株譜

AI 銘柄分析 · 10年

Hana Financial Group / ハナ金融グループ

086790 · KRW · 分析基準日 2026-11-06

銀行の利益と資本制約を考慮した10年分析(条件付き・要再確認)

10年期待年率要確認参考 11.41%(2026-11-06・118,300.00 KRW基準、集計外)
資本コスト11.20%
直近終値118,300.00 KRW2026-11-06

AIによるシナリオ分析です。基準日以降の出来事、株価や為替の変化は個別に確認が必要です。各数値は元の分析の単位と前提に従います。

分析の要約

2026年11月6日の普通株を取得後、自己株買いに売却せず保有し続ける前提です。11月4日までの取得10万株・約115.5億ウォンは二次資料に基づき、11月5〜6日の追加取得なしと仮定しています。実際の取得・決済、期首財務、子銀行から持株会社への資本移転は未確認です。11月9日の配当基準日などを確認するまで期待年率の集計は保留します。将来の貸倒れ、利益、配当、増資、売却価格とケース確率は仮定です。ETF段階の現地税・費用、投資家の税、為替は含みません。

事業

銀行、証券、カードなどを傘下に持つ韓国の金融持株会社。預金、貸出、決済や手数料収入を通じて事業を営みます。

競争力・事業の質

取引先や預金の基盤は強みになり得る一方、金利競争、信用損失、不動産関連エクスポージャーや規制が利益と資本の制約になります。

業界と環境

金利・景気・貸倒れと住宅や企業融資に加え、銀行間の預金競争、金融監督上の自己資本規制を検討します。

財務・資本配分

CET1とリスク加重資産をケース別に予測します。銀行の預金を一般事業会社の純負債と同じように株主価値から控除せず、AT1と非支配持分も普通株主の請求権と区別します。余剰資本の持株会社への移転は監督上の許可等を条件とする仮定です。

評価の前提と確認

会社による自己株買いの対価は売却しない株主への現金受取に含めません。買戻しによる株数変化は配当/株と終価/株に反映します。終価内の余剰資本回収では、その後失われる運用益を控除します。

資本コストの前提

資本コスト
11.20%
basis

年率11.2%は分析上の要求利回りの仮定で、会社の公表値ではありません。

事業別データ

事業別の内訳と、収録されている年度別データを確認できます。

事業別データを開く →

10年のシナリオ

シナリオごとの確率、期間内の株主還元・追加負担、終価です。金額は億KRW。株主の範囲や受取時点は各分析の前提を確認してください。

シナリオ確率株主還元・追加負担終価
強気12.0%277,066.591,242,285.49
やや強気23.0%207,767.84854,011.25
中立40.0%162,954.49609,744.78
やや弱気17.0%77,321.08314,354.21
弱気・信用危機8.0%11,654.46120,626.24

強気(確率 12.0%)

貸出成長、信用費用、CET1の維持、配当と買戻しをこのケースの仮定で計算。株主は買戻しに売却せず、配当と終価を受け取る仮定です。

このシナリオの数値・キャッシュフローを開く →

やや強気(確率 23.0%)

貸出成長、信用費用、CET1の維持、配当と買戻しをこのケースの仮定で計算。株主は買戻しに売却せず、配当と終価を受け取る仮定です。

このシナリオの数値・キャッシュフローを開く →

中立(確率 40.0%)

貸出成長、信用費用、CET1の維持、配当と買戻しをこのケースの仮定で計算。株主は買戻しに売却せず、配当と終価を受け取る仮定です。

このシナリオの数値・キャッシュフローを開く →

やや弱気(確率 17.0%)

貸出成長、信用費用、CET1の維持、配当と買戻しをこのケースの仮定で計算。株主は買戻しに売却せず、配当と終価を受け取る仮定です。

このシナリオの数値・キャッシュフローを開く →

弱気・信用危機(確率 8.0%)

貸出成長、信用費用、CET1の維持、配当と買戻しをこのケースの仮定で計算。株主は買戻しに売却せず、配当と終価を受け取る仮定です。

リスク

事業・信用環境、資本の移転可能性、将来の買戻し価格や普通株希薄化は実現未確定。

日付別キャッシュフロー

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2028-09-15

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2030-05-15

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想定日

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想定日

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内容を開く
想定日

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buyback_price_krw_assumed
109689.71223
shares_canceled_assumed
0
old_shares_tendered_assumed
0
old_shares_pre_event
263376463.33177
active_shares_pre_event
324263570.56988
holder_strategy

fixed_one_share_no_tender

36
内容を開く
想定日

2031-09-15

year
4.856947296372
金額
0
種類

forecast_sbc_equity_settled_share_grant_zero_cash

date_status

forecast_assumption

sbc_new_common_shares
650000
old_shares_unchanged
263376463.33177
diluted_old_shareholder_fraction_before
0.812229578762
diluted_old_shareholder_fraction_after
0.810604687486
sbc_cost_already_in_profit
はい
share_issuance_cash_proceeds_oku
0
37
内容を開く
想定日

2031-10-15

year
4.939082819986
金額
0
種類

company_buyback_no_holder_cash_recheck

date_status

forecast_assumption

company_spend_oku
0
program

forecast_new_authorization

proportional_tender_assumed
はい
buyback_price_krw_assumed
109689.71223
shares_canceled_assumed
0
old_shares_tendered_assumed
0
old_shares_pre_event
263376463.33177
active_shares_pre_event
324913570.56988
holder_strategy

fixed_one_share_no_tender

38
内容を開く
想定日

2032-05-17

year
5.52772073922
金額
0
種類

company_buyback_no_holder_cash_recheck

date_status

forecast_assumption

company_spend_oku
0
program

forecast_new_authorization

proportional_tender_assumed
はい
buyback_price_krw_assumed
108044.36655
shares_canceled_assumed
0
old_shares_tendered_assumed
0
old_shares_pre_event
263376463.33177
active_shares_pre_event
324913570.56988
holder_strategy

fixed_one_share_no_tender

39
内容を開く
想定日

2032-09-15

year
5.859000684463
金額
0
種類

forecast_sbc_equity_settled_share_grant_zero_cash

date_status

forecast_assumption

sbc_new_common_shares
650000
old_shares_unchanged
263376463.33177
diluted_old_shareholder_fraction_before
0.810604687486
diluted_old_shareholder_fraction_after
0.808986284524
sbc_cost_already_in_profit
はい
share_issuance_cash_proceeds_oku
0
40
内容を開く
想定日

2032-10-15

year
5.941136208077
金額
0
種類

company_buyback_no_holder_cash_recheck

date_status

forecast_assumption

company_spend_oku
0
program

forecast_new_authorization

proportional_tender_assumed
はい
buyback_price_krw_assumed
108044.36655
shares_canceled_assumed
0
old_shares_tendered_assumed
0
old_shares_pre_event
263376463.33177
active_shares_pre_event
325563570.56988
holder_strategy

fixed_one_share_no_tender

41
内容を開く
想定日

2033-02-14

year
6.275154004107
金額
0
種類

predicted_dividend_declaration_revaluation

date_status

forecast_assumption

predicted_total_company_dividend_oku
701.00120779
ex_date_assumed

2033-03-04

pay_date_assumed

2033-03-21

quarter
1
42
内容を開く
想定日

2033-03-04

year
6.324435318275
金額
0
種類

predicted_dividend_ex_date_revaluation

date_status

forecast_assumption

ex_date_assumed

2033-03-04

record_date_assumed

2033-03-07

pay_date_assumed

2033-03-21

quarter
1
old_shareholder_equivalence_factor
0.808986284524
43
内容を開く
想定日

2033-03-07

year
6.332648870637
金額
0
種類

predicted_dividend_record_date_revaluation

date_status

forecast_assumption

ex_date_assumed

2033-03-04

quarter
1
44
内容を開く
想定日

2033-03-21

year
6.370978781656
金額
569.83005289532
種類

old_holder_cash_dividend

date_status

forecast_assumption

corporate_gross_dividend_oku
701.00120779
ex_date

2033-03-04

ex_date_assumed

2033-03-04

record_date_assumed

2033-03-07

quarter
1
old_shares_at_ex
263376463.33177
active_shares_at_ex
325563570.56988
old_shareholder_equivalence_factor
0.808986284524
tax_status

gross_KRW; ETF withholding undetermined

holder_strategy

fixed_one_share_no_tender

45
内容を開く
想定日

2033-04-22

year
6.458590006845
金額
0
種類

predicted_dividend_declaration_revaluation

date_status

forecast_assumption

predicted_total_company_dividend_oku
674.03962287
ex_date_assumed

2033-05-10

pay_date_assumed

2033-05-25

quarter
2
46
内容を開く
想定日

2033-05-10

year
6.507871321013
金額
0
種類

predicted_dividend_ex_date_revaluation

date_status

forecast_assumption

ex_date_assumed

2033-05-10

record_date_assumed

2033-05-11

pay_date_assumed

2033-05-25

quarter
2
old_shareholder_equivalence_factor
0.808986284524
47
内容を開く
想定日

2033-05-11

year
6.5106091718
金額
0
種類

predicted_dividend_record_date_revaluation

date_status

forecast_assumption

ex_date_assumed

2033-05-10

quarter
2
48
内容を開く
想定日

2033-05-16

year
6.524298425736
金額
0
種類

company_buyback_no_holder_cash_recheck

date_status

forecast_assumption

company_spend_oku
237.89633748
program

forecast_new_authorization

proportional_tender_assumed
はい
buyback_price_krw_assumed
106423.70105
shares_canceled_assumed
223536.98954
old_shares_tendered_assumed
180838.35862
old_shares_pre_event
263376463.33177
active_shares_pre_event
325563570.56988
holder_strategy

fixed_one_share_no_tender

49
内容を開く
想定日

2033-05-25

year
6.54893908282
金額
547.91351239528
種類

old_holder_cash_dividend

date_status

forecast_assumption

corporate_gross_dividend_oku
674.03962287
ex_date

2033-05-10

ex_date_assumed

2033-05-10

record_date_assumed

2033-05-11

quarter
2
old_shares_at_ex
263376463.33177
active_shares_at_ex
325563570.56988
old_shareholder_equivalence_factor
0.808986284524
tax_status

gross_KRW; ETF withholding undetermined

holder_strategy

fixed_one_share_no_tender

50
内容を開く
想定日

2033-07-25

year
6.715947980835
金額
0
種類

predicted_dividend_declaration_revaluation

date_status

forecast_assumption

predicted_total_company_dividend_oku
674.03962287
ex_date_assumed

2033-08-10

pay_date_assumed

2033-08-25

quarter
3
51
内容を開く
想定日

2033-08-10

year
6.759753593429
金額
0
種類

predicted_dividend_ex_date_revaluation

date_status

forecast_assumption

ex_date_assumed

2033-08-10

record_date_assumed

2033-08-11

pay_date_assumed

2033-08-25

quarter
3
old_shareholder_equivalence_factor
0.808986284524
52
内容を開く
想定日

2033-08-11

year
6.762491444216
金額
0
種類

predicted_dividend_record_date_revaluation

date_status

forecast_assumption

ex_date_assumed

2033-08-10

quarter
3
53
内容を開く
想定日

2033-08-25

year
6.800821355236
金額
548.28997678468
種類

old_holder_cash_dividend

date_status

forecast_assumption

corporate_gross_dividend_oku
674.03962287
ex_date

2033-08-10

ex_date_assumed

2033-08-10

record_date_assumed

2033-08-11

quarter
3
old_shares_at_ex
263195624.97315
active_shares_at_ex
325340033.58034
old_shareholder_equivalence_factor
0.808986284524
tax_status

gross_KRW; ETF withholding undetermined

holder_strategy

fixed_one_share_no_tender

54
内容を開く
想定日

2033-09-15

year
6.858316221766
金額
0
種類

forecast_sbc_equity_settled_share_grant_zero_cash

date_status

forecast_assumption

sbc_new_common_shares
650000
old_shares_unchanged
263195624.97315
diluted_old_shareholder_fraction_before
0.808986284524
diluted_old_shareholder_fraction_after
0.807373225747
sbc_cost_already_in_profit
はい
share_issuance_cash_proceeds_oku
0
55
内容を開く
想定日

