory_proxy_oku: 0
noncash_fvoci_OCI_realization_double_count_excluded: はい
funding_branch: external_borrowing
start: 2031-01-01
end: 2031-12-31
days: 365
parent_IFRS_attributable_profit_oku: 1789.457268059
parent_ordinary_after_preference_allocation_oku: 1749.497874918
parent_income_change_preferred_discretionary_normalization_oku: 39.959393141
incremental_parent_income_loss_from_funding_source_oku: 0
incremental_parent_interest_cash_after_tax_oku: 7.645927915
existing_FHC_bond_38oku_refinancing_spread_after_tax_oku: 0.51072
NCI_incremental_new_stake_buyer_profit_oku: 0
opening_group_liability_memo_oku: 151262.80188577
group_total_liabilities_end_memo_oku: 151137.04649243
incremental_holding_loan_interest_after_tax_cash_oku: 7.645927915
holding_refinanced_old_bond_extra_interest_cash_oku: 0.51072
holding_company_new_funding_debt_at_start_oku: 251.51078669
holding_company_new_funding_debt_at_end_oku: 125.755393345
holding_company_new_funding_principal_matured_due_oku: 125.755393345
holding_company_new_funding_principal_REPAID_oku: 125.755393345
holding_company_new_funding_principal_REFN_oku: 0
holding_company_emergency_additional_draw_oku: 0
holding_company_baseline_bonds_and_other_debt_proxy_oku: 1408.27727
holding_company_total_debt_proxy_oku: 1534.032663345
regulatory_issuer_buyback_buffer_pct_ANALYST_not_law: 115
regulatory_common_dividend_buffer_pct_ANALYST_not_law: 112
regulatory_issuance_if_below_108pct_to_110pct_ANALYST_not_law: はい
sbc_cash_settled_staff_rewards_already_expensed_IN_PARENT_IFRS_profit: はい
sbc_compensation_expense_not_quantified_oku: 未確認
cash_source_not_recounted_as_consolidated_earnings: はい
FHC_old_bond_38oku_maturity_date: 2026-12-05

内容を開く

id: fy_2032
calendar_year: 2032
開始日: 2032-01-01
終了日: 2032-12-31
days_in_period: 366
days_in_fiscal_year: 366
year_fraction: 1
actual_or_forecast: conditional forecast - NOT actual 2026 Nov6 funding
source_data_cutoff: 2026-11-06
bank_pre_provision_pre_tax_profit_oku: 899.167290412
bank_credit_cost_pre_tax_oku: 82.080341436
bank_after_tax_profit_oku: 653.669559181
life_after_tax_profit_oku: 924.656205824
property_insurance_after_tax_profit_oku: 139.915083776
securities_after_tax_profit_oku: 204.849868236
asset_mgmt_after_tax_profit_oku: 34.459602188
group_adjustments_after_tax_oku: -83.621074233
consolidated_parent_profit_before_pref_oku: 1869.595561013
preferred_economic_annual_claim_allocated_oku: 40.039311927
parent_ordinary_net_profit_oku: 1829.556249086
nci_profit_oku: 10.689176751
consolidated_total_profit_before_pref_oku: 1880.284737764
non_cash_oci_movement_oku: 0
reclassified_fvoci_disposal_gain_to_net_profit_oku: 0
opening_ordinary_book_equity_oku: 17345.514582415
ordinary_book_equity_end_oku: 18279.895847186
opening_nci_book_equity_oku: 199.240377643
nci_cash_distribution_oku: 3.206753025
nci_book_equity_end_oku: 206.722801369
preferred_equity_priority_oku: 959.994
consolidated_total_equity_end_oku: 19452.574073787
ordinary_dividend_company_cash_oku: 847.420624315
ordinary_dividend_per_share_twd: 6.0837143974
preferred_dividend_company_cash_oku: 40.039311927
issuer_buyback_company_cash_oku: 47.75436
ordinary_dividends_received_by_initial_holder_cohort_oku: 847.420624315
buyback_tender_cash_received_by_initial_holder_cohort_oku: 47.75436
old_holder_period_cashflow_oku: 895.174984315
holding_company_cash_at_start_proxy_oku: 944.81566159
modeled_upstreamed_cash_from_subsidiaries_oku: 1190.623636209
holding_company_cash_overhead_oku: 26.536434598
holding_company_cash_at_end_proxy_oku: 1043.599489656
holding_company_debt_unchanged_proxy_oku: 1408.27727
regulatory_capital_start_proxy_oku: 16416.920534469
regulatory_required_start_proxy_oku: 11219.666313237
regulatory_qualified_capital_end_proxy_oku: 17351.301799241
regulatory_required_capital_end_proxy_oku: 11601.134967887
regulatory_capital_adequacy_end_proxy_pct: 149.5655541
recapitalization_new_common_cash_from_nonholders_oku: 0
recapitalization_new_shares: 0
insurance_contract_liability_start_memo_oku: 57820.277624968
