AI 銘柄分析 · 10年

Fubon Financial Holding Co., Ltd.（富邦金融控股）

2881 · TWD · 分析基準日 2026-11-06

預金基盤は強いが、保険の資本負担と持株会社への送金が株主価値を左右する

10年期待年率（参照仮定）要確認参考 -2.20%（2026-11-06・148.00 TWD基準、集計外）

資本コスト10.30%

直近終値148.00 TWD2026-11-06

AIによるシナリオ分析です。基準日以降の出来事、株価や為替の変化は個別に確認が必要です。各数値は元の分析の単位と前提に従います。

分析の要約

富邦金控は台湾の銀行・生命保険・損害保険・証券を束ねる金融グループです。顧客基盤と販売網に強みがありますが、保険の運用損益や規制資本が、普通株主に戻せる現金を左右します。2026年11月6日の持株会社単体の現金と資金源は未確認のため、子会社からの配当、外部借入、資産・持分の売却、資金不足時の調達という４つの仮定を比較しました。表示中の期待年率は外部借入を置いた参照値で、実際の借入を示すものではありません。ETFの現地源泉税・費用・将来の為替は未反映です。

事業

富邦人壽、台北富邦銀行、富邦產險、富邦證券、投信/海外銀行。生命保険運用の金利・為替と銀行の与信が主要リスク。

競争力・事業の質

顧客基盤と販売網の堀は高評価。一方、保険契約負債の超長期再価格付け、銀行信用引当、投資運用市場依存、および持株会社上流配当を重視。

業界と環境

IFRS17・台湾保険2026規制新制度により旧年度の生命保険利益や資本と直接比較不可。台湾株式・債券・為替・保険CSM・銀行CET1を別々に監視。

財務・資本配分

会社自己資本は子会社規制資本と同じではない。2026年6月末親会社持分12,676.498億TWDから額面ではなく優先株優先払込96.0bnTWDを控除した普通株経済資本11,716.504億TWDを代理開始値とする。

評価の前提と確認

reference_funding_hypothesis_IS_NOT_OBSERVED

external_borrowing

market_price_twd

148

initial_share_count

14007364952

時価総額（億）

20730.90012896

5case_probabilities_sum

weighted_net_sum_IFRS_profit_oku

12551.615445553

weighted_common_profit_after_pref_oku

12141.936513692

probability_weighted_intrinsic_value_oku

7590.457452365

probability_weighted_intrinsic_value_per_initial_share_twd

54.189046108

probability_weighted_dated_cashflow_IRR

-0.022018924965

terminal_expected_old_cohort_oku

11801.996496994

expected_cashflow_sum_oku

5271.972556399

safety_margin_pct

-63.38578

terminal_not_in_timed_cashflows

はい

weighted_IRR_on_all_dated_flows_and_terminal_once

はい

four_way_valuation_summary_per_share

内容を開く

upstream_subsidiary: 55.491060368
external_borrowing: 54.189046108
stake_and_asset_sale: 54.833782384
liquidity_shortfall: 52.676129628

four_way_IRR_summary

内容を開く

upstream_subsidiary: -0.019867971712
external_borrowing: -0.022018924965
stake_and_asset_sale: -0.021626057839
liquidity_shortfall: -0.022285174531

資本コストの前提

資本コスト

10.30%

currency

TWD

事業の質

0.66

事業の質の内訳

内容を開く

顧客・預金フランチャイズ: 0.83
保険負債と市場リスク: 0.47
経営・資本配分: 0.68
開示の透明性: 0.72
規制余力・ダブルレバレッジ: 0.58

事業の質の根拠

銀行は強いが、保険巨額負債・台湾株式と外貨資産・IFRS17移行・再分類OCIおよび配当規制に高い不確実性。k=10.3%は独立したTWD名目保有者要求利回りの仮定。

事業別データ

事業別の内訳と、収録されている年度別データを確認できます。

事業別データを開く →

資金源による感応度

未確認の資金源をそれぞれ仮定し、各仮定内で５ケースの株主キャッシュフローを確率加重した試算です。実際の資金源や分岐の確率を示すものではありません。年率と１株価値は分析基準日の株価 148.00 TWD に基づきます。

資金源の仮定	加重期待年率	割引後の価値 / 株
仮定A：子会社からの既存資本・利益の上流配当	-1.99%	55.49 TWD
仮定B：持株会社の新規外部借入（表示中の参照ケース）	-2.20%	54.19 TWD
仮定C：金融資産売却＋子会社持分一部売却	-2.16%	54.83 TWD
仮定D：資金源未特定・不足（緊急ブリッジ診断）	-2.23%	52.68 TWD

10年のシナリオ

シナリオごとの確率、期間内の株主還元・追加負担、終価です。金額は億TWD。株主の範囲や受取時点は各分析の前提を確認してください。

シナリオ	確率	株主還元・追加負担	終価
構造的な弱気（保険資産毀損・増資）	12.0%	0.00	102.49
弱気（保険利回り・信用費用悪化）	23.0%	1,865.32	2,053.80
中立（正常化した銀行・保険利益）	36.0%	5,576.58	10,099.28
強気（収益構造改善）	21.0%	8,696.99	21,411.40
例外的強気（資本効率・利益大幅改善）	8.0%	12,612.66	39,814.87

例外的強気（資本効率・利益大幅改善）（確率 8.0%）

日付別キャッシュフロー

内容を開く

想定日: 2026-11-09
year: 0.008213552361
種類: scheduled_investor_recheck_NONCASH
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: いいえ
forecast: はい
is_old_common_holder_received_cash: いいえ
出典: company calendar, post-cutoff result not used

内容を開く

想定日: 2026-12-02
year: 0.071184120465
種類: scheduled_2026_Q3_investor_conference_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: いいえ
forecast: はい
is_old_common_holder_received_cash: いいえ
出典: company events, do not use 2026Q3 post-cutoff

内容を開く

想定日: 2026-12-05
year: 0.079397672827
種類: preexisting_FHC_38oku_bond_matures_rolled_over
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: いいえ
forecast: はい
is_old_common_holder_received_cash: いいえ
company_gross_maturity_oku: 38
hypothetical_replacement_issuance_oku: 38
注記: Known maturity; replacement issuance and 2.5% rate are UNCONFIRMED, not free holder cash

内容を開く

想定日: 2026-12-31
year: 0.150581793292
種類: holding_company_INTEREST_PAYMENT_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
loan_interest_net_of_tax_cash_oku: 4.14350166
legacy_bond_refi_extra_interest_oku: 0.036380055

内容を開く

想定日: 2027-05-20
year: 0.533880903491
種類: ordinary_and_preferred_board_DECISION_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_pref_payment_oku: 39.64131

内容を開く

想定日: 2027-07-01
year: 0.64887063655
種類: ordinary_EX_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_dividend_pays_oku: 924.489070394

内容を開く

想定日: 2027-07-07
year: 0.665297741273
種類: ordinary_RECORD_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ

内容を開く

想定日: 2027-07-31
year: 0.731006160164
種類: ordinary_DIVIDEND_OLDHOLDER
金額: 924.489070394
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
ex_date_assumed: 2027-07-01
record_date_assumed: 2027-07-07
full_issuer_common_dividend_oku: 924.489070394
shares_eligible_at_ex_date: 14007364952
old_cohort_eligible_at_ex_date: 14007364952

内容を開く

想定日: 2027-07-31
year: 0.731006160164
種類: preferred_DIVIDEND_NONCOMMON_ZERO
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
issuer_pref_cash_oku: 39.64131
注記: discretionary/noncumulative, not old common holder cash

内容を開く

想定日: 2027-12-31
year: 1.149897330595
種類: holding_company_DEBT_MATURITY_REPAY_OR_REFINANCE_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
debt_principal_due_oku: 150.755393345
actually_modeled_principal_cash_out_oku: 150.755393345
rolled_refinanced_amount_oku: 0
additional_emergency_liquidity_draw_oku: 0

内容を開く

想定日: 2027-12-31
year: 1.149897330595
種類: holding_company_INTEREST_PAYMENT_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
loan_interest_net_of_tax_cash_oku: 27.497783746
legacy_bond_refi_extra_interest_oku: 0.51072

内容を開く

想定日: 2028-05-20
year: 1.535934291581
種類: ordinary_and_preferred_board_DECISION_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_pref_payment_oku: 39.72059262

内容を開く

想定日: 2028-07-01
year: 1.650924024641
種類: ordinary_EX_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_dividend_pays_oku: 975.356858265

内容を開く

想定日: 2028-07-07
year: 1.667351129363
種類: ordinary_RECORD_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ

内容を開く

想定日: 2028-07-31
year: 1.733059548255
種類: ordinary_DIVIDEND_OLDHOLDER
金額: 975.356858265
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
ex_date_assumed: 2028-07-01
record_date_assumed: 2028-07-07
full_issuer_common_dividend_oku: 975.356858265
shares_eligible_at_ex_date: 14007364952
old_cohort_eligible_at_ex_date: 14007364952

内容を開く

想定日: 2028-07-31
year: 1.733059548255
種類: preferred_DIVIDEND_NONCOMMON_ZERO
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
issuer_pref_cash_oku: 39.72059262
注記: discretionary/noncumulative, not old common holder cash

内容を開く

想定日: 2028-11-15
year: 2.026009582478
種類: issuer_TENDER_OLDHOLDER_CASH_PRO_RATA
金額: 105
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
total_issuer_buyback_oku: 105
issuer_shares_bought: 62550152
old_shares_tendered: 62550152

内容を開く

想定日: 2028-12-31
year: 2.151950718686
種類: holding_company_DEBT_MATURITY_REPAY_OR_REFINANCE_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
debt_principal_due_oku: 150.755393345
actually_modeled_principal_cash_out_oku: 150.755393345
rolled_refinanced_amount_oku: 0
additional_emergency_liquidity_draw_oku: 0

内容を開く

想定日: 2028-12-31
year: 2.151950718686
種類: holding_company_INTEREST_PAYMENT_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
loan_interest_net_of_tax_cash_oku: 22.914819788
legacy_bond_refi_extra_interest_oku: 0.51072

内容を開く

想定日: 2029-05-20
year: 2.535249828884
種類: ordinary_and_preferred_board_DECISION_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_pref_payment_oku: 39.800033805

内容を開く

想定日: 2029-07-01
year: 2.650239561944
種類: ordinary_EX_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_dividend_pays_oku: 1024.428611105

内容を開く

想定日: 2029-07-07
year: 2.666666666667
種類: ordinary_RECORD_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ

内容を開く

想定日: 2029-07-31
year: 2.732375085558
種類: ordinary_DIVIDEND_OLDHOLDER
金額: 1024.428611105
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
ex_date_assumed: 2029-07-01
record_date_assumed: 2029-07-07
full_issuer_common_dividend_oku: 1024.428611105
shares_eligible_at_ex_date: 13944814800
old_cohort_eligible_at_ex_date: 13944814800

内容を開く

想定日: 2029-07-31
year: 2.732375085558
種類: preferred_DIVIDEND_NONCOMMON_ZERO
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
issuer_pref_cash_oku: 39.800033805
注記: discretionary/noncumulative, not old common holder cash

内容を開く

想定日: 2029-11-15
year: 3.025325119781
種類: issuer_TENDER_OLDHOLDER_CASH_PRO_RATA
金額: 107.1
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
total_issuer_buyback_oku: 107.1
issuer_shares_bought: 59907188
old_shares_tendered: 59907188

内容を開く

想定日: 2029-12-31
year: 3.151266255989
種類: holding_company_DEBT_MATURITY_REPAY_OR_REFINANCE_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
debt_principal_due_oku: 150.755393345
actually_modeled_principal_cash_out_oku: 150.755393345
rolled_refinanced_amount_oku: 0
additional_emergency_liquidity_draw_oku: 0

内容を開く

想定日: 2029-12-31
year: 3.151266255989
種類: holding_company_INTEREST_PAYMENT_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
loan_interest_net_of_tax_cash_oku: 18.331855831
legacy_bond_refi_extra_interest_oku: 0.51072

内容を開く

想定日: 2030-05-20
year: 3.534565366188
種類: ordinary_and_preferred_board_DECISION_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_pref_payment_oku: 39.879633873

内容を開く

想定日: 2030-07-01
year: 3.649555099247
種類: ordinary_EX_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_dividend_pays_oku: 1076.1526318

内容を開く

想定日: 2030-07-07
year: 3.66598220397
種類: ordinary_RECORD_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ

内容を開く

想定日: 2030-07-31
year: 3.731690622861
種類: ordinary_DIVIDEND_OLDHOLDER
金額: 1076.1526318
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
ex_date_assumed: 2030-07-01
record_date_assumed: 2030-07-07
full_issuer_common_dividend_oku: 1076.1526318
shares_eligible_at_ex_date: 13884907612
old_cohort_eligible_at_ex_date: 13884907612

内容を開く

想定日: 2030-07-31
year: 3.731690622861
種類: preferred_DIVIDEND_NONCOMMON_ZERO
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
issuer_pref_cash_oku: 39.879633873
注記: discretionary/noncumulative, not old common holder cash

内容を開く

想定日: 2030-11-15
year: 4.024640657084
種類: issuer_TENDER_OLDHOLDER_CASH_PRO_RATA
金額: 109.242
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
total_issuer_buyback_oku: 109.242
issuer_shares_bought: 57375898
old_shares_tendered: 57375898

内容を開く

想定日: 2030-12-31
year: 4.150581793292
種類: holding_company_DEBT_MATURITY_REPAY_OR_REFINANCE_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
debt_principal_due_oku: 150.755393345
actually_modeled_principal_cash_out_oku: 150.755393345
rolled_refinanced_amount_oku: 0
additional_emergency_liquidity_draw_oku: 0

内容を開く

想定日: 2030-12-31
year: 4.150581793292
種類: holding_company_INTEREST_PAYMENT_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
loan_interest_net_of_tax_cash_oku: 13.748891873
legacy_bond_refi_extra_interest_oku: 0.51072

内容を開く

想定日: 2031-05-20
year: 4.533880903491
種類: ordinary_and_preferred_board_DECISION_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_pref_payment_oku: 39.959393141

内容を開く

想定日: 2031-07-01
year: 4.64887063655
種類: ordinary_EX_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_dividend_pays_oku: 1130.674362606

内容を開く

想定日: 2031-07-07
year: 4.665297741273
種類: ordinary_RECORD_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ

内容を開く

想定日: 2031-07-31
year: 4.731006160164
種類: ordinary_DIVIDEND_OLDHOLDER
金額: 1130.674362606
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
ex_date_assumed: 2031-07-01
record_date_assumed: 2031-07-07
full_issuer_common_dividend_oku: 1130.674362606
shares_eligible_at_ex_date: 13827531714
old_cohort_eligible_at_ex_date: 13827531714

内容を開く

想定日: 2031-07-31
year: 4.731006160164
種類: preferred_DIVIDEND_NONCOMMON_ZERO
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
issuer_pref_cash_oku: 39.959393141
注記: discretionary/noncumulative, not old common holder cash

内容を開く

想定日: 2031-11-15
year: 5.023956194387
種類: issuer_TENDER_OLDHOLDER_CASH_PRO_RATA
金額: 111.42684
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
total_issuer_buyback_oku: 111.42684
issuer_shares_bought: 54951564
old_shares_tendered: 54951564