2033-10-17

year
6.945927446954
金額
0
種類

company_buyback_no_holder_cash_recheck

date_status

forecast_assumption

company_spend_oku
237.89633748
program

forecast_new_authorization

proportional_tender_assumed
はい
buyback_price_krw_assumed
106423.70105
shares_canceled_assumed
223536.98954
old_shares_tendered_assumed
180477.78032
old_shares_pre_event
263195624.97315
active_shares_pre_event
325990033.58034
holder_strategy

fixed_one_share_no_tender

56
内容を開く
想定日

2033-10-24

year
6.965092402464
金額
0
種類

predicted_dividend_declaration_revaluation

date_status

forecast_assumption

predicted_total_company_dividend_oku
647.07803796
ex_date_assumed

2033-11-10

pay_date_assumed

2033-11-25

quarter
4
57
内容を開く
想定日

2033-11-10

year
7.011635865845
金額
0
種類

predicted_dividend_ex_date_revaluation

date_status

forecast_assumption

ex_date_assumed

2033-11-10

record_date_assumed

2033-11-11

pay_date_assumed

2033-11-25

quarter
4
old_shareholder_equivalence_factor
0.807373225747
58
内容を開く
想定日

2033-11-11

year
7.014373716632
金額
0
種類

predicted_dividend_record_date_revaluation

date_status

forecast_assumption

ex_date_assumed

2033-11-10

quarter
4
59
内容を開く
想定日

2033-11-25

year
7.052703627652
金額
525.66931858837
種類

old_holder_cash_dividend

date_status

forecast_assumption

corporate_gross_dividend_oku
647.07803796
ex_date

2033-11-10

ex_date_assumed

2033-11-10

record_date_assumed

2033-11-11

quarter
4
old_shares_at_ex
263015147.19282
active_shares_at_ex
325766496.5908
old_shareholder_equivalence_factor
0.807373225747
tax_status

gross_KRW; ETF withholding undetermined

holder_strategy

fixed_one_share_no_tender

60
内容を開く
想定日

2034-02-13

year
7.271731690623
金額
0
種類

predicted_dividend_declaration_revaluation

date_status

forecast_assumption

predicted_total_company_dividend_oku
826.23262849
ex_date_assumed

2034-03-03

pay_date_assumed

2034-03-20

quarter
1
61
内容を開く
想定日

2034-03-03

year
7.321013004791
金額
0
種類

predicted_dividend_ex_date_revaluation

date_status

forecast_assumption

ex_date_assumed

2034-03-03

record_date_assumed

2034-03-06

pay_date_assumed

2034-03-20

quarter
1
old_shareholder_equivalence_factor
0.807373225747
62
内容を開く
想定日

2034-03-06

year
7.329226557153
金額
0
種類

predicted_dividend_record_date_revaluation

date_status

forecast_assumption

ex_date_assumed

2034-03-03

quarter
1
63
内容を開く
想定日

2034-03-20

year
7.367556468172
金額
671.20983457124
種類

old_holder_cash_dividend

date_status

forecast_assumption

corporate_gross_dividend_oku
826.23262849
ex_date

2034-03-03

ex_date_assumed

2034-03-03

record_date_assumed

2034-03-06

quarter
1
old_shares_at_ex
263015147.19282
active_shares_at_ex
325766496.5908
old_shareholder_equivalence_factor
0.807373225747
tax_status

gross_KRW; ETF withholding undetermined

holder_strategy

fixed_one_share_no_tender

64
内容を開く
想定日

2034-04-24

year
7.463381245722
金額
0
種類

predicted_dividend_declaration_revaluation

date_status

forecast_assumption

predicted_total_company_dividend_oku
794.45445047
ex_date_assumed

2034-05-10

pay_date_assumed

2034-05-25

quarter
2
65
内容を開く
想定日

2034-05-10

year
7.507186858316
金額
0
種類

predicted_dividend_ex_date_revaluation

date_status

forecast_assumption

ex_date_assumed

2034-05-10

record_date_assumed

2034-05-11

pay_date_assumed

2034-05-25

quarter
2
old_shareholder_equivalence_factor
0.807373225747
66
内容を開く
想定日

2034-05-11

year
7.509924709103
金額
0
種類

predicted_dividend_record_date_revaluation

date_status

forecast_assumption

ex_date_assumed

2034-05-10

quarter
2
67
内容を開く
想定日

2034-05-15

year
7.520876112252
金額
0
種類

company_buyback_no_holder_cash_recheck

date_status

forecast_assumption

company_spend_oku
280.3956884
program

forecast_new_authorization

proportional_tender_assumed
はい
buyback_price_krw_assumed
104827.34553
shares_canceled_assumed
267483.34318
old_shares_tendered_assumed
215958.88962
old_shares_pre_event
263015147.19282
active_shares_pre_event
325766496.5908
holder_strategy

fixed_one_share_no_tender

68
内容を開く
想定日

2034-05-25

year
7.548254620123
金額
645.39407170218
種類

old_holder_cash_dividend

date_status

forecast_assumption

corporate_gross_dividend_oku
794.45445047
ex_date

2034-05-10

ex_date_assumed

2034-05-10

record_date_assumed

2034-05-11

quarter
2
old_shares_at_ex
263015147.19282
active_shares_at_ex
325766496.5908
old_shareholder_equivalence_factor
0.807373225747
tax_status

gross_KRW; ETF withholding undetermined

holder_strategy

fixed_one_share_no_tender

69
内容を開く
想定日

2034-07-24

year
7.712525667351
金額
0
種類

predicted_dividend_declaration_revaluation

date_status

forecast_assumption

predicted_total_company_dividend_oku
794.45445047
ex_date_assumed

2034-08-10

pay_date_assumed

2034-08-25

quarter
3
70
内容を開く
想定日

2034-08-10

year
7.759069130732
金額
0
種類

predicted_dividend_ex_date_revaluation

date_status

forecast_assumption

ex_date_assumed

2034-08-10

record_date_assumed

2034-08-11

pay_date_assumed

2034-08-25

quarter
3
old_shareholder_equivalence_factor
0.807373225747
71
内容を開く
想定日

2034-08-11

year
7.76180698152
金額
0
種類

predicted_dividend_record_date_revaluation

date_status

forecast_assumption

ex_date_assumed

2034-08-10

quarter
3
72
内容を開く
想定日

2034-08-25

year
7.800136892539
金額
645.92443326073
種類

old_holder_cash_dividend

date_status

forecast_assumption

corporate_gross_dividend_oku
794.45445047
ex_date

2034-08-10

ex_date_assumed

2034-08-10

record_date_assumed

2034-08-11

quarter
3
old_shares_at_ex
262799188.3032
active_shares_at_ex
325499013.24761
old_shareholder_equivalence_factor
0.807373225747
tax_status

gross_KRW; ETF withholding undetermined

holder_strategy

fixed_one_share_no_tender

73
内容を開く
想定日

2034-09-15

year
7.857631759069
金額
0
種類

forecast_sbc_equity_settled_share_grant_zero_cash

date_status

forecast_assumption

sbc_new_common_shares
650000
old_shares_unchanged
262799188.3032
diluted_old_shareholder_fraction_before
0.807373225747
diluted_old_shareholder_fraction_after
0.805764167999
sbc_cost_already_in_profit
はい
share_issuance_cash_proceeds_oku
0
74
内容を開く
想定日

2034-10-16

year
7.94250513347
金額
0
種類

company_buyback_no_holder_cash_recheck

date_status

forecast_assumption

company_spend_oku
280.3956884
program

forecast_new_authorization

proportional_tender_assumed
はい
buyback_price_krw_assumed
104827.34553
shares_canceled_assumed
267483.34318
old_shares_tendered_assumed
215528.49347
old_shares_pre_event
262799188.3032
active_shares_pre_event
326149013.24761
holder_strategy

fixed_one_share_no_tender

75
内容を開く
想定日

2034-10-23

year
7.96167008898
金額
0
種類

predicted_dividend_declaration_revaluation

date_status

forecast_assumption

predicted_total_company_dividend_oku
762.67627245
ex_date_assumed

2034-11-10

pay_date_assumed

2034-11-27

quarter
4
76
内容を開く
想定日

2034-11-10

year
8.010951403149
金額
0
種類

predicted_dividend_ex_date_revaluation

date_status

forecast_assumption

ex_date_assumed

2034-11-10

record_date_assumed

2034-11-13

pay_date_assumed

2034-11-27

quarter
4
old_shareholder_equivalence_factor
0.805764167999
77
内容を開く
想定日

2034-11-13

year
8.01916495551
金額
0
種類

predicted_dividend_record_date_revaluation

date_status

forecast_assumption

ex_date_assumed

2034-11-10

quarter
4
78
内容を開く
想定日

2034-11-27

year
8.05749486653
金額
619.35960313986
種類

old_holder_cash_dividend

date_status

forecast_assumption

corporate_gross_dividend_oku
762.67627245
ex_date

2034-11-10

ex_date_assumed

2034-11-10

record_date_assumed

2034-11-13

quarter
4
old_shares_at_ex
262583659.80973
active_shares_at_ex
325881529.90443
old_shareholder_equivalence_factor
0.805764167999
tax_status

gross_KRW; ETF withholding undetermined

holder_strategy

fixed_one_share_no_tender

79
内容を開く
想定日

2035-02-15

year
8.2765229295
金額
0
種類

predicted_dividend_declaration_revaluation

date_status

forecast_assumption

predicted_total_company_dividend_oku
810.33351293
ex_date_assumed

2035-03-05

pay_date_assumed

2035-03-20

quarter
1
80
内容を開く
想定日

2035-03-05

year
8.325804243669
金額
0
種類

predicted_dividend_ex_date_revaluation

date_status

forecast_assumption

ex_date_assumed

2035-03-05

record_date_assumed

2035-03-06

pay_date_assumed

2035-03-20

quarter
1
old_shareholder_equivalence_factor
0.805764167999
81
内容を開く
想定日

2035-03-06

year
8.328542094456
金額
0
種類

predicted_dividend_record_date_revaluation

date_status

forecast_assumption

ex_date_assumed

2035-03-05

quarter
1
82
内容を開く
想定日

2035-03-20

year
8.366872005476
金額
658.06143590517
種類

old_holder_cash_dividend

date_status

forecast_assumption

corporate_gross_dividend_oku
810.33351293
ex_date

2035-03-05

ex_date_assumed

2035-03-05

record_date_assumed

2035-03-06

quarter
1
old_shares_at_ex
262583659.80973
active_shares_at_ex
325881529.90443
old_shareholder_equivalence_factor
0.805764167999
tax_status

gross_KRW; ETF withholding undetermined

holder_strategy

fixed_one_share_no_tender

83
内容を開く
想定日

2035-04-23

year
8.459958932238
金額
0
種類

predicted_dividend_declaration_revaluation

date_status

forecast_assumption

predicted_total_company_dividend_oku
779.16683936
ex_date_assumed

2035-05-10

pay_date_assumed

2035-05-25

quarter
2
84
内容を開く
想定日

2035-05-10

year
8.506502395619
金額
0
種類

predicted_dividend_ex_date_revaluation

date_status

forecast_assumption

ex_date_assumed

2035-05-10

record_date_assumed

2035-05-11

pay_date_assumed

2035-05-25

quarter
2
old_shareholder_equivalence_factor
0.805764167999
85
内容を開く
想定日

2035-05-11

year
8.509240246407
金額
0
種類

predicted_dividend_record_date_revaluation

date_status

forecast_assumption

ex_date_assumed

2035-05-10

quarter
2
86
内容を開く
想定日

2035-05-15

year
8.520191649555
金額
0
種類

company_buyback_no_holder_cash_recheck

date_status

forecast_assumption

company_spend_oku
275.00006095
program

forecast_new_authorization

proportional_tender_assumed
はい
buyback_price_krw_assumed
103254.93535
shares_canceled_assumed
266331.15407
old_shares_tendered_assumed
214600.10077
old_shares_pre_event
262583659.80973
active_shares_pre_event
325881529.90443
holder_strategy