insurance_contract_liability_end_memo_oku: 60017.448174716
bank_deposits_start_memo_oku: 64118.704224292
bank_deposits_end_memo_oku: 66747.571097488
other_group_liabilities_incl_debt_start_memo_oku: 29072.309249822
other_group_liabilities_incl_debt_end_memo_oku: 29944.478527317
total_group_liabilities_end_memo_oku: 156709.49779952
consolidated_group_assets_end_balance_identity_oku: 176162.07187331
csm_start_memo_oku: 6656.541271356
new_business_csm_oku: 963.049401418
csm_release_memo_oku: 499.240595352
csm_non_cash_valuation_shock_oku: 0
csm_end_memo_oku: 7120.350077422
shares_outstanding_start: 13929329501
old_cohort_shares_start: 13929329501
sbc_issued_new_common_shares: 0
sbc_equity_credit_noncash_oku: 0
issuer_bought_back_common_shares: 24777277
shares_outstanding_end: 13904552224
old_cohort_shares_end: 13904552224
old_holder_equivalence_factor_end: 1
dividend_or_tender_is_forecast: はい
forecast_does_not_count_2026_pre_cutoff_earnings_again: はい
gaap_parent_all_classes_equity_end_proxy_oku: 19245.851272418
gaap_ordinary_book_equity_end_proxy_oku: 18285.857272418
preferred_economic_accrual_unpaid_at_open_oku: 5.961425232
preferred_economic_accrual_unpaid_at_end_oku: 5.961425232
ordinary_book_equity_is_preference_allocated_economic_proxy_not_statutory_IFRS: はい
regulatory_capital_old_method_not_actual_2026_cutoff: はい
sbc_current_disclosed_H1_settlement_cash_only: はい
cash_settled_SBC_cost_assumed_already_in_operating_expense: はい
new_equity_SBC_issue_2027_onward_unconfirmed_default_zero: はい
sbc_compensation_expense_in_profit_oku: 0
sbc_non_cash_addback_to_profit_in_annual_ledger_oku: 0
sbc_market_delivery_value_oku: 0
life_reported_H1_2026_TIS_pct_not_updated_asof_cutoff: 140
bank_reported_H1_2026_BIS_pct_not_updated_asof_cutoff: 15.35
bank_reported_H1_2026_Tier1_pct_not_updated_asof_cutoff: 13.29
future_actual_bank_capital_and_life_TIS_not_reconstructed: はい
subsidiary_upstream_baseline_before_TIS_BIS_haircuts_oku: 1233.35012813
subsidiary_life_upstream_increment_removed_by_TIS_uncertainty_oku: 23.116405146
subsidiary_bank_upstream_increment_removed_by_BIS_uncertainty_oku: 19.610086775
subsidiary_internal_payment_not_ordinary_holder_cashflow: はい
dividend_target_before_cash_and_capital_buffer_oku: 847.420624315
ordinary_distribution_withheld_for_cash_or_regulatory_proxy_oku: 0
issuer_repurchase_withheld_for_cash_or_regulatory_proxy_oku: 0
noncash_fvoci_OCI_realization_double_count_excluded: はい
funding_branch: external_borrowing
start: 2032-01-01
end: 2032-12-31
days: 366
parent_IFRS_attributable_profit_oku: 1869.595561013
parent_ordinary_after_preference_allocation_oku: 1829.556249086
parent_income_change_preferred_discretionary_normalization_oku: 40.039311927
incremental_parent_income_loss_from_funding_source_oku: 0
incremental_parent_interest_cash_after_tax_oku: 3.822963958
existing_FHC_bond_38oku_refinancing_spread_after_tax_oku: 0.51072
NCI_incremental_new_stake_buyer_profit_oku: 0
opening_group_liability_memo_oku: 156835.25319287
group_total_liabilities_end_memo_oku: 156709.49779952
incremental_holding_loan_interest_after_tax_cash_oku: 3.822963958
holding_refinanced_old_bond_extra_interest_cash_oku: 0.51072
holding_company_new_funding_debt_at_start_oku: 125.755393345
holding_company_new_funding_debt_at_end_oku: 0
holding_company_new_funding_principal_matured_due_oku: 125.755393345
holding_company_new_funding_principal_REPAID_oku: 125.755393345
holding_company_new_funding_principal_REFN_oku: 0
holding_company_emergency_additional_draw_oku: 0
holding_company_baseline_bonds_and_other_debt_proxy_oku: 1408.27727
holding_company_total_debt_proxy_oku: 1408.27727
regulatory_issuer_buyback_buffer_pct_ANALYST_not_law: 115
regulatory_common_dividend_buffer_pct_ANALYST_not_law: 112
regulatory_issuance_if_below_108pct_to_110pct_ANALYST_not_law: はい
sbc_cash_settled_staff_rewards_already_expensed_IN_PARENT_IFRS_profit: はい
sbc_compensation_expense_not_quantified_oku: 未確認
cash_source_not_recounted_as_consolidated_earnings: はい
FHC_old_bond_38oku_maturity_date: 2026-12-05