内容を開く

想定日: 2031-12-31
year: 5.149897330595
種類: holding_company_DEBT_MATURITY_REPAY_OR_REFINANCE_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
debt_principal_due_oku: 150.755393345
actually_modeled_principal_cash_out_oku: 150.755393345
rolled_refinanced_amount_oku: 0
additional_emergency_liquidity_draw_oku: 0

内容を開く

想定日: 2031-12-31
year: 5.149897330595
種類: holding_company_INTEREST_PAYMENT_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
loan_interest_net_of_tax_cash_oku: 9.165927915
legacy_bond_refi_extra_interest_oku: 0.51072

内容を開く

想定日: 2032-05-20
year: 5.535934291581
種類: ordinary_and_preferred_board_DECISION_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_pref_payment_oku: 40.039311927

内容を開く

想定日: 2032-07-01
year: 5.650924024641
種類: ordinary_EX_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_dividend_pays_oku: 1188.147243565

内容を開く

想定日: 2032-07-07
year: 5.667351129363
種類: ordinary_RECORD_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ

内容を開く

想定日: 2032-07-31
year: 5.733059548255
種類: ordinary_DIVIDEND_OLDHOLDER
金額: 1188.147243565
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
ex_date_assumed: 2032-07-01
record_date_assumed: 2032-07-07
full_issuer_common_dividend_oku: 1188.147243565
shares_eligible_at_ex_date: 13772580150
old_cohort_eligible_at_ex_date: 13772580150

内容を開く

想定日: 2032-07-31
year: 5.733059548255
種類: preferred_DIVIDEND_NONCOMMON_ZERO
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
issuer_pref_cash_oku: 40.039311927
注記: discretionary/noncumulative, not old common holder cash

内容を開く

想定日: 2032-11-15
year: 6.026009582478
種類: issuer_TENDER_OLDHOLDER_CASH_PRO_RATA
金額: 113.6553768
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
total_issuer_buyback_oku: 113.6553768
issuer_shares_bought: 52629667
old_shares_tendered: 52629667

内容を開く

想定日: 2032-12-31
year: 6.151950718686
種類: holding_company_DEBT_MATURITY_REPAY_OR_REFINANCE_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
debt_principal_due_oku: 150.755393345
actually_modeled_principal_cash_out_oku: 150.755393345
rolled_refinanced_amount_oku: 0
additional_emergency_liquidity_draw_oku: 0

内容を開く

想定日: 2032-12-31
year: 6.151950718686
種類: holding_company_INTEREST_PAYMENT_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
loan_interest_net_of_tax_cash_oku: 4.582963958
legacy_bond_refi_extra_interest_oku: 0.51072

内容を開く

想定日: 2033-05-20
year: 6.535249828884
種類: ordinary_and_preferred_board_DECISION_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_pref_payment_oku: 40.119390551

内容を開く

想定日: 2033-07-01
year: 6.650239561944
種類: ordinary_EX_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_dividend_pays_oku: 1248.733152535

内容を開く

想定日: 2033-07-07
year: 6.666666666667
種類: ordinary_RECORD_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ

内容を開く

想定日: 2033-07-31
year: 6.732375085558
種類: ordinary_DIVIDEND_OLDHOLDER
金額: 1248.733152535
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
ex_date_assumed: 2033-07-01
record_date_assumed: 2033-07-07
full_issuer_common_dividend_oku: 1248.733152535
shares_eligible_at_ex_date: 13719950483
old_cohort_eligible_at_ex_date: 13719950483

内容を開く

想定日: 2033-07-31
year: 6.732375085558
種類: preferred_DIVIDEND_NONCOMMON_ZERO
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
issuer_pref_cash_oku: 40.119390551
注記: discretionary/noncumulative, not old common holder cash

内容を開く

想定日: 2033-11-15
year: 7.025325119781
種類: issuer_TENDER_OLDHOLDER_CASH_PRO_RATA
金額: 115.928484336
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
total_issuer_buyback_oku: 115.928484336
issuer_shares_bought: 50405878
old_shares_tendered: 50405878

内容を開く

想定日: 2033-12-31
year: 7.151266255989
種類: holding_company_INTEREST_PAYMENT_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
loan_interest_net_of_tax_cash_oku: 0
legacy_bond_refi_extra_interest_oku: 0.51072

内容を開く

想定日: 2034-05-20
year: 7.534565366188
種類: ordinary_and_preferred_board_DECISION_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_pref_payment_oku: 40.199629332

内容を開く

想定日: 2034-07-01
year: 7.649555099247
種類: ordinary_EX_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_dividend_pays_oku: 1312.602869424

内容を開く

想定日: 2034-07-07
year: 7.66598220397
種類: ordinary_RECORD_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ

内容を開く

想定日: 2034-07-31
year: 7.731690622861
種類: ordinary_DIVIDEND_OLDHOLDER
金額: 1312.602869424
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
ex_date_assumed: 2034-07-01
record_date_assumed: 2034-07-07
full_issuer_common_dividend_oku: 1312.602869424
shares_eligible_at_ex_date: 13669544605
old_cohort_eligible_at_ex_date: 13669544605

内容を開く

想定日: 2034-07-31
year: 7.731690622861
種類: preferred_DIVIDEND_NONCOMMON_ZERO
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
issuer_pref_cash_oku: 40.199629332
注記: discretionary/noncumulative, not old common holder cash

内容を開く

想定日: 2034-11-15
year: 8.024640657084
種類: issuer_TENDER_OLDHOLDER_CASH_PRO_RATA
金額: 118.247054023
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
total_issuer_buyback_oku: 118.247054023
issuer_shares_bought: 48276053
old_shares_tendered: 48276053

内容を開く

想定日: 2034-12-31
year: 8.150581793292
種類: holding_company_INTEREST_PAYMENT_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
loan_interest_net_of_tax_cash_oku: 0
legacy_bond_refi_extra_interest_oku: 0.51072

内容を開く

想定日: 2035-05-20
year: 8.533880903491
種類: ordinary_and_preferred_board_DECISION_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_pref_payment_oku: 40.28002859

内容を開く

想定日: 2035-07-01
year: 8.64887063655
種類: ordinary_EX_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_dividend_pays_oku: 1379.936565976

内容を開く

想定日: 2035-07-07
year: 8.665297741273
種類: ordinary_RECORD_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ

内容を開く

想定日: 2035-07-31
year: 8.731006160164
種類: ordinary_DIVIDEND_OLDHOLDER
金額: 1379.936565976
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
ex_date_assumed: 2035-07-01
record_date_assumed: 2035-07-07
full_issuer_common_dividend_oku: 1379.936565976
shares_eligible_at_ex_date: 13621268552
old_cohort_eligible_at_ex_date: 13621268552

内容を開く

想定日: 2035-07-31
year: 8.731006160164
種類: preferred_DIVIDEND_NONCOMMON_ZERO
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
issuer_pref_cash_oku: 40.28002859
注記: discretionary/noncumulative, not old common holder cash

内容を開く

想定日: 2035-11-15
year: 9.023956194387
種類: issuer_TENDER_OLDHOLDER_CASH_PRO_RATA
金額: 120.611995103
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
total_issuer_buyback_oku: 120.611995103
issuer_shares_bought: 46236219
old_shares_tendered: 46236219

内容を開く

想定日: 2035-12-31
year: 9.149897330595
種類: holding_company_INTEREST_PAYMENT_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
loan_interest_net_of_tax_cash_oku: 0
legacy_bond_refi_extra_interest_oku: 0.51072

内容を開く

想定日: 2036-05-20
year: 9.535934291581
種類: ordinary_and_preferred_board_DECISION_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_pref_payment_oku: 40.360588648

内容を開く

想定日: 2036-07-01
year: 9.650924024641
種類: ordinary_EX_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
model_dividend_pays_oku: 1450.924322498

内容を開く

想定日: 2036-07-07
year: 9.667351129363
種類: ordinary_RECORD_DATE_RECHECK
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ

内容を開く

想定日: 2036-07-31
year: 9.733059548255
種類: ordinary_DIVIDEND_OLDHOLDER
金額: 1450.924322498
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: はい
ex_date_assumed: 2036-07-01
record_date_assumed: 2036-07-07
full_issuer_common_dividend_oku: 1450.924322498
shares_eligible_at_ex_date: 13575032333
old_cohort_eligible_at_ex_date: 13575032333

内容を開く

想定日: 2036-07-31
year: 9.733059548255
種類: preferred_DIVIDEND_NONCOMMON_ZERO
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
issuer_pref_cash_oku: 40.360588648
注記: discretionary/noncumulative, not old common holder cash

内容を開く

想定日: 2036-11-06
year: 10.001368925394
種類: holding_company_INTEREST_PAYMENT_ZERO_OLDHOLDER
金額: 0
currency_amount_unit: 億TWD
is_date_assumed: はい
forecast: はい
is_old_common_holder_received_cash: いいえ
loan_interest_net_of_tax_cash_oku: 0
legacy_bond_refi_extra_interest_oku: 0.433972459

その他の数値・前提

funding_branch

external_borrowing

funding_status

four mutually exclusive hypothetical pathways; NO source established as fact

period_count

first_period_days

last_period_days

311

period_ledger

内容を開く

id: initial_2026_postcutoff_partial
calendar_year: 2026
開始日: 2026-11-07
終了日: 2026-12-31
days_in_period: 55
days_in_fiscal_year: 365
year_fraction: 0.150684931507
actual_or_forecast: conditional forecast - NOT actual 2026 Nov6 funding
source_data_cutoff: 2026-11-06
bank_pre_provision_pre_tax_profit_oku: 122.716894977
bank_credit_cost_pre_tax_oku: 10.084848942
bank_after_tax_profit_oku: 90.105636828
life_after_tax_profit_oku: 136.074795562
property_insurance_after_tax_profit_oku: 22.138544439
securities_after_tax_profit_oku: 35.159817352
asset_mgmt_after_tax_profit_oku: 5.401912639
group_adjustments_after_tax_oku: -9.555629803
consolidated_parent_profit_before_pref_oku: 275.145195302
preferred_economic_annual_claim_allocated_oku: 5.961425232
parent_ordinary_net_profit_oku: 269.18377007
nci_profit_oku: 1.441961067
consolidated_total_profit_before_pref_oku: 276.587156369
non_cash_oci_movement_oku: 25.616438356
reclassified_fvoci_disposal_gain_to_net_profit_oku: 0
opening_ordinary_book_equity_oku: 13094.79255
ordinary_book_equity_end_oku: 13389.592758426
opening_nci_book_equity_oku: 164.53963
nci_cash_distribution_oku: 0.43258832
nci_book_equity_end_oku: 165.549002747
preferred_equity_priority_oku: 959.994
consolidated_total_equity_end_oku: 14521.097186405
ordinary_dividend_company_cash_oku: 0
ordinary_dividend_per_share_twd: 0
preferred_dividend_company_cash_oku: 0
issuer_buyback_company_cash_oku: 0
ordinary_dividends_received_by_initial_holder_cohort_oku: 0
buyback_tender_cash_received_by_initial_holder_cohort_oku: 0
old_holder_period_cashflow_oku: 0
holding_company_cash_at_start_proxy_oku: 650
modeled_upstreamed_cash_from_subsidiaries_oku: 193.665057479
holding_company_cash_overhead_oku: 3.767123288
holding_company_cash_at_end_proxy_oku: 835.718052476
holding_company_debt_unchanged_proxy_oku: 1408.27727
regulatory_capital_start_proxy_oku: 12129.21905
regulatory_required_start_proxy_oku: 9471.091957379
regulatory_qualified_capital_end_proxy_oku: 12416.334326919
regulatory_required_capital_end_proxy_oku: 9529.990096494
regulatory_capital_adequacy_end_proxy_pct: 130.2869594
recapitalization_new_common_cash_from_nonholders_oku: 0
recapitalization_new_shares: 0
insurance_contract_liability_start_memo_oku: 47714.75607
insurance_contract_liability_end_memo_oku: 48053.037631585
bank_deposits_start_memo_oku: 52131.65681
bank_deposits_end_memo_oku: 52516.338100371
other_group_liabilities_incl_debt_start_memo_oku: 24966.57853
other_group_liabilities_incl_debt_end_memo_oku: 25107.283528073
total_group_liabilities_end_memo_oku: 126581.1916201
consolidated_group_assets_end_balance_identity_oku: 141102.2888065
csm_start_memo_oku: 4351.32
new_business_csm_oku: 131.005479452
csm_release_memo_oku: 49.175876712
csm_non_cash_valuation_shock_oku: 0
csm_end_memo_oku: 4433.14960274
shares_outstanding_start: 14007364952
old_cohort_shares_start: 14007364952
sbc_issued_new_common_shares: 0
sbc_equity_credit_noncash_oku: 0
issuer_bought_back_common_shares: 0
shares_outstanding_end: 14007364952
old_cohort_shares_end: 14007364952
old_holder_equivalence_factor_end: 1
dividend_or_tender_is_forecast: はい
forecast_does_not_count_2026_pre_cutoff_earnings_again: はい
gaap_parent_all_classes_equity_end_proxy_oku: 14355.548183658
gaap_ordinary_book_equity_end_proxy_oku: 13395.554183658
preferred_economic_accrual_unpaid_at_open_oku: 0
preferred_economic_accrual_unpaid_at_end_oku: 5.961425232
ordinary_book_equity_is_preference_allocated_economic_proxy_not_statutory_IFRS: はい
regulatory_capital_old_method_not_actual_2026_cutoff: はい
sbc_current_disclosed_H1_settlement_cash_only: はい
cash_settled_SBC_cost_assumed_already_in_operating_expense: はい
new_equity_SBC_issue_2027_onward_unconfirmed_default_zero: はい
sbc_compensation_expense_in_profit_oku: 0
sbc_non_cash_addback_to_profit_in_annual_ledger_oku: 0
sbc_market_delivery_value_oku: 0
life_reported_H1_2026_TIS_pct_not_updated_asof_cutoff: 140
bank_reported_H1_2026_BIS_pct_not_updated_asof_cutoff: 15.35
bank_reported_H1_2026_Tier1_pct_not_updated_asof_cutoff: 13.29
future_actual_bank_capital_and_life_TIS_not_reconstructed: はい
subsidiary_upstream_baseline_before_TIS_BIS_haircuts_oku: 193.665057479
subsidiary_life_upstream_increment_removed_by_TIS_uncertainty_oku: 0
subsidiary_bank_upstream_increment_removed_by_BIS_uncertainty_oku: 0
subsidiary_internal_payment_not_ordinary_holder_cashflow: はい
dividend_target_before_cash_and_capital_buffer_oku: 0
ordinary_distribution_withheld_for_cash_or_regulatory_proxy_oku: 0
issuer_repurchase_withheld_for_cash_or_regulatory_proxy_oku: 0
noncash_fvoci_OCI_realization_double_count_excluded: はい
funding_branch: external_borrowing
start: 2026-11-07
end: 2026-12-31
days: 55
parent_IFRS_attributable_profit_oku: 275.145195302
parent_ordinary_after_preference_allocation_oku: 269.18377007
parent_income_change_preferred_discretionary_normalization_oku: 5.961425232
incremental_parent_income_loss_from_funding_source_oku: 0
incremental_parent_interest_cash_after_tax_oku: 4.14350166
existing_FHC_bond_38oku_refinancing_spread_after_tax_oku: 0.036380055
NCI_incremental_new_stake_buyer_profit_oku: 0
opening_group_liability_memo_oku: 126581.1916201
group_total_liabilities_end_memo_oku: 126581.1916201
incremental_holding_loan_interest_after_tax_cash_oku: 4.14350166
holding_refinanced_old_bond_extra_interest_cash_oku: 0.036380055
holding_company_new_funding_debt_at_start_oku: 904.53236007
holding_company_new_funding_debt_at_end_oku: 904.53236007
holding_company_new_funding_principal_matured_due_oku: 0
holding_company_new_funding_principal_REPAID_oku: 0
holding_company_new_funding_principal_REFN_oku: 0
holding_company_emergency_additional_draw_oku: 0
holding_company_baseline_bonds_and_other_debt_proxy_oku: 1408.27727
holding_company_total_debt_proxy_oku: 2312.80963007
regulatory_issuer_buyback_buffer_pct_ANALYST_not_law: 115
regulatory_common_dividend_buffer_pct_ANALYST_not_law: 112
regulatory_issuance_if_below_108pct_to_110pct_ANALYST_not_law: はい
sbc_cash_settled_staff_rewards_already_expensed_IN_PARENT_IFRS_profit: はい
sbc_compensation_expense_not_quantified_oku: 未確認
cash_source_not_recounted_as_consolidated_earnings: はい
FHC_old_bond_38oku_maturity_date: 2026-12-05