fixed_one_share_no_tender

87
内容を開く
想定日

2035-05-25

year
8.547570157426
金額
632.75138068149
種類

old_holder_cash_dividend

date_status

forecast_assumption

corporate_gross_dividend_oku
779.16683936
ex_date

2035-05-10

ex_date_assumed

2035-05-10

record_date_assumed

2035-05-11

quarter
2
old_shares_at_ex
262583659.80973
active_shares_at_ex
325881529.90443
old_shareholder_equivalence_factor
0.805764167999
tax_status

gross_KRW; ETF withholding undetermined

holder_strategy

fixed_one_share_no_tender

88
内容を開く
想定日

2035-07-23

year
8.709103353867
金額
0
種類

predicted_dividend_declaration_revaluation

date_status

forecast_assumption

predicted_total_company_dividend_oku
779.16683936
ex_date_assumed

2035-08-10

pay_date_assumed

2035-08-27

quarter
3
89
内容を開く
想定日

2035-08-10

year
8.758384668036
金額
0
種類

predicted_dividend_ex_date_revaluation

date_status

forecast_assumption

ex_date_assumed

2035-08-10

record_date_assumed

2035-08-13

pay_date_assumed

2035-08-27

quarter
3
old_shareholder_equivalence_factor
0.805764167999
90
内容を開く
想定日

2035-08-13

year
8.766598220397
金額
0
種類

predicted_dividend_record_date_revaluation

date_status

forecast_assumption

ex_date_assumed

2035-08-10

quarter
3
91
内容を開く
想定日

2035-08-27

year
8.804928131417
金額
633.26892840685
種類

old_holder_cash_dividend

date_status

forecast_assumption

corporate_gross_dividend_oku
779.16683936
ex_date

2035-08-10

ex_date_assumed

2035-08-10

record_date_assumed

2035-08-13

quarter
3
old_shares_at_ex
262369059.70896
active_shares_at_ex
325615198.75036
old_shareholder_equivalence_factor
0.805764167999
tax_status

gross_KRW; ETF withholding undetermined

holder_strategy

fixed_one_share_no_tender

92
内容を開く
想定日

2035-09-17

year
8.862422997947
金額
0
種類

forecast_sbc_equity_settled_share_grant_zero_cash

date_status

forecast_assumption

sbc_new_common_shares
650000
old_shares_unchanged
262369059.70896
diluted_old_shareholder_fraction_before
0.805764167999
diluted_old_shareholder_fraction_after
0.804158888885
sbc_cost_already_in_profit
はい
share_issuance_cash_proceeds_oku
0
93
内容を開く
想定日

2035-10-15

year
8.939082819986
金額
0
種類

company_buyback_no_holder_cash_recheck

date_status

forecast_assumption

company_spend_oku
275.00006095
program

forecast_new_authorization

proportional_tender_assumed
はい
buyback_price_krw_assumed
103254.93535
shares_canceled_assumed
266331.15407
old_shares_tendered_assumed
214172.56493
old_shares_pre_event
262369059.70896
active_shares_pre_event
326265198.75036
holder_strategy

fixed_one_share_no_tender

94
内容を開く
想定日

2035-10-22

year
8.958247775496
金額
0
種類

predicted_dividend_declaration_revaluation

date_status

forecast_assumption

predicted_total_company_dividend_oku
748.00016578
ex_date_assumed

2035-11-09

pay_date_assumed

2035-11-26

quarter
4
95
内容を開く
想定日

2035-11-09

year
9.007529089665
金額
0
種類

predicted_dividend_ex_date_revaluation

date_status

forecast_assumption

ex_date_assumed

2035-11-09

record_date_assumed

2035-11-12

pay_date_assumed

2035-11-26

quarter
4
old_shareholder_equivalence_factor
0.804158888885
96
内容を開く
想定日

2035-11-12

year
9.015742642026
金額
0
種類

predicted_dividend_record_date_revaluation

date_status

forecast_assumption

ex_date_assumed

2035-11-09

quarter
4
97
内容を開く
想定日

2035-11-26

year
9.054072553046
金額
607.22268738018
種類

old_holder_cash_dividend

date_status

forecast_assumption

corporate_gross_dividend_oku
748.00016578
ex_date

2035-11-09

ex_date_assumed

2035-11-09

record_date_assumed

2035-11-12

quarter
4
old_shares_at_ex
262154887.14403
active_shares_at_ex
325998867.59629
old_shareholder_equivalence_factor
0.804158888885
tax_status

gross_KRW; ETF withholding undetermined

holder_strategy

fixed_one_share_no_tender

98
内容を開く
想定日

2036-02-18

year
9.284052019165
金額
0
種類

predicted_dividend_declaration_revaluation

date_status

forecast_assumption

predicted_total_company_dividend_oku
883.50541024
ex_date_assumed

2036-03-05

pay_date_assumed

2036-03-20

quarter
1
99
内容を開く
想定日

2036-03-05

year
9.327857631759
金額
0
種類

predicted_dividend_ex_date_revaluation

date_status

forecast_assumption

ex_date_assumed

2036-03-05

record_date_assumed

2036-03-06

pay_date_assumed

2036-03-20

quarter
1
old_shareholder_equivalence_factor
0.804158888885
100
内容を開く
想定日

2036-03-06

year
9.330595482546
金額
0
種類

predicted_dividend_record_date_revaluation

date_status

forecast_assumption

ex_date_assumed

2036-03-05

quarter
1
101
内容を開く
想定日

2036-03-20

year
9.368925393566
金額
717.22514788674
種類

old_holder_cash_dividend

date_status

forecast_assumption

corporate_gross_dividend_oku
883.50541024
ex_date

2036-03-05

ex_date_assumed

2036-03-05

record_date_assumed

2036-03-06

quarter
1
old_shares_at_ex
262154887.14403
active_shares_at_ex
325998867.59629
old_shareholder_equivalence_factor
0.804158888885
tax_status

gross_KRW; ETF withholding undetermined

holder_strategy

fixed_one_share_no_tender

102
内容を開く
想定日

2036-04-21

year
9.456536618754
金額
0
種類

predicted_dividend_declaration_revaluation

date_status

forecast_assumption

predicted_total_company_dividend_oku
857.519957
ex_date_assumed

2036-05-09

pay_date_assumed

2036-05-26

quarter
2
103
内容を開く
想定日

2036-05-09

year
9.505817932923
金額
0
種類

predicted_dividend_ex_date_revaluation

date_status

forecast_assumption

ex_date_assumed

2036-05-09

record_date_assumed

2036-05-12

pay_date_assumed

2036-05-26

quarter
2
old_shareholder_equivalence_factor
0.804158888885
104
内容を開く
想定日

2036-05-12

year
9.514031485284
金額
0
種類

predicted_dividend_record_date_revaluation

date_status

forecast_assumption

ex_date_assumed

2036-05-09

quarter
2
105
内容を開く
想定日

2036-05-15

year
9.522245037645
金額
0
種類

company_buyback_no_holder_cash_recheck

date_status

forecast_assumption

company_spend_oku
229.28341096
program

forecast_new_authorization

proportional_tender_assumed
はい
buyback_price_krw_assumed
101706.11132
shares_canceled_assumed
225437.20135
old_shares_tendered_assumed
181287.32935
old_shares_pre_event
262154887.14403
active_shares_pre_event
325998867.59629
holder_strategy

fixed_one_share_no_tender

106
内容を開く
想定日

2036-05-26

year
9.552361396304
金額
696.13029059786
種類

old_holder_cash_dividend

date_status

forecast_assumption

corporate_gross_dividend_oku
857.519957
ex_date

2036-05-09

ex_date_assumed

2036-05-09

record_date_assumed

2036-05-12

quarter
2
old_shares_at_ex
262154887.14403
active_shares_at_ex
325998867.59629
old_shareholder_equivalence_factor
0.804158888885
tax_status

gross_KRW; ETF withholding undetermined

holder_strategy

fixed_one_share_no_tender

107
内容を開く
想定日

2036-07-21

year
9.705681040383
金額
0
種類

predicted_dividend_declaration_revaluation

date_status

forecast_assumption

predicted_total_company_dividend_oku
857.519957
ex_date_assumed

2036-08-08

pay_date_assumed

2036-08-25

quarter
3
108
内容を開く
想定日

2036-08-08

year
9.754962354552
金額
0
種類

predicted_dividend_ex_date_revaluation

date_status

forecast_assumption

ex_date_assumed

2036-08-08

record_date_assumed

2036-08-11

pay_date_assumed

2036-08-25

quarter
3
old_shareholder_equivalence_factor
0.804158888885
109
内容を開く
想定日

2036-08-11

year
9.763175906913
金額
0
種類

predicted_dividend_record_date_revaluation

date_status

forecast_assumption

ex_date_assumed

2036-08-08

quarter
3
110
内容を開く
想定日

2036-08-25

year
9.801505817933
金額
696.61201700599
種類

old_holder_cash_dividend

date_status

forecast_assumption

corporate_gross_dividend_oku
857.519957
ex_date

2036-08-08

ex_date_assumed

2036-08-08

record_date_assumed

2036-08-11

quarter
3
old_shares_at_ex
261973599.81467
active_shares_at_ex
325773430.39494
old_shareholder_equivalence_factor
0.804158888885
tax_status

gross_KRW; ETF withholding undetermined

holder_strategy

fixed_one_share_no_tender

111
内容を開く
想定日

2036-09-15

year
9.859000684463
金額
0
種類

forecast_sbc_equity_settled_share_grant_zero_cash

date_status

forecast_assumption

sbc_new_common_shares
552322.40437
old_shares_unchanged
261973599.81467
diluted_old_shareholder_fraction_before
0.804158888885
diluted_old_shareholder_fraction_after
0.80279781037
sbc_cost_already_in_profit
はい
share_issuance_cash_proceeds_oku
0
112
内容を開く
想定日

2036-10-15

year
9.941136208077
金額
0
種類

company_buyback_no_holder_cash_recheck

date_status

forecast_assumption

company_spend_oku
229.28341096
program

forecast_new_authorization

proportional_tender_assumed
はい
buyback_price_krw_assumed
101706.11132
shares_canceled_assumed
225437.20135
old_shares_tendered_assumed
180980.49162
old_shares_pre_event
261973599.81467
active_shares_pre_event
326325752.79931
holder_strategy

fixed_one_share_no_tender

その他の数値・前提

期間内の親会社利益合計(億)
105569.24842988
期間内株主受取
11654.464821436
終価
120626.24335813
年度別・部分期間の財務台帳
内容を開く
1
内容を開く
period_id