内容を開く

id: fy_2033
calendar_year: 2033
開始日: 2033-01-01
終了日: 2033-12-31
days_in_period: 365
days_in_fiscal_year: 365
year_fraction: 1
actual_or_forecast: conditional forecast - NOT actual 2026 Nov6 funding
source_data_cutoff: 2026-11-06
bank_pre_provision_pre_tax_profit_oku: 938.73065119
bank_credit_cost_pre_tax_oku: 85.041800155
bank_after_tax_profit_oku: 682.951080828
life_after_tax_profit_oku: 961.642454057
property_insurance_after_tax_profit_oku: 145.511687127
securities_after_tax_profit_oku: 212.634163229
asset_mgmt_after_tax_profit_oku: 36.182582297
group_adjustments_after_tax_oku: -85.460737866
consolidated_parent_profit_before_pref_oku: 1952.950509672
preferred_economic_annual_claim_allocated_oku: 40.119390551
parent_ordinary_net_profit_oku: 1912.831119121
nci_profit_oku: 11.063297937
consolidated_total_profit_before_pref_oku: 1964.013807609
non_cash_oci_movement_oku: 0
reclassified_fvoci_disposal_gain_to_net_profit_oku: 0
opening_ordinary_book_equity_oku: 18279.895847186
ordinary_book_equity_end_oku: 19264.254974602
opening_nci_book_equity_oku: 206.722801369
nci_cash_distribution_oku: 3.318989381
nci_book_equity_end_oku: 214.467109925
preferred_equity_priority_oku: 959.994
consolidated_total_equity_end_oku: 20444.677509759
ordinary_dividend_company_cash_oku: 879.762544505
ordinary_dividend_per_share_twd: 6.3271548075
preferred_dividend_company_cash_oku: 40.119390551
issuer_buyback_company_cash_oku: 48.7094472
ordinary_dividends_received_by_initial_holder_cohort_oku: 879.762544505
buyback_tender_cash_received_by_initial_holder_cohort_oku: 48.7094472
old_holder_period_cashflow_oku: 928.471991705
holding_company_cash_at_start_proxy_oku: 1043.599489656
modeled_upstreamed_cash_from_subsidiaries_oku: 1240.444475161
holding_company_cash_overhead_oku: 26.854871813
holding_company_cash_at_end_proxy_oku: 1288.086990748
holding_company_debt_unchanged_proxy_oku: 1408.27727
regulatory_capital_start_proxy_oku: 17351.301799241
regulatory_required_start_proxy_oku: 11601.134967887
regulatory_qualified_capital_end_proxy_oku: 18335.660926657
regulatory_required_capital_end_proxy_oku: 11995.573556795
regulatory_capital_adequacy_end_proxy_pct: 152.8535575
recapitalization_new_common_cash_from_nonholders_oku: 0
recapitalization_new_shares: 0
insurance_contract_liability_start_memo_oku: 60017.448174716
insurance_contract_liability_end_memo_oku: 62298.111205356
bank_deposits_start_memo_oku: 66747.571097488
bank_deposits_end_memo_oku: 69484.221512485
other_group_liabilities_incl_debt_start_memo_oku: 29944.478527317
other_group_liabilities_incl_debt_end_memo_oku: 30842.812883137
total_group_liabilities_end_memo_oku: 162625.14560098
consolidated_group_assets_end_balance_identity_oku: 183069.82311074
csm_start_memo_oku: 7120.350077422
new_business_csm_oku: 1006.386624482
csm_release_memo_oku: 534.026255807
csm_non_cash_valuation_shock_oku: 0
csm_end_memo_oku: 7592.710446098
shares_outstanding_start: 13904552224
old_cohort_shares_start: 13904552224
sbc_issued_new_common_shares: 0
sbc_equity_credit_noncash_oku: 0
issuer_bought_back_common_shares: 24184519
shares_outstanding_end: 13880367705
old_cohort_shares_end: 13880367705
old_holder_equivalence_factor_end: 1
dividend_or_tender_is_forecast: はい
forecast_does_not_count_2026_pre_cutoff_earnings_again: はい
gaap_parent_all_classes_equity_end_proxy_oku: 20230.210399834
gaap_ordinary_book_equity_end_proxy_oku: 19270.216399834
preferred_economic_accrual_unpaid_at_open_oku: 5.961425232
preferred_economic_accrual_unpaid_at_end_oku: 5.961425232
ordinary_book_equity_is_preference_allocated_economic_proxy_not_statutory_IFRS: はい
regulatory_capital_old_method_not_actual_2026_cutoff: はい
sbc_current_disclosed_H1_settlement_cash_only: はい
cash_settled_SBC_cost_assumed_already_in_operating_expense: はい
new_equity_SBC_issue_2027_onward_unconfirmed_default_zero: はい
sbc_compensation_expense_in_profit_oku: 0
sbc_non_cash_addback_to_profit_in_annual_ledger_oku: 0
sbc_market_delivery_value_oku: 0
life_reported_H1_2026_TIS_pct_not_updated_asof_cutoff: 140
bank_reported_H1_2026_BIS_pct_not_updated_asof_cutoff: 15.35
bank_reported_H1_2026_Tier1_pct_not_updated_asof_cutoff: 13.29
future_actual_bank_capital_and_life_TIS_not_reconstructed: はい
subsidiary_upstream_baseline_before_TIS_BIS_haircuts_oku: 1284.974068937
subsidiary_life_upstream_increment_removed_by_TIS_uncertainty_oku: 24.041061351
subsidiary_bank_upstream_increment_removed_by_BIS_uncertainty_oku: 20.488532425
subsidiary_internal_payment_not_ordinary_holder_cashflow: はい
dividend_target_before_cash_and_capital_buffer_oku: 879.762544505
ordinary_distribution_withheld_for_cash_or_regulatory_proxy_oku: 0
issuer_repurchase_withheld_for_cash_or_regulatory_proxy_oku: 0
noncash_fvoci_OCI_realization_double_count_excluded: はい
funding_branch: external_borrowing
start: 2033-01-01
end: 2033-12-31
days: 365
parent_IFRS_attributable_profit_oku: 1952.950509672
parent_ordinary_after_preference_allocation_oku: 1912.831119121
parent_income_change_preferred_discretionary_normalization_oku: 40.119390551
incremental_parent_income_loss_from_funding_source_oku: 0
incremental_parent_interest_cash_after_tax_oku: 0
existing_FHC_bond_38oku_refinancing_spread_after_tax_oku: 0.51072
NCI_incremental_new_stake_buyer_profit_oku: 0
opening_group_liability_memo_oku: 162625.14560098
group_total_liabilities_end_memo_oku: 162625.14560098
incremental_holding_loan_interest_after_tax_cash_oku: 0
holding_refinanced_old_bond_extra_interest_cash_oku: 0.51072
holding_company_new_funding_debt_at_start_oku: 0
holding_company_new_funding_debt_at_end_oku: 0
holding_company_new_funding_principal_matured_due_oku: 0
holding_company_new_funding_principal_REPAID_oku: 0
holding_company_new_funding_principal_REFN_oku: 0
holding_company_emergency_additional_draw_oku: 0
holding_company_baseline_bonds_and_other_debt_proxy_oku: 1408.27727
holding_company_total_debt_proxy_oku: 1408.27727
regulatory_issuer_buyback_buffer_pct_ANALYST_not_law: 115
regulatory_common_dividend_buffer_pct_ANALYST_not_law: 112
regulatory_issuance_if_below_108pct_to_110pct_ANALYST_not_law: はい
sbc_cash_settled_staff_rewards_already_expensed_IN_PARENT_IFRS_profit: はい
sbc_compensation_expense_not_quantified_oku: 未確認
cash_source_not_recounted_as_consolidated_earnings: はい
FHC_old_bond_38oku_maturity_date: 2026-12-05