内容を開く

id: fy_2027
calendar_year: 2027
開始日: 2027-01-01
終了日: 2027-12-31
days_in_period: 365
days_in_fiscal_year: 365
year_fraction: 1
actual_or_forecast: conditional forecast - NOT actual 2026 Nov6 funding
source_data_cutoff: 2026-11-06
bank_pre_provision_pre_tax_profit_oku: 860
bank_credit_cost_pre_tax_oku: 70
bank_after_tax_profit_oku: 632
life_after_tax_profit_oku: 950
property_insurance_after_tax_profit_oku: 155
securities_after_tax_profit_oku: 245
asset_mgmt_after_tax_profit_oku: 38
group_adjustments_after_tax_oku: -65
consolidated_parent_profit_before_pref_oku: 1926.991496254
preferred_economic_annual_claim_allocated_oku: 39.64131
parent_ordinary_net_profit_oku: 1887.350186254
nci_profit_oku: 10
consolidated_total_profit_before_pref_oku: 1936.991496254
non_cash_oci_movement_oku: 650
reclassified_fvoci_disposal_gain_to_net_profit_oku: 0
opening_ordinary_book_equity_oku: 13389.592758426
ordinary_book_equity_end_oku: 15002.453874286
opening_nci_book_equity_oku: 165.549002747
nci_cash_distribution_oku: 3
nci_book_equity_end_oku: 172.549002747
preferred_equity_priority_oku: 959.994
consolidated_total_equity_end_oku: 16140.958302265
ordinary_dividend_company_cash_oku: 924.489070394
ordinary_dividend_per_share_twd: 6.6000213
preferred_dividend_company_cash_oku: 39.64131
issuer_buyback_company_cash_oku: 0
ordinary_dividends_received_by_initial_holder_cohort_oku: 924.489070394
buyback_tender_cash_received_by_initial_holder_cohort_oku: 0
old_holder_period_cashflow_oku: 924.489070394
holding_company_cash_at_start_proxy_oku: 835.718052476
modeled_upstreamed_cash_from_subsidiaries_oku: 1354.5
holding_company_cash_overhead_oku: 25
holding_company_cash_at_end_proxy_oku: 1022.323774991
holding_company_debt_unchanged_proxy_oku: 1408.27727
regulatory_capital_start_proxy_oku: 12416.334326919
regulatory_required_start_proxy_oku: 9529.990096494
regulatory_qualified_capital_end_proxy_oku: 13834.195442779
regulatory_required_capital_end_proxy_oku: 9930.249680547
regulatory_capital_adequacy_end_proxy_pct: 139.3136717
recapitalization_new_common_cash_from_nonholders_oku: 0
recapitalization_new_shares: 0
insurance_contract_liability_start_memo_oku: 48053.037631585
insurance_contract_liability_end_memo_oku: 50359.583437902
bank_deposits_start_memo_oku: 52516.338100371
bank_deposits_end_memo_oku: 55142.155005389
other_group_liabilities_incl_debt_start_memo_oku: 25107.283528073
other_group_liabilities_incl_debt_end_memo_oku: 26061.36030214
total_group_liabilities_end_memo_oku: 132316.87571216
consolidated_group_assets_end_balance_identity_oku: 148457.83401442
csm_start_memo_oku: 4433.14960274
new_business_csm_oku: 869.4
csm_release_memo_oku: 332.486220205
csm_non_cash_valuation_shock_oku: 0
csm_end_memo_oku: 4970.063382534
shares_outstanding_start: 14007364952
old_cohort_shares_start: 14007364952
sbc_issued_new_common_shares: 0
sbc_equity_credit_noncash_oku: 0
issuer_bought_back_common_shares: 0
shares_outstanding_end: 14007364952
old_cohort_shares_end: 14007364952
old_holder_equivalence_factor_end: 1
dividend_or_tender_is_forecast: はい
forecast_does_not_count_2026_pre_cutoff_earnings_again: はい
gaap_parent_all_classes_equity_end_proxy_oku: 15968.409299518
gaap_ordinary_book_equity_end_proxy_oku: 15008.415299518
preferred_economic_accrual_unpaid_at_open_oku: 5.961425232
preferred_economic_accrual_unpaid_at_end_oku: 5.961425232
ordinary_book_equity_is_preference_allocated_economic_proxy_not_statutory_IFRS: はい
regulatory_capital_old_method_not_actual_2026_cutoff: はい
sbc_current_disclosed_H1_settlement_cash_only: はい
cash_settled_SBC_cost_assumed_already_in_operating_expense: はい
new_equity_SBC_issue_2027_onward_unconfirmed_default_zero: はい
sbc_compensation_expense_in_profit_oku: 0
sbc_non_cash_addback_to_profit_in_annual_ledger_oku: 0
sbc_market_delivery_value_oku: 0
life_reported_H1_2026_TIS_pct_not_updated_asof_cutoff: 140
bank_reported_H1_2026_BIS_pct_not_updated_asof_cutoff: 15.35
bank_reported_H1_2026_Tier1_pct_not_updated_asof_cutoff: 13.29
future_actual_bank_capital_and_life_TIS_not_reconstructed: はい
subsidiary_upstream_baseline_before_TIS_BIS_haircuts_oku: 1354.5
subsidiary_life_upstream_increment_removed_by_TIS_uncertainty_oku: 0
subsidiary_bank_upstream_increment_removed_by_BIS_uncertainty_oku: 0
subsidiary_internal_payment_not_ordinary_holder_cashflow: はい
dividend_target_before_cash_and_capital_buffer_oku: 924.489070394
ordinary_distribution_withheld_for_cash_or_regulatory_proxy_oku: 0
issuer_repurchase_withheld_for_cash_or_regulatory_proxy_oku: 0
noncash_fvoci_OCI_realization_double_count_excluded: はい
funding_branch: external_borrowing
start: 2027-01-01
end: 2027-12-31
days: 365
parent_IFRS_attributable_profit_oku: 1926.991496254
parent_ordinary_after_preference_allocation_oku: 1887.350186254
parent_income_change_preferred_discretionary_normalization_oku: 39.64131
incremental_parent_income_loss_from_funding_source_oku: 0
incremental_parent_interest_cash_after_tax_oku: 27.497783746
existing_FHC_bond_38oku_refinancing_spread_after_tax_oku: 0.51072
NCI_incremental_new_stake_buyer_profit_oku: 0
opening_group_liability_memo_oku: 132467.6311055
group_total_liabilities_end_memo_oku: 132316.87571216
incremental_holding_loan_interest_after_tax_cash_oku: 27.497783746
holding_refinanced_old_bond_extra_interest_cash_oku: 0.51072
holding_company_new_funding_debt_at_start_oku: 904.53236007
holding_company_new_funding_debt_at_end_oku: 753.776966725
holding_company_new_funding_principal_matured_due_oku: 150.755393345
holding_company_new_funding_principal_REPAID_oku: 150.755393345
holding_company_new_funding_principal_REFN_oku: 0
holding_company_emergency_additional_draw_oku: 0
holding_company_baseline_bonds_and_other_debt_proxy_oku: 1408.27727
holding_company_total_debt_proxy_oku: 2162.054236725
regulatory_issuer_buyback_buffer_pct_ANALYST_not_law: 115
regulatory_common_dividend_buffer_pct_ANALYST_not_law: 112
regulatory_issuance_if_below_108pct_to_110pct_ANALYST_not_law: はい
sbc_cash_settled_staff_rewards_already_expensed_IN_PARENT_IFRS_profit: はい
sbc_compensation_expense_not_quantified_oku: 未確認
cash_source_not_recounted_as_consolidated_earnings: はい
FHC_old_bond_38oku_maturity_date: 2026-12-05

内容を開く

id: fy_2028
calendar_year: 2028
開始日: 2028-01-01
終了日: 2028-12-31
days_in_period: 366
days_in_fiscal_year: 366
year_fraction: 1
actual_or_forecast: conditional forecast - NOT actual 2026 Nov6 funding
source_data_cutoff: 2026-11-06
bank_pre_provision_pre_tax_profit_oku: 908.16
bank_credit_cost_pre_tax_oku: 73.2144
bank_after_tax_profit_oku: 667.95648
life_after_tax_profit_oku: 999.4
property_insurance_after_tax_profit_oku: 163.525
securities_after_tax_profit_oku: 257.25
asset_mgmt_after_tax_profit_oku: 40.28
group_adjustments_after_tax_oku: -66.625
consolidated_parent_profit_before_pref_oku: 2038.360940212
preferred_economic_annual_claim_allocated_oku: 39.72059262
parent_ordinary_net_profit_oku: 1998.640347592
nci_profit_oku: 10.45
consolidated_total_profit_before_pref_oku: 2048.810940212
non_cash_oci_movement_oku: 300
reclassified_fvoci_disposal_gain_to_net_profit_oku: 0
opening_ordinary_book_equity_oku: 15002.453874286
ordinary_book_equity_end_oku: 16220.737363612
opening_nci_book_equity_oku: 172.549002747
nci_cash_distribution_oku: 3.135
nci_book_equity_end_oku: 179.864002747
preferred_equity_priority_oku: 959.994
consolidated_total_equity_end_oku: 17366.556791591
ordinary_dividend_company_cash_oku: 975.356858265
ordinary_dividend_per_share_twd: 6.9631716001
preferred_dividend_company_cash_oku: 39.72059262
issuer_buyback_company_cash_oku: 105
ordinary_dividends_received_by_initial_holder_cohort_oku: 975.356858265
buyback_tender_cash_received_by_initial_holder_cohort_oku: 105
old_holder_period_cashflow_oku: 1080.356858265
holding_company_cash_at_start_proxy_oku: 1022.323774991
modeled_upstreamed_cash_from_subsidiaries_oku: 1427.5069544
holding_company_cash_overhead_oku: 25.3
holding_company_cash_at_end_proxy_oku: 1130.272345372
holding_company_debt_unchanged_proxy_oku: 1408.27727
regulatory_capital_start_proxy_oku: 13834.195442779
regulatory_required_start_proxy_oku: 9930.249680547
regulatory_qualified_capital_end_proxy_oku: 14962.478932105
regulatory_required_capital_end_proxy_oku: 10347.32016713
regulatory_capital_adequacy_end_proxy_pct: 144.6024545
recapitalization_new_common_cash_from_nonholders_oku: 0
recapitalization_new_shares: 0
insurance_contract_liability_start_memo_oku: 50359.583437902
insurance_contract_liability_end_memo_oku: 52776.843442921
bank_deposits_start_memo_oku: 55142.155005389
bank_deposits_end_memo_oku: 57899.262755659
other_group_liabilities_incl_debt_start_memo_oku: 26061.36030214
other_group_liabilities_incl_debt_end_memo_oku: 27051.691993621
total_group_liabilities_end_memo_oku: 138330.81976558
consolidated_group_assets_end_balance_identity_oku: 155697.37655717
csm_start_memo_oku: 4970.063382534
new_business_csm_oku: 921.564
csm_release_memo_oku: 372.75475369
csm_non_cash_valuation_shock_oku: 0
csm_end_memo_oku: 5518.872628844
shares_outstanding_start: 14007364952
old_cohort_shares_start: 14007364952
sbc_issued_new_common_shares: 0
sbc_equity_credit_noncash_oku: 0
issuer_bought_back_common_shares: 62550152
shares_outstanding_end: 13944814800
old_cohort_shares_end: 13944814800
old_holder_equivalence_factor_end: 1
dividend_or_tender_is_forecast: はい
forecast_does_not_count_2026_pre_cutoff_earnings_again: はい
gaap_parent_all_classes_equity_end_proxy_oku: 17186.692788844
gaap_ordinary_book_equity_end_proxy_oku: 16226.698788844
preferred_economic_accrual_unpaid_at_open_oku: 5.961425232
preferred_economic_accrual_unpaid_at_end_oku: 5.961425232
ordinary_book_equity_is_preference_allocated_economic_proxy_not_statutory_IFRS: はい
regulatory_capital_old_method_not_actual_2026_cutoff: はい
sbc_current_disclosed_H1_settlement_cash_only: はい
cash_settled_SBC_cost_assumed_already_in_operating_expense: はい
new_equity_SBC_issue_2027_onward_unconfirmed_default_zero: はい
sbc_compensation_expense_in_profit_oku: 0
sbc_non_cash_addback_to_profit_in_annual_ledger_oku: 0
sbc_market_delivery_value_oku: 0
life_reported_H1_2026_TIS_pct_not_updated_asof_cutoff: 140
bank_reported_H1_2026_BIS_pct_not_updated_asof_cutoff: 15.35
bank_reported_H1_2026_Tier1_pct_not_updated_asof_cutoff: 13.29
future_actual_bank_capital_and_life_TIS_not_reconstructed: はい
subsidiary_upstream_baseline_before_TIS_BIS_haircuts_oku: 1427.5069544
subsidiary_life_upstream_increment_removed_by_TIS_uncertainty_oku: 0
subsidiary_bank_upstream_increment_removed_by_BIS_uncertainty_oku: 0
subsidiary_internal_payment_not_ordinary_holder_cashflow: はい
dividend_target_before_cash_and_capital_buffer_oku: 975.356858265
ordinary_distribution_withheld_for_cash_or_regulatory_proxy_oku: 0
issuer_repurchase_withheld_for_cash_or_regulatory_proxy_oku: 0
noncash_fvoci_OCI_realization_double_count_excluded: はい
funding_branch: external_borrowing
start: 2028-01-01
end: 2028-12-31
days: 366
parent_IFRS_attributable_profit_oku: 2038.360940212
parent_ordinary_after_preference_allocation_oku: 1998.640347592
parent_income_change_preferred_discretionary_normalization_oku: 39.72059262
incremental_parent_income_loss_from_funding_source_oku: 0
incremental_parent_interest_cash_after_tax_oku: 22.914819788
existing_FHC_bond_38oku_refinancing_spread_after_tax_oku: 0.51072
NCI_incremental_new_stake_buyer_profit_oku: 0
opening_group_liability_memo_oku: 138481.57515893
group_total_liabilities_end_memo_oku: 138330.81976558
incremental_holding_loan_interest_after_tax_cash_oku: 22.914819788
holding_refinanced_old_bond_extra_interest_cash_oku: 0.51072
holding_company_new_funding_debt_at_start_oku: 753.776966725
holding_company_new_funding_debt_at_end_oku: 603.02157338
holding_company_new_funding_principal_matured_due_oku: 150.755393345
holding_company_new_funding_principal_REPAID_oku: 150.755393345
holding_company_new_funding_principal_REFN_oku: 0
holding_company_emergency_additional_draw_oku: 0
holding_company_baseline_bonds_and_other_debt_proxy_oku: 1408.27727
holding_company_total_debt_proxy_oku: 2011.29884338
regulatory_issuer_buyback_buffer_pct_ANALYST_not_law: 115
regulatory_common_dividend_buffer_pct_ANALYST_not_law: 112
regulatory_issuance_if_below_108pct_to_110pct_ANALYST_not_law: はい
sbc_cash_settled_staff_rewards_already_expensed_IN_PARENT_IFRS_profit: はい
sbc_compensation_expense_not_quantified_oku: 未確認
cash_source_not_recounted_as_consolidated_earnings: はい
FHC_old_bond_38oku_maturity_date: 2026-12-05