2026_postcutoff_55days

year
2026
start

2026-11-07

end

2026-12-31

inclusive_days
55
fiscal_year_days
365
annual_fraction
0.150684931507
状態

forecast_assumption

opening
内容を開く
common_equity_oku
417450.5
cet1_oku
397884.5
rwa_oku
2958190
CET1比率
13.45%
発行済株式数
269084204
自己株式数
4440000
active_shares
264644204
old_cohort_shares
264644204
loans_oku
4367681.75
deposit_liabilities_oku
4156321.01
cash_and_bank_balances_oku
441460.42
wholesale_borrowings_and_debt_securities_oku
1299106.48
nci_book_oku
15706.31
at1_book_oku
47992.44
income
内容を開く
ppop_pre_provision_profit_after_sbc_expense_oku
10321.91780822
credit_loss_charge_oku
5334.17816965
credit_cost_annualized
0.0081
avg_loan_assets_oku
4370314.3253014
pretax_group_profit_oku
4987.73963857
income_tax_oku
1396.5670988
nci_profit_oku
90.4109589
ifrs_parent_ni_including_at1_oku
3500.76158087
at1_distribution_below_parent_ni_oku
292.20821918
common_attributable_ni_oku
3208.55336169
consolidated_ni_oku
3591.17253977
sbc_expense_already_in_ppop_oku
93.42465753
sbc_capital_credit_non_cash_oku
93.42465753
no_separate_sbc_cash_cost
はい
after_tax_rate_assumed
0.28
regulatory
内容を開く
rwa_growth_rate_annualized
0.012
rwa_closing_oku
2963539.0558904
target_cet1_capital_ratio
0.139
book_oci_regulatory_eligible_proxy_oku
-312.59247576
pre_distribution_cet1_oku
400873.88554346
headroom_versus_target_oku
0
closing_cet1_oku
400873.88554346
closing_cet1_ratio
0.135268635906
crisis_recapitalization_oku
0
capital_and_return
内容を開く
opening_parent_common_equity_oku
417450.5
parent_common_ni_oku
3208.55336169
noncash_sbc_equity_credit_oku
93.42465753
common_oci_oku
-312.59247576
company_dividends_paid_oku
0
company_buybacks_paid_and_cancelled_oku
0
new_common_issuance_proceeds_from_third_parties_oku
0
closing_parent_common_equity_oku
420439.88554346
parent_at1_equity_oku
47992.44
at1_distributions_oku
292.20821918
nci_dividends_oku
36.16438356
非支配持分資本(億)
15760.55657534
book_clean_surplus_residual_oku
0
cet1_regulatory_bridge_residual_oku
0
old_holder_cash_dividend_oku
0
old_holder_proportional_buyback_cash_oku
0
old_holder_total_cash_oku
0
opening_pre_cutoff_Q3_dividend_payable_oku
3083.1049766
cash_clearance_of_pre_cutoff_Q3_dividend_payable_oku
3083.1049766
closing_pre_cutoff_Q3_dividend_payable_oku
0
Q3_dividend_cash_to_new_cutoff_old_cohort_oku
0
total_company_distribution_paid_oku
0
20261023_buyback_authorization_spent_this_period_oku
0
20261023_buyback_authorization_remaining_upper_bound_oku
2384.5
株数
内容を開く
opening_issued_shares
269084204
opening_treasury_shares
4440000
opening_active_shares
264644204
opening_old_holder_cohort_shares
264644204
equity_settled_new_sbc_shares
97945.20548
new_shares_issued_for_crisis_equity_financing
0
shares_buyback_and_immediate_cancel
0
closing_issued_shares
269182149.20548
closing_treasury_shares
4440000
closing_active_shares
264742149.20548
closing_old_cohort_shares
264644204
closing_old_equivalence_factor
0.999630035467
shares_bridge_residual
0
balance_sheet_context
内容を開く
consolidated_equity_oku
484192.88211881
parent_at1_book_oku
47992.44
nci_book_oku
15760.55657534
loans_oku
4372946.9006027
deposit_liabilities_oku
4165089.139254
cash_and_bank_balances_oku
446322.10839336
wholesale_borrowings_and_debt_securities_oku
1300339.741357
other_net_assets_oku_balancing_residual
1130352.7537337
identity_residual_oku
0
cash_movement_approximation_oku
内容を開く
deposit_liability_change_oku
8768.12925397
wholesale_debt_change_oku
1233.26135704
loan_asset_growth_oku
5265.15060274
ordinary_net_income_cash_conversion_proxy_oku
3208.55336169
issuer_dividend_cash_out_oku
0
issuer_buyback_cash_out_oku
0
external_common_capital_raised_oku
0
precutoff_declared_Q3_dividend_payable_cash_clearance_oku
3083.1049766
noncash_SBC_liquidity_contribution_oku
0
noncash_OCI_liquidity_contribution_oku
0
confidence

illustrative liquidity proxy, not audited bank cash flow statement; deposit and loan financing changes simplify noncash flows

event_refs
1

2026-11-30

2

2026-12-15

3

2026-12-21

2
内容を開く
period_id

2027

year
2027
start

2027-01-01

end

2027-12-31

inclusive_days
365
fiscal_year_days
365
annual_fraction
1
状態

forecast_assumption

opening
内容を開く
common_equity_oku
420439.88554346
cet1_oku
400873.88554346
rwa_oku
2963539.0558904
CET1比率
13.53%
発行済株式数
269182149.20548
自己株式数
4440000
active_shares
264742149.20548
old_cohort_shares
264644204
loans_oku
4372946.9006027
deposit_liabilities_oku
4165089.139254
cash_and_bank_balances_oku
446322.10839336
wholesale_borrowings_and_debt_securities_oku
1300339.741357
nci_book_oku
15760.55657534
at1_book_oku
47992.44
income
内容を開く
ppop_pre_provision_profit_after_sbc_expense_oku
68500
credit_loss_charge_oku
35562.55337446
credit_cost_annualized
0.0081
avg_loan_assets_oku
4390438.6882051
pretax_group_profit_oku
32937.44662554
income_tax_oku
9222.48505515
nci_profit_oku
600
ifrs_parent_ni_including_at1_oku
23114.96157039
at1_distribution_below_parent_ni_oku
1939.2
common_attributable_ni_oku
21175.76157039
consolidated_ni_oku
23714.96157039
sbc_expense_already_in_ppop_oku
633.64
sbc_capital_credit_non_cash_oku
633.64
no_separate_sbc_cash_cost
はい
after_tax_rate_assumed
0.28
regulatory
内容を開く
rwa_growth_rate_annualized
0.012
rwa_closing_oku
2999101.5245611
target_cet1_capital_ratio
0.139
book_oci_regulatory_eligible_proxy_oku
-2099.37106719
pre_distribution_cet1_oku
420583.91604666
headroom_versus_target_oku
3708.80413267
closing_cet1_oku
416875.11191399
closing_cet1_ratio
0.139
crisis_recapitalization_oku
0
capital_and_return
内容を開く
opening_parent_common_equity_oku
420439.88554346
parent_common_ni_oku
21175.76157039
noncash_sbc_equity_credit_oku
633.64
common_oci_oku
-2099.37106719
company_dividends_paid_oku
2231.01625121
company_buybacks_paid_and_cancelled_oku
1477.78788146
new_common_issuance_proceeds_from_third_parties_oku
0
closing_parent_common_equity_oku
436441.11191399
parent_at1_equity_oku
47992.44
at1_distributions_oku
1939.2
nci_dividends_oku
240
非支配持分資本(億)
16120.55657534
book_clean_surplus_residual_oku
0
cet1_regulatory_bridge_residual_oku
0
old_holder_cash_dividend_oku
2228.87363266
old_holder_proportional_buyback_cash_oku
1477.24115236
old_holder_total_cash_oku
3706.11478502
opening_pre_cutoff_Q3_dividend_payable_oku
0
cash_clearance_of_pre_cutoff_Q3_dividend_payable_oku
0
closing_pre_cutoff_Q3_dividend_payable_oku
0
Q3_dividend_cash_to_new_cutoff_old_cohort_oku
0
total_company_distribution_paid_oku
3708.80413267
20261023_buyback_authorization_spent_this_period_oku
1477.78788146
20261023_buyback_authorization_remaining_upper_bound_oku
906.71211854
株数
内容を開く
opening_issued_shares
269182149.20548
opening_treasury_shares
4440000
opening_active_shares
264742149.20548
opening_old_holder_cohort_shares
264644204
equity_settled_new_sbc_shares
650000
new_shares_issued_for_crisis_equity_financing
0
shares_buyback_and_immediate_cancel
1268209.8609
closing_issued_shares
268563939.34458
closing_treasury_shares
4440000
closing_active_shares
264123939.34458
closing_old_cohort_shares
263376463.33177
closing_old_equivalence_factor
0.997169980068
shares_bridge_residual
0
balance_sheet_context
内容を開く
consolidated_equity_oku
500554.10848933
parent_at1_book_oku
47992.44
nci_book_oku
16120.55657534
loans_oku
4407930.4758076
deposit_liabilities_oku
4223400.3872035
cash_and_bank_balances_oku
495308.87894636
wholesale_borrowings_and_debt_securities_oku
1308531.8817276
other_net_assets_oku_balancing_residual
1129247.0226665
identity_residual_oku
-0
cash_movement_approximation_oku
内容を開く
deposit_liability_change_oku
58311.24794956
wholesale_debt_change_oku
8192.14037055
loan_asset_growth_oku
34983.57520482
ordinary_net_income_cash_conversion_proxy_oku
21175.76157039
issuer_dividend_cash_out_oku
2231.01625121
issuer_buyback_cash_out_oku
1477.78788146
external_common_capital_raised_oku
0
precutoff_declared_Q3_dividend_payable_cash_clearance_oku
0
noncash_SBC_liquidity_contribution_oku
0
noncash_OCI_liquidity_contribution_oku
0
confidence

illustrative liquidity proxy, not audited bank cash flow statement; deposit and loan financing changes simplify noncash flows

event_refs
内容を開く
1

2027-01-15

2

2027-02-15

3

2027-03-05

4

2027-03-08

5

2027-03-22

6

2027-04-22

7

2027-05-10

8

2027-05-11

9

2027-05-25

10

2027-07-23

11

2027-08-10

12

2027-08-11

13

2027-08-25

14

2027-09-15

15

2027-10-25

16

2027-11-10

17

2027-11-11

18

2027-11-25

3
内容を開く
period_id

2028

year
2028
start

2028-01-01

end

2028-12-31

inclusive_days
366
fiscal_year_days
366
annual_fraction
1
状態

forecast_assumption

opening
内容を開く
common_equity_oku
436441.11191399
cet1_oku
416875.11191399
rwa_oku
2999101.5245611
CET1比率
13.90%
発行済株式数
268563939.34458
自己株式数
4440000
active_shares
264123939.34458
old_cohort_shares
263376463.33177
loans_oku
4407930.4758076
deposit_liabilities_oku
4223400.3872035
cash_and_bank_balances_oku
495308.87894636
wholesale_borrowings_and_debt_securities_oku
1308531.8817276
nci_book_oku
16120.55657534
at1_book_oku
47992.44
income
内容を開く
ppop_pre_provision_profit_after_sbc_expense_oku
52586.765
credit_loss_charge_oku
74349.44492154
credit_cost_annualized
0.0168
avg_loan_assets_oku
4425562.1977108
pretax_group_profit_oku
-21762.67992154
income_tax_oku
0
nci_profit_oku
299.1
ifrs_parent_ni_including_at1_oku
-22061.77992154
at1_distribution_below_parent_ni_oku
1939.2
common_attributable_ni_oku
-24000.97992154
consolidated_ni_oku
-21762.67992154
sbc_expense_already_in_ppop_oku
647.58008
sbc_capital_credit_non_cash_oku
647.58008
no_separate_sbc_cash_cost
はい
after_tax_rate_assumed
0.28
regulatory
内容を開く
rwa_growth_rate_annualized
0.07
rwa_closing_oku
3209038.6312804
target_cet1_capital_ratio
0.139
book_oci_regulatory_eligible_proxy_oku
-2246.3270419
pre_distribution_cet1_oku
391275.38503055
headroom_versus_target_oku
0
closing_cet1_oku
417175.02206645
closing_cet1_ratio
0.13
crisis_recapitalization_oku
25899.63703589
capital_and_return
内容を開く
opening_parent_common_equity_oku
436441.11191399
parent_common_ni_oku
-24000.97992154
noncash_sbc_equity_credit_oku
647.58008
common_oci_oku
-2246.3270419
company_dividends_paid_oku
0
company_buybacks_paid_and_cancelled_oku
0
new_common_issuance_proceeds_from_third_parties_oku
25899.63703589
closing_parent_common_equity_oku
436741.02206645
parent_at1_equity_oku
47992.44
at1_distributions_oku
1939.2
nci_dividends_oku
119.64
非支配持分資本(億)
16300.01657534
book_clean_surplus_residual_oku
0
cet1_regulatory_bridge_residual_oku
0
old_holder_cash_dividend_oku
0
old_holder_proportional_buyback_cash_oku
0
old_holder_total_cash_oku
0
opening_pre_cutoff_Q3_dividend_payable_oku
0
cash_clearance_of_pre_cutoff_Q3_dividend_payable_oku
0
closing_pre_cutoff_Q3_dividend_payable_oku
0
Q3_dividend_cash_to_new_cutoff_old_cohort_oku
0
total_company_distribution_paid_oku
0
20261023_buyback_authorization_spent_this_period_oku
0
20261023_buyback_authorization_remaining_upper_bound_oku
906.71211854
株数
内容を開く
opening_issued_shares
268563939.34458
opening_treasury_shares
4440000
opening_active_shares
264123939.34458
opening_old_holder_cohort_shares
263376463.33177
equity_settled_new_sbc_shares
650000
new_shares_issued_for_crisis_equity_financing
28929562.74034
shares_buyback_and_immediate_cancel
-0
closing_issued_shares
298143502.08492
closing_treasury_shares
4440000
closing_active_shares
293703502.08492
closing_old_cohort_shares
263376463.33177
closing_old_equivalence_factor
0.896742672328
shares_bridge_residual
0
balance_sheet_context
内容を開く
consolidated_equity_oku
501033.47864179
parent_at1_book_oku
47992.44
nci_book_oku
16300.01657534
loans_oku
4443193.919614
deposit_liabilities_oku
4282527.9926244
cash_and_bank_balances_oku
529315.44852999
wholesale_borrowings_and_debt_securities_oku
1316775.6325825
other_net_assets_oku_balancing_residual
1127827.7357046
identity_residual_oku
0
cash_movement_approximation_oku
内容を開く
deposit_liability_change_oku
59127.60542085
wholesale_debt_change_oku
8243.75085488
loan_asset_growth_oku
35263.44380646
ordinary_net_income_cash_conversion_proxy_oku
-24000.97992154
issuer_dividend_cash_out_oku
0
issuer_buyback_cash_out_oku
0
external_common_capital_raised_oku
25899.63703589
precutoff_declared_Q3_dividend_payable_cash_clearance_oku
0
noncash_SBC_liquidity_contribution_oku
0
noncash_OCI_liquidity_contribution_oku
0
confidence