内容を開く

id: fy_2034
calendar_year: 2034
開始日: 2034-01-01
終了日: 2034-12-31
days_in_period: 365
days_in_fiscal_year: 365
year_fraction: 1
actual_or_forecast: conditional forecast - NOT actual 2026 Nov6 funding
source_data_cutoff: 2026-11-06
bank_pre_provision_pre_tax_profit_oku: 980.034799843
bank_credit_cost_pre_tax_oku: 88.110108305
bank_after_tax_profit_oku: 713.53975323
life_after_tax_profit_oku: 1000.108152219
property_insurance_after_tax_profit_oku: 151.332154612
securities_after_tax_profit_oku: 220.714261431
asset_mgmt_after_tax_profit_oku: 37.991711412
group_adjustments_after_tax_oku: -87.340874099
consolidated_parent_profit_before_pref_oku: 2035.834438806
preferred_economic_annual_claim_allocated_oku: 40.199629332
parent_ordinary_net_profit_oku: 1995.634809474
nci_profit_oku: 11.450513365
consolidated_total_profit_before_pref_oku: 2047.284952171
non_cash_oci_movement_oku: 0
reclassified_fvoci_disposal_gain_to_net_profit_oku: 0
opening_ordinary_book_equity_oku: 19264.254974602
ordinary_book_equity_end_oku: 20296.831201178
opening_nci_book_equity_oku: 214.467109925
nci_cash_distribution_oku: 3.435154009
nci_book_equity_end_oku: 222.482469281
preferred_equity_priority_oku: 959.994
consolidated_total_equity_end_oku: 21485.269095691
ordinary_dividend_company_cash_oku: 913.374946754
ordinary_dividend_per_share_twd: 6.5803368194
preferred_dividend_company_cash_oku: 40.199629332
issuer_buyback_company_cash_oku: 49.683636144
ordinary_dividends_received_by_initial_holder_cohort_oku: 913.374946754
buyback_tender_cash_received_by_initial_holder_cohort_oku: 49.683636144
old_holder_period_cashflow_oku: 963.058582898
holding_company_cash_at_start_proxy_oku: 1288.086990748
modeled_upstreamed_cash_from_subsidiaries_oku: 1292.356767242
holding_company_cash_overhead_oku: 27.177130275
holding_company_cash_at_end_proxy_oku: 1549.497695485
holding_company_debt_unchanged_proxy_oku: 1408.27727
regulatory_capital_start_proxy_oku: 18335.660926657
regulatory_required_start_proxy_oku: 11995.573556795
regulatory_qualified_capital_end_proxy_oku: 19368.237153233
regulatory_required_capital_end_proxy_oku: 12403.423057726
regulatory_capital_adequacy_end_proxy_pct: 156.1523546
recapitalization_new_common_cash_from_nonholders_oku: 0
recapitalization_new_shares: 0
insurance_contract_liability_start_memo_oku: 62298.111205356
insurance_contract_liability_end_memo_oku: 64665.439431159
bank_deposits_start_memo_oku: 69484.221512485
bank_deposits_end_memo_oku: 72333.074594497
other_group_liabilities_incl_debt_start_memo_oku: 30842.812883137
other_group_liabilities_incl_debt_end_memo_oku: 31768.097269631
total_group_liabilities_end_memo_oku: 168766.61129529
consolidated_group_assets_end_balance_identity_oku: 190251.88039098
csm_start_memo_oku: 7592.710446098
new_business_csm_oku: 1051.674022584
csm_release_memo_oku: 569.453283457
csm_non_cash_valuation_shock_oku: 0
csm_end_memo_oku: 8074.931185224
shares_outstanding_start: 13880367705
old_cohort_shares_start: 13880367705
sbc_issued_new_common_shares: 0
sbc_equity_credit_noncash_oku: 0
issuer_bought_back_common_shares: 23605942
shares_outstanding_end: 13856761763
old_cohort_shares_end: 13856761763
old_holder_equivalence_factor_end: 1
dividend_or_tender_is_forecast: はい
forecast_does_not_count_2026_pre_cutoff_earnings_again: はい
gaap_parent_all_classes_equity_end_proxy_oku: 21262.78662641
gaap_ordinary_book_equity_end_proxy_oku: 20302.79262641
preferred_economic_accrual_unpaid_at_open_oku: 5.961425232
preferred_economic_accrual_unpaid_at_end_oku: 5.961425232
ordinary_book_equity_is_preference_allocated_economic_proxy_not_statutory_IFRS: はい
regulatory_capital_old_method_not_actual_2026_cutoff: はい
sbc_current_disclosed_H1_settlement_cash_only: はい
cash_settled_SBC_cost_assumed_already_in_operating_expense: はい
new_equity_SBC_issue_2027_onward_unconfirmed_default_zero: はい
sbc_compensation_expense_in_profit_oku: 0
sbc_non_cash_addback_to_profit_in_annual_ledger_oku: 0
sbc_market_delivery_value_oku: 0
life_reported_H1_2026_TIS_pct_not_updated_asof_cutoff: 140
bank_reported_H1_2026_BIS_pct_not_updated_asof_cutoff: 15.35
bank_reported_H1_2026_Tier1_pct_not_updated_asof_cutoff: 13.29
future_actual_bank_capital_and_life_TIS_not_reconstructed: はい
subsidiary_upstream_baseline_before_TIS_BIS_haircuts_oku: 1338.765663644
subsidiary_life_upstream_increment_removed_by_TIS_uncertainty_oku: 25.002703805
subsidiary_bank_upstream_increment_removed_by_BIS_uncertainty_oku: 21.406192597
subsidiary_internal_payment_not_ordinary_holder_cashflow: はい
dividend_target_before_cash_and_capital_buffer_oku: 913.374946754
ordinary_distribution_withheld_for_cash_or_regulatory_proxy_oku: 0
issuer_repurchase_withheld_for_cash_or_regulatory_proxy_oku: 0
noncash_fvoci_OCI_realization_double_count_excluded: はい
funding_branch: external_borrowing
start: 2034-01-01
end: 2034-12-31
days: 365
parent_IFRS_attributable_profit_oku: 2035.834438806
parent_ordinary_after_preference_allocation_oku: 1995.634809474
parent_income_change_preferred_discretionary_normalization_oku: 40.199629332
incremental_parent_income_loss_from_funding_source_oku: 0
incremental_parent_interest_cash_after_tax_oku: 0
existing_FHC_bond_38oku_refinancing_spread_after_tax_oku: 0.51072
NCI_incremental_new_stake_buyer_profit_oku: 0
opening_group_liability_memo_oku: 168766.61129529
group_total_liabilities_end_memo_oku: 168766.61129529
incremental_holding_loan_interest_after_tax_cash_oku: 0
holding_refinanced_old_bond_extra_interest_cash_oku: 0.51072
holding_company_new_funding_debt_at_start_oku: 0
holding_company_new_funding_debt_at_end_oku: 0
holding_company_new_funding_principal_matured_due_oku: 0
holding_company_new_funding_principal_REPAID_oku: 0
holding_company_new_funding_principal_REFN_oku: 0
holding_company_emergency_additional_draw_oku: 0
holding_company_baseline_bonds_and_other_debt_proxy_oku: 1408.27727
holding_company_total_debt_proxy_oku: 1408.27727
regulatory_issuer_buyback_buffer_pct_ANALYST_not_law: 115
regulatory_common_dividend_buffer_pct_ANALYST_not_law: 112
regulatory_issuance_if_below_108pct_to_110pct_ANALYST_not_law: はい
sbc_cash_settled_staff_rewards_already_expensed_IN_PARENT_IFRS_profit: はい
sbc_compensation_expense_not_quantified_oku: 未確認
cash_source_not_recounted_as_consolidated_earnings: はい
FHC_old_bond_38oku_maturity_date: 2026-12-05