内容を開く

id: fy_2029
calendar_year: 2029
開始日: 2029-01-01
終了日: 2029-12-31
days_in_period: 365
days_in_fiscal_year: 365
year_fraction: 1
actual_or_forecast: conditional forecast - NOT actual 2026 Nov6 funding
source_data_cutoff: 2026-11-06
bank_pre_provision_pre_tax_profit_oku: 959.01696
bank_credit_cost_pre_tax_oku: 76.576405248
bank_after_tax_profit_oku: 705.952443802
life_after_tax_profit_oku: 1051.3688
property_insurance_after_tax_profit_oku: 172.518875
securities_after_tax_profit_oku: 270.1125
asset_mgmt_after_tax_profit_oku: 42.6968
group_adjustments_after_tax_oku: -68.290625
consolidated_parent_profit_before_pref_oku: 2155.516217971
preferred_economic_annual_claim_allocated_oku: 39.800033805
parent_ordinary_net_profit_oku: 2115.716184166
nci_profit_oku: 10.92025
consolidated_total_profit_before_pref_oku: 2166.436467971
non_cash_oci_movement_oku: 0
reclassified_fvoci_disposal_gain_to_net_profit_oku: 0
opening_ordinary_book_equity_oku: 16220.737363612
ordinary_book_equity_end_oku: 17204.924936674
opening_nci_book_equity_oku: 179.864002747
nci_cash_distribution_oku: 3.276075
nci_book_equity_end_oku: 187.508177747
preferred_equity_priority_oku: 959.994
consolidated_total_equity_end_oku: 18358.388539653
ordinary_dividend_company_cash_oku: 1024.428611105
ordinary_dividend_per_share_twd: 7.3463048868
preferred_dividend_company_cash_oku: 39.800033805
issuer_buyback_company_cash_oku: 107.1
ordinary_dividends_received_by_initial_holder_cohort_oku: 1024.428611105
buyback_tender_cash_received_by_initial_holder_cohort_oku: 107.1
old_holder_period_cashflow_oku: 1131.528611105
holding_company_cash_at_start_proxy_oku: 1130.272345372
modeled_upstreamed_cash_from_subsidiaries_oku: 1504.454712665
holding_company_cash_overhead_oku: 25.6036
holding_company_cash_at_end_proxy_oku: 1268.196843952
holding_company_debt_unchanged_proxy_oku: 1408.27727
regulatory_capital_start_proxy_oku: 14962.478932105
regulatory_required_start_proxy_oku: 10347.32016713
regulatory_qualified_capital_end_proxy_oku: 15946.666505167
regulatory_required_capital_end_proxy_oku: 10781.90761415
regulatory_capital_adequacy_end_proxy_pct: 147.9020882
recapitalization_new_common_cash_from_nonholders_oku: 0
recapitalization_new_shares: 0
insurance_contract_liability_start_memo_oku: 52776.843442921
insurance_contract_liability_end_memo_oku: 55310.131928181
bank_deposits_start_memo_oku: 57899.262755659
bank_deposits_end_memo_oku: 60794.225893442
other_group_liabilities_incl_debt_start_memo_oku: 27051.691993621
other_group_liabilities_incl_debt_end_memo_oku: 28079.656289379
total_group_liabilities_end_memo_oku: 144636.28029104
consolidated_group_assets_end_balance_identity_oku: 162994.66883069
csm_start_memo_oku: 5518.872628844
new_business_csm_oku: 976.85784
csm_release_memo_oku: 413.915447163
csm_non_cash_valuation_shock_oku: 0
csm_end_memo_oku: 6081.815021681
shares_outstanding_start: 13944814800
old_cohort_shares_start: 13944814800
sbc_issued_new_common_shares: 0
sbc_equity_credit_noncash_oku: 0
issuer_bought_back_common_shares: 59907188
shares_outstanding_end: 13884907612
old_cohort_shares_end: 13884907612
old_holder_equivalence_factor_end: 1
dividend_or_tender_is_forecast: はい
forecast_does_not_count_2026_pre_cutoff_earnings_again: はい
gaap_parent_all_classes_equity_end_proxy_oku: 18170.880361906
gaap_ordinary_book_equity_end_proxy_oku: 17210.886361906
preferred_economic_accrual_unpaid_at_open_oku: 5.961425232
preferred_economic_accrual_unpaid_at_end_oku: 5.961425232
ordinary_book_equity_is_preference_allocated_economic_proxy_not_statutory_IFRS: はい
regulatory_capital_old_method_not_actual_2026_cutoff: はい
sbc_current_disclosed_H1_settlement_cash_only: はい
cash_settled_SBC_cost_assumed_already_in_operating_expense: はい
new_equity_SBC_issue_2027_onward_unconfirmed_default_zero: はい
sbc_compensation_expense_in_profit_oku: 0
sbc_non_cash_addback_to_profit_in_annual_ledger_oku: 0
sbc_market_delivery_value_oku: 0
life_reported_H1_2026_TIS_pct_not_updated_asof_cutoff: 140
bank_reported_H1_2026_BIS_pct_not_updated_asof_cutoff: 15.35
bank_reported_H1_2026_Tier1_pct_not_updated_asof_cutoff: 13.29
future_actual_bank_capital_and_life_TIS_not_reconstructed: はい
subsidiary_upstream_baseline_before_TIS_BIS_haircuts_oku: 1504.454712665
subsidiary_life_upstream_increment_removed_by_TIS_uncertainty_oku: 0
subsidiary_bank_upstream_increment_removed_by_BIS_uncertainty_oku: 0
subsidiary_internal_payment_not_ordinary_holder_cashflow: はい
dividend_target_before_cash_and_capital_buffer_oku: 1024.428611105
ordinary_distribution_withheld_for_cash_or_regulatory_proxy_oku: 0
issuer_repurchase_withheld_for_cash_or_regulatory_proxy_oku: 0
noncash_fvoci_OCI_realization_double_count_excluded: はい
funding_branch: external_borrowing
start: 2029-01-01
end: 2029-12-31
days: 365
parent_IFRS_attributable_profit_oku: 2155.516217971
parent_ordinary_after_preference_allocation_oku: 2115.716184166
parent_income_change_preferred_discretionary_normalization_oku: 39.800033805
incremental_parent_income_loss_from_funding_source_oku: 0
incremental_parent_interest_cash_after_tax_oku: 18.331855831
existing_FHC_bond_38oku_refinancing_spread_after_tax_oku: 0.51072
NCI_incremental_new_stake_buyer_profit_oku: 0
opening_group_liability_memo_oku: 144787.03568438
group_total_liabilities_end_memo_oku: 144636.28029104
incremental_holding_loan_interest_after_tax_cash_oku: 18.331855831
holding_refinanced_old_bond_extra_interest_cash_oku: 0.51072
holding_company_new_funding_debt_at_start_oku: 603.02157338
holding_company_new_funding_debt_at_end_oku: 452.266180035
holding_company_new_funding_principal_matured_due_oku: 150.755393345
holding_company_new_funding_principal_REPAID_oku: 150.755393345
holding_company_new_funding_principal_REFN_oku: 0
holding_company_emergency_additional_draw_oku: 0
holding_company_baseline_bonds_and_other_debt_proxy_oku: 1408.27727
holding_company_total_debt_proxy_oku: 1860.543450035
regulatory_issuer_buyback_buffer_pct_ANALYST_not_law: 115
regulatory_common_dividend_buffer_pct_ANALYST_not_law: 112
regulatory_issuance_if_below_108pct_to_110pct_ANALYST_not_law: はい
sbc_cash_settled_staff_rewards_already_expensed_IN_PARENT_IFRS_profit: はい
sbc_compensation_expense_not_quantified_oku: 未確認
cash_source_not_recounted_as_consolidated_earnings: はい
FHC_old_bond_38oku_maturity_date: 2026-12-05

内容を開く

id: fy_2030
calendar_year: 2030
開始日: 2030-01-01
終了日: 2030-12-31
days_in_period: 365
days_in_fiscal_year: 365
year_fraction: 1
actual_or_forecast: conditional forecast - NOT actual 2026 Nov6 funding
source_data_cutoff: 2026-11-06
bank_pre_provision_pre_tax_profit_oku: 1012.72190976
bank_credit_cost_pre_tax_oku: 80.092793777
bank_after_tax_profit_oku: 746.103292786
life_after_tax_profit_oku: 1106.0399776
property_insurance_after_tax_profit_oku: 182.007413125
securities_after_tax_profit_oku: 283.618125
asset_mgmt_after_tax_profit_oku: 45.258608
group_adjustments_after_tax_oku: -69.997890625
consolidated_parent_profit_before_pref_oku: 2278.769914013
preferred_economic_annual_claim_allocated_oku: 39.879633873
parent_ordinary_net_profit_oku: 2238.89028014
nci_profit_oku: 11.41166125
consolidated_total_profit_before_pref_oku: 2290.181575263
non_cash_oci_movement_oku: 0
reclassified_fvoci_disposal_gain_to_net_profit_oku: 0
opening_ordinary_book_equity_oku: 17204.924936674
ordinary_book_equity_end_oku: 18258.420585013
opening_nci_book_equity_oku: 187.508177747
nci_cash_distribution_oku: 3.423498375
nci_book_equity_end_oku: 195.496340622
preferred_equity_priority_oku: 959.994
consolidated_total_equity_end_oku: 19419.872350867
ordinary_dividend_company_cash_oku: 1076.1526318
ordinary_dividend_per_share_twd: 7.7505206507
preferred_dividend_company_cash_oku: 39.879633873
issuer_buyback_company_cash_oku: 109.242
ordinary_dividends_received_by_initial_holder_cohort_oku: 1076.1526318
buyback_tender_cash_received_by_initial_holder_cohort_oku: 109.242
old_holder_period_cashflow_oku: 1185.3946318
holding_company_cash_at_start_proxy_oku: 1268.196843952
modeled_upstreamed_cash_from_subsidiaries_oku: 1585.556321981
holding_company_cash_overhead_oku: 25.9108432
holding_company_cash_at_end_proxy_oku: 1437.553051841
holding_company_debt_unchanged_proxy_oku: 1408.27727
regulatory_capital_start_proxy_oku: 15946.666505167
regulatory_required_start_proxy_oku: 10781.90761415
regulatory_qualified_capital_end_proxy_oku: 17000.162153507
regulatory_required_capital_end_proxy_oku: 11234.747733944
regulatory_capital_adequacy_end_proxy_pct: 151.3177025
recapitalization_new_common_cash_from_nonholders_oku: 0
recapitalization_new_shares: 0
insurance_contract_liability_start_memo_oku: 55310.131928181
insurance_contract_liability_end_memo_oku: 57965.018260734
bank_deposits_start_memo_oku: 60794.225893442
bank_deposits_end_memo_oku: 63833.937188114
other_group_liabilities_incl_debt_start_memo_oku: 28079.656289379
other_group_liabilities_incl_debt_end_memo_oku: 29146.683228375
total_group_liabilities_end_memo_oku: 151247.14946391
consolidated_group_assets_end_balance_identity_oku: 170667.02181478
csm_start_memo_oku: 6081.815021681
new_business_csm_oku: 1035.4693104
csm_release_memo_oku: 456.136126626
csm_non_cash_valuation_shock_oku: 0
csm_end_memo_oku: 6661.148205455
shares_outstanding_start: 13884907612
old_cohort_shares_start: 13884907612
sbc_issued_new_common_shares: 0
sbc_equity_credit_noncash_oku: 0
issuer_bought_back_common_shares: 57375898
shares_outstanding_end: 13827531714
old_cohort_shares_end: 13827531714
old_holder_equivalence_factor_end: 1
dividend_or_tender_is_forecast: はい
forecast_does_not_count_2026_pre_cutoff_earnings_again: はい
gaap_parent_all_classes_equity_end_proxy_oku: 19224.376010245
gaap_ordinary_book_equity_end_proxy_oku: 18264.382010245
preferred_economic_accrual_unpaid_at_open_oku: 5.961425232
preferred_economic_accrual_unpaid_at_end_oku: 5.961425232
ordinary_book_equity_is_preference_allocated_economic_proxy_not_statutory_IFRS: はい
regulatory_capital_old_method_not_actual_2026_cutoff: はい
sbc_current_disclosed_H1_settlement_cash_only: はい
cash_settled_SBC_cost_assumed_already_in_operating_expense: はい
new_equity_SBC_issue_2027_onward_unconfirmed_default_zero: はい
sbc_compensation_expense_in_profit_oku: 0
sbc_non_cash_addback_to_profit_in_annual_ledger_oku: 0
sbc_market_delivery_value_oku: 0
life_reported_H1_2026_TIS_pct_not_updated_asof_cutoff: 140
bank_reported_H1_2026_BIS_pct_not_updated_asof_cutoff: 15.35
bank_reported_H1_2026_Tier1_pct_not_updated_asof_cutoff: 13.29
future_actual_bank_capital_and_life_TIS_not_reconstructed: はい
subsidiary_upstream_baseline_before_TIS_BIS_haircuts_oku: 1585.556321981
subsidiary_life_upstream_increment_removed_by_TIS_uncertainty_oku: 0
subsidiary_bank_upstream_increment_removed_by_BIS_uncertainty_oku: 0
subsidiary_internal_payment_not_ordinary_holder_cashflow: はい
dividend_target_before_cash_and_capital_buffer_oku: 1076.1526318
ordinary_distribution_withheld_for_cash_or_regulatory_proxy_oku: 0
issuer_repurchase_withheld_for_cash_or_regulatory_proxy_oku: 0
noncash_fvoci_OCI_realization_double_count_excluded: はい
funding_branch: external_borrowing
start: 2030-01-01
end: 2030-12-31
days: 365
parent_IFRS_attributable_profit_oku: 2278.769914013
parent_ordinary_after_preference_allocation_oku: 2238.89028014
parent_income_change_preferred_discretionary_normalization_oku: 39.879633873
incremental_parent_income_loss_from_funding_source_oku: 0
incremental_parent_interest_cash_after_tax_oku: 13.748891873
existing_FHC_bond_38oku_refinancing_spread_after_tax_oku: 0.51072
NCI_incremental_new_stake_buyer_profit_oku: 0
opening_group_liability_memo_oku: 151397.90485726
group_total_liabilities_end_memo_oku: 151247.14946391
incremental_holding_loan_interest_after_tax_cash_oku: 13.748891873
holding_refinanced_old_bond_extra_interest_cash_oku: 0.51072
holding_company_new_funding_debt_at_start_oku: 452.266180035
holding_company_new_funding_debt_at_end_oku: 301.51078669
holding_company_new_funding_principal_matured_due_oku: 150.755393345
holding_company_new_funding_principal_REPAID_oku: 150.755393345
holding_company_new_funding_principal_REFN_oku: 0
holding_company_emergency_additional_draw_oku: 0
holding_company_baseline_bonds_and_other_debt_proxy_oku: 1408.27727
holding_company_total_debt_proxy_oku: 1709.78805669
regulatory_issuer_buyback_buffer_pct_ANALYST_not_law: 115
regulatory_common_dividend_buffer_pct_ANALYST_not_law: 112
regulatory_issuance_if_below_108pct_to_110pct_ANALYST_not_law: はい
sbc_cash_settled_staff_rewards_already_expensed_IN_PARENT_IFRS_profit: はい
sbc_compensation_expense_not_quantified_oku: 未確認
cash_source_not_recounted_as_consolidated_earnings: はい
FHC_old_bond_38oku_maturity_date: 2026-12-05