illustrative liquidity proxy, not audited bank cash flow statement; deposit and loan financing changes simplify noncash flows

event_refs
内容を開く
1

2028-05-15

2

2028-09-01

3

2028-09-15

4

2028-10-16

4
内容を開く
period_id

2029

year
2029
start

2029-01-01

end

2029-12-31

inclusive_days
365
fiscal_year_days
365
annual_fraction
1
状態

forecast_assumption

opening
内容を開く
common_equity_oku
436741.02206645
cet1_oku
417175.02206645
rwa_oku
3209038.6312804
CET1比率
13.00%
発行済株式数
298143502.08492
自己株式数
4440000
active_shares
293703502.08492
old_cohort_shares
263376463.33177
loans_oku
4443193.919614
deposit_liabilities_oku
4282527.9926244
cash_and_bank_balances_oku
529315.44852999
wholesale_borrowings_and_debt_securities_oku
1316775.6325825
nci_book_oku
16300.01657534
at1_book_oku
47992.44
income
内容を開く
ppop_pre_provision_profit_after_sbc_expense_oku
55152.589365
credit_loss_charge_oku
62453.53373409
credit_cost_annualized
0.014
avg_loan_assets_oku
4460966.6952925
pretax_group_profit_oku
-7300.94436909
income_tax_oku
0
nci_profit_oku
298.2027
ifrs_parent_ni_including_at1_oku
-7599.14706909
at1_distribution_below_parent_ni_oku
1939.2
common_attributable_ni_oku
-9538.34706909
consolidated_ni_oku
-7300.94436909
sbc_expense_already_in_ppop_oku
661.82684176
sbc_capital_credit_non_cash_oku
661.82684176
no_separate_sbc_cash_cost
はい
after_tax_rate_assumed
0.28
regulatory
内容を開く
rwa_growth_rate_annualized
0.035
rwa_closing_oku
3321354.9833752
target_cet1_capital_ratio
0.139
book_oci_regulatory_eligible_proxy_oku
-2324.94848836
pre_distribution_cet1_oku
405973.55335075
headroom_versus_target_oku
0
closing_cet1_oku
431776.14783877
closing_cet1_ratio
0.13
crisis_recapitalization_oku
25802.59448802
capital_and_return
内容を開く
opening_parent_common_equity_oku
436741.02206645
parent_common_ni_oku
-9538.34706909
noncash_sbc_equity_credit_oku
661.82684176
common_oci_oku
-2324.94848836
company_dividends_paid_oku
0
company_buybacks_paid_and_cancelled_oku
0
new_common_issuance_proceeds_from_third_parties_oku
25802.59448802
closing_parent_common_equity_oku
451342.14783877
parent_at1_equity_oku
47992.44
at1_distributions_oku
1939.2
nci_dividends_oku
119.28108
非支配持分資本(億)
16478.93819534
book_clean_surplus_residual_oku
-0
cet1_regulatory_bridge_residual_oku
-0
old_holder_cash_dividend_oku
0
old_holder_proportional_buyback_cash_oku
0
old_holder_total_cash_oku
0
opening_pre_cutoff_Q3_dividend_payable_oku
0
cash_clearance_of_pre_cutoff_Q3_dividend_payable_oku
0
closing_pre_cutoff_Q3_dividend_payable_oku
0
Q3_dividend_cash_to_new_cutoff_old_cohort_oku
0
total_company_distribution_paid_oku
0
20261023_buyback_authorization_spent_this_period_oku
0
20261023_buyback_authorization_remaining_upper_bound_oku
906.71211854
株数
内容を開く
opening_issued_shares
298143502.08492
opening_treasury_shares
4440000
opening_active_shares
293703502.08492
opening_old_holder_cohort_shares
263376463.33177
equity_settled_new_sbc_shares
650000
new_shares_issued_for_crisis_equity_financing
29260068.48496
shares_buyback_and_immediate_cancel
-0
closing_issued_shares
328053570.56988
closing_treasury_shares
4440000
closing_active_shares
323613570.56988
closing_old_cohort_shares
263376463.33177
closing_old_equivalence_factor
0.813860997448
shares_bridge_residual
0
balance_sheet_context
内容を開く
consolidated_equity_oku
515813.52603412
parent_at1_book_oku
47992.44
nci_book_oku
16478.93819534
loans_oku
4478739.4709709
deposit_liabilities_oku
4342483.3845211
cash_and_bank_balances_oku
578285.22297402
wholesale_borrowings_and_debt_securities_oku
1325071.3190677
other_net_assets_oku_balancing_residual
1126343.535678
identity_residual_oku
-0
cash_movement_approximation_oku
内容を開く
deposit_liability_change_oku
59955.39189674
wholesale_debt_change_oku
8295.68648527
loan_asset_growth_oku
35545.55135691
ordinary_net_income_cash_conversion_proxy_oku
-9538.34706909
issuer_dividend_cash_out_oku
0
issuer_buyback_cash_out_oku
0
external_common_capital_raised_oku
25802.59448802
precutoff_declared_Q3_dividend_payable_cash_clearance_oku
0
noncash_SBC_liquidity_contribution_oku
0
noncash_OCI_liquidity_contribution_oku
0
confidence

illustrative liquidity proxy, not audited bank cash flow statement; deposit and loan financing changes simplify noncash flows

event_refs
内容を開く
1

2029-05-15

2

2029-09-03

3

2029-09-17

4

2029-10-15

5
内容を開く
period_id

2030

year
2030
start

2030-01-01

end

2030-12-31

inclusive_days
365
fiscal_year_days
365
annual_fraction
1
状態

forecast_assumption

opening
内容を開く
common_equity_oku
451342.14783877
cet1_oku
431776.14783877
rwa_oku
3321354.9833752
CET1比率
13.00%
発行済株式数
328053570.56988
自己株式数
4440000
active_shares
323613570.56988
old_cohort_shares
263376463.33177
loans_oku
4478739.4709709
deposit_liabilities_oku
4342483.3845211
cash_and_bank_balances_oku
578285.22297402
wholesale_borrowings_and_debt_securities_oku
1325071.3190677
nci_book_oku
16478.93819534
at1_book_oku
47992.44
income
内容を開く
ppop_pre_provision_profit_after_sbc_expense_oku
58381.39897943
credit_loss_charge_oku
44966.54428855
credit_cost_annualized
0.01
avg_loan_assets_oku
4496654.4288548
pretax_group_profit_oku
13414.85469088
income_tax_oku
3756.15931345
nci_profit_oku
594.6161838
ifrs_parent_ni_including_at1_oku
9064.07919363
at1_distribution_below_parent_ni_oku
1939.2
common_attributable_ni_oku
7124.87919363
consolidated_ni_oku
9658.69537743
sbc_expense_already_in_ppop_oku
676.38703228
sbc_capital_credit_non_cash_oku
676.38703228
no_separate_sbc_cash_cost
はい
after_tax_rate_assumed
0.28
regulatory
内容を開く
rwa_growth_rate_annualized
0.012
rwa_closing_oku
3361211.2431757
target_cet1_capital_ratio
0.139
book_oci_regulatory_eligible_proxy_oku
-2352.84787022
pre_distribution_cet1_oku
437224.56619446
headroom_versus_target_oku
0
closing_cet1_oku
437224.56619446
closing_cet1_ratio
0.130079466764
crisis_recapitalization_oku
0
capital_and_return
内容を開く
opening_parent_common_equity_oku
451342.14783877
parent_common_ni_oku
7124.87919363
noncash_sbc_equity_credit_oku
676.38703228
common_oci_oku
-2352.84787022
company_dividends_paid_oku
0
company_buybacks_paid_and_cancelled_oku
0
new_common_issuance_proceeds_from_third_parties_oku
0
closing_parent_common_equity_oku
456790.56619446
parent_at1_equity_oku
47992.44
at1_distributions_oku
1939.2
nci_dividends_oku
237.84647352
非支配持分資本(億)
16835.70790562
book_clean_surplus_residual_oku
0
cet1_regulatory_bridge_residual_oku
0
old_holder_cash_dividend_oku
0
old_holder_proportional_buyback_cash_oku
0
old_holder_total_cash_oku
0
opening_pre_cutoff_Q3_dividend_payable_oku
0
cash_clearance_of_pre_cutoff_Q3_dividend_payable_oku
0
closing_pre_cutoff_Q3_dividend_payable_oku
0
Q3_dividend_cash_to_new_cutoff_old_cohort_oku
0
total_company_distribution_paid_oku
0
20261023_buyback_authorization_spent_this_period_oku
0
20261023_buyback_authorization_remaining_upper_bound_oku
906.71211854
株数
内容を開く
opening_issued_shares
328053570.56988
opening_treasury_shares
4440000
opening_active_shares
323613570.56988
opening_old_holder_cohort_shares
263376463.33177
equity_settled_new_sbc_shares
650000
new_shares_issued_for_crisis_equity_financing
0
shares_buyback_and_immediate_cancel
-0
closing_issued_shares
328703570.56988
closing_treasury_shares
4440000
closing_active_shares
324263570.56988
closing_old_cohort_shares
263376463.33177
closing_old_equivalence_factor
0.812229578762
shares_bridge_residual
0
balance_sheet_context
内容を開く
consolidated_equity_oku
521618.71410009
parent_at1_book_oku
47992.44
nci_book_oku
16835.70790562
loans_oku
4514569.3867387
deposit_liabilities_oku
4403278.1519044
cash_and_bank_balances_oku
618722.90309331
wholesale_borrowings_and_debt_securities_oku
1333419.2683779
other_net_assets_oku_balancing_residual
1125023.8445504
identity_residual_oku
-0
cash_movement_approximation_oku
内容を開く
deposit_liability_change_oku
60794.7673833
wholesale_debt_change_oku
8347.94931013
loan_asset_growth_oku
35829.91576777
ordinary_net_income_cash_conversion_proxy_oku
7124.87919363
issuer_dividend_cash_out_oku
0
issuer_buyback_cash_out_oku
0
external_common_capital_raised_oku
0
precutoff_declared_Q3_dividend_payable_cash_clearance_oku
0
noncash_SBC_liquidity_contribution_oku
0
noncash_OCI_liquidity_contribution_oku
0
confidence

illustrative liquidity proxy, not audited bank cash flow statement; deposit and loan financing changes simplify noncash flows