内容を開く

id: fy_2035
calendar_year: 2035
開始日: 2035-01-01
終了日: 2035-12-31
days_in_period: 365
days_in_fiscal_year: 365
year_fraction: 1
actual_or_forecast: conditional forecast - NOT actual 2026 Nov6 funding
source_data_cutoff: 2026-11-06
bank_pre_provision_pre_tax_profit_oku: 1023.156331036
bank_credit_cost_pre_tax_oku: 91.289121013
bank_after_tax_profit_oku: 745.493768019
life_after_tax_profit_oku: 1040.112478308
property_insurance_after_tax_profit_oku: 157.385440797
securities_after_tax_profit_oku: 229.101403366
asset_mgmt_after_tax_profit_oku: 39.891296982
group_adjustments_after_tax_oku: -89.262373329
consolidated_parent_profit_before_pref_oku: 2122.211294142
preferred_economic_annual_claim_allocated_oku: 40.28002859
parent_ordinary_net_profit_oku: 2081.931265552
nci_profit_oku: 11.851281333
consolidated_total_profit_before_pref_oku: 2134.062575475
non_cash_oci_movement_oku: 0
reclassified_fvoci_disposal_gain_to_net_profit_oku: 0
opening_ordinary_book_equity_oku: 20296.831201178
ordinary_book_equity_end_oku: 21379.776845622
opening_nci_book_equity_oku: 222.482469281
nci_cash_distribution_oku: 3.5553844
nci_book_equity_end_oku: 230.778366214
preferred_equity_priority_oku: 959.994
consolidated_total_equity_end_oku: 22576.510637068
ordinary_dividend_company_cash_oku: 948.308312241
ordinary_dividend_per_share_twd: 6.8436502587
preferred_dividend_company_cash_oku: 40.28002859
issuer_buyback_company_cash_oku: 50.677308867
ordinary_dividends_received_by_initial_holder_cohort_oku: 948.308312241
buyback_tender_cash_received_by_initial_holder_cohort_oku: 50.677308867
old_holder_period_cashflow_oku: 998.985621108
holding_company_cash_at_start_proxy_oku: 1549.497695485
modeled_upstreamed_cash_from_subsidiaries_oku: 1346.448607274
holding_company_cash_overhead_oku: 27.503255838
holding_company_cash_at_end_proxy_oku: 1828.666677223
holding_company_debt_unchanged_proxy_oku: 1408.27727
regulatory_capital_start_proxy_oku: 19368.237153233
regulatory_required_start_proxy_oku: 12403.423057726
regulatory_qualified_capital_end_proxy_oku: 20451.182797677
regulatory_required_capital_end_proxy_oku: 12825.139441689
regulatory_capital_adequacy_end_proxy_pct: 159.4616799
recapitalization_new_common_cash_from_nonholders_oku: 0
recapitalization_new_shares: 0
insurance_contract_liability_start_memo_oku: 64665.439431159
insurance_contract_liability_end_memo_oku: 67122.726129543
bank_deposits_start_memo_oku: 72333.074594497
bank_deposits_end_memo_oku: 75298.730652871
other_group_liabilities_incl_debt_start_memo_oku: 31768.097269631
other_group_liabilities_incl_debt_end_memo_oku: 32721.14018772
total_group_liabilities_end_memo_oku: 175142.59697013
consolidated_group_assets_end_balance_identity_oku: 197719.1076072
csm_start_memo_oku: 8074.931185224
new_business_csm_oku: 1098.9993536
csm_release_memo_oku: 605.619838892
csm_non_cash_valuation_shock_oku: 0
csm_end_memo_oku: 8568.310699933
shares_outstanding_start: 13856761763
old_cohort_shares_start: 13856761763
sbc_issued_new_common_shares: 0
sbc_equity_credit_noncash_oku: 0
issuer_bought_back_common_shares: 23041206
shares_outstanding_end: 13833720557
old_cohort_shares_end: 13833720557
old_holder_equivalence_factor_end: 1
dividend_or_tender_is_forecast: はい
forecast_does_not_count_2026_pre_cutoff_earnings_again: はい
gaap_parent_all_classes_equity_end_proxy_oku: 22345.732270854
gaap_ordinary_book_equity_end_proxy_oku: 21385.738270854
preferred_economic_accrual_unpaid_at_open_oku: 5.961425232
preferred_economic_accrual_unpaid_at_end_oku: 5.961425232
ordinary_book_equity_is_preference_allocated_economic_proxy_not_statutory_IFRS: はい
regulatory_capital_old_method_not_actual_2026_cutoff: はい
sbc_current_disclosed_H1_settlement_cash_only: はい
cash_settled_SBC_cost_assumed_already_in_operating_expense: はい
new_equity_SBC_issue_2027_onward_unconfirmed_default_zero: はい
sbc_compensation_expense_in_profit_oku: 0
sbc_non_cash_addback_to_profit_in_annual_ledger_oku: 0
sbc_market_delivery_value_oku: 0
life_reported_H1_2026_TIS_pct_not_updated_asof_cutoff: 140
bank_reported_H1_2026_BIS_pct_not_updated_asof_cutoff: 15.35
bank_reported_H1_2026_Tier1_pct_not_updated_asof_cutoff: 13.29
future_actual_bank_capital_and_life_TIS_not_reconstructed: はい
subsidiary_upstream_baseline_before_TIS_BIS_haircuts_oku: 1394.816232272
subsidiary_life_upstream_increment_removed_by_TIS_uncertainty_oku: 26.002811958
subsidiary_bank_upstream_increment_removed_by_BIS_uncertainty_oku: 22.364813041
subsidiary_internal_payment_not_ordinary_holder_cashflow: はい
dividend_target_before_cash_and_capital_buffer_oku: 948.308312241
ordinary_distribution_withheld_for_cash_or_regulatory_proxy_oku: 0
issuer_repurchase_withheld_for_cash_or_regulatory_proxy_oku: 0
noncash_fvoci_OCI_realization_double_count_excluded: はい
funding_branch: external_borrowing
start: 2035-01-01
end: 2035-12-31
days: 365
parent_IFRS_attributable_profit_oku: 2122.211294142
parent_ordinary_after_preference_allocation_oku: 2081.931265552
parent_income_change_preferred_discretionary_normalization_oku: 40.28002859
incremental_parent_income_loss_from_funding_source_oku: 0
incremental_parent_interest_cash_after_tax_oku: 0
existing_FHC_bond_38oku_refinancing_spread_after_tax_oku: 0.51072
NCI_incremental_new_stake_buyer_profit_oku: 0
opening_group_liability_memo_oku: 175142.59697013
group_total_liabilities_end_memo_oku: 175142.59697013
incremental_holding_loan_interest_after_tax_cash_oku: 0
holding_refinanced_old_bond_extra_interest_cash_oku: 0.51072
holding_company_new_funding_debt_at_start_oku: 0
holding_company_new_funding_debt_at_end_oku: 0
holding_company_new_funding_principal_matured_due_oku: 0
holding_company_new_funding_principal_REPAID_oku: 0
holding_company_new_funding_principal_REFN_oku: 0
holding_company_emergency_additional_draw_oku: 0
holding_company_baseline_bonds_and_other_debt_proxy_oku: 1408.27727
holding_company_total_debt_proxy_oku: 1408.27727
regulatory_issuer_buyback_buffer_pct_ANALYST_not_law: 115
regulatory_common_dividend_buffer_pct_ANALYST_not_law: 112
regulatory_issuance_if_below_108pct_to_110pct_ANALYST_not_law: はい
sbc_cash_settled_staff_rewards_already_expensed_IN_PARENT_IFRS_profit: はい
sbc_compensation_expense_not_quantified_oku: 未確認
cash_source_not_recounted_as_consolidated_earnings: はい
FHC_old_bond_38oku_maturity_date: 2026-12-05