内容を開く

id: fy_2031
calendar_year: 2031
開始日: 2031-01-01
終了日: 2031-12-31
days_in_period: 365
days_in_fiscal_year: 365
year_fraction: 1
actual_or_forecast: conditional forecast - NOT actual 2026 Nov6 funding
source_data_cutoff: 2026-11-06
bank_pre_provision_pre_tax_profit_oku: 1069.434336707
bank_credit_cost_pre_tax_oku: 83.770654867
bank_after_tax_profit_oku: 788.530945471
life_after_tax_profit_oku: 1163.554056435
property_insurance_after_tax_profit_oku: 192.017820847
securities_after_tax_profit_oku: 297.79903125
asset_mgmt_after_tax_profit_oku: 47.97412448
group_adjustments_after_tax_oku: -71.747837891
consolidated_parent_profit_before_pref_oku: 2408.451492678
preferred_economic_annual_claim_allocated_oku: 39.959393141
parent_ordinary_net_profit_oku: 2368.492099537
nci_profit_oku: 11.925186006
consolidated_total_profit_before_pref_oku: 2420.376678684
non_cash_oci_movement_oku: 0
reclassified_fvoci_disposal_gain_to_net_profit_oku: 0
opening_ordinary_book_equity_oku: 18258.420585013
ordinary_book_equity_end_oku: 19384.811481944
opening_nci_book_equity_oku: 195.496340622
nci_cash_distribution_oku: 3.577555802
nci_book_equity_end_oku: 203.843970826
preferred_equity_priority_oku: 959.994
consolidated_total_equity_end_oku: 20554.610878002
ordinary_dividend_company_cash_oku: 1130.674362606
ordinary_dividend_per_share_twd: 8.1769789865
preferred_dividend_company_cash_oku: 39.959393141
issuer_buyback_company_cash_oku: 111.42684
ordinary_dividends_received_by_initial_holder_cohort_oku: 1130.674362606
buyback_tender_cash_received_by_initial_holder_cohort_oku: 111.42684
old_holder_period_cashflow_oku: 1242.101202606
holding_company_cash_at_start_proxy_oku: 1437.553051841
modeled_upstreamed_cash_from_subsidiaries_oku: 1671.036365819
holding_company_cash_overhead_oku: 26.221773318
holding_company_cash_at_end_proxy_oku: 1639.875007335
holding_company_debt_unchanged_proxy_oku: 1408.27727
regulatory_capital_start_proxy_oku: 17000.162153507
regulatory_required_start_proxy_oku: 11234.747733944
regulatory_qualified_capital_end_proxy_oku: 18126.553050437
regulatory_required_capital_end_proxy_oku: 11706.60713877
regulatory_capital_adequacy_end_proxy_pct: 154.8403635
recapitalization_new_common_cash_from_nonholders_oku: 0
recapitalization_new_shares: 0
insurance_contract_liability_start_memo_oku: 57965.018260734
insurance_contract_liability_end_memo_oku: 60747.339137249
bank_deposits_start_memo_oku: 63833.937188114
bank_deposits_end_memo_oku: 67025.634047519
other_group_liabilities_incl_debt_start_memo_oku: 29146.683228375
other_group_liabilities_incl_debt_end_memo_oku: 30254.257191053
total_group_liabilities_end_memo_oku: 158177.98576917
consolidated_group_assets_end_balance_identity_oku: 178732.59664717
csm_start_memo_oku: 6661.148205455
new_business_csm_oku: 1097.597469024
csm_release_memo_oku: 499.586115409
csm_non_cash_valuation_shock_oku: 0
csm_end_memo_oku: 7259.15955907
shares_outstanding_start: 13827531714
old_cohort_shares_start: 13827531714
sbc_issued_new_common_shares: 0
sbc_equity_credit_noncash_oku: 0
issuer_bought_back_common_shares: 54951564
shares_outstanding_end: 13772580150
old_cohort_shares_end: 13772580150
old_holder_equivalence_factor_end: 1
dividend_or_tender_is_forecast: はい
forecast_does_not_count_2026_pre_cutoff_earnings_again: はい
gaap_parent_all_classes_equity_end_proxy_oku: 20350.766907176
gaap_ordinary_book_equity_end_proxy_oku: 19390.772907176
preferred_economic_accrual_unpaid_at_open_oku: 5.961425232
preferred_economic_accrual_unpaid_at_end_oku: 5.961425232
ordinary_book_equity_is_preference_allocated_economic_proxy_not_statutory_IFRS: はい
regulatory_capital_old_method_not_actual_2026_cutoff: はい
sbc_current_disclosed_H1_settlement_cash_only: はい
cash_settled_SBC_cost_assumed_already_in_operating_expense: はい
new_equity_SBC_issue_2027_onward_unconfirmed_default_zero: はい
sbc_compensation_expense_in_profit_oku: 0
sbc_non_cash_addback_to_profit_in_annual_ledger_oku: 0
sbc_market_delivery_value_oku: 0
life_reported_H1_2026_TIS_pct_not_updated_asof_cutoff: 140
bank_reported_H1_2026_BIS_pct_not_updated_asof_cutoff: 15.35
bank_reported_H1_2026_Tier1_pct_not_updated_asof_cutoff: 13.29
future_actual_bank_capital_and_life_TIS_not_reconstructed: はい
subsidiary_upstream_baseline_before_TIS_BIS_haircuts_oku: 1671.036365819
subsidiary_life_upstream_increment_removed_by_TIS_uncertainty_oku: 0
subsidiary_bank_upstream_increment_removed_by_BIS_uncertainty_oku: 0
subsidiary_internal_payment_not_ordinary_holder_cashflow: はい
dividend_target_before_cash_and_capital_buffer_oku: 1130.674362606
ordinary_distribution_withheld_for_cash_or_regulatory_proxy_oku: 0
issuer_repurchase_withheld_for_cash_or_regulatory_proxy_oku: 0
noncash_fvoci_OCI_realization_double_count_excluded: はい
funding_branch: external_borrowing
start: 2031-01-01
end: 2031-12-31
days: 365
parent_IFRS_attributable_profit_oku: 2408.451492678
parent_ordinary_after_preference_allocation_oku: 2368.492099537
parent_income_change_preferred_discretionary_normalization_oku: 39.959393141
incremental_parent_income_loss_from_funding_source_oku: 0
incremental_parent_interest_cash_after_tax_oku: 9.165927915
existing_FHC_bond_38oku_refinancing_spread_after_tax_oku: 0.51072
NCI_incremental_new_stake_buyer_profit_oku: 0
opening_group_liability_memo_oku: 158328.74116251
group_total_liabilities_end_memo_oku: 158177.98576917
incremental_holding_loan_interest_after_tax_cash_oku: 9.165927915
holding_refinanced_old_bond_extra_interest_cash_oku: 0.51072
holding_company_new_funding_debt_at_start_oku: 301.51078669
holding_company_new_funding_debt_at_end_oku: 150.755393345
holding_company_new_funding_principal_matured_due_oku: 150.755393345
holding_company_new_funding_principal_REPAID_oku: 150.755393345
holding_company_new_funding_principal_REFN_oku: 0
holding_company_emergency_additional_draw_oku: 0
holding_company_baseline_bonds_and_other_debt_proxy_oku: 1408.27727
holding_company_total_debt_proxy_oku: 1559.032663345
regulatory_issuer_buyback_buffer_pct_ANALYST_not_law: 115
regulatory_common_dividend_buffer_pct_ANALYST_not_law: 112
regulatory_issuance_if_below_108pct_to_110pct_ANALYST_not_law: はい
sbc_cash_settled_staff_rewards_already_expensed_IN_PARENT_IFRS_profit: はい
sbc_compensation_expense_not_quantified_oku: 未確認
cash_source_not_recounted_as_consolidated_earnings: はい
FHC_old_bond_38oku_maturity_date: 2026-12-05

内容を開く

id: fy_2032
calendar_year: 2032
開始日: 2032-01-01
終了日: 2032-12-31
days_in_period: 366
days_in_fiscal_year: 366
year_fraction: 1
actual_or_forecast: conditional forecast - NOT actual 2026 Nov6 funding
source_data_cutoff: 2026-11-06
bank_pre_provision_pre_tax_profit_oku: 1129.322659562
bank_credit_cost_pre_tax_oku: 87.617403339
bank_after_tax_profit_oku: 833.364204979
life_after_tax_profit_oku: 1224.05886737
property_insurance_after_tax_profit_oku: 202.578800993
securities_after_tax_profit_oku: 312.688982813
asset_mgmt_after_tax_profit_oku: 50.852571949
group_adjustments_after_tax_oku: -73.541533838
consolidated_parent_profit_before_pref_oku: 2544.908210307
preferred_economic_annual_claim_allocated_oku: 40.039311927
parent_ordinary_net_profit_oku: 2504.86889838
nci_profit_oku: 12.461819377
consolidated_total_profit_before_pref_oku: 2557.370029684
non_cash_oci_movement_oku: 0
reclassified_fvoci_disposal_gain_to_net_profit_oku: 0
opening_ordinary_book_equity_oku: 19384.811481944
ordinary_book_equity_end_oku: 20587.877759959
opening_nci_book_equity_oku: 203.843970826
nci_cash_distribution_oku: 3.738545813
nci_book_equity_end_oku: 212.56724439
preferred_equity_priority_oku: 959.994
consolidated_total_equity_end_oku: 21766.400429581
ordinary_dividend_company_cash_oku: 1188.147243565
ordinary_dividend_per_share_twd: 8.6269038236
preferred_dividend_company_cash_oku: 40.039311927
issuer_buyback_company_cash_oku: 113.6553768
ordinary_dividends_received_by_initial_holder_cohort_oku: 1188.147243565
buyback_tender_cash_received_by_initial_holder_cohort_oku: 113.6553768
old_holder_period_cashflow_oku: 1301.802620365
holding_company_cash_at_start_proxy_oku: 1639.875007335
modeled_upstreamed_cash_from_subsidiaries_oku: 1761.131589659
holding_company_cash_overhead_oku: 26.536434598
holding_company_cash_at_end_proxy_oku: 1876.779152801
holding_company_debt_unchanged_proxy_oku: 1408.27727
regulatory_capital_start_proxy_oku: 18126.553050437
regulatory_required_start_proxy_oku: 11706.60713877
regulatory_qualified_capital_end_proxy_oku: 19329.619328453
regulatory_required_capital_end_proxy_oku: 12198.284638598
regulatory_capital_adequacy_end_proxy_pct: 158.461783
recapitalization_new_common_cash_from_nonholders_oku: 0
recapitalization_new_shares: 0
insurance_contract_liability_start_memo_oku: 60747.339137249
insurance_contract_liability_end_memo_oku: 63663.211415837
bank_deposits_start_memo_oku: 67025.634047519
bank_deposits_end_memo_oku: 70376.915749895
other_group_liabilities_incl_debt_start_memo_oku: 30254.257191053
other_group_liabilities_incl_debt_end_memo_oku: 31403.918964313
total_group_liabilities_end_memo_oku: 165444.04613005
consolidated_group_assets_end_balance_identity_oku: 187210.44655963
csm_start_memo_oku: 7259.15955907
new_business_csm_oku: 1163.453317165
csm_release_memo_oku: 544.43696693
csm_non_cash_valuation_shock_oku: 0
csm_end_memo_oku: 7878.175909305
shares_outstanding_start: 13772580150
old_cohort_shares_start: 13772580150
sbc_issued_new_common_shares: 0
sbc_equity_credit_noncash_oku: 0
issuer_bought_back_common_shares: 52629667
shares_outstanding_end: 13719950483
old_cohort_shares_end: 13719950483
old_holder_equivalence_factor_end: 1
dividend_or_tender_is_forecast: はい
forecast_does_not_count_2026_pre_cutoff_earnings_again: はい
gaap_parent_all_classes_equity_end_proxy_oku: 21553.833185191
gaap_ordinary_book_equity_end_proxy_oku: 20593.839185191
preferred_economic_accrual_unpaid_at_open_oku: 5.961425232
preferred_economic_accrual_unpaid_at_end_oku: 5.961425232
ordinary_book_equity_is_preference_allocated_economic_proxy_not_statutory_IFRS: はい
regulatory_capital_old_method_not_actual_2026_cutoff: はい
sbc_current_disclosed_H1_settlement_cash_only: はい
cash_settled_SBC_cost_assumed_already_in_operating_expense: はい
new_equity_SBC_issue_2027_onward_unconfirmed_default_zero: はい
sbc_compensation_expense_in_profit_oku: 0
sbc_non_cash_addback_to_profit_in_annual_ledger_oku: 0
sbc_market_delivery_value_oku: 0
life_reported_H1_2026_TIS_pct_not_updated_asof_cutoff: 140
bank_reported_H1_2026_BIS_pct_not_updated_asof_cutoff: 15.35
bank_reported_H1_2026_Tier1_pct_not_updated_asof_cutoff: 13.29
future_actual_bank_capital_and_life_TIS_not_reconstructed: はい
subsidiary_upstream_baseline_before_TIS_BIS_haircuts_oku: 1761.131589659
subsidiary_life_upstream_increment_removed_by_TIS_uncertainty_oku: 0
subsidiary_bank_upstream_increment_removed_by_BIS_uncertainty_oku: 0
subsidiary_internal_payment_not_ordinary_holder_cashflow: はい
dividend_target_before_cash_and_capital_buffer_oku: 1188.147243565
ordinary_distribution_withheld_for_cash_or_regulatory_proxy_oku: 0
issuer_repurchase_withheld_for_cash_or_regulatory_proxy_oku: 0
noncash_fvoci_OCI_realization_double_count_excluded: はい
funding_branch: external_borrowing
start: 2032-01-01
end: 2032-12-31
days: 366
parent_IFRS_attributable_profit_oku: 2544.908210307
parent_ordinary_after_preference_allocation_oku: 2504.86889838
parent_income_change_preferred_discretionary_normalization_oku: 40.039311927
incremental_parent_income_loss_from_funding_source_oku: 0
incremental_parent_interest_cash_after_tax_oku: 4.582963958
existing_FHC_bond_38oku_refinancing_spread_after_tax_oku: 0.51072
NCI_incremental_new_stake_buyer_profit_oku: 0
opening_group_liability_memo_oku: 165594.80152339
group_total_liabilities_end_memo_oku: 165444.04613005
incremental_holding_loan_interest_after_tax_cash_oku: 4.582963958
holding_refinanced_old_bond_extra_interest_cash_oku: 0.51072
holding_company_new_funding_debt_at_start_oku: 150.755393345
holding_company_new_funding_debt_at_end_oku: 0
holding_company_new_funding_principal_matured_due_oku: 150.755393345
holding_company_new_funding_principal_REPAID_oku: 150.755393345
holding_company_new_funding_principal_REFN_oku: 0
holding_company_emergency_additional_draw_oku: 0
holding_company_baseline_bonds_and_other_debt_proxy_oku: 1408.27727
holding_company_total_debt_proxy_oku: 1408.27727
regulatory_issuer_buyback_buffer_pct_ANALYST_not_law: 115
regulatory_common_dividend_buffer_pct_ANALYST_not_law: 112
regulatory_issuance_if_below_108pct_to_110pct_ANALYST_not_law: はい
sbc_cash_settled_staff_rewards_already_expensed_IN_PARENT_IFRS_profit: はい
sbc_compensation_expense_not_quantified_oku: 未確認
cash_source_not_recounted_as_consolidated_earnings: はい
FHC_old_bond_38oku_maturity_date: 2026-12-05