event_refs
1

2030-05-15

2

2030-09-16

3

2030-10-15

6
内容を開く
period_id

2031

year
2031
start

2031-01-01

end

2031-12-31

inclusive_days
365
fiscal_year_days
365
annual_fraction
1
状態

forecast_assumption

opening
内容を開く
common_equity_oku
456790.56619446
cet1_oku
437224.56619446
rwa_oku
3361211.2431757
CET1比率
13.01%
発行済株式数
328703570.56988
自己株式数
4440000
active_shares
324263570.56988
old_cohort_shares
263376463.33177
loans_oku
4514569.3867387
deposit_liabilities_oku
4403278.1519044
cash_and_bank_balances_oku
618722.90309331
wholesale_borrowings_and_debt_securities_oku
1333419.2683779
nci_book_oku
16835.70790562
at1_book_oku
47992.44
income
内容を開く
ppop_pre_provision_profit_after_sbc_expense_oku
67681.69160755
credit_loss_charge_oku
40793.64897857
credit_cost_annualized
0.009
avg_loan_assets_oku
4532627.6642857
pretax_group_profit_oku
26888.04262898
income_tax_oku
7528.65193611
nci_profit_oku
592.83233525
ifrs_parent_ni_including_at1_oku
18766.55835762
at1_distribution_below_parent_ni_oku
1939.2
common_attributable_ni_oku
16827.35835762
consolidated_ni_oku
19359.39069286
sbc_expense_already_in_ppop_oku
691.26754699
sbc_capital_credit_non_cash_oku
691.26754699
no_separate_sbc_cash_cost
はい
after_tax_rate_assumed
0.28
regulatory
内容を開く
rwa_growth_rate_annualized
0.012
rwa_closing_oku
3401545.7780938
target_cet1_capital_ratio
0.139
book_oci_regulatory_eligible_proxy_oku
-2381.08204467
pre_distribution_cet1_oku
452362.1100544
headroom_versus_target_oku
0
closing_cet1_oku
452362.1100544
closing_cet1_ratio
0.132987218037
crisis_recapitalization_oku
0
capital_and_return
内容を開く
opening_parent_common_equity_oku
456790.56619446
parent_common_ni_oku
16827.35835762
noncash_sbc_equity_credit_oku
691.26754699
common_oci_oku
-2381.08204467
company_dividends_paid_oku
0
company_buybacks_paid_and_cancelled_oku
0
new_common_issuance_proceeds_from_third_parties_oku
0
closing_parent_common_equity_oku
471928.1100544
parent_at1_equity_oku
47992.44
at1_distributions_oku
1939.2
nci_dividends_oku
237.1329341
非支配持分資本(億)
17191.40730677
book_clean_surplus_residual_oku
0
cet1_regulatory_bridge_residual_oku
0
old_holder_cash_dividend_oku
0
old_holder_proportional_buyback_cash_oku
0
old_holder_total_cash_oku
0
opening_pre_cutoff_Q3_dividend_payable_oku
0
cash_clearance_of_pre_cutoff_Q3_dividend_payable_oku
0
closing_pre_cutoff_Q3_dividend_payable_oku
0
Q3_dividend_cash_to_new_cutoff_old_cohort_oku
0
total_company_distribution_paid_oku
0
20261023_buyback_authorization_spent_this_period_oku
0
20261023_buyback_authorization_remaining_upper_bound_oku
906.71211854
株数
内容を開く
opening_issued_shares
328703570.56988
opening_treasury_shares
4440000
opening_active_shares
324263570.56988
opening_old_holder_cohort_shares
263376463.33177
equity_settled_new_sbc_shares
650000
new_shares_issued_for_crisis_equity_financing
0
shares_buyback_and_immediate_cancel
-0
closing_issued_shares
329353570.56988
closing_treasury_shares
4440000
closing_active_shares
324913570.56988
closing_old_cohort_shares
263376463.33177
closing_old_equivalence_factor
0.810604687486
shares_bridge_residual
0
balance_sheet_context
内容を開く
consolidated_equity_oku
537111.95736117
parent_at1_book_oku
47992.44
nci_book_oku
17191.40730677
loans_oku
4550685.9418326
deposit_liabilities_oku
4464924.0460311
cash_and_bank_balances_oku
669480.14187446
wholesale_borrowings_and_debt_securities_oku
1341819.8097686
other_net_assets_oku_balancing_residual
1123689.7294538
identity_residual_oku
-0
cash_movement_approximation_oku
内容を開く
deposit_liability_change_oku
61645.89412666
wholesale_debt_change_oku
8400.54139078
loan_asset_growth_oku
36116.55509391
ordinary_net_income_cash_conversion_proxy_oku
16827.35835762
issuer_dividend_cash_out_oku
0
issuer_buyback_cash_out_oku
0
external_common_capital_raised_oku
0
precutoff_declared_Q3_dividend_payable_cash_clearance_oku
0
noncash_SBC_liquidity_contribution_oku
0
noncash_OCI_liquidity_contribution_oku
0
confidence

illustrative liquidity proxy, not audited bank cash flow statement; deposit and loan financing changes simplify noncash flows

event_refs
1

2031-05-15

2

2031-09-15

3

2031-10-15

7
内容を開く
period_id

2032

year
2032
start

2032-01-01

end

2032-12-31

inclusive_days
366
fiscal_year_days
366
annual_fraction
1
状態

forecast_assumption

opening
内容を開く
common_equity_oku
471928.1100544
cet1_oku
452362.1100544
rwa_oku
3401545.7780938
CET1比率
13.30%
発行済株式数
329353570.56988
自己株式数
4440000
active_shares
324913570.56988
old_cohort_shares
263376463.33177
loans_oku
4550685.9418326
deposit_liabilities_oku
4464924.0460311
cash_and_bank_balances_oku
669480.14187446
wholesale_borrowings_and_debt_securities_oku
1341819.8097686
nci_book_oku
17191.40730677
at1_book_oku
47992.44
income
内容を開く
ppop_pre_provision_profit_after_sbc_expense_oku
67478.64653273
credit_loss_charge_oku
37007.99835336
credit_cost_annualized
0.0081
avg_loan_assets_oku
4568888.6855999
pretax_group_profit_oku
30470.64817937
income_tax_oku
8531.78149022
nci_profit_oku
591.05383824
ifrs_parent_ni_including_at1_oku
21347.8128509
at1_distribution_below_parent_ni_oku
1939.2
common_attributable_ni_oku
19408.6128509
consolidated_ni_oku
21938.86668914
sbc_expense_already_in_ppop_oku
706.47543302
sbc_capital_credit_non_cash_oku
706.47543302
no_separate_sbc_cash_cost
はい
after_tax_rate_assumed
0.28
regulatory
内容を開く
rwa_growth_rate_annualized
0.012
rwa_closing_oku
3442364.3274309
target_cet1_capital_ratio
0.139
book_oci_regulatory_eligible_proxy_oku
-2409.6550292
pre_distribution_cet1_oku
470067.54330913
headroom_versus_target_oku
0
closing_cet1_oku
470067.54330913
closing_cet1_ratio
0.136553687698
crisis_recapitalization_oku
0
capital_and_return
内容を開く
opening_parent_common_equity_oku
471928.1100544
parent_common_ni_oku
19408.6128509
noncash_sbc_equity_credit_oku
706.47543302
common_oci_oku
-2409.6550292
company_dividends_paid_oku
0
company_buybacks_paid_and_cancelled_oku
0
new_common_issuance_proceeds_from_third_parties_oku
0
closing_parent_common_equity_oku
489633.54330913
parent_at1_equity_oku
47992.44
at1_distributions_oku
1939.2
nci_dividends_oku
236.4215353
非支配持分資本(億)
17546.03960972
book_clean_surplus_residual_oku
0
cet1_regulatory_bridge_residual_oku
0
old_holder_cash_dividend_oku
0
old_holder_proportional_buyback_cash_oku
0
old_holder_total_cash_oku
0
opening_pre_cutoff_Q3_dividend_payable_oku
0
cash_clearance_of_pre_cutoff_Q3_dividend_payable_oku
0
closing_pre_cutoff_Q3_dividend_payable_oku
0
Q3_dividend_cash_to_new_cutoff_old_cohort_oku
0
total_company_distribution_paid_oku
0
20261023_buyback_authorization_spent_this_period_oku
0
20261023_buyback_authorization_remaining_upper_bound_oku
906.71211854
株数
内容を開く
opening_issued_shares
329353570.56988
opening_treasury_shares
4440000
opening_active_shares
324913570.56988
opening_old_holder_cohort_shares
263376463.33177
equity_settled_new_sbc_shares
650000
new_shares_issued_for_crisis_equity_financing
0
shares_buyback_and_immediate_cancel
-0
closing_issued_shares
330003570.56988
closing_treasury_shares
4440000
closing_active_shares
325563570.56988
closing_old_cohort_shares
263376463.33177
closing_old_equivalence_factor
0.808986284524
shares_bridge_residual
0
balance_sheet_context
内容を開く
consolidated_equity_oku
555172.02291884
parent_at1_book_oku
47992.44
nci_book_oku
17546.03960972
loans_oku
4587091.4293673
deposit_liabilities_oku
4527432.9826755
cash_and_bank_balances_oku
723445.66863667
wholesale_borrowings_and_debt_securities_oku
1350273.2745702
other_net_assets_oku_balancing_residual
1122341.1821606
identity_residual_oku
-0
cash_movement_approximation_oku
内容を開く
deposit_liability_change_oku
62508.93664443
wholesale_debt_change_oku
8453.46480154
loan_asset_growth_oku
36405.48753466
ordinary_net_income_cash_conversion_proxy_oku
19408.6128509
issuer_dividend_cash_out_oku
0
issuer_buyback_cash_out_oku
0
external_common_capital_raised_oku
0
precutoff_declared_Q3_dividend_payable_cash_clearance_oku
0
noncash_SBC_liquidity_contribution_oku
0
noncash_OCI_liquidity_contribution_oku
0
confidence

illustrative liquidity proxy, not audited bank cash flow statement; deposit and loan financing changes simplify noncash flows