内容を開く

id: final_2036_preterminal_partial
calendar_year: 2036
開始日: 2036-01-01
終了日: 2036-11-06
days_in_period: 311
days_in_fiscal_year: 366
year_fraction: 0.849726775956
actual_or_forecast: conditional forecast - NOT actual 2026 Nov6 funding
source_data_cutoff: 2026-11-06
bank_pre_provision_pre_tax_profit_oku: 907.657077011
bank_credit_cost_pre_tax_oku: 80.36956532
bank_after_tax_profit_oku: 661.830009353
life_after_tax_profit_oku: 919.163879738
property_insurance_after_tax_profit_oku: 139.084008118
securities_after_tax_profit_oku: 202.071193529
asset_mgmt_after_tax_profit_oku: 35.591538332
group_adjustments_after_tax_oku: -77.517298534
consolidated_parent_profit_before_pref_oku: 1879.789358077
preferred_economic_annual_claim_allocated_oku: 34.295472867
parent_ordinary_net_profit_oku: 1845.49388521
nci_profit_oku: 10.422813365
consolidated_total_profit_before_pref_oku: 1890.212171442
non_cash_oci_movement_oku: 0
reclassified_fvoci_disposal_gain_to_net_profit_oku: 0
opening_ordinary_book_equity_oku: 21379.776845622
ordinary_book_equity_end_oku: 22240.655594047
opening_nci_book_equity_oku: 230.778366214
nci_cash_distribution_oku: 3.12684401
nci_book_equity_end_oku: 238.074335569
preferred_equity_priority_oku: 959.994
consolidated_total_equity_end_oku: 23438.620239067
ordinary_dividend_company_cash_oku: 984.615136785
ordinary_dividend_per_share_twd: 7.1175005504
preferred_dividend_company_cash_oku: 40.360588648
issuer_buyback_company_cash_oku: 0
ordinary_dividends_received_by_initial_holder_cohort_oku: 984.615136785
buyback_tender_cash_received_by_initial_holder_cohort_oku: 0
old_holder_period_cashflow_oku: 984.615136785
holding_company_cash_at_start_proxy_oku: 1828.666677223
modeled_upstreamed_cash_from_subsidiaries_oku: 1192.006759832
holding_company_cash_overhead_oku: 23.650695947
holding_company_cash_at_end_proxy_oku: 1971.613043216
holding_company_debt_unchanged_proxy_oku: 1408.27727
regulatory_capital_start_proxy_oku: 20451.182797677
regulatory_required_start_proxy_oku: 12825.139441689
regulatory_qualified_capital_end_proxy_oku: 21312.061546102
regulatory_required_capital_end_proxy_oku: 13194.732384064
regulatory_capital_adequacy_end_proxy_pct: 161.519468
recapitalization_new_common_cash_from_nonholders_oku: 0
recapitalization_new_shares: 0
insurance_contract_liability_start_memo_oku: 67122.726129543
insurance_contract_liability_end_memo_oku: 69283.993397869
bank_deposits_start_memo_oku: 75298.730652871
bank_deposits_end_memo_oku: 77914.090824789
other_group_liabilities_incl_debt_start_memo_oku: 32721.14018772
other_group_liabilities_incl_debt_end_memo_oku: 33553.402150958
total_group_liabilities_end_memo_oku: 180751.48637362
consolidated_group_assets_end_balance_identity_oku: 204190.10661268
csm_start_memo_oku: 8568.310699933
new_business_csm_oku: 975.872390501
csm_release_memo_oku: 546.054226983
csm_non_cash_valuation_shock_oku: 0
csm_end_memo_oku: 8998.12886345
shares_outstanding_start: 13833720557
old_cohort_shares_start: 13833720557
sbc_issued_new_common_shares: 0
sbc_equity_credit_noncash_oku: 0
issuer_bought_back_common_shares: 0
shares_outstanding_end: 13833720557
old_cohort_shares_end: 13833720557
old_holder_equivalence_factor_end: 1
dividend_or_tender_is_forecast: はい
forecast_does_not_count_2026_pre_cutoff_earnings_again: はい
gaap_parent_all_classes_equity_end_proxy_oku: 23200.545903498
gaap_ordinary_book_equity_end_proxy_oku: 22240.551903498
preferred_economic_accrual_unpaid_at_open_oku: 5.961425232
preferred_economic_accrual_unpaid_at_end_oku: -0.103690549
ordinary_book_equity_is_preference_allocated_economic_proxy_not_statutory_IFRS: はい
regulatory_capital_old_method_not_actual_2026_cutoff: はい
sbc_current_disclosed_H1_settlement_cash_only: はい
cash_settled_SBC_cost_assumed_already_in_operating_expense: はい
new_equity_SBC_issue_2027_onward_unconfirmed_default_zero: はい
sbc_compensation_expense_in_profit_oku: 0
sbc_non_cash_addback_to_profit_in_annual_ledger_oku: 0
sbc_market_delivery_value_oku: 0
life_reported_H1_2026_TIS_pct_not_updated_asof_cutoff: 140
bank_reported_H1_2026_BIS_pct_not_updated_asof_cutoff: 15.35
bank_reported_H1_2026_Tier1_pct_not_updated_asof_cutoff: 13.29
future_actual_bank_capital_and_life_TIS_not_reconstructed: はい
subsidiary_upstream_baseline_before_TIS_BIS_haircuts_oku: 1234.840757106
subsidiary_life_upstream_increment_removed_by_TIS_uncertainty_oku: 22.979096993
subsidiary_bank_upstream_increment_removed_by_BIS_uncertainty_oku: 19.854900281
subsidiary_internal_payment_not_ordinary_holder_cashflow: はい
dividend_target_before_cash_and_capital_buffer_oku: 984.615136785
ordinary_distribution_withheld_for_cash_or_regulatory_proxy_oku: 0
issuer_repurchase_withheld_for_cash_or_regulatory_proxy_oku: 0
noncash_fvoci_OCI_realization_double_count_excluded: はい
funding_branch: external_borrowing
start: 2036-01-01
end: 2036-11-06
days: 311
parent_IFRS_attributable_profit_oku: 1879.789358077
parent_ordinary_after_preference_allocation_oku: 1845.49388521
parent_income_change_preferred_discretionary_normalization_oku: 34.295472867
incremental_parent_income_loss_from_funding_source_oku: 0
incremental_parent_interest_cash_after_tax_oku: 0
existing_FHC_bond_38oku_refinancing_spread_after_tax_oku: 0.433972459
NCI_incremental_new_stake_buyer_profit_oku: 0
opening_group_liability_memo_oku: 180751.48637362
group_total_liabilities_end_memo_oku: 180751.48637362
incremental_holding_loan_interest_after_tax_cash_oku: 0
holding_refinanced_old_bond_extra_interest_cash_oku: 0.433972459
holding_company_new_funding_debt_at_start_oku: 0
holding_company_new_funding_debt_at_end_oku: 0
holding_company_new_funding_principal_matured_due_oku: 0
holding_company_new_funding_principal_REPAID_oku: 0
holding_company_new_funding_principal_REFN_oku: 0
holding_company_emergency_additional_draw_oku: 0
holding_company_baseline_bonds_and_other_debt_proxy_oku: 1408.27727
holding_company_total_debt_proxy_oku: 1408.27727
regulatory_issuer_buyback_buffer_pct_ANALYST_not_law: 115
regulatory_common_dividend_buffer_pct_ANALYST_not_law: 112
regulatory_issuance_if_below_108pct_to_110pct_ANALYST_not_law: はい
sbc_cash_settled_staff_rewards_already_expensed_IN_PARENT_IFRS_profit: はい
sbc_compensation_expense_not_quantified_oku: 未確認
cash_source_not_recounted_as_consolidated_earnings: はい
FHC_old_bond_38oku_maturity_date: 2026-12-05