内容を開く

id: fy_2033
calendar_year: 2033
開始日: 2033-01-01
終了日: 2033-12-31
days_in_period: 365
days_in_fiscal_year: 365
year_fraction: 1
actual_or_forecast: conditional forecast - NOT actual 2026 Nov6 funding
source_data_cutoff: 2026-11-06
bank_pre_provision_pre_tax_profit_oku: 1192.564728498
bank_credit_cost_pre_tax_oku: 91.6407945
bank_after_tax_profit_oku: 880.739147198
life_after_tax_profit_oku: 1287.709928473
property_insurance_after_tax_profit_oku: 213.720635048
securities_after_tax_profit_oku: 328.323431953
asset_mgmt_after_tax_profit_oku: 53.903726266
group_adjustments_after_tax_oku: -75.380072184
consolidated_parent_profit_before_pref_oku: 2688.506076754
preferred_economic_annual_claim_allocated_oku: 40.119390551
parent_ordinary_net_profit_oku: 2648.386686203
nci_profit_oku: 13.022601248
consolidated_total_profit_before_pref_oku: 2701.528678002
non_cash_oci_movement_oku: 0
reclassified_fvoci_disposal_gain_to_net_profit_oku: 0
opening_ordinary_book_equity_oku: 20587.877759959
ordinary_book_equity_end_oku: 21871.602809291
opening_nci_book_equity_oku: 212.56724439
nci_cash_distribution_oku: 3.906780375
nci_book_equity_end_oku: 221.683065263
preferred_equity_priority_oku: 959.994
consolidated_total_equity_end_oku: 23059.241299786
ordinary_dividend_company_cash_oku: 1248.733152535
ordinary_dividend_per_share_twd: 9.1015864385
preferred_dividend_company_cash_oku: 40.119390551
issuer_buyback_company_cash_oku: 115.928484336
ordinary_dividends_received_by_initial_holder_cohort_oku: 1248.733152535
buyback_tender_cash_received_by_initial_holder_cohort_oku: 115.928484336
old_holder_period_cashflow_oku: 1364.661636871
holding_company_cash_at_start_proxy_oku: 1876.779152801
modeled_upstreamed_cash_from_subsidiaries_oku: 1856.091560697
holding_company_cash_overhead_oku: 26.854871813
holding_company_cash_at_end_proxy_oku: 2300.724094263
holding_company_debt_unchanged_proxy_oku: 1408.27727
regulatory_capital_start_proxy_oku: 19329.619328453
regulatory_required_start_proxy_oku: 12198.284638598
regulatory_qualified_capital_end_proxy_oku: 20613.344377785
regulatory_required_capital_end_proxy_oku: 12710.612593419
regulatory_capital_adequacy_end_proxy_pct: 162.1742794
recapitalization_new_common_cash_from_nonholders_oku: 0
recapitalization_new_shares: 0
insurance_contract_liability_start_memo_oku: 63663.211415837
insurance_contract_liability_end_memo_oku: 66719.045563797
bank_deposits_start_memo_oku: 70376.915749895
bank_deposits_end_memo_oku: 73895.76153739
other_group_liabilities_incl_debt_start_memo_oku: 31403.918964313
other_group_liabilities_incl_debt_end_memo_oku: 32597.267884957
total_group_liabilities_end_memo_oku: 173212.07498614
consolidated_group_assets_end_balance_identity_oku: 196271.31628593
csm_start_memo_oku: 7878.175909305
new_business_csm_oku: 1233.260516195
csm_release_memo_oku: 590.863193198
csm_non_cash_valuation_shock_oku: 0
csm_end_memo_oku: 8520.573232302
shares_outstanding_start: 13719950483
old_cohort_shares_start: 13719950483
sbc_issued_new_common_shares: 0
sbc_equity_credit_noncash_oku: 0
issuer_bought_back_common_shares: 50405878
shares_outstanding_end: 13669544605
old_cohort_shares_end: 13669544605
old_holder_equivalence_factor_end: 1
dividend_or_tender_is_forecast: はい
forecast_does_not_count_2026_pre_cutoff_earnings_again: はい
gaap_parent_all_classes_equity_end_proxy_oku: 22837.558234523
gaap_ordinary_book_equity_end_proxy_oku: 21877.564234523
preferred_economic_accrual_unpaid_at_open_oku: 5.961425232
preferred_economic_accrual_unpaid_at_end_oku: 5.961425232
ordinary_book_equity_is_preference_allocated_economic_proxy_not_statutory_IFRS: はい
regulatory_capital_old_method_not_actual_2026_cutoff: はい
sbc_current_disclosed_H1_settlement_cash_only: はい
cash_settled_SBC_cost_assumed_already_in_operating_expense: はい
new_equity_SBC_issue_2027_onward_unconfirmed_default_zero: はい
sbc_compensation_expense_in_profit_oku: 0
sbc_non_cash_addback_to_profit_in_annual_ledger_oku: 0
sbc_market_delivery_value_oku: 0
life_reported_H1_2026_TIS_pct_not_updated_asof_cutoff: 140
bank_reported_H1_2026_BIS_pct_not_updated_asof_cutoff: 15.35
bank_reported_H1_2026_Tier1_pct_not_updated_asof_cutoff: 13.29
future_actual_bank_capital_and_life_TIS_not_reconstructed: はい
subsidiary_upstream_baseline_before_TIS_BIS_haircuts_oku: 1856.091560697
subsidiary_life_upstream_increment_removed_by_TIS_uncertainty_oku: 0
subsidiary_bank_upstream_increment_removed_by_BIS_uncertainty_oku: 0
subsidiary_internal_payment_not_ordinary_holder_cashflow: はい
dividend_target_before_cash_and_capital_buffer_oku: 1248.733152535
ordinary_distribution_withheld_for_cash_or_regulatory_proxy_oku: 0
issuer_repurchase_withheld_for_cash_or_regulatory_proxy_oku: 0
noncash_fvoci_OCI_realization_double_count_excluded: はい
funding_branch: external_borrowing
start: 2033-01-01
end: 2033-12-31
days: 365
parent_IFRS_attributable_profit_oku: 2688.506076754
parent_ordinary_after_preference_allocation_oku: 2648.386686203
parent_income_change_preferred_discretionary_normalization_oku: 40.119390551
incremental_parent_income_loss_from_funding_source_oku: 0
incremental_parent_interest_cash_after_tax_oku: 0
existing_FHC_bond_38oku_refinancing_spread_after_tax_oku: 0.51072
NCI_incremental_new_stake_buyer_profit_oku: 0
opening_group_liability_memo_oku: 173212.07498614
group_total_liabilities_end_memo_oku: 173212.07498614
incremental_holding_loan_interest_after_tax_cash_oku: 0
holding_refinanced_old_bond_extra_interest_cash_oku: 0.51072
holding_company_new_funding_debt_at_start_oku: 0
holding_company_new_funding_debt_at_end_oku: 0
holding_company_new_funding_principal_matured_due_oku: 0
holding_company_new_funding_principal_REPAID_oku: 0
holding_company_new_funding_principal_REFN_oku: 0
holding_company_emergency_additional_draw_oku: 0
holding_company_baseline_bonds_and_other_debt_proxy_oku: 1408.27727
holding_company_total_debt_proxy_oku: 1408.27727
regulatory_issuer_buyback_buffer_pct_ANALYST_not_law: 115
regulatory_common_dividend_buffer_pct_ANALYST_not_law: 112
regulatory_issuance_if_below_108pct_to_110pct_ANALYST_not_law: はい
sbc_cash_settled_staff_rewards_already_expensed_IN_PARENT_IFRS_profit: はい
sbc_compensation_expense_not_quantified_oku: 未確認
cash_source_not_recounted_as_consolidated_earnings: はい
FHC_old_bond_38oku_maturity_date: 2026-12-05

内容を開く

id: fy_2034
calendar_year: 2034
開始日: 2034-01-01
終了日: 2034-12-31
days_in_period: 365
days_in_fiscal_year: 365
year_fraction: 1
actual_or_forecast: conditional forecast - NOT actual 2026 Nov6 funding
source_data_cutoff: 2026-11-06
bank_pre_provision_pre_tax_profit_oku: 1259.348353293
bank_credit_cost_pre_tax_oku: 95.848939783
bank_after_tax_profit_oku: 930.799530808
life_after_tax_profit_oku: 1354.670844754
property_insurance_after_tax_profit_oku: 225.475269976
securities_after_tax_profit_oku: 344.739603551
asset_mgmt_after_tax_profit_oku: 57.137949842
group_adjustments_after_tax_oku: -77.264573988
consolidated_parent_profit_before_pref_oku: 2835.047904941
preferred_economic_annual_claim_allocated_oku: 40.199629332
parent_ordinary_net_profit_oku: 2794.848275609
nci_profit_oku: 13.608618305
consolidated_total_profit_before_pref_oku: 2848.656523246
non_cash_oci_movement_oku: 0
reclassified_fvoci_disposal_gain_to_net_profit_oku: 0
opening_ordinary_book_equity_oku: 21871.602809291
ordinary_book_equity_end_oku: 23235.601161453
opening_nci_book_equity_oku: 221.683065263
nci_cash_distribution_oku: 4.082585491
nci_book_equity_end_oku: 231.209098077
preferred_equity_priority_oku: 959.994
consolidated_total_equity_end_oku: 24432.765684762
ordinary_dividend_company_cash_oku: 1312.602869424
ordinary_dividend_per_share_twd: 9.6023891604
preferred_dividend_company_cash_oku: 40.199629332
issuer_buyback_company_cash_oku: 118.247054023
ordinary_dividends_received_by_initial_holder_cohort_oku: 1312.602869424
buyback_tender_cash_received_by_initial_holder_cohort_oku: 118.247054023
old_holder_period_cashflow_oku: 1430.849923447
holding_company_cash_at_start_proxy_oku: 2300.724094263
modeled_upstreamed_cash_from_subsidiaries_oku: 1956.179363416
holding_company_cash_overhead_oku: 27.177130275
holding_company_cash_at_end_proxy_oku: 2758.166054625
holding_company_debt_unchanged_proxy_oku: 1408.27727
regulatory_capital_start_proxy_oku: 20613.344377785
regulatory_required_start_proxy_oku: 12710.612593419
regulatory_qualified_capital_end_proxy_oku: 21977.342729947
regulatory_required_capital_end_proxy_oku: 13244.458322343
regulatory_capital_adequacy_end_proxy_pct: 165.9361387
recapitalization_new_common_cash_from_nonholders_oku: 0
recapitalization_new_shares: 0
insurance_contract_liability_start_memo_oku: 66719.045563797
insurance_contract_liability_end_memo_oku: 69921.559750859
bank_deposits_start_memo_oku: 73895.76153739
bank_deposits_end_memo_oku: 77590.54961426
other_group_liabilities_incl_debt_start_memo_oku: 32597.267884957
other_group_liabilities_incl_debt_end_memo_oku: 33835.964064586
total_group_liabilities_end_memo_oku: 181348.0734297
consolidated_group_assets_end_balance_identity_oku: 205780.83911447
csm_start_memo_oku: 8520.573232302
new_business_csm_oku: 1307.256147167
csm_release_memo_oku: 639.042992423
csm_non_cash_valuation_shock_oku: 0
csm_end_memo_oku: 9188.786387047
shares_outstanding_start: 13669544605
old_cohort_shares_start: 13669544605
sbc_issued_new_common_shares: 0
sbc_equity_credit_noncash_oku: 0
issuer_bought_back_common_shares: 48276053
shares_outstanding_end: 13621268552
old_cohort_shares_end: 13621268552
old_holder_equivalence_factor_end: 1
dividend_or_tender_is_forecast: はい
forecast_does_not_count_2026_pre_cutoff_earnings_again: はい
gaap_parent_all_classes_equity_end_proxy_oku: 24201.556586685
gaap_ordinary_book_equity_end_proxy_oku: 23241.562586685
preferred_economic_accrual_unpaid_at_open_oku: 5.961425232
preferred_economic_accrual_unpaid_at_end_oku: 5.961425232
ordinary_book_equity_is_preference_allocated_economic_proxy_not_statutory_IFRS: はい
regulatory_capital_old_method_not_actual_2026_cutoff: はい
sbc_current_disclosed_H1_settlement_cash_only: はい
cash_settled_SBC_cost_assumed_already_in_operating_expense: はい
new_equity_SBC_issue_2027_onward_unconfirmed_default_zero: はい
sbc_compensation_expense_in_profit_oku: 0
sbc_non_cash_addback_to_profit_in_annual_ledger_oku: 0
sbc_market_delivery_value_oku: 0
life_reported_H1_2026_TIS_pct_not_updated_asof_cutoff: 140
bank_reported_H1_2026_BIS_pct_not_updated_asof_cutoff: 15.35
bank_reported_H1_2026_Tier1_pct_not_updated_asof_cutoff: 13.29
future_actual_bank_capital_and_life_TIS_not_reconstructed: はい
subsidiary_upstream_baseline_before_TIS_BIS_haircuts_oku: 1956.179363416
subsidiary_life_upstream_increment_removed_by_TIS_uncertainty_oku: 0
subsidiary_bank_upstream_increment_removed_by_BIS_uncertainty_oku: 0
subsidiary_internal_payment_not_ordinary_holder_cashflow: はい
dividend_target_before_cash_and_capital_buffer_oku: 1312.602869424
ordinary_distribution_withheld_for_cash_or_regulatory_proxy_oku: 0
issuer_repurchase_withheld_for_cash_or_regulatory_proxy_oku: 0
noncash_fvoci_OCI_realization_double_count_excluded: はい
funding_branch: external_borrowing
start: 2034-01-01
end: 2034-12-31
days: 365
parent_IFRS_attributable_profit_oku: 2835.047904941
parent_ordinary_after_preference_allocation_oku: 2794.848275609
parent_income_change_preferred_discretionary_normalization_oku: 40.199629332
incremental_parent_income_loss_from_funding_source_oku: 0
incremental_parent_interest_cash_after_tax_oku: 0
existing_FHC_bond_38oku_refinancing_spread_after_tax_oku: 0.51072
NCI_incremental_new_stake_buyer_profit_oku: 0
opening_group_liability_memo_oku: 181348.0734297
group_total_liabilities_end_memo_oku: 181348.0734297
incremental_holding_loan_interest_after_tax_cash_oku: 0
holding_refinanced_old_bond_extra_interest_cash_oku: 0.51072
holding_company_new_funding_debt_at_start_oku: 0
holding_company_new_funding_debt_at_end_oku: 0
holding_company_new_funding_principal_matured_due_oku: 0
holding_company_new_funding_principal_REPAID_oku: 0
holding_company_new_funding_principal_REFN_oku: 0
holding_company_emergency_additional_draw_oku: 0
holding_company_baseline_bonds_and_other_debt_proxy_oku: 1408.27727
holding_company_total_debt_proxy_oku: 1408.27727
regulatory_issuer_buyback_buffer_pct_ANALYST_not_law: 115
regulatory_common_dividend_buffer_pct_ANALYST_not_law: 112
regulatory_issuance_if_below_108pct_to_110pct_ANALYST_not_law: はい
sbc_cash_settled_staff_rewards_already_expensed_IN_PARENT_IFRS_profit: はい
sbc_compensation_expense_not_quantified_oku: 未確認
cash_source_not_recounted_as_consolidated_earnings: はい
FHC_old_bond_38oku_maturity_date: 2026-12-05