event_refs
1

2032-05-17

2

2032-09-15

3

2032-10-15

8
内容を開く
period_id

2033

year
2033
start

2033-01-01

end

2033-12-31

inclusive_days
365
fiscal_year_days
365
annual_fraction
1
状態

forecast_assumption

opening
内容を開く
common_equity_oku
489633.54330913
cet1_oku
470067.54330913
rwa_oku
3442364.3274309
CET1比率
13.66%
発行済株式数
330003570.56988
自己株式数
4440000
active_shares
325563570.56988
old_cohort_shares
263376463.33177
loans_oku
4587091.4293673
deposit_liabilities_oku
4527432.9826755
cash_and_bank_balances_oku
723445.66863667
wholesale_borrowings_and_debt_securities_oku
1350273.2745702
nci_book_oku
17546.03960972
at1_book_oku
47992.44
income
内容を開く
ppop_pre_provision_profit_after_sbc_expense_oku
67276.21059313
credit_loss_charge_oku
37304.06234019
credit_cost_annualized
0.0081
avg_loan_assets_oku
4605439.7950847
pretax_group_profit_oku
29972.14825294
income_tax_oku
8392.20151082
nci_profit_oku
589.28067673
ifrs_parent_ni_including_at1_oku
20990.66606539
at1_distribution_below_parent_ni_oku
1939.2
common_attributable_ni_oku
19051.46606539
consolidated_ni_oku
21579.94674212
sbc_expense_already_in_ppop_oku
722.01789255
sbc_capital_credit_non_cash_oku
722.01789255
no_separate_sbc_cash_cost
はい
after_tax_rate_assumed
0.28
regulatory
内容を開く
rwa_growth_rate_annualized
0.012
rwa_closing_oku
3483672.6993601
target_cet1_capital_ratio
0.139
book_oci_regulatory_eligible_proxy_oku
-2438.57088955
pre_distribution_cet1_oku
487402.45637751
headroom_versus_target_oku
3171.95116646
closing_cet1_oku
484230.50521105
closing_cet1_ratio
0.139
crisis_recapitalization_oku
0
capital_and_return
内容を開く
opening_parent_common_equity_oku
489633.54330913
parent_common_ni_oku
19051.46606539
noncash_sbc_equity_credit_oku
722.01789255
common_oci_oku
-2438.57088955
company_dividends_paid_oku
2696.15849149
company_buybacks_paid_and_cancelled_oku
475.79267497
new_common_issuance_proceeds_from_third_parties_oku
0
closing_parent_common_equity_oku
503796.50521105
parent_at1_equity_oku
47992.44
at1_distributions_oku
1939.2
nci_dividends_oku
235.71227069
非支配持分資本(億)
17899.60801575
book_clean_surplus_residual_oku
-0
cet1_regulatory_bridge_residual_oku
-0
old_holder_cash_dividend_oku
2180.11146561
old_holder_proportional_buyback_cash_oku
384.52600755
old_holder_total_cash_oku
2564.63747316
opening_pre_cutoff_Q3_dividend_payable_oku
0
cash_clearance_of_pre_cutoff_Q3_dividend_payable_oku
0
closing_pre_cutoff_Q3_dividend_payable_oku
0
Q3_dividend_cash_to_new_cutoff_old_cohort_oku
0
total_company_distribution_paid_oku
3171.95116646
20261023_buyback_authorization_spent_this_period_oku
0
20261023_buyback_authorization_remaining_upper_bound_oku
906.71211854
株数
内容を開く
opening_issued_shares
330003570.56988
opening_treasury_shares
4440000
opening_active_shares
325563570.56988
opening_old_holder_cohort_shares
263376463.33177
equity_settled_new_sbc_shares
650000
new_shares_issued_for_crisis_equity_financing
0
shares_buyback_and_immediate_cancel
447073.97908
closing_issued_shares
330206496.5908
closing_treasury_shares
4440000
closing_active_shares
325766496.5908
closing_old_cohort_shares
263015147.19282
closing_old_equivalence_factor
0.807373225747
shares_bridge_residual
0
balance_sheet_context
内容を開く
consolidated_equity_oku
569688.55322681
parent_at1_book_oku
47992.44
nci_book_oku
17899.60801575
loans_oku
4623788.1608022
deposit_liabilities_oku
4590817.044433
cash_and_bank_balances_oku
774519.23548791
wholesale_borrowings_and_debt_securities_oku
1358779.9962
other_net_assets_oku_balancing_residual
1120978.1975696
identity_residual_oku
0
cash_movement_approximation_oku
内容を開く
deposit_liability_change_oku
63384.06175746
wholesale_debt_change_oku
8506.72162979
loan_asset_growth_oku
36696.73143494
ordinary_net_income_cash_conversion_proxy_oku
19051.46606539
issuer_dividend_cash_out_oku
2696.15849149
issuer_buyback_cash_out_oku
475.79267497
external_common_capital_raised_oku
0
precutoff_declared_Q3_dividend_payable_cash_clearance_oku
0
noncash_SBC_liquidity_contribution_oku
0
noncash_OCI_liquidity_contribution_oku
0
confidence

illustrative liquidity proxy, not audited bank cash flow statement; deposit and loan financing changes simplify noncash flows

event_refs
内容を開く
1

2033-02-14

2

2033-03-04

3

2033-03-07

4

2033-03-21

5

2033-04-22

6

2033-05-10

7

2033-05-11

8

2033-05-16

9

2033-05-25

10

2033-07-25

11

2033-08-10

12

2033-08-11

13

2033-08-25

14

2033-09-15

15

2033-10-17

16

2033-10-24

17

2033-11-10

18

2033-11-11

19

2033-11-25

9
内容を開く
period_id

2034

year
2034
start

2034-01-01

end

2034-12-31

inclusive_days
365
fiscal_year_days
365
annual_fraction
1
状態

forecast_assumption

opening
内容を開く
common_equity_oku
503796.50521105
cet1_oku
484230.50521105
rwa_oku
3483672.6993601
CET1比率
13.90%
発行済株式数
330206496.5908
自己株式数
4440000
active_shares
325766496.5908
old_cohort_shares
263015147.19282
loans_oku
4623788.1608022
deposit_liabilities_oku
4590817.044433
cash_and_bank_balances_oku
774519.23548791
wholesale_borrowings_and_debt_securities_oku
1358779.9962
nci_book_oku
17899.60801575
at1_book_oku
47992.44
income
内容を開く
ppop_pre_provision_profit_after_sbc_expense_oku
67074.38196135
credit_loss_charge_oku
37602.49483891
credit_cost_annualized
0.0081
avg_loan_assets_oku
4642283.3134454
pretax_group_profit_oku
29471.88712244
income_tax_oku
8252.12839428
nci_profit_oku
587.5128347
ifrs_parent_ni_including_at1_oku
20632.24589346
at1_distribution_below_parent_ni_oku
1939.2
common_attributable_ni_oku
18693.04589346
consolidated_ni_oku
21219.75872816
sbc_expense_already_in_ppop_oku
737.90228619
sbc_capital_credit_non_cash_oku
737.90228619
no_separate_sbc_cash_cost
はい
after_tax_rate_assumed
0.28
regulatory
内容を開く
rwa_growth_rate_annualized
0.012
rwa_closing_oku
3525476.7717524
target_cet1_capital_ratio
0.139
book_oci_regulatory_eligible_proxy_oku
-2467.83374023
pre_distribution_cet1_oku
501193.61965047
headroom_versus_target_oku
11152.34837688
closing_cet1_oku
497455.01047178
closing_cet1_ratio
0.141102903998
crisis_recapitalization_oku
0
capital_and_return
内容を開く
opening_parent_common_equity_oku
503796.50521105
parent_common_ni_oku
18693.04589346
noncash_sbc_equity_credit_oku
737.90228619
common_oci_oku
-2467.83374023
company_dividends_paid_oku
3177.81780189
company_buybacks_paid_and_cancelled_oku
560.7913768
new_common_issuance_proceeds_from_third_parties_oku
0
closing_parent_common_equity_oku
517021.01047178
parent_at1_equity_oku
47992.44
at1_distributions_oku
1939.2
nci_dividends_oku
235.00513388
非支配持分資本(億)
18252.11571657
book_clean_surplus_residual_oku
0
cet1_regulatory_bridge_residual_oku
0
old_holder_cash_dividend_oku
2564.45781938
old_holder_proportional_buyback_cash_oku
452.31677001
old_holder_total_cash_oku
3016.77458939
opening_pre_cutoff_Q3_dividend_payable_oku
0
cash_clearance_of_pre_cutoff_Q3_dividend_payable_oku
0
closing_pre_cutoff_Q3_dividend_payable_oku
0
Q3_dividend_cash_to_new_cutoff_old_cohort_oku
0
total_company_distribution_paid_oku
3738.60917869
20261023_buyback_authorization_spent_this_period_oku
0
20261023_buyback_authorization_remaining_upper_bound_oku
906.71211854
株数
内容を開く
opening_issued_shares
330206496.5908
opening_treasury_shares
4440000
opening_active_shares
325766496.5908
opening_old_holder_cohort_shares
263015147.19282
equity_settled_new_sbc_shares
650000
new_shares_issued_for_crisis_equity_financing
0
shares_buyback_and_immediate_cancel
534966.68637
closing_issued_shares
330321529.90443
closing_treasury_shares
4440000
closing_active_shares
325881529.90443
closing_old_cohort_shares
262583659.80973
closing_old_equivalence_factor
0.805764167999
shares_bridge_residual
0
balance_sheet_context
内容を開く
consolidated_equity_oku
583265.56618835
parent_at1_book_oku
47992.44
nci_book_oku
18252.11571657
loans_oku
4660778.4660886
deposit_liabilities_oku
4655088.483055
cash_and_bank_balances_oku
825315.11951439
wholesale_borrowings_and_debt_securities_oku
1367340.3101761
other_net_assets_oku_balancing_residual
1119600.7738164
identity_residual_oku
-0
cash_movement_approximation_oku
内容を開く
deposit_liability_change_oku
64271.43862206
wholesale_debt_change_oku
8560.31397606
loan_asset_growth_oku
36990.30528642
ordinary_net_income_cash_conversion_proxy_oku
18693.04589346
issuer_dividend_cash_out_oku
3177.81780189
issuer_buyback_cash_out_oku
560.7913768
external_common_capital_raised_oku
0
precutoff_declared_Q3_dividend_payable_cash_clearance_oku
0
noncash_SBC_liquidity_contribution_oku
0
noncash_OCI_liquidity_contribution_oku
0
confidence

illustrative liquidity proxy, not audited bank cash flow statement; deposit and loan financing changes simplify noncash flows

event_refs
内容を開く
1

2034-02-13

2

2034-03-03

3

2034-03-06

4

2034-03-20

5

2034-04-24

6

2034-05-10

7

2034-05-11

8

2034-05-15

9

2034-05-25

10

2034-07-24

11

2034-08-10

12

2034-08-11

13

2034-08-25

14

2034-09-15

15

2034-10-16

16

2034-10-23

17

2034-11-10

18

2034-11-13

19

2034-11-27

10
内容を開く
period_id

2035

year
2035
start

2035-01-01

end

2035-12-31

inclusive_days
365
fiscal_year_days
365
annual_fraction
1
状態

forecast_assumption

opening
内容を開く
common_equity_oku
517021.01047178
cet1_oku
497455.01047178
rwa_oku
3525476.7717524
CET1比率
14.11%
発行済株式数
330321529.90443
自己株式数
4440000
active_shares
325881529.90443
old_cohort_shares
262583659.80973
loans_oku
4660778.4660886
deposit_liabilities_oku
4655088.483055
cash_and_bank_balances_oku
825315.11951439
wholesale_borrowings_and_debt_securities_oku
1367340.3101761
nci_book_oku
18252.11571657
at1_book_oku
47992.44
income
内容を開く
ppop_pre_provision_profit_after_sbc_expense_oku
66873.15881546
credit_loss_charge_oku
37903.31479762
credit_cost_annualized
0.0081
avg_loan_assets_oku
4679421.579953
pretax_group_profit_oku
28969.84401785
income_tax_oku
8111.556325
nci_profit_oku
585.75029619
ifrs_parent_ni_including_at1_oku
20272.53739665
at1_distribution_below_parent_ni_oku
1939.2
common_attributable_ni_oku
18333.33739665
consolidated_ni_oku
20858.28769285
sbc_expense_already_in_ppop_oku
754.13613648
sbc_capital_credit_non_cash_oku
754.13613648
no_separate_sbc_cash_cost
はい
after_tax_rate_assumed
0.28
regulatory
内容を開く
rwa_growth_rate_annualized
0.012
rwa_closing_oku
3567782.4930134
target_cet1_capital_ratio
0.139
book_oci_regulatory_eligible_proxy_oku
-2497.44774511
pre_distribution_cet1_oku
514045.03625981
headroom_versus_target_oku
18123.26973094
closing_cet1_oku
510378.36878047
closing_cet1_ratio
0.14305198531
crisis_recapitalization_oku
0
capital_and_return
内容を開く
opening_parent_common_equity_oku
517021.01047178
parent_common_ni_oku
18333.33739665
noncash_sbc_equity_credit_oku
754.13613648
common_oci_oku
-2497.44774511
company_dividends_paid_oku
3116.66735743
company_buybacks_paid_and_cancelled_oku
550.0001219
new_common_issuance_proceeds_from_third_parties_oku
0
closing_parent_common_equity_oku
529944.36878047
parent_at1_equity_oku
47992.44
at1_distributions_oku
1939.2
nci_dividends_oku
234.30011848
非支配持分資本(億)
18603.56589429
book_clean_surplus_residual_oku
-0
cet1_regulatory_bridge_residual_oku
-0
old_holder_cash_dividend_oku
2510.09813115
old_holder_proportional_buyback_cash_oku
442.72893877
old_holder_total_cash_oku
2952.82706991
opening_pre_cutoff_Q3_dividend_payable_oku
0
cash_clearance_of_pre_cutoff_Q3_dividend_payable_oku
0
closing_pre_cutoff_Q3_dividend_payable_oku
0
Q3_dividend_cash_to_new_cutoff_old_cohort_oku
0
total_company_distribution_paid_oku
3666.66747933
20261023_buyback_authorization_spent_this_period_oku
0
20261023_buyback_authorization_remaining_upper_bound_oku
906.71211854
株数
内容を開く
opening_issued_shares
330321529.90443
opening_treasury_shares
4440000
opening_active_shares
325881529.90443
opening_old_holder_cohort_shares
262583659.80973
equity_settled_new_sbc_shares
650000
new_shares_issued_for_crisis_equity_financing
0
shares_buyback_and_immediate_cancel
532662.30814
closing_issued_shares
330438867.59629
closing_treasury_shares
4440000
closing_active_shares
325998867.59629
closing_old_cohort_shares
262154887.14403
closing_old_equivalence_factor
0.804158888885
shares_bridge_residual
0
balance_sheet_context
内容を開く
consolidated_equity_oku
596540.37467476
parent_at1_book_oku
47992.44
nci_book_oku
18603.56589429
loans_oku
4698064.6938173
deposit_liabilities_oku
4720259.7218178
cash_and_bank_balances_oku
876481.04441988
wholesale_borrowings_and_debt_securities_oku
1375954.5541302
other_net_assets_oku_balancing_residual
1118208.9123855
identity_residual_oku
-0
cash_movement_approximation_oku
内容を開く
deposit_liability_change_oku
65171.23876277
wholesale_debt_change_oku
8614.24395411
loan_asset_growth_oku
37286.22772871
ordinary_net_income_cash_conversion_proxy_oku
18333.33739665
issuer_dividend_cash_out_oku
3116.66735743
issuer_buyback_cash_out_oku
550.0001219
external_common_capital_raised_oku
0
precutoff_declared_Q3_dividend_payable_cash_clearance_oku
0
noncash_SBC_liquidity_contribution_oku
0
noncash_OCI_liquidity_contribution_oku
0
confidence