期間内の親会社利益合計（億）

18282.677906272

純利益

18282.677906272

common_share_attributable_profit_sum_oku

17882.781684334

preferred_economic_normalization_sum_oku

399.896221938

期間内株主受取

8696.987133438

payout_old_cohort_dividends_oku

8362.444381227

payout_old_cohort_tender_buybacks_oku

334.542752211

終価

21411.404651148

terminal_old_cohort_mcap_oku

21411.404651148

terminal_company_common_mcap_oku

21411.404651148

terminal_old_cohort_equivalence_factor

terminal_company_common_shares

13833720557

terminal_old_cohort_shares

13833720557

equity_oku

22240.655594047

terminal_2036_parent_cash_oku

1971.613043216

terminal_2036_INCREMENTAL_debt_principal_oku

terminal_2037_normalized_common_earnings_EX_INCREMENTAL_LOAN_INTEREST_oku

2265.596316288

terminal_2037_subsidiary_upstream_under_regulatory_haircuts_oku

1461.560065474

terminal_2037_pref_claim_oku

40.441309825

terminal_2037_holding_cost_oku

28.167294447

terminal_2037_reinvestment_oku

467.287915564

terminal_2037_other_holdback_oku

terminal_2037_earnings_cap_oku

1744.962592033

terminal_2037_upstream_cap_oku

1339.605652511

terminal_sustainable_owner_cf_2037_oku

1339.605652511

terminal_growth

0.036

terminal_cash_excess_ONE_TIME_oku

1417.290434573

terminal_2037_cash_interest_foregone_AFTER_ONE_TIME_LIQUIDATION_oku

28.345808691

terminal_cash_excess_return_yield

0.02

terminal_INCREMENTAL_DEBT_principal_subtracted_once_oku

terminal_incremental_interest_removed_from_unlevered_2037_CF

はい

terminal_excluded_from_timed_cashflows

はい

終価の基準日

2036-11-06

terminal_no_2037_SBC_equity_issued_shares

はい

IRR_expected_cashflow_not_simple_weighted_of_scenario_IRR

はい

irr_of_path_cashflows

0.044501323906

pv_intrinsic_old_holder_cohort_oku

13272.380505587

pv_intrinsic_per_initial_common_share_twd

94.752871443

opening_funding_bridge

内容を開く

branch: external_borrowing
funding_required_for_v2_target_oku: 754.53236007
2026_06_30_audited_parent_standalone_cash_oku: 380.42196
2026_06_30_common_and_pref_payables_paid_July_oku: 634.95432007
2026_07_31_ordinary_dividend_paid_oku: 595.31301046
2026_07_31_pref_dividend_paid_oku: 39.64130961
2026_Jul31_after_paid_pre_financing_cash_oku: -254.53236007
funding_from_regulated_bank_subs_oku: 0
funding_from_nonlife_other_subs_oku: 0
funding_from_insurance_life_subs_oku: 0
funding_internal_dividends_total_oku: 0
funding_new_external_borrow_oku: 754.53236007
funding_FVTPL_asset_sale_book_oku: 0
funding_subsidiary_stake_sale_book_oku: 0
not_achieved_vs_v2_target_cash_oku: 0
2026_11_06_holding_cash_conditional_oku: 500
2026_11_06_parent_standalone_liabilities_conditional_oku: 2772.67741
2026_11_06_parent_standalone_total_assets_conditional_oku: 16272.46396
2026_11_06_parent_standalone_fvtpl_assets_oku: 194.94737
2026_11_06_parent_standalone_equity_method_investments_oku: 15337.46146
2026_11_06_parent_standalone_other_assets_unverified_held_constant_oku: 240.05513
2026_11_06_parent_equity_all_classes_oku: 13499.78655
pre_cutoff_regulatory_eligibility_haircut_ANALYST_proxy_oku: 0
pre_cutoff_consolidated_nci_added_from_external_stake_buyer_oku: 0
2026_11_06_parent_standalone_balance_sheet_identity_error_oku: -0
funding_source_confirmed_by_2026_11_06_filings: いいえ
no_post_H1_realized_FVOCI_gain_added_to_profit_or_equity: はい
precutoff_income_oku: 423.2887
precutoff_unverified_OCI_oku: 400
legal_payout_and_sale_permissions_not_verified: はい

annual_cash_paydown_total_oku

754.53236007

annual_cumulative_incremental_debt_interest_after_tax_oku

83.738621484

no_double_count_pre_cutoff_earnings_or_FVOCI_transfer

はい

例外的強気（資本効率・利益大幅改善）（確率 8.0%）

このシナリオの数値・キャッシュフローを開く →

分析基準とデータ

価格・単価

148

株数

14007364952

株価の出所

内容を開く

url: https://www.twse.com.tw/exchangeReport/MI_INDEX?date=20261106&response=html&type=ALLBUT0999
as_of: 2026-11-06
close_twd: 148
open_twd: 140.5
high_twd: 151
low_twd: 140
daily_volume_shares: 48407737
primary_exchange_verified: はい

株数の出所

内容を開く

url: https://fubon.irpro.co/tw/quickfacts.php
as_of: 2026-07-07
ordinary_issued: 14007364952
ordinary_outstanding: 14007364952
reported_treasury_common_shares: 0
treasury_as_of: 2026-06-30
ordinary_current_share_count_not_independently_reconciled_after_2026_07_07: はい
preferred_A_2881A: 600000000
preferred_B_2881B: 666660000
preferred_C_2881C: 333330000
total_preferred: 1599990000
2026_11_06_TWSE_listing_and_foreign_share_limit_user_original_verified: はい
2026_11_06_company_treasury_and_eligible_holder_share_count_not_fully_verified: はい
2026_11_06_ordinary_listed_shares: 14007364952

opening_mcap_oku

20730.90012896

asof_financial_balance_report_date

2026-06-30

cashflow_cohort

2026-11-06現在2881普通株を既保有する旧株主全体。非累積優先株2881A/B/Cは別。将来第三者発行は旧株主集団外。

cohort_convention

2026-11-06取得普通株14,007,364,952株全部;将来買戻しは集団比例応札,社員交付/第三者発行は旧株主に含まない

share_count_category_note

14,007,364,952 ordinary listed shares from TWSE share listing, used as market cohort proxy; exact Nov 6 treasury vs free shares not independently resolved. Preferred lines excluded.