内容を開く

id: fy_2035
calendar_year: 2035
開始日: 2035-01-01
終了日: 2035-12-31
days_in_period: 365
days_in_fiscal_year: 365
year_fraction: 1
actual_or_forecast: conditional forecast - NOT actual 2026 Nov6 funding
source_data_cutoff: 2026-11-06
bank_pre_provision_pre_tax_profit_oku: 1329.871861078
bank_credit_cost_pre_tax_oku: 100.250323098
bank_after_tax_profit_oku: 983.697230384
life_after_tax_profit_oku: 1425.113728681
property_insurance_after_tax_profit_oku: 237.876409824
securities_after_tax_profit_oku: 361.976583728
asset_mgmt_after_tax_profit_oku: 60.566226832
group_adjustments_after_tax_oku: -79.196188338
consolidated_parent_profit_before_pref_oku: 2989.523271111
preferred_economic_annual_claim_allocated_oku: 40.28002859
parent_ordinary_net_profit_oku: 2949.243242521
nci_profit_oku: 14.221006128
consolidated_total_profit_before_pref_oku: 3003.744277239
non_cash_oci_movement_oku: 0
reclassified_fvoci_disposal_gain_to_net_profit_oku: 0
opening_ordinary_book_equity_oku: 23235.601161453
ordinary_book_equity_end_oku: 24684.295842895
opening_nci_book_equity_oku: 231.209098077
nci_cash_distribution_oku: 4.266301839
nci_book_equity_end_oku: 241.163802366
preferred_equity_priority_oku: 959.994
consolidated_total_equity_end_oku: 25891.415070493
ordinary_dividend_company_cash_oku: 1379.936565976
ordinary_dividend_per_share_twd: 10.1307492816
preferred_dividend_company_cash_oku: 40.28002859
issuer_buyback_company_cash_oku: 120.611995103
ordinary_dividends_received_by_initial_holder_cohort_oku: 1379.936565976
buyback_tender_cash_received_by_initial_holder_cohort_oku: 120.611995103
old_holder_period_cashflow_oku: 1500.548561079
holding_company_cash_at_start_proxy_oku: 2758.166054625
modeled_upstreamed_cash_from_subsidiaries_oku: 2061.672332937
holding_company_cash_overhead_oku: 27.503255838
holding_company_cash_at_end_proxy_oku: 3250.995822055
holding_company_debt_unchanged_proxy_oku: 1408.27727
regulatory_capital_start_proxy_oku: 21977.342729947
regulatory_required_start_proxy_oku: 13244.458322343
regulatory_qualified_capital_end_proxy_oku: 23426.037411389
regulatory_required_capital_end_proxy_oku: 13800.725571881
regulatory_capital_adequacy_end_proxy_pct: 169.7449695
recapitalization_new_common_cash_from_nonholders_oku: 0
recapitalization_new_shares: 0
insurance_contract_liability_start_memo_oku: 69921.559750859
insurance_contract_liability_end_memo_oku: 73277.794618901
bank_deposits_start_memo_oku: 77590.54961426
bank_deposits_end_memo_oku: 81470.077094973
other_group_liabilities_incl_debt_start_memo_oku: 33835.964064586
other_group_liabilities_incl_debt_end_memo_oku: 35121.73069904
total_group_liabilities_end_memo_oku: 189869.60241291
consolidated_group_assets_end_balance_identity_oku: 215761.01748341
csm_start_memo_oku: 9188.786387047
new_business_csm_oku: 1385.691515997
csm_release_memo_oku: 689.158979029
csm_non_cash_valuation_shock_oku: 0
csm_end_memo_oku: 9885.318924015
shares_outstanding_start: 13621268552
old_cohort_shares_start: 13621268552
sbc_issued_new_common_shares: 0
sbc_equity_credit_noncash_oku: 0
issuer_bought_back_common_shares: 46236219
shares_outstanding_end: 13575032333
old_cohort_shares_end: 13575032333
old_holder_equivalence_factor_end: 1
dividend_or_tender_is_forecast: はい
forecast_does_not_count_2026_pre_cutoff_earnings_again: はい
gaap_parent_all_classes_equity_end_proxy_oku: 25650.251268127
gaap_ordinary_book_equity_end_proxy_oku: 24690.257268127
preferred_economic_accrual_unpaid_at_open_oku: 5.961425232
preferred_economic_accrual_unpaid_at_end_oku: 5.961425232
ordinary_book_equity_is_preference_allocated_economic_proxy_not_statutory_IFRS: はい
regulatory_capital_old_method_not_actual_2026_cutoff: はい
sbc_current_disclosed_H1_settlement_cash_only: はい
cash_settled_SBC_cost_assumed_already_in_operating_expense: はい
new_equity_SBC_issue_2027_onward_unconfirmed_default_zero: はい
sbc_compensation_expense_in_profit_oku: 0
sbc_non_cash_addback_to_profit_in_annual_ledger_oku: 0
sbc_market_delivery_value_oku: 0
life_reported_H1_2026_TIS_pct_not_updated_asof_cutoff: 140
bank_reported_H1_2026_BIS_pct_not_updated_asof_cutoff: 15.35
bank_reported_H1_2026_Tier1_pct_not_updated_asof_cutoff: 13.29
future_actual_bank_capital_and_life_TIS_not_reconstructed: はい
subsidiary_upstream_baseline_before_TIS_BIS_haircuts_oku: 2061.672332937
subsidiary_life_upstream_increment_removed_by_TIS_uncertainty_oku: 0
subsidiary_bank_upstream_increment_removed_by_BIS_uncertainty_oku: 0
subsidiary_internal_payment_not_ordinary_holder_cashflow: はい
dividend_target_before_cash_and_capital_buffer_oku: 1379.936565976
ordinary_distribution_withheld_for_cash_or_regulatory_proxy_oku: 0
issuer_repurchase_withheld_for_cash_or_regulatory_proxy_oku: 0
noncash_fvoci_OCI_realization_double_count_excluded: はい
funding_branch: external_borrowing
start: 2035-01-01
end: 2035-12-31
days: 365
parent_IFRS_attributable_profit_oku: 2989.523271111
parent_ordinary_after_preference_allocation_oku: 2949.243242521
parent_income_change_preferred_discretionary_normalization_oku: 40.28002859
incremental_parent_income_loss_from_funding_source_oku: 0
incremental_parent_interest_cash_after_tax_oku: 0
existing_FHC_bond_38oku_refinancing_spread_after_tax_oku: 0.51072
NCI_incremental_new_stake_buyer_profit_oku: 0
opening_group_liability_memo_oku: 189869.60241291
group_total_liabilities_end_memo_oku: 189869.60241291
incremental_holding_loan_interest_after_tax_cash_oku: 0
holding_refinanced_old_bond_extra_interest_cash_oku: 0.51072
holding_company_new_funding_debt_at_start_oku: 0
holding_company_new_funding_debt_at_end_oku: 0
holding_company_new_funding_principal_matured_due_oku: 0
holding_company_new_funding_principal_REPAID_oku: 0
holding_company_new_funding_principal_REFN_oku: 0
holding_company_emergency_additional_draw_oku: 0
holding_company_baseline_bonds_and_other_debt_proxy_oku: 1408.27727
holding_company_total_debt_proxy_oku: 1408.27727
regulatory_issuer_buyback_buffer_pct_ANALYST_not_law: 115
regulatory_common_dividend_buffer_pct_ANALYST_not_law: 112
regulatory_issuance_if_below_108pct_to_110pct_ANALYST_not_law: はい
sbc_cash_settled_staff_rewards_already_expensed_IN_PARENT_IFRS_profit: はい
sbc_compensation_expense_not_quantified_oku: 未確認
cash_source_not_recounted_as_consolidated_earnings: はい
FHC_old_bond_38oku_maturity_date: 2026-12-05

内容を開く

id: final_2036_preterminal_partial
calendar_year: 2036
開始日: 2036-01-01
終了日: 2036-11-06
days_in_period: 311
days_in_fiscal_year: 366
year_fraction: 0.849726775956
actual_or_forecast: conditional forecast - NOT actual 2026 Nov6 funding
source_data_cutoff: 2026-11-06
bank_pre_provision_pre_tax_profit_oku: 1193.30928177
bank_credit_cost_pre_tax_oku: 89.097096661
bank_after_tax_profit_oku: 883.369748087
life_after_tax_profit_oku: 1273.927073333
property_insurance_after_tax_profit_oku: 213.24710231
securities_after_tax_profit_oku: 322.960255236
asset_mgmt_after_tax_profit_oku: 54.552629337
group_adjustments_after_tax_oku: -68.977499829
consolidated_parent_profit_before_pref_oku: 2678.645336016
preferred_economic_annual_claim_allocated_oku: 34.295472867
parent_ordinary_net_profit_oku: 2644.349863149
nci_profit_oku: 12.627748324
consolidated_total_profit_before_pref_oku: 2691.27308434
non_cash_oci_movement_oku: 0
reclassified_fvoci_disposal_gain_to_net_profit_oku: 0
opening_ordinary_book_equity_oku: 24684.295842895
ordinary_book_equity_end_oku: 25877.721383546
opening_nci_book_equity_oku: 241.163802366
nci_cash_distribution_oku: 3.788324497
nci_book_equity_end_oku: 250.003226193
preferred_equity_priority_oku: 959.994
consolidated_total_equity_end_oku: 27087.61491919
ordinary_dividend_company_cash_oku: 1450.924322498
ordinary_dividend_per_share_twd: 10.68818318
preferred_dividend_company_cash_oku: 40.360588648
issuer_buyback_company_cash_oku: 0
ordinary_dividends_received_by_initial_holder_cohort_oku: 1450.924322498
buyback_tender_cash_received_by_initial_holder_cohort_oku: 0
old_holder_period_cashflow_oku: 1450.924322498
holding_company_cash_at_start_proxy_oku: 3250.995822055
modeled_upstreamed_cash_from_subsidiaries_oku: 1846.339725635
holding_company_cash_overhead_oku: 23.650695947
holding_company_cash_at_end_proxy_oku: 3581.965968138
holding_company_debt_unchanged_proxy_oku: 1408.27727
regulatory_capital_start_proxy_oku: 23426.037411389
regulatory_required_start_proxy_oku: 13800.725571881
regulatory_qualified_capital_end_proxy_oku: 24619.46295204
regulatory_required_capital_end_proxy_oku: 14291.723297492
regulatory_capital_adequacy_end_proxy_pct: 172.2637812
recapitalization_new_common_cash_from_nonholders_oku: 0
recapitalization_new_shares: 0
insurance_contract_liability_start_memo_oku: 73277.794618901
insurance_contract_liability_end_memo_oku: 76255.981852727
bank_deposits_start_memo_oku: 81470.077094973
bank_deposits_end_memo_oku: 84918.681430565
other_group_liabilities_incl_debt_start_memo_oku: 35121.73069904
other_group_liabilities_incl_debt_end_memo_oku: 36252.606206395
total_group_liabilities_end_memo_oku: 197427.26948969
consolidated_group_assets_end_balance_identity_oku: 224514.88440888
csm_start_memo_oku: 9885.318924015
new_business_csm_oku: 1248.10673542
csm_release_memo_oku: 629.986513395
csm_non_cash_valuation_shock_oku: 0
csm_end_memo_oku: 10503.43914604
shares_outstanding_start: 13575032333
old_cohort_shares_start: 13575032333
sbc_issued_new_common_shares: 0
sbc_equity_credit_noncash_oku: 0
issuer_bought_back_common_shares: 0
shares_outstanding_end: 13575032333
old_cohort_shares_end: 13575032333
old_holder_equivalence_factor_end: 1
dividend_or_tender_is_forecast: はい
forecast_does_not_count_2026_pre_cutoff_earnings_again: はい
gaap_parent_all_classes_equity_end_proxy_oku: 26837.611692997
gaap_ordinary_book_equity_end_proxy_oku: 25877.617692997
preferred_economic_accrual_unpaid_at_open_oku: 5.961425232
preferred_economic_accrual_unpaid_at_end_oku: -0.103690549
ordinary_book_equity_is_preference_allocated_economic_proxy_not_statutory_IFRS: はい
regulatory_capital_old_method_not_actual_2026_cutoff: はい
sbc_current_disclosed_H1_settlement_cash_only: はい
cash_settled_SBC_cost_assumed_already_in_operating_expense: はい
new_equity_SBC_issue_2027_onward_unconfirmed_default_zero: はい
sbc_compensation_expense_in_profit_oku: 0
sbc_non_cash_addback_to_profit_in_annual_ledger_oku: 0
sbc_market_delivery_value_oku: 0
life_reported_H1_2026_TIS_pct_not_updated_asof_cutoff: 140
bank_reported_H1_2026_BIS_pct_not_updated_asof_cutoff: 15.35
bank_reported_H1_2026_Tier1_pct_not_updated_asof_cutoff: 13.29
future_actual_bank_capital_and_life_TIS_not_reconstructed: はい
subsidiary_upstream_baseline_before_TIS_BIS_haircuts_oku: 1846.339725635
subsidiary_life_upstream_increment_removed_by_TIS_uncertainty_oku: 0
subsidiary_bank_upstream_increment_removed_by_BIS_uncertainty_oku: 0
subsidiary_internal_payment_not_ordinary_holder_cashflow: はい
dividend_target_before_cash_and_capital_buffer_oku: 1450.924322498
ordinary_distribution_withheld_for_cash_or_regulatory_proxy_oku: 0
issuer_repurchase_withheld_for_cash_or_regulatory_proxy_oku: 0
noncash_fvoci_OCI_realization_double_count_excluded: はい
funding_branch: external_borrowing
start: 2036-01-01
end: 2036-11-06
days: 311
parent_IFRS_attributable_profit_oku: 2678.645336016
parent_ordinary_after_preference_allocation_oku: 2644.349863149
parent_income_change_preferred_discretionary_normalization_oku: 34.295472867
incremental_parent_income_loss_from_funding_source_oku: 0
incremental_parent_interest_cash_after_tax_oku: 0
existing_FHC_bond_38oku_refinancing_spread_after_tax_oku: 0.433972459
NCI_incremental_new_stake_buyer_profit_oku: 0
opening_group_liability_memo_oku: 197427.26948969
group_total_liabilities_end_memo_oku: 197427.26948969
incremental_holding_loan_interest_after_tax_cash_oku: 0
holding_refinanced_old_bond_extra_interest_cash_oku: 0.433972459
holding_company_new_funding_debt_at_start_oku: 0
holding_company_new_funding_debt_at_end_oku: 0
holding_company_new_funding_principal_matured_due_oku: 0
holding_company_new_funding_principal_REPAID_oku: 0
holding_company_new_funding_principal_REFN_oku: 0
holding_company_emergency_additional_draw_oku: 0
holding_company_baseline_bonds_and_other_debt_proxy_oku: 1408.27727
holding_company_total_debt_proxy_oku: 1408.27727
regulatory_issuer_buyback_buffer_pct_ANALYST_not_law: 115
regulatory_common_dividend_buffer_pct_ANALYST_not_law: 112
regulatory_issuance_if_below_108pct_to_110pct_ANALYST_not_law: はい
sbc_cash_settled_staff_rewards_already_expensed_IN_PARENT_IFRS_profit: はい
sbc_compensation_expense_not_quantified_oku: 未確認
cash_source_not_recounted_as_consolidated_earnings: はい
FHC_old_bond_38oku_maturity_date: 2026-12-05