illustrative liquidity proxy, not audited bank cash flow statement; deposit and loan financing changes simplify noncash flows

event_refs
内容を開く
1

2035-02-15

2

2035-03-05

3

2035-03-06

4

2035-03-20

5

2035-04-23

6

2035-05-10

7

2035-05-11

8

2035-05-15

9

2035-05-25

10

2035-07-23

11

2035-08-10

12

2035-08-13

13

2035-08-27

14

2035-09-17

15

2035-10-15

16

2035-10-22

17

2035-11-09

18

2035-11-12

19

2035-11-26

11
内容を開く
period_id

2036_through_11_06_311days

year
2036
start

2036-01-01

end

2036-11-06

inclusive_days
311
fiscal_year_days
366
annual_fraction
0.849726775956
状態

forecast_assumption

opening
内容を開く
common_equity_oku
529944.36878047
cet1_oku
510378.36878047
rwa_oku
3567782.4930134
CET1比率
14.31%
発行済株式数
330438867.59629
自己株式数
4440000
active_shares
325998867.59629
old_cohort_shares
262154887.14403
loans_oku
4698064.6938173
deposit_liabilities_oku
4720259.7218178
cash_and_bank_balances_oku
876481.04441988
wholesale_borrowings_and_debt_securities_oku
1375954.5541302
nci_book_oku
18603.56589429
at1_book_oku
47992.44
income
内容を開く
ppop_pre_provision_profit_after_sbc_expense_oku
56653.44189736
credit_loss_charge_oku
32445.6843664
credit_cost_annualized
0.0081
avg_loan_assets_oku
4714032.9792794
pretax_group_profit_oku
24207.75753096
income_tax_oku
6778.17210867
nci_profit_oku
496.23452757
ifrs_parent_ni_including_at1_oku
16933.35089472
at1_distribution_below_parent_ni_oku
1647.79016393
common_attributable_ni_oku
15285.56073079
consolidated_ni_oku
17429.58542229
sbc_expense_already_in_ppop_oku
654.90748058
sbc_capital_credit_non_cash_oku
654.90748058
no_separate_sbc_cash_cost
はい
after_tax_rate_assumed
0.28
regulatory
内容を開く
rwa_growth_rate_annualized
0.012
rwa_closing_oku
3604162.1767947
target_cet1_capital_ratio
0.139
book_oci_regulatory_eligible_proxy_oku
-2143.78717456
pre_distribution_cet1_oku
524175.04981728
headroom_versus_target_oku
23196.50724283
closing_cet1_oku
521117.93767113
closing_cet1_ratio
0.144587816005
crisis_recapitalization_oku
0
capital_and_return
内容を開く
opening_parent_common_equity_oku
529944.36878047
parent_common_ni_oku
15285.56073079
noncash_sbc_equity_credit_oku
654.90748058
common_oci_oku
-2143.78717456
company_dividends_paid_oku
2598.54532423
company_buybacks_paid_and_cancelled_oku
458.56682192
new_common_issuance_proceeds_from_third_parties_oku
0
closing_parent_common_equity_oku
540683.93767113
parent_at1_equity_oku
47992.44
at1_distributions_oku
1647.79016393
nci_dividends_oku
198.49381103
非支配持分資本(億)
18901.30661083
book_clean_surplus_residual_oku
0
cet1_regulatory_bridge_residual_oku
0
old_holder_cash_dividend_oku
2089.64332065
old_holder_proportional_buyback_cash_oku
368.44851327
old_holder_total_cash_oku
2458.09183393
opening_pre_cutoff_Q3_dividend_payable_oku
0
cash_clearance_of_pre_cutoff_Q3_dividend_payable_oku
0
closing_pre_cutoff_Q3_dividend_payable_oku
0
Q3_dividend_cash_to_new_cutoff_old_cohort_oku
0
total_company_distribution_paid_oku
3057.11214616
20261023_buyback_authorization_spent_this_period_oku
0
20261023_buyback_authorization_remaining_upper_bound_oku
906.71211854
株数
内容を開く
opening_issued_shares
330438867.59629
opening_treasury_shares
4440000
opening_active_shares
325998867.59629
opening_old_holder_cohort_shares
262154887.14403
equity_settled_new_sbc_shares
552322.40437
new_shares_issued_for_crisis_equity_financing
0
shares_buyback_and_immediate_cancel
450874.40271
closing_issued_shares
330540315.59796
closing_treasury_shares
4440000
closing_active_shares
326100315.59796
closing_old_cohort_shares
261792619.32305
closing_old_equivalence_factor
0.80279781037
shares_bridge_residual
0
balance_sheet_context
内容を開く
consolidated_equity_oku
607577.68428196
parent_at1_book_oku
47992.44
nci_book_oku
18901.30661083
loans_oku
4730001.2647414
deposit_liabilities_oku
4776412.7568692
cash_and_bank_balances_oku
920291.82532277
wholesale_borrowings_and_debt_securities_oku
1383320.4223212
other_net_assets_oku_balancing_residual
1117017.7734081
identity_residual_oku
0
cash_movement_approximation_oku
内容を開く
deposit_liability_change_oku
56153.03505135
wholesale_debt_change_oku
7365.868191
loan_asset_growth_oku
31936.57092409
ordinary_net_income_cash_conversion_proxy_oku
15285.56073079
issuer_dividend_cash_out_oku
2598.54532423
issuer_buyback_cash_out_oku
458.56682192
external_common_capital_raised_oku
0
precutoff_declared_Q3_dividend_payable_cash_clearance_oku
0
noncash_SBC_liquidity_contribution_oku
0
noncash_OCI_liquidity_contribution_oku
0
confidence

illustrative liquidity proxy, not audited bank cash flow statement; deposit and loan financing changes simplify noncash flows

event_refs
内容を開く
1

2036-02-18

2

2036-03-05

3

2036-03-06

4

2036-03-20

5

2036-04-21

6

2036-05-09

7

2036-05-12

8

2036-05-15

9

2036-05-26

10

2036-07-21

11

2036-08-08

12

2036-08-11

13

2036-08-25

14

2036-09-15

15

2036-10-15

terminal_bridge
内容を開く
日付

2036-11-06

terminal_time_years
10.001368925394
方法

no-release steady-state owner cash NPV minus post-release foregone CET1-surplus income NPV plus after-delay surplus principal PV; all holdco-constrained with SBC dilution

2037_normalized_pre_provision_profit_oku
67072.57457505
2037_normalized_loan_assets_oku
4758381.2723299
2037_normalized_credit_loss_oku
33209.33887975
2037_tax_oku
9481.70599468
2037_nci_profit_oku
582.24106617
2037_at1_coupon_oku
1939.2
2037_at1_new_20261029_incremental_coupon_oku
189.2
2037_sustainable_common_ni_oku
21860.08863445
2037_sbc_equity_credit_oku_non_cash
787.68312838
2037_required_cet1_reinvestment_for_rwa_growth_oku
3005.87125545
2037_distributable_common_owner_cash_oku
19641.90050738
terminal_growth_assumed
0.006
terminal_discount_rate_assumed
0.137
perpetual_sbc_new_shares_assumed
650000
perpetual_sbc_fractional_dilution
0.001993251674
denominator_k_less_g_plus_dilution
0.132993251674
2037_normalized_operation_perpetuity_before_capital_surplus_oku
147690.95619608
2037_normalized_operations_after_loss_of_released_capital_earnings_oku
147568.89212212
2037_surplus_net_after_tax_yield_included_in_pre_release_income_assumed
0.015
2037_surplus_earnings_before_release_oku
20.80960352
release_lag_full_years_assumed
2
capital_release_date_assumed

2038-11-06

release_prohibited_without_subsidiary_upstream_approval
はい
first_post_release_earnings_year
2039
post_release_first_year_lost_earnings_at_2037_level_oku
20.80960352
post_release_earnings_loss_pv_at_2036_11_06_oku
122.06407396
capital_release_pv_at_2036_11_06_oku
1069.37553662
terminal_common_NI_pre_release_includes_surplus_yield
はい
terminal_no_recovery_company_value_oku
147690.95619608
terminal_incremental_value_of_release_after_lost_earnings_oku
947.31146266
2036_cet1_surplus_above_policy_target_oku
20139.39509667
2036_extra_regulatory_and_upstream_buffer_oku
14590.16749102
2036_surplus_eligible_after_upstream_buffer_oku
5549.22760565
release_date_RWA_proxy_oku
3647541.8727546
release_date_minimum_CET1_policy_plus_upstream_buffer_oku
521598.4878039
2036_one_time_surplus_release_realizability_factor_assumed
0.25
2036_realizable_one_time_surplus_capital_oku
1387.30690141
terminal_surplus_not_repeated_in_perpetuity
はい
terminal_capital_release_is_later_than_2036_if_lag_positive
はい
terminal_capital_recovery_not_a_timed_holder_CF_within_10yr
はい
capital_yield_subtracted_only_after_release
はい
2036_remaining_group_cet1_after_eventually_releasing_amount_oku
519730.63076971
2036_minimum_policy_cet1_retained_oku
500978.54257446
full_issuer_intrinsic_terminal_oku
148638.26765873
old_cohort_entitlement_fraction
0.80279781037
old_cohort_terminal_value_oku
119326.47581364
add_terminal_to_timed_cashflows
いいえ
no_standalone_sbc_cash_deduction_if_dilution_uses_denominator
はい

金額の単位

億KRW。株数は単位換算用の代理値で、実際の一括売買を意味しません。

未確認事項

1

11月4日までの二次情報と11月5〜6日の追加取得ゼロは条件付きの前提であり、最終取得実績ではありません。

2

期首の普通株資本、CET1、AT1と自己株は別時点の開示と推計を結び付けた代理値です。

3

2036年末の余剰資本を2038年に回収するケースは仮定であり、銀行子会社や監督当局による分配許可は未確認です。

4

ケース内の将来株価、買戻し、配当権利日、信用コストと資金調達の実現は未確認です。

5

ETFの現地源泉税、費用、為替および投資家税は反映していません。

分析基準とデータ

価格・単価
118300
株数
264644204
株価の出所

韓国取引所KINDの11月6日終値

shares_denominator

二次情報を利用した期首取得条件の代理株数。実数は未確認。

ownership_assumption

買戻しに応じない普通株1株を単位換算して表示

追加データ・検証記録

分析ごとに収録された追加の前提、年度別データ、検証上の注意を確認できます。

追加データを開く →

分析に使用した資料

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