検証上の留意点

net_sum_formula

net_sum_oku = sum of 11 period parent-attributable IFRS net profit (BEFORE economic allocation of preferred rights), common_share_attributable_profit_sum_oku = net_sum_oku − preferred economic allocation. H1 2026 audited parent IFRS 973.9113 vs common 934.26999.

payout_formula

For old Nov6 cohort, only dated ordinary dividends and pro-rata tender buybacks inside 10 years; pre-Nov6 dividends and intra-group cash transfers are excluded.

mcap_formula

2036 terminal ONLY. 2037 sustainable CF from constrained NI & upstream, excess cash once and foregone interest, debt principal subtracted once with incremental debt interest removed from normalized CF; old cohort ratio.

oldholder_share_eligibility

将来の第三者への新株発行は旧株主の持分を希薄化させます。買戻しは旧株主が比例応募する仮定です。2026年上期に確認された株式報酬は現金決済で、モデルは未確認の新株交付を計上していません。

terminal_future_cash

2037年の持続的な普通株主向けCFは、利益と子会社からの上流資金の制約を比較し、設備・規制資本等に必要な再投資を考慮します。OCI振替やCSMをそのまま現金とせず、終価で取り崩す現金の運用益を差し引きます。株式報酬のための追加株式買戻しは仮定していません。

treat_pref_coupon

2026 H1 EPS divides profits after full prior preferred dividend. Forecast parent earnings are separately allocated to preferred priority. Preferred distributions never added to old common holders.

start_date_2026_11_07_and_end_date_2036_11_06

2026 55/365, 2036 311/366. Years 2027-2035 full, 2028 and 2032 leap years.

severe_taiwan_insurance_transition

Stress insurance capital, OCI and external financing are scenario hypotheticals; actuarial TIS non-disclosed proxy not fabricated.

balance_sheet_identity

Assets = bank deposits + insurance contract liabilities + other group liabilities + parent common equity + preferred original priority + NCI. Balance-sheet growth is memo assumption, not a full published IFRS balance sheet or free CF.

holding_cash

Net new future upstreamed subsidiary cash, not consolidated CFO or insurance investment assets, pays holding cash obligations. Opening 400億 TWD is a scenario proxy; true 2026-11-06 holding cash unknown.

capital_model

FHC qualified capital and required capital are an independent transparent proxy rollforward of 2026-06-30 audited older-rule amounts; not a certified 2026 Q3 regulatory filing. Contrast with 142.30% IR new-rule.

SBC

会社の2026年上期EPS注記では株式報酬は現金決済と記載されています。モデルは将来の株式交付・非現金加算・株数維持のための追加買戻しをゼロとし、通常の人件費は利益に含む仮定です。将来の制度変更や費用の内訳は未確認です。

future_payment_dates

Unannounced annual calendar dates are explicitly hypothetical. Monetary amount zero events trigger regeneration on forecast board, ex-date and holder change; check actual right status before applying past cashflows.

missing_primary_asof

November 6 own treasury/buyback transaction logs, Q3 signed consolidated statements, Nov 6 parent cash, life TIS solvency and post IFRS17 regulatory denominator not verified.

limitations

No imputed exact ETF Taiwanese withholding tax, no assertion of future common dividends, no fictitious parent-level distributable cash from insurer FVOCI gains, no stock split until separately verified.

v2_additional_checks

内容を開く

1: v2: 上期資本の普通/優先配当合計634.95432億元を期首6月末純資産から再控除せず。支払は未払配当と金控単体現金を減らすが自己資本を再減額しない。
2: v2: 9月自結累計1272.2億元−上期監査済973.9113億元=第3四半期298.2887億元をH1後の期首橋渡しに一度だけ使用。2026年11月7日以降の純利益合計に含めない。
3: v2: 9月FVOCI株式売却剰余金振替1227.4億元は純資産内部の振替でありNI/OCI/資本に加算していない。
4: v2: 6月末金控単体現金380.42196−7月31日支払634.95432＋未確認純流入が11月6日開始持株現金となる。開始400億には654.53236億の追加純流入が必要だが実額・内訳は未確認。
5: v2: TIS 140%は2026上半期公表値であり11/6比率は未確認。177%は経営者発言で規制当局が公表値として認めていない。規制資本計算は旧開示方法の分析代理台帳であり現行制度そのものと混ぜない。
6: v2: 優先3系列は無期限・非累積・裁量配当であり発行済普通株数や旧普通株主CFに含めない。
7: v2: 2026H1財務報告の1株利益注記によれば会社の株式報酬はすべて現金決済で加重平均株数に影響なし。将来株式決済へ変更した確認なし、従って追加新株発行=0、終価のSBC追加買付=0。現金決済報酬費用は営業利益に含むと仮定して加算しない。
8: v2: 終価で取り崩す持株会社の余剰現金の運用益を持続CFから減算。保険子会社規制資本、銀行預金、CSM、未分配NCIを現金に足していない。
9: v2: 優先配当の当期経済的配分と実際の翌7月現金支払に時点差がある。ordinary_book_equity_endは優先控除後経済簿価で、gaap_parent_all_classes_equity_endは未払/未宣言経済配分残高を戻してIFRS連結純資産を橋渡し。
10: v2: 古いV1の成長仮定・業種別利益プロファイル・保険負債等の外挿も条件付き予測であり、監査済み11/6実績に変化したわけではない。

initial_balance_and_funding

Four hypothetical funding sources are each balance-sheet closed. Even liquidity shortfall has a mandatory assumed emergency facility to avoid negative paid cash; this is a diagnostic not factual financing.

formal_subsidiary_JulNov2026_dividend_and_issuer_borrowings

Insufficient audited post-Jun parent-separate source/maturity disclosure to assign actual 654.53236; company 9m release is P&L not FHC standalone cash flow.

life_TIS

2026 transition TIS 140% reportable by regulators; informal 177% must not be substituted. TIS child own funds and actual permitted distributions unknown; bank BIS and CET1 stress are analyst haircuts, not regulatory reports.

cash_paid_SBC

H1 EPS note says all issuer share-based awards settled in cash and no dilutive shares; amount of staff bonus expense itself not independently isolated, future plans unknown. EBIT/NI includes ordinary staff costs; no addback.

FHC_bond_2026_maturity

Company issuer bond page P08富邦金2 TWD 3.8bn matures 2026-12-05; MODEL assumes refinance same face at 2.5% vs 0.82%; neither realized refinance nor future rollover rate confirmed.

group_total_assets_synthetic_memo_NOT_audited_asset_by_asset

Consolidated total assets in future rows is a balancing memo (group liabilities + owners + NCI), NOT reconstructed asset-by-asset or independently audited. Parent FHC opening separate balance bridge is explicitly verified arithmetically; asset/liability forecasts are conditional.

obsolete_v2_sensitivity

Removed inherited v2 values because earlier funding gap makes their PV/IRR incompatible with new v3 capital and cash bridges; v3 revalued below.

buyer_of_subsidiary_stake

Share sale at book with no gains is hypothetical and may violate ownership/holding controls without approvals. No actual transaction inferred.

追加データ・検証記録

分析ごとに収録された追加の前提、年度別データ、検証上の注意を確認できます。

追加データを開く →

分析に使用した資料

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分析の要約

事業

競争力・事業の質

業界と環境

財務・資本配分

評価の前提と確認

資本コストの前提

事業別データ

資金源による感応度

10年のシナリオ

構造的な弱気（保険資産毀損・増資）（確率 12.0%）

弱気（保険利回り・信用費用悪化）（確率 23.0%）

中立（正常化した銀行・保険利益）（確率 36.0%）

強気（収益構造改善）（確率 21.0%）

日付別キャッシュフロー

その他の数値・前提

例外的強気（資本効率・利益大幅改善）（確率 8.0%）

分析基準とデータ

検証上の留意点

追加データ・検証記録

分析に使用した資料