期間内の親会社利益合計（億）

24819.866055559

純利益

24819.866055559

common_share_attributable_profit_sum_oku

24419.969833621

preferred_economic_normalization_sum_oku

399.896221938

期間内株主受取

12612.65743843

payout_old_cohort_dividends_oku

11711.445688168

payout_old_cohort_tender_buybacks_oku

901.211750262

終価

39814.8656648

terminal_old_cohort_mcap_oku

39814.8656648

terminal_company_common_mcap_oku

39814.8656648

terminal_old_cohort_equivalence_factor

terminal_company_common_shares

13575032333

terminal_old_cohort_shares

13575032333

equity_oku

25877.721383546

terminal_2036_parent_cash_oku

3581.965968138

terminal_2036_INCREMENTAL_debt_principal_oku

terminal_2037_normalized_common_earnings_EX_INCREMENTAL_LOAN_INTEREST_oku

3283.570751798

terminal_2037_subsidiary_upstream_under_regulatory_haircuts_oku

2290.059047399

terminal_2037_pref_claim_oku

40.441309825

terminal_2037_holding_cost_oku

28.167294447

terminal_2037_reinvestment_oku

567.81943409

terminal_2037_other_holdback_oku

terminal_2037_earnings_cap_oku

2646.639862218

terminal_2037_upstream_cap_oku

2152.338987637

terminal_sustainable_owner_cf_2037_oku

2152.338987637

terminal_growth

0.045

terminal_cash_excess_ONE_TIME_oku

2705.572774511

terminal_2037_cash_interest_foregone_AFTER_ONE_TIME_LIQUIDATION_oku

54.11145549

terminal_cash_excess_return_yield

0.02

terminal_INCREMENTAL_DEBT_principal_subtracted_once_oku

terminal_incremental_interest_removed_from_unlevered_2037_CF

はい

terminal_excluded_from_timed_cashflows

はい

終価の基準日

2036-11-06

terminal_no_2037_SBC_equity_issued_shares

はい

IRR_expected_cashflow_not_simple_weighted_of_scenario_IRR

はい

irr_of_path_cashflows

0.113880842697

pv_intrinsic_old_holder_cohort_oku

22475.807861294

pv_intrinsic_per_initial_common_share_twd

160.457073392

opening_funding_bridge

内容を開く

branch: external_borrowing
funding_required_for_v2_target_oku: 904.53236007
2026_06_30_audited_parent_standalone_cash_oku: 380.42196
2026_06_30_common_and_pref_payables_paid_July_oku: 634.95432007
2026_07_31_ordinary_dividend_paid_oku: 595.31301046
2026_07_31_pref_dividend_paid_oku: 39.64130961
2026_Jul31_after_paid_pre_financing_cash_oku: -254.53236007
funding_from_regulated_bank_subs_oku: 0
funding_from_nonlife_other_subs_oku: 0
funding_from_insurance_life_subs_oku: 0
funding_internal_dividends_total_oku: 0
funding_new_external_borrow_oku: 904.53236007
funding_FVTPL_asset_sale_book_oku: 0
funding_subsidiary_stake_sale_book_oku: 0
not_achieved_vs_v2_target_cash_oku: 0
2026_11_06_holding_cash_conditional_oku: 650
2026_11_06_parent_standalone_liabilities_conditional_oku: 2922.67741
2026_11_06_parent_standalone_total_assets_conditional_oku: 16977.46396
2026_11_06_parent_standalone_fvtpl_assets_oku: 194.94737
2026_11_06_parent_standalone_equity_method_investments_oku: 15892.46146
2026_11_06_parent_standalone_other_assets_unverified_held_constant_oku: 240.05513
2026_11_06_parent_equity_all_classes_oku: 14054.78655
pre_cutoff_regulatory_eligibility_haircut_ANALYST_proxy_oku: 0
pre_cutoff_consolidated_nci_added_from_external_stake_buyer_oku: 0
2026_11_06_parent_standalone_balance_sheet_identity_error_oku: 0
funding_source_confirmed_by_2026_11_06_filings: いいえ
no_post_H1_realized_FVOCI_gain_added_to_profit_or_equity: はい
precutoff_income_oku: 478.2887
precutoff_unverified_OCI_oku: 900
legal_payout_and_sale_permissions_not_verified: はい

annual_cash_paydown_total_oku

904.53236007

annual_cumulative_incremental_debt_interest_after_tax_oku

100.385744771

no_double_count_pre_cutoff_earnings_or_FVOCI_transfer

はい

分析基準とデータ

価格・単価

148

株数

14007364952

株価の出所

内容を開く

url: https://www.twse.com.tw/exchangeReport/MI_INDEX?date=20261106&response=html&type=ALLBUT0999
as_of: 2026-11-06
close_twd: 148
open_twd: 140.5
high_twd: 151
low_twd: 140
daily_volume_shares: 48407737
primary_exchange_verified: はい

株数の出所

内容を開く

url: https://fubon.irpro.co/tw/quickfacts.php
as_of: 2026-07-07
ordinary_issued: 14007364952
ordinary_outstanding: 14007364952
reported_treasury_common_shares: 0
treasury_as_of: 2026-06-30
ordinary_current_share_count_not_independently_reconciled_after_2026_07_07: はい
preferred_A_2881A: 600000000
preferred_B_2881B: 666660000
preferred_C_2881C: 333330000
total_preferred: 1599990000
2026_11_06_TWSE_listing_and_foreign_share_limit_user_original_verified: はい
2026_11_06_company_treasury_and_eligible_holder_share_count_not_fully_verified: はい
2026_11_06_ordinary_listed_shares: 14007364952

opening_mcap_oku

20730.90012896

asof_financial_balance_report_date

2026-06-30

cashflow_cohort

2026-11-06現在2881普通株を既保有する旧株主全体。非累積優先株2881A/B/Cは別。将来第三者発行は旧株主集団外。

cohort_convention

2026-11-06取得普通株14,007,364,952株全部;将来買戻しは集団比例応札,社員交付/第三者発行は旧株主に含まない

share_count_category_note

14,007,364,952 ordinary listed shares from TWSE share listing, used as market cohort proxy; exact Nov 6 treasury vs free shares not independently resolved. Preferred lines excluded.

検証上の留意点

net_sum_formula

net_sum_oku = sum of 11 period parent-attributable IFRS net profit (BEFORE economic allocation of preferred rights), common_share_attributable_profit_sum_oku = net_sum_oku − preferred economic allocation. H1 2026 audited parent IFRS 973.9113 vs common 934.26999.

payout_formula

For old Nov6 cohort, only dated ordinary dividends and pro-rata tender buybacks inside 10 years; pre-Nov6 dividends and intra-group cash transfers are excluded.

mcap_formula

2036 terminal ONLY. 2037 sustainable CF from constrained NI & upstream, excess cash once and foregone interest, debt principal subtracted once with incremental debt interest removed from normalized CF; old cohort ratio.

oldholder_share_eligibility

将来の第三者への新株発行は旧株主の持分を希薄化させます。買戻しは旧株主が比例応募する仮定です。2026年上期に確認された株式報酬は現金決済で、モデルは未確認の新株交付を計上していません。

terminal_future_cash

2037年の持続的な普通株主向けCFは、利益と子会社からの上流資金の制約を比較し、設備・規制資本等に必要な再投資を考慮します。OCI振替やCSMをそのまま現金とせず、終価で取り崩す現金の運用益を差し引きます。株式報酬のための追加株式買戻しは仮定していません。

treat_pref_coupon

2026 H1 EPS divides profits after full prior preferred dividend. Forecast parent earnings are separately allocated to preferred priority. Preferred distributions never added to old common holders.

start_date_2026_11_07_and_end_date_2036_11_06

2026 55/365, 2036 311/366. Years 2027-2035 full, 2028 and 2032 leap years.

severe_taiwan_insurance_transition

Stress insurance capital, OCI and external financing are scenario hypotheticals; actuarial TIS non-disclosed proxy not fabricated.

balance_sheet_identity

Assets = bank deposits + insurance contract liabilities + other group liabilities + parent common equity + preferred original priority + NCI. Balance-sheet growth is memo assumption, not a full published IFRS balance sheet or free CF.

holding_cash

Net new future upstreamed subsidiary cash, not consolidated CFO or insurance investment assets, pays holding cash obligations. Opening 400億 TWD is a scenario proxy; true 2026-11-06 holding cash unknown.

capital_model

FHC qualified capital and required capital are an independent transparent proxy rollforward of 2026-06-30 audited older-rule amounts; not a certified 2026 Q3 regulatory filing. Contrast with 142.30% IR new-rule.

SBC

会社の2026年上期EPS注記では株式報酬は現金決済と記載されています。モデルは将来の株式交付・非現金加算・株数維持のための追加買戻しをゼロとし、通常の人件費は利益に含む仮定です。将来の制度変更や費用の内訳は未確認です。

future_payment_dates

Unannounced annual calendar dates are explicitly hypothetical. Monetary amount zero events trigger regeneration on forecast board, ex-date and holder change; check actual right status before applying past cashflows.

missing_primary_asof

November 6 own treasury/buyback transaction logs, Q3 signed consolidated statements, Nov 6 parent cash, life TIS solvency and post IFRS17 regulatory denominator not verified.

limitations

No imputed exact ETF Taiwanese withholding tax, no assertion of future common dividends, no fictitious parent-level distributable cash from insurer FVOCI gains, no stock split until separately verified.

v2_additional_checks

内容を開く

1: v2: 上期資本の普通/優先配当合計634.95432億元を期首6月末純資産から再控除せず。支払は未払配当と金控単体現金を減らすが自己資本を再減額しない。
2: v2: 9月自結累計1272.2億元−上期監査済973.9113億元=第3四半期298.2887億元をH1後の期首橋渡しに一度だけ使用。2026年11月7日以降の純利益合計に含めない。
3: v2: 9月FVOCI株式売却剰余金振替1227.4億元は純資産内部の振替でありNI/OCI/資本に加算していない。
4: v2: 6月末金控単体現金380.42196−7月31日支払634.95432＋未確認純流入が11月6日開始持株現金となる。開始400億には654.53236億の追加純流入が必要だが実額・内訳は未確認。
5: v2: TIS 140%は2026上半期公表値であり11/6比率は未確認。177%は経営者発言で規制当局が公表値として認めていない。規制資本計算は旧開示方法の分析代理台帳であり現行制度そのものと混ぜない。
6: v2: 優先3系列は無期限・非累積・裁量配当であり発行済普通株数や旧普通株主CFに含めない。
7: v2: 2026H1財務報告の1株利益注記によれば会社の株式報酬はすべて現金決済で加重平均株数に影響なし。将来株式決済へ変更した確認なし、従って追加新株発行=0、終価のSBC追加買付=0。現金決済報酬費用は営業利益に含むと仮定して加算しない。
8: v2: 終価で取り崩す持株会社の余剰現金の運用益を持続CFから減算。保険子会社規制資本、銀行預金、CSM、未分配NCIを現金に足していない。
9: v2: 優先配当の当期経済的配分と実際の翌7月現金支払に時点差がある。ordinary_book_equity_endは優先控除後経済簿価で、gaap_parent_all_classes_equity_endは未払/未宣言経済配分残高を戻してIFRS連結純資産を橋渡し。
10: v2: 古いV1の成長仮定・業種別利益プロファイル・保険負債等の外挿も条件付き予測であり、監査済み11/6実績に変化したわけではない。

initial_balance_and_funding

Four hypothetical funding sources are each balance-sheet closed. Even liquidity shortfall has a mandatory assumed emergency facility to avoid negative paid cash; this is a diagnostic not factual financing.

formal_subsidiary_JulNov2026_dividend_and_issuer_borrowings

Insufficient audited post-Jun parent-separate source/maturity disclosure to assign actual 654.53236; company 9m release is P&L not FHC standalone cash flow.

life_TIS

2026 transition TIS 140% reportable by regulators; informal 177% must not be substituted. TIS child own funds and actual permitted distributions unknown; bank BIS and CET1 stress are analyst haircuts, not regulatory reports.

cash_paid_SBC

H1 EPS note says all issuer share-based awards settled in cash and no dilutive shares; amount of staff bonus expense itself not independently isolated, future plans unknown. EBIT/NI includes ordinary staff costs; no addback.

FHC_bond_2026_maturity

Company issuer bond page P08富邦金2 TWD 3.8bn matures 2026-12-05; MODEL assumes refinance same face at 2.5% vs 0.82%; neither realized refinance nor future rollover rate confirmed.

group_total_assets_synthetic_memo_NOT_audited_asset_by_asset

Consolidated total assets in future rows is a balancing memo (group liabilities + owners + NCI), NOT reconstructed asset-by-asset or independently audited. Parent FHC opening separate balance bridge is explicitly verified arithmetically; asset/liability forecasts are conditional.

obsolete_v2_sensitivity

Removed inherited v2 values because earlier funding gap makes their PV/IRR incompatible with new v3 capital and cash bridges; v3 revalued below.

buyer_of_subsidiary_stake

Share sale at book with no gains is hypothetical and may violate ownership/holding controls without approvals. No actual transaction inferred.

追加データ・検証記録

分析ごとに収録された追加の前提、年度別データ、検証上の注意を確認できます。

追加データを開く →

分析に使用した資料

← AI銘柄分析一覧へ戻る　ヒートマップを見る →

分析の要約

事業

競争力・事業の質

業界と環境

財務・資本配分

評価の前提と確認

資本コストの前提

事業別データ

資金源による感応度

10年のシナリオ

構造的な弱気（保険資産毀損・増資）（確率 12.0%）

弱気（保険利回り・信用費用悪化）（確率 23.0%）

中立（正常化した銀行・保険利益）（確率 36.0%）

強気（収益構造改善）（確率 21.0%）

例外的強気（資本効率・利益大幅改善）（確率 8.0%）

日付別キャッシュフロー

その他の数値・前提

分析基準とデータ

検証上の留意点

追加データ・検証記録

分析に使用した資料